68 days on marketSingle Family Residence▼ Price cut: $10,000 (8/4)
$575,000
4-Bedroom Home in Rivertown
152 CLOVERBROOK Road, St. Johns, FL 32259
Single Family Residence in Rivertown, St. Johns
Rivertown · St. Johns, FL 32259 · St. Johns
Listing data updated September 10, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,504Sq Ft
2020Year Built
$230Per Sq Ft
2-car garageFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% below
$/sq ft vs community
$230 here vs $241 median sold (12 mo)
Buyer leverage
Balanced market
68 days on market
2.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~24 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 10, 2026, 152 CLOVERBROOK Road in Rivertown, St. Johns is listed at $575,000 (2,504 sq ft, about $230 per sq ft). That sits within a few percent of Rivertown's median closed sale of $551,126 over the last 12 months (174 recorded sales). It has been 68 days on market. Listing facts: built in 2020, HOA dues of $4/mo, a CDD assessment of about $1,900/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$1,900/yr
Built 2020 · 6 yrs
2,504 sq ft of living area
2-car garage
Listed at $575,000 — recent neighborhood median sale price ~$551,126 (nearby sales; deemed reliable, not an appraisal)
68 days on market
HOA $4/mo (per listing)
School district: Sizes Townhomes to riverfront Amenities Riverfront amenity centers HOA HOA plus a CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2013–20266 Mile Outpost · 7 min driveAntonio's Pizza and Grill · 9 min driveTrout Creek Memorial Park and Marina · 13 min drive
Momentum Research · Riverside At Rivertown
Pricing & the Riverside At Rivertown market
How this home is priced against recent nearby sales, and where Riverside At Rivertown has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Riverside At Rivertown
Each dot is a closed sale since 2021 (758 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2021–2026. This home lists at $230/sq ft.
Median sale price by year
12-month median closed price, 2021–2026.
Property timeline
This home’s history
2020BuiltPer public record
Jul 10, 2026First trackedObserved at $585,000
Aug 4, 2026Price cut$575,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,721/mo
Principal & interest $2,971/mo80%
Taxes $412/mo11%
Insurance $175/mo5%
HOA $4/mo0%
CDD $158/mo4%
$3,721/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $4,175/yr ($348/mo)
+$2,900 more each year
(+69%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$223,136
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
62/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area61
This home $230/sq ft vs the community 12-month median $241/sq ft.
Affordability43
List price $575,000 vs the community median $551,126. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~24 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2020 build. Obtain a property-specific quote.
Market liquidity66
Community median 52 days on market, ~2.2 months of supply (12-month record).
Renovation upside30
From a 2020 build and $230/sq ft vs the community median $241/sq ft. Not a condition assessment.
Pricing power61
Recent sales closed at about 95.8% of original asking (~4.2% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.2 months of supply in the surrounding market and 68 days on market for this home, against a 52-day area median.Days on market:this home 68Area median: 52 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 9, 2026.
🟡 Asking $230 per square foot, about 5% below the community’s $241 median. Riverside At Rivertown’s 12-month median sold price per square foot is $241. Median sold price per square foot is down 4.2% year over year. Confidence: Very High · 174 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Riverside At Rivertown sales closed near 95.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 9, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 65 active listings in Riverside At Rivertown.
Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Nestled on an expansive preserve homesite, this exceptional residence offers the ultimate in privacy and luxury living. Thoughtfully designed with both elegance and functionality in mind, the spacious open floor plan showcases tranquil preserve views from the owner's retreat, creating a peaceful sanctuary to begin and end each day. Rich hardwood flooring flows throughout the main living areas and private office, while a WHOLE HOUSE GENERATOR provides added comfort and peace of mind.
At the heart of the home is a spectacular chef's kitchen featuring premium cabinetry with abundant storage, gleaming quartz countertops, stainless steel appliances, and an oversized layout designed for effortless entertaining and everyday living. The kitchen seamlessly opens to the inviting family room with a cozy fireplace and an elegant dining area, creating the perfect gathering space for family and guests. Walls of sliding glass doors extend the living space outdoors to an oversized covered lanai overlooking the expansive, private backyard.
With ample room to design your dream resort-style pool and outdoor oasis, the possibilities are endless. Located within the highly sought-after RiverTown community, residents enjoy an unparalleled lifestyle with world-class amenities, scenic riverfront trails, resort-style pools, fitness centers, parks, dining, and countless recreational opportunities. Combining timeless design, exceptional privacy, and an enviable location, this remarkable home offers luxury living at its finest at an AMAZING PRICE!
Don't miss out on this opportunity!
Description provided by 904 FINE HOMES and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$575,000
Bed / bath4 / 3
Living area2,504 sq ft
Year built2020
Property typeSingle Family Residence
Garage2-car
MLS #2153747
Listing status68 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~24 ft
Windstorm exposureModerate
CountySt. Johns
Area listings65 active · 58 under contract
Estimated first-year tax~$4,945/yr
CDD assessment~$1,900/yr
HOA (per listing)$4/mo
Calculated estimates
Price per sq ft$230
Estimated monthly payment$3,721
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$551,126
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$530,848the mess$676,080
Actual list price: $575,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $4/mo and a CDD assessment of about $1,900/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 68 days on market vs. a 52-day community median
65 active listings competing, 57 under contract
≈2.2 months of supply
361 closed here in the last 12 months
For reference, this home is listed at $575,000 ($230/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,504 sq ft × $212–$270/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.
Keep looking
Similar homes for sale near Rivertown
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $575,000Momentum Realty · on market 68 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,945/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$1,900/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$4/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~24 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 152 CLOVERBROOK Road?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by 904 FINE HOMES · MLS # 2153747
Request a showing
Market data · public records
Recent sales activity in Rivertown
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Rivertown neighborhood guide for more.
Comparable sales found
3
Recent nearby closings in the data set.
Community median sale price
$551,126
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$241
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Rivertown
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Market
RiverTown lands 20th on the RCLCO mid year ranking of top selling master planned communities
Consultant RCLCO placed RiverTown 20th in its mid year 2026 list of top selling master planned communities, crediting 300 home sales so far this year, roughly 3 percent ahead of the same point in 2025. Mattamy Homes is building toward about 4,500 homes at full completion. SilverLeaf, also in northwest St. Johns County, ranked 7th with 575 sales.
Why it matters: Absorption at this pace could keep builder incentives narrower here than in slower submarkets, though resale sellers may continue competing directly against new inventory.
Greenbriar tract at CR 210 and Veterans Parkway trades for 11.1 million dollars
Land planned for a grocery anchored shopping center sold July 15 for 11.1 million dollars to Southeastern, an Augusta, Georgia development firm with a track record building for Kroger, The Home Depot and Dick's Sporting Goods. County review documents describe roughly 77,000 square feet of center anchored by a 61,000 square foot grocery store, plus four outparcels and a fueling station site.
Why it matters: A closed land sale historically moves a grocery concept from speculative to probable, which could shorten daily errand trips for the west side of the RiverTown and Greenbriar corridor.
County breaks ground on $23.8 million Greenbriar Park and Library
St. Johns County held a March 10, 2026 groundbreaking for Greenbriar Park and Library at 505 Rally Road, a $23.8 million project that is the third of four sites in the county's regional park initiative. Plans include two softball fields, two baseball fields, pickleball courts, a playground, and a full-service library and community center.
Why it matters: A county-funded park and library within a short drive of RiverTown could add public amenity depth that the community itself does not have to fund, a factor that may support the broader Greenbriar corridor's appeal.
Fifth Third Bank branch advances at Shoppes at RiverTown
A sign permit was issued February 13, 2026 for the Fifth Third Bank branch under construction at the Shoppes at RiverTown off Greenbriar Road and Longleaf Pine Parkway, following a roughly $2.5 million building permit issued in October 2025. The branch adds a national bank presence to the Publix-anchored center serving the community.
Why it matters: Financial services tenants typically follow proven rooftop counts, so this commitment may be read as a vote of confidence in RiverTown's maturing commercial node.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Weedman's Grocery 16 min
Dining
Antonio's Pizza and Grill 9 min
Shopping
6 Mile Outpost 7 min
Parks
Trout Creek Memorial Park and Marina 13 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Hallowes Cove AcademyAssigned elementary school · St. Johns County School District
Freedom Crossing AcademyAssigned middle school · St. Johns County School District
GRADEA
Bartram TrailAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$525,000
229 CHANDLER Drive, St. Johns
4 / 3.5 bd/ba · 2,533 sq ft · $207/sq ft
Courtesy of ROUND TABLE REALTY · View details →
Sold Aug 2026
$525,000
704 KENDALL CROSSING Drive, St. Johns
3 / 2.5 bd/ba · 2,316 sq ft · $227/sq ft
Courtesy of EAGLES WORLD REALTY, INC · View details →
Community 12-month median: $241/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,635 – $3,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,164 – −$85At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 152 CLOVERBROOK Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $4/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
A CDD assessment of about $1,900/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,504 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,945/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: September 10, 2026)
Community market stats
realMLS closed sales, as of September 9, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 152 CLOVERBROOK Road and when was it built?
Per the listing record, 152 CLOVERBROOK Road was built in 2020 and has 2,504 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 152 CLOVERBROOK Road in?
152 CLOVERBROOK Road is in Rivertown in St. Johns, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Rivertown from the same MLS data.
Does 152 CLOVERBROOK Road have an HOA, and how much are the dues?
The listing reports HOA dues of $4 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,900 per year; confirm the exact figure with the county.
Why might property taxes on 152 CLOVERBROOK Road differ from the current owner's?
The estimate on this page (about $4,945 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 152 CLOVERBROOK Road?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 152 CLOVERBROOK Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 152 CLOVERBROOK Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
