Single Family Residence in Avondale North, Jacksonville · No CDD on record
Avondale North · Jacksonville, FL 32205 · Duval County
Listing data updated October 19, 2026 at 2:22 AM ET · checked against the MLS hourly
Listed by WATSON REALTY CORP (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
1.5Bathrooms
1,534Sq Ft
1926Year Built
$358Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% above
$/sq ft vs community
$358 here vs $318 median sold (12 mo)
Buyer leverage
Seller-leaning
51 days on market
2.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 19, 2026, 3348 FITCH Street in Avondale North, Jacksonville is listed at $549,500 (1,534 sq ft, about $358 per sq ft). That is 16% below Avondale North's median closed sale of $655,000 over the last 12 months (25 recorded sales). Per square foot it is above the community's recent $318/sq ft by about 13%. It has been 51 days on market. Listing facts: built in 1926, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1926 · 100 yrs
1,534 sq ft of living area
2-car garage
Listed at $549,500 — recent neighborhood median sale price ~$655,000 (nearby sales; deemed reliable, not an appraisal)
51 days on market
No HOA reported by the listing (confirm)
School district: Jacksonville. Schools Avondale is part of Duval County Public SchoolsCommunity built 1908–2025Kroger · 2 min driveThe Butt Hutt Smokehouse · 3 min driveShoppes of Avondale · 3 min drive
Listing description
About this home
Nestled on a quiet street in a historic neighborhood lined with charming bungalows, this beautifully restored - vintage two-story home offers character, comfort, and easy living. Enjoy mornings on the inviting front porch or unwind on the covered rear porch and deck overlooking the spacious, fully fenced backyard large enough for a pool or expansion. Inside, original wood floors, fireplace 'as is', and a classic staircase set the tone.
A flex room makes a perfect office or music space, while the light-filled dining room opens to the deck through French doors--great for everyday living or entertaining. The kitchen is efficiently designed with a nearby half bath and access to the deck. Upstairs features three bedrooms and a nice sized bath with a tub/shower combo.
Laundry and a small workspace are conveniently located off the garage. A wonderful blend of vintage charm and everyday livability--ready for its next chapter.
All 56 photos
Description provided by WATSON REALTY CORP and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$549,500
Bed / bath3 / 1.5
Living area1,534 sq ft
Year built1926
Property typeSingle Family Residence
Garage2-car
MLS #2137733
Listing status51 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~25 ft
CountyDuval
Area listings4 active · 2 under contract
Estimated first-year tax~$8,925/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$358
Estimated monthly payment$4,086
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$655,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,086/mo
Principal & interest $3,044/mo74%
Taxes $744/mo18%
Insurance $298/mo7%
$4,086/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $6,825/yr ($569/mo) — taxable value $381,650 × 17.86 mills
$2,100 more each year
(+31%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$381,650
Market value
$381,650
Assessed
$381,650
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3348 Fitch Street
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $6,825/yr (certified county roll, taxable value × millage). Buy at the asking price of $549,500 and the first-year bill resets to about $8,925/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,500–$5,000/yr; neither is a quote.
Roof and age
Built in 1926. An original roof would be about 100 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $853/month (tax $744, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~25 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Riverside Heights
Pricing & the Riverside Heights market
How this home is priced against recent nearby sales, and where Riverside Heights has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Riverside Heights
Each dot is a closed sale since 2001 (295 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $358/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 30 (cold).
Property timeline
This home’s history
1926BuiltPer public record
About Aug 2026Listed (per MLS)MLS reports 51 cumulative days on market as of October 19, 2026
Aug 29, 2026First seen on movewithmomentum.comObserved at $549,500
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $549,500Momentum Realty · on market 51 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
3 closed sales in Avondale North in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Courtesy of DUAL STATE REAL ESTATE INC · View details →
Sold Apr 2026
$520,000
1371 BELVEDERE Avenue, Jacksonville
2 / 2 bd/ba · 1,357 sq ft · $383/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Median of these 3 sales: $655,000 ($318/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
59/100
Strongest on: Affordability (77), Market timing (70)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $358/sq ft vs the community 12-month median $318/sq ft.
Affordability77
List price $549,500 vs the community median $655,000. Not a measure of personal affordability.
Market liquidity64
Community median 60 days on market, ~2.0 months of supply (12-month record).
Pricing power63
Recent sales closed at about 95.5% of original asking (~4.5% below). More room below asking generally favors buyers.
Market timing70
Momentum Market Heat is 30/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.0 months of supply in the surrounding market and 51 days on market for this home, against a 60-day area median.Days on market:this home 51Area median: 60 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 18, 2026.
🟡 Asking $358 per square foot, about 13% above the community’s $318 median. Riverside Heights’s 12-month median sold price per square foot is $318. Median sold price per square foot is up 4.0% year over year. Confidence: High · 25 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
62% of homes in Riverside Heights are owner-occupied. An estimated 38% are non-owner-occupied, including 16% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 611 homes matched. Community-level context.
Recent Riverside Heights sales closed near 95.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 18, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 4 active listings in Riverside Heights, no CDD assessment.
Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by WATSON REALTY CORP · MLS # 2137733
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Keep looking
Similar homes for sale near Avondale North
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Civic
Artist call opens for Fishweir Crossing roundabout sculptures
Riverside Avondale Preservation and a neighborhood planning committee launched a public sculpture project for the two roundabouts at Herschel Street and St. Johns Avenue, now branded the Fishweir Crossing Roundabouts. A selection panel will shortlist up to three artists for paid concept proposals, and the full effort, including landscaping, lighting and bridge aesthetics, carries an estimated budget of $150,000 to $200,000 with a fundraising campaign planned for fall.
Why it matters: Investment in gateway public art and landscaping at a key neighborhood entrance could reinforce curb appeal along the St. Johns Avenue corridor, a factor that historically supports steady buyer interest in the district.
Riverside Avondale Garden Tour featured in spring events lineup
Jacksonville Today's weekly events roundup highlighted the Riverside Avondale Garden Tour, a recurring self-guided walk through residential gardens across the historic district. The tour is one of several neighborhood traditions built around Avondale's tree-lined streets and historic landscaping.
Why it matters: Recurring signature events that showcase private gardens and historic streetscapes may keep the neighborhood visible to prospective buyers who explore the area before formally searching.
Riverside Avondale Preservation hosts 52nd annual Home Tour
Riverside Avondale Preservation held its 52nd annual Home Tour on April 11 and 12, offering ticketed access to a curated selection of private historic homes across Riverside and Avondale. The tour is the nonprofit's signature fundraiser and included a twilight party earlier in the week.
Why it matters: A home tour tradition spanning more than five decades signals a well organized preservation community, which historically correlates with consistent upkeep of the area's historic housing stock.
Avondale Circle sale tops Duval County weekly home sales at $3.5 million
The Jacksonville Daily Record's weekly top sales report listed 1878 Avondale Circle, a 4,876 square foot home on a 0.76 acre lot, closing at roughly $3.5 million as the highest Duval County sale of the week. A second Avondale property at 3030 St. Johns Ave. also made the countywide list at $2.5 million.
Why it matters: Two Avondale addresses appearing on a countywide top-sales list in a single week may indicate continued depth at the neighborhood's upper price tier.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Fishweir Elementary SchoolPublic PreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake Shore Middle SchoolPublic 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Riverside High SchoolPublic 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 2 min
Dining
The Butt Hutt Smokehouse 3 min
Shopping
Shoppes of Avondale 3 min
Parks
Willowbranch Park 3 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3348 FITCH Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1926 (100 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,534 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,925/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,100 more per year than the current owner’s estimated bill (+31%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 19, 2026)
Comparable sales
realMLS closed sales in Avondale North, last 18 months, as of October 18, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3348 FITCH Street and when was it built?
Per the listing record, 3348 FITCH Street was built in 1926 and has 1,534 sq ft of living area, 3 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3348 FITCH Street in?
3348 FITCH Street is in Avondale North in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3348 FITCH Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3348 FITCH Street differ from the current owner's?
The estimate on this page (about $8,925 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,100 more per year than the current owner’s estimated bill (+31%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3348 FITCH Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3348 FITCH Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
