Single Family Residence in Avondale North, Jacksonville · No CDD
Avondale North · Jacksonville, FL 32205 · Duval
Listing data updated September 29, 2026 · refreshed hourly
3Bedrooms
1.5Bathrooms
1,534Sq Ft
1926Year Built
$358Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$358 here vs $318 median sold (12 mo)
Buyer leverage
Seller-leaning
31 days on market
2.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 29, 2026, 3348 FITCH Street in Avondale North, Jacksonville is listed at $549,500 (1,534 sq ft, about $358 per sq ft). That is 16% below Avondale North's median closed sale of $655,000 over the last 12 months (29 recorded sales). Per square foot it is above the community's recent $318/sq ft by about 13%. It has been 31 days on market. Listing facts: built in 1926, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1926 · 100 yrs
1,534 sq ft of living area
2-car garage
Listed at $549,500 — recent neighborhood median sale price ~$655,000 (nearby sales; deemed reliable, not an appraisal)
31 days on market
HOA ~$50/mo (estimate; confirm)
School district: Jacksonville. Schools Avondale is part of Duval County Public SchoolsCommunity built 1908–2025Kroger · 2 min driveThe Butt Hutt Smokehouse · 3 min driveShoppes of Avondale · 3 min drive
Momentum Research · Riverside Heights
Pricing & the Riverside Heights market
How this home is priced against recent nearby sales, and where Riverside Heights has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Riverside Heights
Each dot is a closed sale since 2001 (295 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $358/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 55 (normal).
Property timeline
This home’s history
1926BuiltPer public record
Aug 29, 2026First trackedObserved at $549,500 · 31 days on market
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,804/mo
Principal & interest $2,934/mo77%
Taxes $522/mo14%
Insurance $298/mo8%
HOA $50/mo1%
$3,804/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $6,825/yr ($569/mo)
+$2,100 more each year
(+31%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Scores
Momentum Property Score
58/100
Strongest on: Affordability (77), Market liquidity (76)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $358/sq ft vs the community 12-month median $318/sq ft.
Affordability77
List price $549,500 vs the community median $655,000. Not a measure of personal affordability.
Market liquidity76
Community median 25 days on market, ~2.3 months of supply (12-month record).
Renovation upside70
From a 1926 build and $358/sq ft vs the community median $318/sq ft. Not a condition assessment.
Pricing power60
Recent sales closed at about 96.0% of original asking (~4.0% below). More room below asking generally favors buyers.
Market timing45
Momentum Market Heat is 55/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.3 months of supply in the surrounding market and 31 days on market for this home, against a 25-day area median.Days on market:this home 31Area median: 25 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 28, 2026.
🟡 Asking $358 per square foot, about 13% above the community’s $318 median. Riverside Heights’s 12-month median sold price per square foot is $318. Median sold price per square foot is up 3.7% year over year. Confidence: High · 29 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
60% of homes in Riverside Heights are owner-occupied. An estimated 40% are non-owner-occupied, including 18% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 867 homes matched. Community-level context.
Recent Riverside Heights sales closed near 96.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 28, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in Riverside Heights, no CDD assessment.
Updated September 29, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Nestled on a quiet street in a historic neighborhood lined with charming bungalows, this beautifully restored - vintage two-story home offers character, comfort, and easy living. Enjoy mornings on the inviting front porch or unwind on the covered rear porch and deck overlooking the spacious, fully fenced backyard large enough for a pool or expansion. Inside, original wood floors, fireplace 'as is', and a classic staircase set the tone.
A flex room makes a perfect office or music space, while the light-filled dining room opens to the deck through French doors--great for everyday living or entertaining. The kitchen is efficiently designed with a nearby half bath and access to the deck. Upstairs features three bedrooms and a nice sized bath with a tub/shower combo.
Laundry and a small workspace are conveniently located off the garage. A wonderful blend of vintage charm and everyday livability--ready for its next chapter.
All 56 photos
Description provided by WATSON REALTY CORP and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$549,500
Bed / bath3 / 1.5
Living area1,534 sq ft
Year built1926
Property typeSingle Family Residence
Garage2-car
MLS #2137733
Listing status31 days on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountyDuval
Area listings5 active · 1 under contract
Estimated first-year tax~$6,264/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$358
Estimated monthly payment$3,804
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$655,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$429,520the mess$546,104
Actual list price: $549,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1926 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 31 days on market vs. a 25-day community median
5 active listings competing, 1 under contract
≈2.3 months of supply
26 closed here in the last 12 months
For reference, this home is listed at $549,500 ($358/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,534 sq ft × $280–$356/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 29, 2026.
Keep looking
Similar homes for sale near Avondale North
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $549,500Momentum Realty · on market 31 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,264/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by WATSON REALTY CORP · MLS # 2137733
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Market data · public records
Recent sales activity in Avondale North
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Avondale North neighborhood guide for more.
Comparable sales found
3
Recent nearby closings in the data set.
Community median sale price
$655,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$318
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Avondale North
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Civic
Artist call opens for Fishweir Crossing roundabout sculptures
Riverside Avondale Preservation and a neighborhood planning committee launched a public sculpture project for the two roundabouts at Herschel Street and St. Johns Avenue, now branded the Fishweir Crossing Roundabouts. A selection panel will shortlist up to three artists for paid concept proposals, and the full effort, including landscaping, lighting and bridge aesthetics, carries an estimated budget of $150,000 to $200,000 with a fundraising campaign planned for fall.
Why it matters: Investment in gateway public art and landscaping at a key neighborhood entrance could reinforce curb appeal along the St. Johns Avenue corridor, a factor that historically supports steady buyer interest in the district.
Riverside Avondale Garden Tour featured in spring events lineup
Jacksonville Today's weekly events roundup highlighted the Riverside Avondale Garden Tour, a recurring self-guided walk through residential gardens across the historic district. The tour is one of several neighborhood traditions built around Avondale's tree-lined streets and historic landscaping.
Why it matters: Recurring signature events that showcase private gardens and historic streetscapes may keep the neighborhood visible to prospective buyers who explore the area before formally searching.
Riverside Avondale Preservation hosts 52nd annual Home Tour
Riverside Avondale Preservation held its 52nd annual Home Tour on April 11 and 12, offering ticketed access to a curated selection of private historic homes across Riverside and Avondale. The tour is the nonprofit's signature fundraiser and included a twilight party earlier in the week.
Why it matters: A home tour tradition spanning more than five decades signals a well organized preservation community, which historically correlates with consistent upkeep of the area's historic housing stock.
Avondale Circle sale tops Duval County weekly home sales at $3.5 million
The Jacksonville Daily Record's weekly top sales report listed 1878 Avondale Circle, a 4,876 square foot home on a 0.76 acre lot, closing at roughly $3.5 million as the highest Duval County sale of the week. A second Avondale property at 3030 St. Johns Ave. also made the countywide list at $2.5 million.
Why it matters: Two Avondale addresses appearing on a countywide top-sales list in a single week may indicate continued depth at the neighborhood's upper price tier.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 2 min
Dining
The Butt Hutt Smokehouse 3 min
Shopping
Shoppes of Avondale 3 min
Parks
Willowbranch Park 3 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Fishweir Elementary SchoolPublic PreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake Shore Middle SchoolPublic 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Riverside High SchoolPublic 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Courtesy of DUAL STATE REAL ESTATE INC · View details →
Sold Apr 2026
$520,000
1371 BELVEDERE Avenue, Jacksonville
2 / 2 bd/ba · 1,357 sq ft · $383/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Community 12-month median: $318/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,519 – $3,663/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,353 – −$324At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 3348 FITCH Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1926 (100 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,534 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,264/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed hourly (last: September 29, 2026)
Community market stats
realMLS closed sales, as of September 28, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3348 FITCH Street and when was it built?
Per the listing record, 3348 FITCH Street was built in 1926 and has 1,534 sq ft of living area, 3 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3348 FITCH Street in?
3348 FITCH Street is in Avondale North in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Avondale North from the same MLS data.
Does 3348 FITCH Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3348 FITCH Street differ from the current owner's?
The estimate on this page (about $6,264 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3348 FITCH Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3348 FITCH Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
