PendingSingle Family Residence▼ Price cut: $12,400 (8/15)
$357,500
3-Bedroom Home in Murray Hill
3528 Randall Street, Jacksonville, FL 32205
Single Family Residence in Murray Hill, Jacksonville · No CDD on record
Murray Hill · Jacksonville, FL 32205 · Duval County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
1Bathrooms
1,409Sq Ft
1926Year Built
$254Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
17% above
$/sq ft vs community
$254 here vs $217 median sold (12 mo)
Buyer leverage
Buyer advantage
99 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~25 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 1, 2026, 3528 RANDALL Street in Murray Hill, Jacksonville is listed at $357,500 (1,409 sq ft, about $254 per sq ft). That is 30% above Murray Hill's median closed sale of $275,000 over the last 12 months (127 recorded sales). Per square foot it is above the community's recent $217/sq ft by about 17%. It has been 99 days on market, longer than the community's typical 26 days to contract. Listing facts: built in 1926, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1926 · 100 yrs
1,409 sq ft of living area
Listed at $357,500 — recent neighborhood median sale price ~$275,000 (nearby sales; deemed reliable, not an appraisal)
99 days on market
No HOA reported by the listing (confirm)
School district: HOA No HOA and no CDD on most homes County Duval County Florida Schools Duval County Public SchoolsCommunity built 1919–2026Murray Hill Farmers Market · 2 min driveBuchner's Bierhalle · 2 min driveEdgewood Avenue South Center · 3 min drive
Listing description
About this home
Live where everyone wants to be! Nestled in the heart of Avondale, this beautifully remodeled 3 bedroom, 1 bath home combines timeless character with modern design. Nearly every detail has been updated, making it completely move-in ready.
The stunning kitchen showcases new cabinetry, quartz countertops, stainless steel appliances, and designer tile finishes that steal the show. Spend your weekends walking to neighborhood favorites, from coffee shops and breweries to restaurants, parks, and local entertainment. If you've been searching for a stylish home in an unbeatable location, this is one you won't want to miss.
All 18 photos
Description provided by UNITED REAL ESTATE GALLERY and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$357,500
Bed / bath3 / 1
Living area1,409 sq ft
Year built1926
Property typeSingle Family Residence
MLS #2148543
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~25 ft
CountyDuval
Area listings35 active · 17 under contract
Estimated first-year tax~$5,500/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$254
Estimated monthly payment$2,561
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$275,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,561/mo
Principal & interest $1,909/mo75%
Taxes $458/mo18%
Insurance $194/mo8%
$2,561/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $6,275/yr ($523/mo) — taxable value $350,622 × 17.86 mills
$775 less each year
(−12%)
The current taxable value ($350,622) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
$350,622
Market value
$350,622
Assessed
$350,622
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~25 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Murray Hill
Pricing & the Murray Hill market
How this home is priced against recent nearby sales, and where Murray Hill has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Murray Hill
Each dot is a closed sale since 2001 (3844 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $254/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 42 (normal).
Property timeline
This home’s history
1926BuiltPer public record
About Jun 2026Listed (per MLS)MLS reports 99 cumulative days on market as of October 1, 2026
Jul 2, 2026First seen on movewithmomentum.comObserved at $399,900
Aug 4, 2026Price cut$369,900 (-$30,000, -7.5%)
Aug 15, 2026Price cut$357,500 (-$12,400, -3.4%)
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $357,500Momentum Realty · on market 99 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
4 closed sales in Murray Hill in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$208,000
4748 FRENCH Street, Jacksonville
3 / 1 bd/ba · 1,225 sq ft · $170/sq ft
Courtesy of RE/MAX SPECIALISTS PV · View details →
Median of these 4 sales: $275,000 ($217/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$269,119the mess$342,387
Stronger local evidence — 4 comparable closed sales in Murray Hill, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $357,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1926 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 99 days on market vs. a 26-day community median
35 active listings competing, 16 under contract
≈3.4 months of supply
124 closed here in the last 12 months
For reference, this home is listed at $357,500 ($254/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,409 sq ft × $191–$243/sq ft (±12% around the median of 4 comparable closed sales in Murray Hill, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.
Momentum Scores
Momentum Property Score
48/100
Strongest on: Flood safety (95), Market liquidity (69)
0 limited50100 exceptional
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area7
This home $254/sq ft vs the community 12-month median $217/sq ft.
Affordability0
List price $357,500 vs the community median $275,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~25 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1926 build. Obtain a property-specific quote.
Market liquidity69
Community median 26 days on market, ~3.4 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing58
Momentum Market Heat is 42/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.4 months of supply in the surrounding market and 99 days on market for this home, against a 26-day area median.Days on market:this home 99Area median: 26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 30, 2026.
🟡 Asking $254 per square foot, about 17% above the community’s $217 median. Murray Hill’s 12-month median sold price per square foot is $217. Median sold price per square foot is up 0.4% year over year. Confidence: Very High · 127 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
53% of homes in Murray Hill are owner-occupied. An estimated 47% are non-owner-occupied, including 18% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2401 homes matched. Community-level context.
Recent Murray Hill sales closed near 96.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 30, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 35 active listings in Murray Hill, no CDD assessment.
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by UNITED REAL ESTATE GALLERY · MLS # 2148543
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Keep looking
Similar homes for sale near Murray Hill
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
Community First names Arble Baking Co. as a food feature for the Edgewood branch
Community First Credit Union said it has partnered with Arble Baking Co. to add a food offering at the former Edgewood Bakery at 1012 Edgewood Avenue South, which it is converting into a Murray Hill branch with a planned community room. The bakery building dates to 1947 and had sat vacant since the prior operation closed in 2016. Completion of the branch is expected in late 2026.
Why it matters: Pairing a local bakery vendor and a community room with the new branch could draw added daytime activity to the Edgewood corridor, which historically may support nearby retail and dining.
City permit clears Edgewood Bakery conversion into a Community First branch
The city issued a building permit in March 2026 for Community First Credit Union to renovate the long-vacant former Edgewood Bakery at 1012 Edgewood Avenue South, with an approved project cost near $3.5 million. Plans call for renovating roughly 4,628 square feet and adding drive-thru lanes, an outdoor plaza, a front lawn, a community room, and an on-site food truck. Auld and White Constructors is handling the work, targeted for completion in late 2026.
Why it matters: Reactivating a long-vacant anchor building on the Edgewood corridor could draw added foot traffic that may benefit nearby retail and dining over time.
New roundabout opens at Post Street and Old Roosevelt Boulevard
FDOT opened a new roundabout where Post Street meets Old Roosevelt Boulevard in mid-October 2025, after about four months of construction. The roughly $6.5 million project includes rail safety upgrades, resurfacing, new signage, lighting, and removal of several traffic signals. FDOT said the redesign is expected to sharply reduce rail-related incidents, with remaining work finishing by mid-2026.
Why it matters: Smoother access between Roosevelt Boulevard and the Edgewood district could improve commute logistics for properties on the eastern side of the corridor.
Hamburger Mary's planned for former El Jefe space on Edgewood Avenue
An operator announced plans to open a Hamburger Mary's restaurant at the former El Jefe space at 947 Edgewood Avenue South, with an initial investment near $150,000. The redesign adds a stage, a performers' entrance, and capacity near 100 guests. A related retail shop was also planned for the adjacent storefront.
Why it matters: Filling a vacant restaurant space on the core dining stretch could add to the density of food and beverage destinations that define the corridor.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Ruth N. Upson Elementary SchoolPreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake Shore Middle School6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Riverside High School9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Murray Hill Farmers Market 2 min
Dining
Buchner's Bierhalle 2 min
Shopping
Edgewood Avenue South Center 3 min
Parks
Murray Hill Playground 3 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Amenities and HOA/CDD detail on the neighborhood guide.
Before you decide
Buyer research checklist
Items worth confirming for 3528 RANDALL Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1926 (100 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,409 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,500/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $775 less per year than the current owner’s estimated bill (−12%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 1, 2026)
Comparable sales
realMLS closed sales in Murray Hill, last 18 months, as of September 30, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3528 RANDALL Street and when was it built?
Per the listing record, 3528 RANDALL Street was built in 1926 and has 1,409 sq ft of living area, 3 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3528 RANDALL Street in?
3528 RANDALL Street is in Murray Hill in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3528 RANDALL Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3528 RANDALL Street differ from the current owner's?
The estimate on this page (about $5,500 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $775 less per year than the current owner’s estimated bill (−12%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3528 RANDALL Street in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3528 RANDALL Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
