34 Arrowwood Drive, St. Johns, FL 32259
- Sat, Oct 3, 11 AM–1 PM · Hosted by Ladonna Field
- Sun, Oct 4, 11 AM–1 PM · Hosted by Cat Cornish
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 30, 2026, 34 ARROWWOOD Drive in Rivertown Shores, St. Johns is listed at $725,000 (2,680 sq ft, about $271 per sq ft). It came to market within the past week. Listing facts: built in 2024, HOA dues of $136/mo, a CDD assessment of about $1,900/yr. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- CDD assessment ~$1,900/yr
- Built 2024 · 2 yrs
- 2,680 sq ft of living area
- 2-car garage
- Active listing
- HOA $136/mo (per listing)
This home’s history
- 2024BuiltPer public record
- Sep 30, 2026First seen on movewithmomentum.comObserved at $725,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,870/mo 76%
- Taxes $758/mo 15%
- Insurance $200/mo 4%
- HOA $136/mo 3%
- CDD $158/mo 3%
$5,124/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified county tax rollProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
About this home
Live just moments from the St. Johns River in the gated RiverTown Shores neighborhood, where this beautifully appointed 2024-built home combines thoughtful design, flexible living spaces, and a prime preserve setting. Offering 2,680 square feet, 4 bedrooms, 3 baths, a private office, upstairs bonus loft, and a 2-car garage, the home is ideally positioned within walking distance of the RiverClub and RiverTown's riverfront amenities.
Inside, warm engineered hardwood flooring flows throughout the main living areas, complemented by recessed lighting, detailed door casings, and abundant natural light. The spacious great room features a tray ceiling and stacking sliding glass doors that open to the screened lanai, creating an easy connection between indoor and outdoor living. The kitchen is both polished and functional, with quartz countertops, double-stacked white Shaker cabinetry, a pale blue glass tile backsplash, oversized dining island with farmhouse sink, seeded glass pendant lighting, pantry, and stainless steel KitchenAid appliances including a gas cooktop, range hood, built-in microwave and wall oven.
The main-level primary suite offers a tray ceiling, large walk-in closet, and a beautifully finished bath with dual sinks and an oversized frameless shower featuring dual shower heads. Two additional bedrooms, a full bath, and a private office are also located on the main level. Upstairs, a spacious loft, fourth bedroom, and full bath create an ideal separate retreat for guests, teens, hobbies, or multigenerational living.
Additional conveniences include a well-equipped laundry room, built-in drop zone, whole-house vacuum, tankless water heater, generator, epoxy-coated garage floor, water softener and thoughtful storage throughout. Outside, the screened lanai, preserve backdrop, and fully metal-fenced yard create an inviting setting with plenty of room to make it your own. RiverTown Shores is especially unique with its connection to the St.
Johns River, including trail access toward the pier and riverfront. A limited number of private boat slips are also available exclusively for purchase by The Shores residents, offering an exceptional opportunity for those who want even greater access to life on the water. RiverTown is one of St.
Johns County's premier master-planned communities, offering an active Florida lifestyle with multiple clubhouses and pools, fitness facilities, parks and playgrounds, sports courts and fields, miles of trails and golf-cart paths, riverfront recreation, kayak and paddle board access, fishing, dining, and year-round community activities. Zoned for A-rated public schools.
All 89 photos
Description provided by EXP REALTY LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in St. Johns County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 2,680 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.
Similar homes for sale near Rivertown Shores
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Rivertown Shores
- 193 Ocean Jasper Drive · $559,900 · 4 bd / 3.5 ba · listed September 30, 2026 (courtesy of REAL BROKER LLC)
- 175 Alava Court · $569,000 · 4 bd / 2.0 ba · listed September 30, 2026 (courtesy of TORTOISE REALTY LLC)
- 48 Marco Island Way · $345,000 · 0 bd / - ba · listed September 30, 2026 (courtesy of EXP REALTY LLC)
- 104 Owenlee Drive · $1,340,000 · 5 bd / 4.0 ba · listed September 29, 2026 (courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY)
- 224 Brandon Lakes Drive · $349,900 · 2 bd / 2.5 ba · listed September 29, 2026 (courtesy of RE/MAX SPECIALISTS)
- 6300 A1A #A64U · $389,900 · 2 bd / 2.0 ba · listed September 29, 2026 (courtesy of LIGHTHOUSE REALTY ASSOCIATES)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
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Listed by EXP REALTY LLC · MLS # 2167151
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More on St. Johns County
Explore St. Johns County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
No closed sales of a similar home within about 10 miles in St. Johns County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Rivertown Shores. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings
Buyer research checklist
Items worth confirming for 34 ARROWWOOD Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2024: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $136/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- A CDD assessment of about $1,900/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,680 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $9,100/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,600 more per year than the current owner’s estimated bill (+21%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | realMLS, refreshed hourly (last: September 30, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in St. Johns County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 34 ARROWWOOD Drive and when was it built?
Per the listing record, 34 ARROWWOOD Drive was built in 2024 and has 2,680 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 34 ARROWWOOD Drive in?
34 ARROWWOOD Drive is in Rivertown Shores in St. Johns, St. Johns County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Does 34 ARROWWOOD Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $136 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,900 per year; confirm the exact figure with the county.
Why might property taxes on 34 ARROWWOOD Drive differ from the current owner's?
The estimate on this page (about $9,100 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,600 more per year than the current owner’s estimated bill (+21%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 34 ARROWWOOD Drive?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 34 ARROWWOOD Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 34 ARROWWOOD Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.