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60 days on market
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55 days on market
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Single Family Residence
$1,094,900
5-Bedroom Pool Home in Sawmill Lakes
317 S MILL VIEW Way, Ponte Vedra Beach, FL 32082
Single Family Residence in Sawmill Lakes, Ponte Vedra Beach · No CDD
Sawmill Lakes · Ponte Vedra Beach, FL 32082 · St. Johns
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Listing data updated July 15, 2026 · refreshed twice daily
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Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>> origin/main
5Bedrooms
3.5Bathrooms
3,333Sq Ft
1998Year Built
$329Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
6% above
$/sq ft vs community
$329 here vs $311 median sold (12 mo)
Buyer leverage
Seller-leaning
60 days on market
0.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~6 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $1.09M tops 10 of the last 12 closed sales; also one of the largest homes here at 3,333 sq ft
Listed at $1,094,900 — recent neighborhood median sale price ~$860,000 (nearby sales; deemed reliable, not an appraisal)
60 days on market
HOA ~$50/mo (estimate; confirm)
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No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 1998 · 28 yrs
3,333 sq ft of living area
2-car garage
$329/sq ft — compared with the displayed median of $310 from recent nearby sales
Listed at $1,094,900 — recent neighborhood median sale price ~$937,250 (nearby sales; deemed reliable, not an appraisal)
55 days on market
HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
Community built 1997–2000Wok N Roll · 3 min drivePublix · 4 min driveFoxtail Coffee & Kelly's Homemade Ice Cream - Palm Valley · 4 min drive
Momentum Research · Sawmill Lakes
Pricing & the Sawmill Lakes market
How this home is priced against recent nearby sales, and where Sawmill Lakes has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sawmill Lakes
Each dot is a closed sale since 2001 (555 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $329/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 58 (normal).
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Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms5
Bathrooms3.5
Living area3,333 sq ft
Year built1998
Property typeSingle Family Residence
Financial
Est. monthly payment$7,047
Est. taxes / yr~$9,416
Est. insurance / yr~$6,024
HOA$50/mo
CDDNone on record
Price / sq ft$329
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~6 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$6,024/yr
Market
Days on market55
Neighborhood median DOM1
Active listings (area)1
Months of supply0.5
Comparable-sales median$937,250
This home55d
Area median1d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$6,024/yr
Estimated homeowners premium; get a real quote.
Months of supply
0.5 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
91/100
Active market — from supply, under-contract share, and days on market.
Estimated monthly payment
$7,047/mo
Principal & interest $5,710/mo81%
Taxes $785/mo11%
Insurance $502/mo7%
HOA $50/mo1%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
61/100
Strongest on: Market liquidity (97), Flood safety (90)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area35
This home $329/sq ft vs area median $310/sq ft from recent nearby sales.
Affordability22
List price $1,094,900 vs area median $937,250. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.
Market liquidity97
Area median 1 days on market, ~0.5 months of supply.
Investment metrics87
Objective supply and demand metrics for the area - not investment advice.
Renovation upside32
From a 1998 build and $329/sq ft vs area $310/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$1,094,900
List price
As listed in the MLS
5 / 3.5
Bed / bath
Per the listing
3,333
Living area
Sq ft (approx.)
$329
Price / sq ft
List ÷ living area
The home
Year built1998
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$9,416/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~6 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $939,906 – $1,079,892
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$939,906the mess$1,079,892
Actual list price: $1,094,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 15% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 55 days on market vs. a ~1-day neighborhood median
1 active listing competing in Sawmill Lakes
4 under contract now
80% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈0.5 months of supply (one market-context metric; should not be used alone)
Median sale price is up 147% over the last 115 months
Homes here sell at about 100.0% of list price
23 closed here in the last 12 months
For reference, this home is listed at $1,094,900 ($329/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,333 sq ft × $282–$324/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Sawmill Lakes market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
1Active listings
4Under contract
0New this month
0.5Months of supply
1Median days on market
80%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
>>>>>>> origin/main
Property timeline
This home’s history
1998BuiltPer public record
Jul 2, 2026First trackedObserved at $1,094,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$6,885/mo
Principal & interest $5,548/mo81%
Taxes $785/mo11%
Insurance $502/mo7%
HOA $50/mo1%
$6,885/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Market liquidity (95), Flood safety (90)
0 limited50100 exceptional
54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area36
This home $329/sq ft vs the community 12-month median $311/sq ft.
Affordability4
List price $1,094,900 vs the community median $860,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.
Market liquidity95
Community median 6 days on market, ~0.5 months of supply (12-month record).
Renovation upside32
From a 1998 build and $329/sq ft vs the community median $311/sq ft. Not a condition assessment.
Buyer competition75
25% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power48
Recent sales closed at about 98.5% of original asking (~1.5% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
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Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,094,900
Bed / bath5 / 3.5
Living area3,333 sq ft
Year built1998
Property typeSingle Family Residence
MLS #2144679
Listing status55 days on market
Days on market55
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~6 ft
CountySt. Johns
Estimated first-year tax~$9,416/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$329
Estimated monthly payment$7,047
Estimated insurance~$6,024/yr
Messtimate range$939,906 – $1,079,892
Comparable-sales median$937,250
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
>>>>>>> origin/main
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 0.5 months of supply in the surrounding market and 60 days on market for this home, against a 6-day area median.Days on market:this home 60Area median: 6 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.
🟡 Asking $329 per square foot, about 6% above the community’s $311 median. Sawmill Lakes’s 12-month median sold price per square foot is $311. Median sold price per square foot is down 4.3% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Sawmill Lakes sales closed near 98.5% of original asking. Cash paid for about 25% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in Sawmill Lakes, no CDD assessment.
Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listing description
About this home
SELLERS OFFERING $10,000 CREDIT W/ACCEPTABLE OFFER! Located in the sought-after Sawmill Lakes community of PV Beach, this beautifully updated pool home features an open-concept floor plan with soaring ceilings, abundant natural light, designer shiplap accents, and a remodeled fireplace. The chef's kitchen offers a large peninsula, gas range, under-cabinet lighting, and stainless steel appliances.
The first-floor primary suite includes direct pool access, dual custom walk-in closets, and a spa-inspired renovated bath. Enjoy Florida living year-round with a screened, heated pool and in-ground spa overlooking peaceful preserve views. Sawmill Lakes offers a community pool, sports fields, and pickleball courts, and is just minutes from the beach, TPC Sawgrass, shopping, dining, and the top-rated St.
Johns County School District! Roof 2019, HVAC 2019, Water Heater 2024 FEATURES/UPGRADES: INTERIOR Complete Downstairs Renovation Open Concept Ample Natural Light High Ceilings Upgraded Light Fixtures Gas Fireplace w/Designer Mantle LVP Flooring Designer Shiplap Walls Split Bedrooms KITCHEN Gas Range Quartz Countertops Large Peninsula Under-Cabinet Lighting Stainless Steel Appliances PRIMARY Downstairs Location Direct Lanai/Pool Access Beautiful Wooded Views His & Hers Built-In Closets Renovated Bathroom Super Shower Free Standing Tub Double Vanity EXTERIOR Private, Wooded Views Heated Salt Pool In-Ground Spa Covered, Screened Lanai OTHER Water Softener Epoxy Floors Electric Car Outlet
Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,094,900
Bed / bath5 / 3.5
Living area3,333 sq ft
Year built1998
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2144679
Listing status60 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~6 ft
Windstorm exposureModerate
CountySt. Johns
Area listings1 active · 2 under contract
Estimated first-year tax~$9,416/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$329
Estimated monthly payment$6,885
Insurance (illustrative)$4k–$8k/yr
Messtimate range$939,906 – $1,079,892
Comparable-sales median$860,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
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Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$9,416/yr
The seller likely pays less due to the homestead cap. At a $1,094,900 purchase, expect your first full-year St. Johns bill near $9,416 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$6,024/yr
Estimate for a 1998 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~6 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Sawmill Lakes
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sawmill Lakes neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$937,250
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$310
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$329
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Sawmill Lakes
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 4 min
Dining
Wok N Roll 3 min
Shopping
Tournament Plaza 8 min
Parks
Cornerstone Park 9 min
In the area
Recent Sawmill Lakes news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-05 · Parks Amenities
South Ponte Vedra beach restoration project moves toward a fall 2026 start
St. Johns County is advancing a FEMA-backed shoreline project that will pump dredged offshore sand to rebuild dunes and berm along South Ponte Vedra Beach between roughly 2539 and 3175 South Ponte Vedra Boulevard. The county has secured state emergency grant funding and the required state and federal permits, with construction now tentatively scheduled to begin in fall 2026. The design calls for a 15-foot-wide dune crest and a widened protective berm.
Why it matters: Renewed beach and dune protection along the Ponte Vedra coastline could, over time, support the appeal and storm resilience of nearby properties, though access may be affected during construction.
Drive-thru Smoothie King permitted at the Palm Valley and A1A split
St. Johns County issued a building permit in late December for a drive-thru-only Smoothie King at 854 Florida A1A North in Ponte Vedra Beach. The roughly 704 square foot store will occupy a former Chase Bank space between Walgreens and The Fresh Market near the split of Palm Valley Road and A1A. It would be the chain's third location in the county.
Why it matters: Continued small-scale retail infill along the A1A corridor near Sawmill Lakes may add convenience options within a short drive for area residents.
Jersey Mike's cleared for first Ponte Vedra Beach store in Tournament Plaza
St. Johns County issued a build-out permit in October for a roughly 1,097 square foot Jersey Mike's Subs in the Tournament Plaza shopping center at 832 A1A North, in the former D and D Cleaners space. Le Petit Paris Cafe is also planned for the same center. Other tenants there include Baptist Primary Care, the UPS Store and Ponte Vedra Fitness.
Why it matters: Filling vacant retail bays in established A1A plazas may help keep nearby shopping centers active for residents in the immediate corridor.
Second Daily's gas station and convenience store explored in Nocatee
A utility service availability letter issued in late February indicates First Coast Energy is studying a second Daily's gas station and convenience store along Valley Ridge Boulevard south of Nocatee Parkway, on land straddling the Duval and St. Johns county line. The proposed 6,361 square foot store would include a small quick-service restaurant but no car wash. No permit applications had yet been filed with either county at the time of reporting.
Why it matters: Early-stage commercial interest along the Nocatee Parkway corridor may signal continued fuel and convenience growth near the Ponte Vedra area, though such projects can change before permitting.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Ocean Palms Elementary SchoolPreK-5 · St. Johns County School District
Alice B. Landrum Middle School6-8 · St. Johns County School District
Ponte Vedra High School9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$1,100,000
404 W MILL CHASE Court, Ponte Vedra Beach
5 / 3.5 bd/ba · 3,392 sq ft · $324/sq ft
Courtesy of DJ & LINDSEY REAL ESTATE · View details →
Sold Mar 2026
$860,000
605 TIMBER POND Drive, Ponte Vedra Beach
5 / 3.5 bd/ba · 3,501 sq ft · $246/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · View details →
Sold Jun 2026
$995,000
618 TIMBER POND Drive, Ponte Vedra Beach
6 / 4 bd/ba · 3,534 sq ft · $282/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Jun 2026
$879,500
204 S MILL RIDGE Trail, Ponte Vedra Beach
5 / 3 bd/ba · 2,809 sq ft · $313/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold May 2026
$850,000
317 E MILL CHASE Court, Ponte Vedra Beach
4 / 3.5 bd/ba · 2,765 sq ft · $307/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold Jun 2026
$1,000,000
224 N MILL VIEW Way, Ponte Vedra Beach
4 / 3 bd/ba · 2,725 sq ft · $367/sq ft
Courtesy of HERRON REAL ESTATE LLC · View details →
Median of the set: $310/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Sawmill Lakes
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
SELLERS OFFERING $10,000 CREDIT W/ACCEPTABLE OFFER! Located in the sought-after Sawmill Lakes community of PV Beach, this beautifully updated pool home features an open-concept floor plan with soaring ceilings, abundant natural light, designer shiplap accents, and a remodeled fireplace. The chef's kitchen offers a large peninsula, gas range, under-cabinet lighting, and stainless steel appliances. The first-floor primary suite includes direct pool access, dual custom walk-in closets, and a spa-inspired renovated bath. Enjoy Florida living year-round with a screened, heated pool and in-ground spa overlooking peaceful preserve views. Sawmill Lakes offers a community pool, sports fields, and pickleball courts, and is just minutes from the beach, TPC Sawgrass, shopping, dining, and the top-rated St. Johns County School District! Roof 2019, HVAC 2019, Water Heater 2024 FEATURES/UPGRADES:
INTERIOR
Complete Downstairs Renovation
Open Concept
Ample Natural Light
High Ceilings
Upgraded Light Fixtures
Gas Fireplace w/Designer Mantle
LVP Flooring
Designer Shiplap Walls
Split Bedrooms
KITCHEN
Gas Range
Quartz Countertops
Large Peninsula
Under-Cabinet Lighting
Stainless Steel Appliances
PRIMARY
Downstairs Location
Direct Lanai/Pool Access
Beautiful Wooded Views
His & Hers Built-In Closets
Renovated Bathroom
Super Shower
Free Standing Tub
Double Vanity
EXTERIOR
Private, Wooded Views
Heated Salt Pool
In-Ground Spa
Covered, Screened Lanai
OTHER
Water Softener
Epoxy Floors
Electric Car Outlet
Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$939,906the mess$1,079,892
Actual list price: $1,094,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 15% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 60 days on market vs. a 6-day community median
1 active listing competing, 2 under contract
≈0.5 months of supply
25 closed here in the last 12 months
For reference, this home is listed at $1,094,900 ($329/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,333 sq ft × $282–$324/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.
Keep looking
Similar homes for sale near Sawmill Lakes
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,094,900Momentum Realty · on market 60 days
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Listed for $1,094,900Momentum Realty · on market 55 days
>>>>>>> origin/main
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$9,416/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~6 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Sawmill Lakes
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sawmill Lakes neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$860,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$311
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Sawmill Lakes
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
2026-05 · Parks Amenities
South Ponte Vedra beach restoration project moves toward a fall 2026 start
St. Johns County is advancing a FEMA-backed shoreline project that will pump dredged offshore sand to rebuild dunes and berm along South Ponte Vedra Beach between roughly 2539 and 3175 South Ponte Vedra Boulevard. The county has secured state emergency grant funding and the required state and federal permits, with construction now tentatively scheduled to begin in fall 2026. The design calls for a 15-foot-wide dune crest and a widened protective berm.
Why it matters: Renewed beach and dune protection along the Ponte Vedra coastline could, over time, support the appeal and storm resilience of nearby properties, though access may be affected during construction.
Drive-thru Smoothie King permitted at the Palm Valley and A1A split
St. Johns County issued a building permit in late December for a drive-thru-only Smoothie King at 854 Florida A1A North in Ponte Vedra Beach. The roughly 704 square foot store will occupy a former Chase Bank space between Walgreens and The Fresh Market near the split of Palm Valley Road and A1A. It would be the chain's third location in the county.
Why it matters: Continued small-scale retail infill along the A1A corridor near Sawmill Lakes may add convenience options within a short drive for area residents.
Jersey Mike's cleared for first Ponte Vedra Beach store in Tournament Plaza
St. Johns County issued a build-out permit in October for a roughly 1,097 square foot Jersey Mike's Subs in the Tournament Plaza shopping center at 832 A1A North, in the former D and D Cleaners space. Le Petit Paris Cafe is also planned for the same center. Other tenants there include Baptist Primary Care, the UPS Store and Ponte Vedra Fitness.
Why it matters: Filling vacant retail bays in established A1A plazas may help keep nearby shopping centers active for residents in the immediate corridor.
Second Daily's gas station and convenience store explored in Nocatee
A utility service availability letter issued in late February indicates First Coast Energy is studying a second Daily's gas station and convenience store along Valley Ridge Boulevard south of Nocatee Parkway, on land straddling the Duval and St. Johns county line. The proposed 6,361 square foot store would include a small quick-service restaurant but no car wash. No permit applications had yet been filed with either county at the time of reporting.
Why it matters: Early-stage commercial interest along the Nocatee Parkway corridor may signal continued fuel and convenience growth near the Ponte Vedra area, though such projects can change before permitting.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 4 min
Dining
Wok N Roll 3 min
Shopping
Tournament Plaza 8 min
Parks
Cornerstone Park 9 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Ocean PalmsAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jul 2026
$1,125,000
409 S LAKEWOOD RUN Drive, Ponte Vedra Beach
5 / 4 bd/ba · 3,389 sq ft · $332/sq ft
Courtesy of DAVIDSON REALTY, INC. · View details →
Sold Jun 2026
$1,100,000
404 W MILL CHASE Court, Ponte Vedra Beach
5 / 3.5 bd/ba · 3,392 sq ft · $324/sq ft
Courtesy of DJ & LINDSEY REAL ESTATE · View details →
Sold Mar 2026
$860,000
605 TIMBER POND Drive, Ponte Vedra Beach
5 / 3.5 bd/ba · 3,501 sq ft · $246/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE · View details →
Sold Jun 2026
$995,000
618 TIMBER POND Drive, Ponte Vedra Beach
6 / 4 bd/ba · 3,534 sq ft · $282/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Jun 2026
$879,500
204 S MILL RIDGE Trail, Ponte Vedra Beach
5 / 3 bd/ba · 2,809 sq ft · $313/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Sold May 2026
$850,000
317 E MILL CHASE Court, Ponte Vedra Beach
4 / 3.5 bd/ba · 2,765 sq ft · $307/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Community 12-month median: $311/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$5,018 – $7,299/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,022 – +$31At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Ponte Vedra Beach
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: July 15, 2026)
Community market stats
realMLS closed sales, as of July 14, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 317 S MILL VIEW Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
