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36 days on market
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31 days on market
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Single Family Residence
$494,900
4-Bedroom Home in Fruit Cove Forest
1440 FOREST Lane, St. Johns, FL 32259
Single Family Residence in Fruit Cove Forest, St. Johns · No CDD
Fruit Cove Forest · St. Johns, FL 32259 · St. Johns
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Listing data updated July 15, 2026 · refreshed twice daily
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Listing data updated July 10, 2026 · refreshed twice daily
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4Bedrooms
2Bathrooms
2,028Sq Ft
1987Year Built
$244Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
3% above
$/sq ft vs community
$244 here vs $237 median sold (12 mo)
Buyer leverage
Balanced market
36 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~16 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $494,900 — recent neighborhood median sale price ~$460,000 (nearby sales; deemed reliable, not an appraisal)
36 days on market
HOA ~$50/mo (estimate; confirm)
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No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 1987 · 39 yrs
2,028 sq ft of living area
2-car garage
$244/sq ft — compared with the displayed median of $215 from recent nearby sales
Listed at $494,900 — recent neighborhood median sale price ~$375,000 (nearby sales; deemed reliable, not an appraisal)
31 days on market
HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
School district: Schools Fruit Cove sits in the St. Johns County SchoolCommunity built 1978–2025Walmart Neighborhood Market · 3 min driveBella Vista Italian Restaurant · 3 min driveJulington Village · 3 min drive
Momentum Research · Fruit Cove
Pricing & the Fruit Cove market
How this home is priced against recent nearby sales, and where Fruit Cove has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Fruit Cove
Each dot is a closed sale since 2001 (250 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $244/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 39 (cold).
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Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2
Living area2,028 sq ft
Year built1987
Property typeSingle Family Residence
Financial
Est. monthly payment$3,251
Est. taxes / yr~$4,256
Est. insurance / yr~$3,180
HOA$50/mo
CDDNone on record
Price / sq ft$244
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~16 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,180/yr
Market
Days on market31
Neighborhood median DOM69
Active listings (area)4
Months of supply5.3
Comparable-sales median$375,000
This home31d
Area median69d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,180/yr
Estimated homeowners premium; get a real quote.
Months of supply
5.3 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
30/100
Slower market — from supply, under-contract share, and days on market.
Estimated monthly payment
$3,251/mo
Principal & interest $2,581/mo79%
Taxes $355/mo11%
Insurance $265/mo8%
HOA $50/mo2%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Flood safety (95), Insurance cost (60)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area16
This home $244/sq ft vs area median $215/sq ft from recent nearby sales.
Affordability0
List price $494,900 vs area median $375,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Market liquidity41
Area median 69 days on market, ~5.3 months of supply.
Investment metrics35
Objective supply and demand metrics for the area - not investment advice.
Renovation upside45
From a 1987 build and $244/sq ft vs area $215/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$494,900
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
2,028
Living area
Sq ft (approx.)
$244
Price / sq ft
List ÷ living area
The home
Year built1987
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,256/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~16 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
The Messtimate™
The Messtimate: $383,292 – $488,748
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$383,292the mess$488,748
Actual list price: $494,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 31 days on market vs. a ~69-day neighborhood median
4 active listings competing in Fruit Cove Forest
2 under contract now
33% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈5.3 months of supply (one market-context metric; should not be used alone)
Median sale price is down 39% over the last 50 months
Homes here sell at about 95.8% of list price
9 closed here in the last 12 months
For reference, this home is listed at $494,900 ($244/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,028 sq ft × $189–$241/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Fruit Cove Forest market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
4Active listings
2Under contract
0New this month
5.3Months of supply
69Median days on market
33%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
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Property timeline
This home’s history
1987BuiltPer public record
Jul 2, 2026First trackedObserved at $494,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,177/mo
Principal & interest $2,508/mo79%
Taxes $355/mo11%
Insurance $265/mo8%
HOA $50/mo2%
$3,177/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Flood safety (95), Buyer competition (88)
0 limited50100 exceptional
61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area43
This home $244/sq ft vs the community 12-month median $237/sq ft.
Affordability37
List price $494,900 vs the community median $460,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~16 ft elevation. Verify the parcel with FEMA.
Insurance cost60
From FEMA Zone X and a 1987 build. Obtain a property-specific quote.
Market liquidity50
Community median 35 days on market, ~6.0 months of supply (12-month record).
Renovation upside45
From a 1987 build and $244/sq ft vs the community median $237/sq ft. Not a condition assessment.
Buyer competition88
12% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power73
Recent sales closed at about 93.4% of original asking (~6.6% below). More room below asking generally favors buyers.
Market timing61
Momentum Market Heat is 39/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
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Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$494,900
Bed / bath4 / 2
Living area2,028 sq ft
Year built1987
Property typeSingle Family Residence
MLS #2150132
Listing status31 days on market
Days on market31
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~16 ft
CountySt. Johns
Estimated first-year tax~$4,256/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$244
Estimated monthly payment$3,251
Estimated insurance~$3,180/yr
Messtimate rangeNot available on this page
Comparable-sales median$375,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
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Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 36 days on market for this home, against a 35-day area median.Days on market:this home 36Area median: 35 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $244 per square foot, about 3% above the community’s $237 median. Fruit Cove’s 12-month median sold price per square foot is $237. Median sold price per square foot is down 12.4% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Fruit Cove sales closed near 93.4% of original asking. Cash paid for about 12% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4 active listings in Fruit Cove, no CDD assessment.
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome home to Forest Lane, where modern updates meet peaceful living. This beautifully renovated 4-bedroom, 2-bathroom home offers 2,080 square feet of move-in-ready living space on a large lot in one of St. Johns' most desirable areas.
Extensively updated throughout, the home features a metal roof, new HVAC, fresh interior and exterior paint, and a complete renovation that blends style and comfort. Every detail has been thoughtfully refreshed, creating a warm and inviting atmosphere from the moment you enter. Step outside to a spacious fenced backyard, perfect for entertaining or enjoying the Florida sunshine.
The covered, screened lanai is ideal for morning coffee, weekend gatherings, or relaxing evenings overlooking your private outdoor retreat. Located in a quiet, established neighborhood with convenient access to top-rated St. Johns County schools, shopping, dining, and major commuter routes.
These opportunities are rare. Schedule your private showing today!
Description provided by LIVE LOVELY REALTY LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$494,900
Bed / bath4 / 2
Living area2,028 sq ft
Year built1987
Property typeSingle Family Residence
Garage2-car
MLS #2150132
Listing status36 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~16 ft
Windstorm exposureModerate
CountySt. Johns
Area listings4 active · 2 under contract
Estimated first-year tax~$4,256/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$244
Estimated monthly payment$3,177
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$460,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$423,852the mess$537,420
Actual list price: $494,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 36 days on market vs. a 35-day community median
4 active listings competing, 2 under contract
≈6.0 months of supply
8 closed here in the last 12 months
For reference, this home is listed at $494,900 ($244/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,028 sq ft × $209–$265/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Keep looking
Similar homes for sale near Fruit Cove Forest
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $494,900Momentum Realty · on market 36 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,256/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~16 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Fruit Cove Forest
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Fruit Cove Forest neighborhood guide for more.
Comparable sales found
3
Recent nearby closings in the data set.
Community median sale price
$460,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$237
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Fruit Cove Forest
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Civic
County zoning board unanimously denies a Daily's gas station proposal on SR 13
The St. Johns County Planning and Zoning Agency voted unanimously on July 9 to deny First Coast Energy's proposal for a Daily's gas station and car wash on State Road 13 beside the Fruit Cove Estates subdivision. It is the third denial on the parcel, which the company has pursued since buying the land in 2016, and an incomplete traffic study factored into the decision.
Why it matters: Repeated denials on this SR 13 parcel may suggest the county is holding a cautious line on commercial intensity along the corridor.
First Coast Expressway link at the Shands Bridge set to open June 29
The Florida Department of Transportation expects to open the final Clay County segment of the First Coast Expressway by midday Monday, June 29, adding signals at Leonard C. Taylor Parkway that let drivers head north onto the expressway directly off the Shands Bridge. State officials said St. Johns County communities such as Fruit Cove are expected to gain quicker access to the expressway than before.
Why it matters: Faster access to a limited access corridor at the Shands Bridge could broaden practical commute options for the Fruit Cove area, a factor that historically can influence demand along feeder routes.
County celebrates completion of CR-210 widening serving NW St. Johns growth
St. Johns County marked the completion of the County Road 210 widening project in late April 2026, a major arterial improvement in the growing northern part of the county. The widening was undertaken to expand capacity amid sustained regional growth.
Why it matters: Completing a major NW St. Johns arterial could improve east-west travel across the area and support access to the broader corridor near established communities like Fruit Cove.
UF Health Durbin Park medical office building issued $7.5 million build-out permit
St. Johns County issued a Feb. 5 build-out permit for 13,326 square feet of a 72,147-square-foot medical office building at the 42.5-acre UF Health Durbin Park campus, at 120 Flagler Health Way near Race Track Road. The county had issued a $10.8 million shell permit in April 2025. The medical office building was reported as targeting a summer 2026 opening, with a hospital planned for fall 2026.
Why it matters: A growing medical campus along the Race Track Road corridor could expand nearby healthcare access, an amenity sometimes referenced for established NW St. Johns neighborhoods.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Neighborhood Market 3 min
Dining
Bella Vista Italian Restaurant 3 min
Shopping
Julington Village 3 min
Parks
Julington Creek Plantation Park 6 min
In the area
Recent Fruit Cove news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Civic
County zoning board unanimously denies a Daily's gas station proposal on SR 13
The St. Johns County Planning and Zoning Agency voted unanimously on July 9 to deny First Coast Energy's proposal for a Daily's gas station and car wash on State Road 13 beside the Fruit Cove Estates subdivision. It is the third denial on the parcel, which the company has pursued since buying the land in 2016, and an incomplete traffic study factored into the decision.
Why it matters: Repeated denials on this SR 13 parcel may suggest the county is holding a cautious line on commercial intensity along the corridor.
First Coast Expressway link at the Shands Bridge set to open June 29
The Florida Department of Transportation expects to open the final Clay County segment of the First Coast Expressway by midday Monday, June 29, adding signals at Leonard C. Taylor Parkway that let drivers head north onto the expressway directly off the Shands Bridge. State officials said St. Johns County communities such as Fruit Cove are expected to gain quicker access to the expressway than before.
Why it matters: Faster access to a limited access corridor at the Shands Bridge could broaden practical commute options for the Fruit Cove area, a factor that historically can influence demand along feeder routes.
County celebrates completion of CR-210 widening serving NW St. Johns growth
St. Johns County marked the completion of the County Road 210 widening project in late April 2026, a major arterial improvement in the growing northern part of the county. The widening was undertaken to expand capacity amid sustained regional growth.
Why it matters: Completing a major NW St. Johns arterial could improve east-west travel across the area and support access to the broader corridor near established communities like Fruit Cove.
UF Health Durbin Park medical office building issued $7.5 million build-out permit
St. Johns County issued a Feb. 5 build-out permit for 13,326 square feet of a 72,147-square-foot medical office building at the 42.5-acre UF Health Durbin Park campus, at 120 Flagler Health Way near Race Track Road. The county had issued a $10.8 million shell permit in April 2025. The medical office building was reported as targeting a summer 2026 opening, with a hospital planned for fall 2026.
Why it matters: A growing medical campus along the Race Track Road corridor could expand nearby healthcare access, an amenity sometimes referenced for established NW St. Johns neighborhoods.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Neighborhood Market 3 min
Dining
Bella Vista Italian Restaurant 3 min
Shopping
Julington Village 3 min
Parks
Julington Creek Plantation Park 6 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Hickory Creek Elementary SchoolPublic PreK-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Switzerland Point Middle SchoolPublic 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Bartram Trail High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Mar 2026
$375,000
1440 FOREST Lane, Fruit Cove
3 / 2 bd/ba · 2,028 sq ft · $185/sq ft
Courtesy of STA SUNRISE REALTY · View details →
Sold Feb 2026
$420,000
1422 FRUIT COVE FOREST Road, Fruit Cove
3 / 2 bd/ba · 1,952 sq ft · $215/sq ft
Courtesy of WATSON REALTY CORP · View details →
Sold Oct 2025
$365,000
1445 FRUIT COVE FOREST Road, Fruit Cove
3 / 2 bd/ba · 1,660 sq ft · $220/sq ft
Courtesy of HOMEPRO REALTY JACKSONVILLE LLC · View details →
Community 12-month median: $237/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
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If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,268 – $3,299/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$979 – −$52At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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Keep looking
Similar homes for sale near Fruit Cove Forest
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
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Listing description
About this home
Welcome home to Forest Lane, where modern updates meet peaceful living. This beautifully renovated 4-bedroom, 2-bathroom home offers 2,080 square feet of move-in-ready living space on a large lot in one of St. Johns' most desirable areas.
Extensively updated throughout, the home features a metal roof, new HVAC, fresh interior and exterior paint, and a complete renovation that blends style and comfort. Every detail has been thoughtfully refreshed, creating a warm and inviting atmosphere from the moment you enter.
Step outside to a spacious fenced backyard, perfect for entertaining or enjoying the Florida sunshine. The covered, screened lanai is ideal for morning coffee, weekend gatherings, or relaxing evenings overlooking your private outdoor retreat.
Located in a quiet, established neighborhood with convenient access to top-rated St. Johns County schools, shopping, dining, and major commuter routes. These opportunities are rare. Schedule your private showing today!
Description provided by LIVE LOVELY REALTY LLC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2
Living area2,028 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built1987
Age39 yrs
Listing
MLS #2150132
StatusActive Under Contract
Days on market31
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Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: July 15, 2026)
Community market stats
realMLS closed sales, as of July 14, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
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Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $494,900Momentum Realty · on market 31 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
>>>>>>> origin/main
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1440 FOREST Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
