4 bedroom Single Family Residence at 1799 Moorings Circle, Paradise Moorings, Middleburg — photo 1Front elevation
4 bedroom Single Family Residence at 1799 Moorings Circle, Paradise Moorings, Middleburg — photo 2Living space
4 bedroom Single Family Residence at 1799 Moorings Circle, Paradise Moorings, Middleburg — photo 3Kitchen
4 bedroom Single Family Residence at 1799 Moorings Circle, Paradise Moorings, Middleburg — photo 4Owner's suite
4 bedroom Single Family Residence at 1799 Moorings Circle, Paradise Moorings, Middleburg — photo 5Exterior / yardView all 50 photos →
20 days on market (MLS) Single Family Residence
$655,000
4-Bedroom Home in Paradise Moorings

1799 Moorings Circle, Middleburg, FL 32068

Single Family Residence in Paradise Moorings, Middleburg · No CDD on record
Paradise Moorings · Middleburg, FL 32068 · Clay County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
3Bathrooms
3,010Sq Ft
2004Year Built
$218Per Sq Ft
3-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
20% above
$/sq ft vs community
$218 here vs $181 median sold (12 mo)
Buyer leverage
Buyer advantage
20 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 1799 MOORINGS Circle in Paradise Moorings, Middleburg is listed at $655,000 (3,010 sq ft, about $218 per sq ft). That sits within a few percent of Paradise Moorings's median closed sale of $660,000 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $181/sq ft by about 20%. It has been 20 days on market. Listing facts: built in 2004, HOA dues of $140/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2004 · 22 yrs
  • 3,010 sq ft of living area
  • 3-car garage
  • 20 days on market
  • HOA $140/mo (per listing)
Listing description

About this home

Welcome to Paradise Moorings, a charming gated community with white picket fences & access to Doctors Lake, a private boat ramp, dock & clubhouse. Situated on a quiet cul-de-sac, this spacious 4-bedroom, 3-bath home offers a bonus loft and an inviting layout designed for both comfortable living & entertaining. A covered front porch welcomes you into a large foyer, with a formal dining room and a flexible room ideal for a home office.

The kitchen features stainless steel appliances & opens seamlessly to the living room, complete with a cozy fireplace. French doors lead to the covered patio, creating an ideal space for outdoor entertaining. A spacious primary suite features 2 closets, a private bath with a garden tub, separate shower, and dual sinks.

Bedrooms 2 & 3 share a Bath, while the 4th bedroom with bath. A 3-car, courtyard-entry garage. this home offers a wonderful combination of comfort and community living .

New: Roof 2026, Fresh interior paint, Water Heaters and Carpet

All 50 photos

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Description provided by FLORIDA HOMES REALTY & MTG LLC and reproduced from the MLS; not independently verified.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$655,000
Bed / bath4 / 3
Living area3,010 sq ft
Year built2004
Property typeSingle Family Residence
Garage3-car
MLS #2164215
Listing status20 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyClay
Area listings3 active · 0 under contract
Estimated first-year tax~$9,100/yr
CDD assessmentNone on record
HOA$140/mo

Calculated estimates

Price per sq ft$218
Estimated monthly payment$4,668
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$660,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$4,668/mo
  • Principal & interest $3,497/mo 75%
  • Taxes $758/mo 16%
  • Insurance $273/mo 6%
  • HOA $140/mo 3%

$4,668/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$9,100/yr
≈ $758/mo·effective rate ~1.39%
Estimate: asking price less the $50,000 homestead exemption × Clay County rate (15.05 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,025/yr ($335/mo) — taxable value $267,390 × 15.05 mills
$5,075 more each year
(+126%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$281,509
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$548,899
Market value
$318,112
Assessed
$267,390
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Clay County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$140/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Clay County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Moderate
Coastal floodingRelatively Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Paradise Moorings

Pricing & the Paradise Moorings market

How this home is priced against recent nearby sales, and where Paradise Moorings has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1867 PARADISE MOORINGS B…1867 PARADISE MOORINGS Boulevard: $181/sq ft$181This homeThis home: $218/sq ft$2181936 MOORINGS Circle1936 MOORINGS Circle: $221/sq ft$221Community median $181

Price vs. size in Paradise Moorings

Each dot is a closed sale since 2004 (157 total). This home is the gold marker.

$0$993k$2.0M1083,3046,499This home: $655,000, 3,010 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $218/sq ft.

$93$156$2192012: $10520122013: $1232014: $10520142015: $1262016: $12420162017: $1332018: $12020182019: $1302020: $13720202021: $1702022: $18420222023: $2052025: $20720252026: $1812026

Median sale price by year

12-month median closed price, 2012–2026.

$275k$523k$770k2012: $323k20122013: $368k2014: $350k20142015: $387k2016: $363k20162017: $434k2018: $372k20182019: $450k2020: $465k20202021: $510k2022: $682k20222023: $645k2025: $722k20252026: $660k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 30 (cold).

2360962013: 3120132014: 512015: 4920152016: 302017: 4620172018: 592019: 5220192020: 312021: 7220212022: 892023: 5520232026: 302026
Property timeline

This home’s history

  • 2004BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 1, 2026
  • Sep 10, 2026First seen on movewithmomentum.comObserved at $655,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $655,000Momentum Realty · on market 20 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 2 closed sales within about 10 miles in Clay County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Clay County in the last 18 months. Only 2 qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 3,010 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

47/100
Strongest on: Market timing (70), Pricing power (69)
0 limited50100 exceptional

47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $218/sq ft vs the community 12-month median $181/sq ft.
Affordability51
List price $655,000 vs the community median $660,000. Not a measure of personal affordability.
Market liquidity43
Community median 29 days on market, ~12.0 months of supply (12-month record).
Pricing power69
Recent sales closed at about 94.1% of original asking (~5.9% below). More room below asking generally favors buyers.
Market timing70
Momentum Market Heat is 30/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 20 days on market for this home, against a 29-day area median.Days on market:this home 20Area median:  29 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 23, 2026.

🟡 Asking $218 per square foot, about 20% above the community’s $181 median. Paradise Moorings’s 12-month median sold price per square foot is $181. Median sold price per square foot is down 8.7% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

84% of homes in Paradise Moorings are owner-occupied. An estimated 16% are non-owner-occupied, including 4% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 97 homes matched. Community-level context.

Recent Paradise Moorings sales closed near 94.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 23, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Paradise Moorings, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FLORIDA HOMES REALTY & MTG LLC · MLS # 2164215

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Recently off market in Paradise Moorings

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Go deeper

More on Paradise Moorings

Go deeper on Paradise Moorings

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Middleburg High School (Clay County District Schools, verify by address)High · Clay County School District · Grade A (Florida DOE 2025-26)
Wilkinson Junior High School or your address-zoned middle school (verify by address)Middle · Clay County School District
GRADEA
Doctors Inlet Elementary School (verify by address)Elementary · Clay County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1799 MOORINGS Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2004 (22 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $140/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Clay County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,010 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,100/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,075 more per year than the current owner’s estimated bill (+126%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Clay County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1799 MOORINGS Circle and when was it built?

Per the listing record, 1799 MOORINGS Circle was built in 2004 and has 3,010 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1799 MOORINGS Circle in?

1799 MOORINGS Circle is in Paradise Moorings in Middleburg, Clay County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 1799 MOORINGS Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $140 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1799 MOORINGS Circle differ from the current owner's?

The estimate on this page (about $9,100 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $5,075 more per year than the current owner’s estimated bill (+126%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1799 MOORINGS Circle in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.