Under Contract Single Family Residence
$685,000
5-Bedroom Pool Home in Herons Walk

16681 Oak Preserve Drive, Jacksonville, FL 32226

Single Family Residence in Herons Walk, Jacksonville
Herons Walk · Jacksonville, FL 32226 · Duval County
Listing data checked against the MLS November 12, 2026 at 11:25 AM ET · rechecked hourly
5Bedrooms
4Bathrooms
3,387Sq Ft
2012Year Built
$202Per Sq Ft
Private pool3-car garageFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
35% above
$/sq ft vs community
$202 here vs $150 median sold (12 mo)
Buyer leverage
Seller-leaning
41 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~13 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $685k tops 12 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

16681 OAK PRESERVE Drive in Herons Walk, Jacksonville is listed at $685,000 (3,387 sq ft, about $202 per sq ft). It has been listed Oct 2, 2026. Listing facts: built in 2012, a private pool, HOA dues of $125/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 2012 · 14 yrs
  • 3,387 sq ft of living area
  • 3-car garage
  • Listed at $685,000 — recent neighborhood median sale price ~$487,000 (nearby sales; deemed reliable, not an appraisal)
  • listed Oct 2, 2026
  • HOA $125/mo (per listing)
Listing description

About this home

Nestled in a charming, and small gated community, this stunning 5-bedroom, 4-bath POOL home sits on a full acre with a peaceful pond view. As you enter, you'll immediately notice the open floor plan, high ceilings, lots of windows, and abundance of natural light. The spacious living room features recessed lighting and built-in surround-sound speakers, making it a comfortable place to relax or entertain.

The gourmet kitchen is designed for both everyday living and entertaining, with granite countertops, a large center island, beautiful backsplash, stainless steel appliances including a double oven, a convenient butler's pantry, and a huge walk-in pantry. The formal dining room is conveniently located just off the kitchen. The first floor also offers a spacious guest bedroom with an adjacent full bathroom, along with a large laundry room with plenty of cabinetry.

Tile and luxury vinyl plank flooring throughout the downstairs add both style and practicality. One of the highlights of this home is the beautiful screened-in pool area. Custom-built by Blue Haven, the 18,000-gallon pool features a tanning ledge, tiled waterfall, travertine paver decking, and an integrated in-floor pop-up cleaning system that circulates and cleans automatically.

A SmartPure UV sanitization system keeps the water gentle and nearly chlorine-free, and a handheld wireless remote controls pool lighting and features. A spacious covered lanai overlooks the pool and peaceful pond. It's a wonderful space to enjoy your morning coffee, gather with family and friends, or simply relax and take in the tranquil surroundings.

Upstairs, you'll find a generous loft, four additional bedrooms, and three full bathrooms. The spacious primary suite features elegant tray ceilings and a beautiful en-suite bathroom with a garden tub, separate tiled shower, and oversized walk-in closet. Additional features include a newer water heater and AC, wood stairs with wrought-iron railing, a 3-car garage, irrigation system, and an abundance of storage throughout the home.

All appliances convey, including the refrigerator, garage freezer, washer, and dryer. With a one-acre lot, a gorgeous screened pool, tranquil pond views, spacious rooms, lots of storage and a low HOA fee, this home offers a wonderful combination of comfort, privacy, and convenience. Ideally located near major highways, shopping, dining, entertainment, and the River City Marketplace, this is a home that truly has something for everyone.

All 74 photos

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Description provided by UNITED REAL ESTATE GALLERY and reproduced from the MLS; not independently verified.

Listing courtesy of UNITED REAL ESTATE GALLERYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$489,000the mess$628,000

Strong local evidence — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales; the Duval County 2025 tax roll just value ($488,918) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,820 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 9.0% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-12.

Actual list price: $685,000 ($202/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 28% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • The pool — a private pool carries cost and value the model only sees through the comps.
  • Carrying costs & concessions — this home carries HOA dues of $125/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • 2 active listings competing, 1 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20) + a local hedonic fit (60 sales) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 12, 2026.

How it stacks up

Comparable recent sales

6 closed sales within about 3 miles, in the same part of Jacksonville (the Northside) in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $487,000 ($150/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$685,000
Bed / bath5 / 4
Living area3,387 sq ft
Year built2012
Property typeSingle Family Residence
Garage3-car
PoolYes
MLS #2166989
Listing statusUnder Contract

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~13 ft
CountyDuval
Area listings2 active · 1 under contract
Estimated first-year tax~$11,350/yr
CDD assessmentNone on record
HOA$125/mo

Calculated estimates

Price per sq ft$202
Estimated monthly payment$5,030
Insurance (illustrative)$2k–$4k/yr
Messtimate range$491,115 – $548,694
Comparable-sales median$487,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,030/mo
  • Principal & interest $3,712/mo 74%
  • Taxes $946/mo 19%
  • Insurance $247/mo 5%
  • HOA $125/mo 2%

$5,030/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$11,350/yr
≈ $946/mo·effective rate ~1.66%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $5,625/yr ($469/mo) — taxable value $314,698 × 17.86 mills
$5,725 more each year
(+102%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$174,220
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$488,918
Market value
$365,420
Assessed
$314,698
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 16681 Oak Preserve Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $5,625/yr (certified county roll, taxable value × millage). Buy at the asking price of $685,000 and the first-year bill resets to about $11,350/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$125/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2012. An original roof is about 14 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the asking price, before the mortgage: about $1,180/month (tax $946, HOA $125, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$125/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~13 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Herons Walk

Pricing & the Herons Walk market

How this home is priced against recent nearby sales, and where Herons Walk has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales15849 TISONS BLUFF Road15849 TISONS BLUFF Road: $139/sq ft$13916143 KAYLA COVE Court16143 KAYLA COVE Court: $145/sq ft$14516361 MAGNOLIA GROVE Way16361 MAGNOLIA GROVE Way: $149/sq ft$149187 BRADFORD LAKE Circle187 BRADFORD LAKE Circle: $151/sq ft$151984 EAGLE BEND Court984 EAGLE BEND Court: $162/sq ft$162This homeThis home: $202/sq ft$20216570 SAND HILL Drive16570 SAND HILL Drive: $210/sq ft$210Community median $150

Price vs. size in Herons Walk

Each dot is a closed sale since 2011 (36 total). This home is the gold marker.

$62k$391k$720k1,0962,3453,594This home: $685,000, 3,387 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2022. This home lists at $202/sq ft.

$83$160$2372013: $11320132014: $10620142015: $9820152017: $12120172019: $11420192020: $14420202021: $15820212022: $2222022

Median sale price by year

12-month median closed price, 2013–2022.

$251k$402k$554k2013: $291k20132014: $316k20142015: $280k20152017: $336k20172019: $285k20192020: $370k20202021: $444k20212022: $525k2022
Property timeline

This home’s history

  • 2012BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Oct 2, 2026)
  • Oct 2, 2026First seen on our siteObserved at $685,000
  • NowUnder contractActive under contract

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $685,000UNITED REAL ESTATE GALLERY · listed Oct 2, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

42/100
Strongest on: Flood safety (90), Insurance cost (77)
0 limited50100 exceptional

42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $202/sq ft vs the community 12-month median $150/sq ft.
Affordability0
List price $685,000 vs the community median $487,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~13 ft elevation. Verify the parcel with FEMA.
Insurance cost77
From FEMA Zone X and a 2012 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $202 per square foot, about 35% above the community’s $150 median. Herons Walk’s 12-month median sold price per square foot is $150. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

73% of homes in Herons Walk are owner-occupied. An estimated 27% are non-owner-occupied, including 8% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 214 homes matched. Community-level context.

What’s unique here: one of only 2 active listings in Herons Walk, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by UNITED REAL ESTATE GALLERY · MLS # 2166989

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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The street

Every home on Oak Preserve Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Herons Walk news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Civic

Nassau committee proposes data center zoning district with no county incentives

A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.

Why it matters: The rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 7 miles northeast of Herons Walk.

Fernandina Observer

Oct 2026 · Market

Northeast Florida home sales dip in September as inventory tightens

Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

Why it matters: Lower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 15 miles south of Herons Walk.

Clay Today

Jul 2026 · Builder

Wildlight subdivision advances in Yulee as the master-planned community expands

Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 10 miles north of Herons Walk.

Jax Daily Record

Apr 2026 · Development

Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

Why it matters: A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 12 miles southeast of Herons Walk, elsewhere in Duval County.

JAXPORT

Go deeper

More on Herons Walk

Go deeper on Herons Walk

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Duval County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 16681 OAK PRESERVE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2012: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $125/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 3,387 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $11,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,725 more per year than the current owner’s estimated bill (+102%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: November 12, 2026)
Comparable salesrealMLS closed sales within about 3 miles, in the same part of Jacksonville (the Northside), last 18 months, as of November 11, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 16681 OAK PRESERVE Drive and when was it built?

Per the listing record, 16681 OAK PRESERVE Drive was built in 2012 and has 3,387 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 16681 OAK PRESERVE Drive in?

16681 OAK PRESERVE Drive is in Herons Walk in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 16681 OAK PRESERVE Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $125 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 16681 OAK PRESERVE Drive differ from the current owner's?

The estimate on this page (about $11,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,725 more per year than the current owner’s estimated bill (+102%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 16681 OAK PRESERVE Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.