Single Family Residence in New Riverside, Jacksonville · No CDD · Built 2025
New Riverside · Jacksonville, FL 32205 · Duval
Listing data updated September 19, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,843Sq Ft
2025Year Built
$205Per Sq Ft
New constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% below
$/sq ft vs community
$205 here vs $232 median sold (12 mo)
Buyer leverage
Buyer advantage
214 days on market
4.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~23 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $378k tops 2 of the last 2 closed sales; also one of the largest homes here at 1,843 sq ft
As of September 19, 2026, 2954 COLLEGE Street in New Riverside, Jacksonville is listed at $377,900 (1,843 sq ft, about $205 per sq ft). That sits within a few percent of New Riverside's median closed sale of $342,398 over the last 12 months (110 recorded sales). Per square foot it is below the community's recent $232/sq ft by about 12%. It has been 214 days on market, longer than the community's typical 50 days to contract. Listing facts: new construction, HOA dues of $108/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2025
1,843 sq ft of living area
Listed at $377,900 — recent neighborhood median sale price ~$342,398 (nearby sales; deemed reliable, not an appraisal)
214 days on market
HOA $108/mo (per listing)
School district: Schools Riverside is part of Duval County Public SchoolsCommunity built 1904–2026Kroger · 1 min driveBold Bean Coffee Roasters · 1 min driveDilightfull Expressions · 2 min drive
Momentum Research · Riverside
Pricing & the Riverside market
How this home is priced against recent nearby sales, and where Riverside has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Riverside
Each dot is a closed sale since 2001 (2899 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $205/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 17 (cold).
Property timeline
This home’s history
2025BuiltPer public record
Jul 2, 2026First trackedObserved at $377,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,570/mo
Principal & interest $2,001/mo78%
Taxes $359/mo14%
Insurance $102/mo4%
HOA $108/mo4%
$2,570/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Strongest on: Flood safety (95), Market timing (83)
0 limited50100 exceptional
65/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area79
This home $205/sq ft vs the community 12-month median $232/sq ft.
Affordability33
List price $377,900 vs the community median $342,398. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~23 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity55
Community median 50 days on market, ~4.2 months of supply (12-month record).
Renovation upside30
From a 2025 build and $205/sq ft vs the community median $232/sq ft. Not a condition assessment.
Pricing power68
Recent sales closed at about 94.4% of original asking (~5.6% below). More room below asking generally favors buyers.
Market timing83
Momentum Market Heat is 17/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 4.2 months of supply in the surrounding market and 214 days on market for this home, against a 50-day area median.Days on market:this home 214Area median: 50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 17, 2026.
🟡 Asking $205 per square foot, about 12% below the community’s $232 median. Riverside’s 12-month median sold price per square foot is $232. Median sold price per square foot is down 9.9% year over year. Confidence: Very High · 110 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
52% of homes in Riverside are owner-occupied. An estimated 48% are non-owner-occupied, including 19% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2353 homes matched. Community-level context.
Recent Riverside sales closed near 94.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 17, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 38 active listings in Riverside, no CDD assessment.
Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
NEW CONSTRUCTION on College Street. Step into this charming 2 story Riverside home located on convenient College Street. Features Granite tops, 42'' cabinets, upgraded flooring and much more.
In addition to community benefits with parks and great dining homeowners will enjoy the unique opportunity to be part of small pocket neighborhood with fenced courtyard and shared garden space for gatherings.
All 23 photos
Description provided by SOUTHEAST ATLANTIC REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$377,900
Bed / bath3 / 2.5
Living area1,843 sq ft
Year built2025
Property typeSingle Family Residence
MLS #2130350
Listing status214 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~23 ft
Windstorm exposureModerate
CountyDuval
Area listings38 active · 5 under contract
Estimated first-year tax~$4,308/yr
CDD assessmentNone on record
HOA (per listing)$108/mo
Calculated estimates
Price per sq ft$205
Estimated monthly payment$2,570
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$342,398
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$375,972the mess$479,180
Actual list price: $377,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $108/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 214 days on market vs. a 50-day community median
36 active listings competing, 6 under contract
≈4.2 months of supply
105 closed here in the last 12 months
For reference, this home is listed at $377,900 ($205/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,843 sq ft × $204–$260/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.
Keep looking
Similar homes for sale near New Riverside
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $377,900Momentum Realty · on market 214 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,308/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$108/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~23 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by SOUTHEAST ATLANTIC REALTY · MLS # 2130350
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Market data · public records
Recent sales activity in New Riverside
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the New Riverside neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Community median sale price
$342,398
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$232
Canonical 12-month median $/sq ft. Reference only.
Go deeper on New Riverside
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Retail Dining
City Council and Planning Commission clear Fat Tuesday for a bar and nightclub in Five Points
Jacksonville City Council approved Ordinance 2026-0560 on a 17-0 vote, granting a zoning exception that lets the New Orleans based Fat Tuesday chain sell alcohol on premises, serve customers outside and run a separate nightclub in Five Points. The approval was contingent on a Planning Commission waiver for alcohol sales within 1,500 feet of a church, which the commission granted September 3. Fat Tuesday was previously a tenant at the demolished Jacksonville Landing.
Why it matters: A returning national bar brand adds to the Five Points nightlife cluster, which may matter to buyers weighing walkability against evening activity on the surrounding Riverside blocks.
Two Five Points restaurants set closing dates as district cites churn
Clarke Bros. said it would close June 20 and Prospect Five Points announced a June 9 closure, following Mossfire's exit in 2025. A Five Points Merchant Association representative described the turnover as churn rather than decline of the area and pointed to the district's new Business Improvement District, funded by an assessment on local business properties, as a tool for stabilizing the corridor.
Why it matters: Storefront turnover in the Five Points commercial node is a normal part of district cycles, and the new improvement district funding could help support tenant continuity over time.
Norikawa waterfront restaurant in permit review at One Riverside
The city is reviewing a build out permit for Norikawa, a Japanese restaurant from Pearl Hospitality Group planned at the One Riverside development on Riverside Avenue. The space overlooks the riverwalk near the restored mouth of McCoys Creek and the Emerald Trail entrance at the Riverside edge of downtown.
Why it matters: A destination dining anchor at the neighborhood's riverfront gateway could extend the Riverside Avenue activity spine, and waterfront food and beverage has historically been a durable traffic driver for adjacent districts.
A tenant build out permit was issued for Riverside Kava Bar LLC at 1269 King Street, covering about 1,200 square feet at a listed cost of roughly $51,200. The project adds another beverage concept to the King Street commercial corridor.
Why it matters: Continued small tenant investment on King Street suggests steady leasing demand in Riverside's secondary retail strip, which may help keep storefront vacancy low between the larger Five Points and Park and King nodes.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 1 min
Shopping
Dilightfull Expressions 2 min
Parks
Riverside Park Duck Pond 3 min
Health
Obgyn 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Central Riverside Elementary SchoolPublic PreK-5 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEC
Lake Shore Middle SchoolPublic 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Riverside High SchoolPublic 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Sep 2026
$305,000
2831 SELMA Street, Jacksonville
3 / 2 bd/ba · 1,546 sq ft · $197/sq ft
Courtesy of CHAD AND SANDY REAL ESTATE GROUP · View details →
Sold Aug 2026
$370,000
2913 FORBES Street, Jacksonville
3 / 2 bd/ba · 1,344 sq ft · $275/sq ft
Courtesy of JPAR CITY AND BEACH · View details →
Community 12-month median: $232/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,732 – $2,519/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$886 – −$178At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 2954 COLLEGE Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $108/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,843 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,308/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 19, 2026)
Community market stats
realMLS closed sales, as of September 17, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 2954 COLLEGE Street and when was it built?
Per the listing record, 2954 COLLEGE Street was built in 2025 and has 1,843 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2954 COLLEGE Street in?
2954 COLLEGE Street is in New Riverside in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for New Riverside from the same MLS data.
Does 2954 COLLEGE Street have an HOA, and how much are the dues?
The listing reports HOA dues of $108 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 2954 COLLEGE Street differ from the current owner's?
The estimate on this page (about $4,308 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2954 COLLEGE Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 2954 COLLEGE Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
