PendingSingle Family Residence▼ Price cut: $3,000 (8/18)
$329,904
4-Bedroom Home in Oceanway
433 Ponce Boulevard, Jacksonville, FL 32218
Single Family Residence in Oceanway, Jacksonville · No CDD on record · Built 2026
Oceanway · Jacksonville, FL 32218 · Duval County
Listing data updated October 2, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,759Sq Ft
2026Year Built
$188Per Sq Ft
2-car garageNew constructionNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$188 here vs $179 median sold (12 mo)
Buyer leverage
Buyer advantage
42 days on market
3.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~23 ft elevation
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 6
Price vs recent sales
Asking $330k tops 6 of the last 6 closed sales; also one of the largest homes here at 1,759 sq ft
As of October 2, 2026, 433 PONCE Boulevard in Oceanway, Jacksonville is listed at $329,904 (1,759 sq ft, about $188 per sq ft). That is 28% above Oceanway's median closed sale of $258,500 over the last 12 months (5 recorded sales). It has been 42 days on market, longer than the community's typical 12 days to contract. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
1,759 sq ft of living area
2-car garage
Listed at $329,904 — recent neighborhood median sale price ~$258,500 (nearby sales; deemed reliable, not an appraisal)
42 days on market
No HOA reported by the listing (confirm)
School district: Oceanway home with the Duval County Public SchoolsCommunity built 1947–2026Family Asian Market · 2 min driveXtreme Wings Sports Bar and Grille · 2 min driveSan Mateo Neighborhood Park · 2 min drive
Listing description
About this home
*SELLER OFFERING A W/D PKG W/ AN ACCEPTED LIST PRICE OFFER!* Step into your DREAM HOME with this stunning, Newly constructed Dahlia Floor Plan - where modern living meets exceptional value! This beautifully designed 4-bed, 2-bath residence showcases quality craftsmanship & a bright, open-concept layout perfect for both everyday living & entertaining. At the heart of the home, the stylish kitchen features Brand New SS appliances, including a refrigerator, range, mounted microwave & dishwasher.
Elegant granite countertops, full overlay cabinetry, a spacious island, breakfast bar & recessed lighting create a space that is as functional as it is inviting. The private owner's suite offers a relaxing retreat, complete w/ a double-sink vanity & a generous walk-in closet. Throughout the home, you'll find durable, wood-look luxury vinyl flooring, providing both style & easy maintenance.
The spacious backyard is fully fenced & ready for your fur babies or outdoor entertaining!... All back by a 7 YEAR STRUCTURAL WARRANTY! Conveniently located in Jacksonville's growing Oceanway community, this home offers easy access to River City Marketplace, Oceanway Park, Jacksonville International Airport, and the Timucuan Ecological and Historic Preserve.
Enjoy being just a short drive from the beaches, waterfront charm of Amelia Island and Fernandina Beach, and all the outdoor recreation North Florida has to offer. [Recommended Lender will provide up to 1% of the loan amount towards closing costs, prepaids or rate buy down when working with them on this listing! This incentive is lender -funded and available when using the recommended lender - see flyer for more info]
All 27 photos
Description provided by JWB REALTY LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$329,904
Bed / bath4 / 2
Living area1,759 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #2154722
Listing statusPending
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~23 ft
CountyDuval
Area listings10 active · 7 under contract
Estimated first-year tax~$3,761/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$188
Estimated monthly payment$2,206
Insurance (illustrative)$500–$2k/yr
Messtimate range$320,138 – $325,415
Comparable-sales median$258,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,206/mo
Principal & interest $1,806/mo82%
Taxes $313/mo14%
Insurance $87/mo4%
$2,206/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,761/yr
Estimate: a typical Duval effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$500–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~23 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Oceanway Manor
Pricing & the Oceanway Manor market
How this home is priced against recent nearby sales, and where Oceanway Manor has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Oceanway Manor
Each dot is a closed sale since 2001 (275 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $188/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 83 (hot).
Property timeline
This home’s history
2026BuiltPer public record
Aug 4, 2026First seen on movewithmomentum.comObserved at $332,904
Aug 18, 2026Price cut$329,904 (-$3,000, -0.9%)
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $329,904Momentum Realty · on market 42 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
5 closed sales in Oceanway in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$319,900
1431 JAN Lane, Jacksonville
4 / 2 bd/ba · 1,759 sq ft · $182/sq ft
Courtesy of JWB REALTY LLC · View details →
Sold Sep 2026
$160,000
12746 WOODLAND Avenue, Jacksonville
4 / 2 bd/ba · 1,814 sq ft · $88/sq ft
Courtesy of PALM III REALTY AND PROPERTY M · View details →
Sold Aug 2026
$269,000
248 HOLLY Court, Jacksonville
3 / 2 bd/ba · 1,451 sq ft · $185/sq ft
Courtesy of RPB REALTY,INC · View details →
Sold Jul 2026
$269,900
246 HOLLY Court, Jacksonville
3 / 2 bd/ba · 1,451 sq ft · $186/sq ft
Courtesy of RPB REALTY,INC · View details →
Sold Apr 2026
$227,000
101 VERNIS Avenue, Jacksonville
3 / 2 bd/ba · 1,247 sq ft · $182/sq ft
Courtesy of REALTY ONE GROUP ELEVATE · View details →
Median of these 5 sales: $258,500 ($179/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$320,138the mess$325,415
Stronger local evidence — 5 comparable closed sales in Oceanway, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $329,904 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 2% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 42 days on market vs. a 12-day community median
10 active listings competing, 6 under contract
≈3.9 months of supply
32 closed here in the last 12 months
For reference, this home is listed at $329,904 ($188/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,759 sq ft × $182–$185/sq ft (interquartile band of 5 comparable closed sales in Oceanway, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 2, 2026.
Momentum Scores
Momentum Property Score
50/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area37
This home $188/sq ft vs the community 12-month median $179/sq ft.
Affordability4
List price $329,904 vs the community median $258,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~23 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity72
Community median 12 days on market, ~3.9 months of supply (12-month record).
Pricing power43
Recent sales closed at about 99.4% of original asking (~0.6% below). More room below asking generally favors buyers.
Market timing17
Momentum Market Heat is 83/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.9 months of supply in the surrounding market and 42 days on market for this home, against a 12-day area median.Days on market:this home 42Area median: 12 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 1, 2026.
🟡 Asking $188 per square foot, about 5% above the community’s $179 median. Oceanway Manor’s 12-month median sold price per square foot is $179. Median sold price per square foot is up 30.2% year over year. Confidence: Low · 5 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
52% of homes in Oceanway Manor are owner-occupied. An estimated 48% are non-owner-occupied, including 15% held in a company or trust and 14% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 157 homes matched. Community-level context.
Recent Oceanway Manor sales closed near 99.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 10 active listings in Oceanway Manor, no CDD assessment.
Updated October 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by JWB REALTY LLC · MLS # 2154722
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Keep looking
Similar homes for sale near Oceanway
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
Why it matters: Adds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 17 miles southwest of Oceanway, elsewhere in Duval County.
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
Why it matters: Anchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles south of Oceanway, elsewhere in Duval County.
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
Why it matters: Continued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 22 miles southwest of Oceanway, elsewhere in Duval County.
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
Why it matters: A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles southeast of Oceanway.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Select OneAssigned middle school · Duval County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Family Asian Market 2 min
Dining
Xtreme Wings Sports Bar and Grille 2 min
Shopping
North Point Center 4 min
Parks
San Mateo Neighborhood Park 2 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 433 PONCE Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,759 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,761/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 2, 2026)
Comparable sales
realMLS closed sales in Oceanway, last 18 months, as of October 1, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 433 PONCE Boulevard and when was it built?
Per the listing record, 433 PONCE Boulevard was built in 2026 and has 1,759 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 433 PONCE Boulevard in?
433 PONCE Boulevard is in Oceanway in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 433 PONCE Boulevard have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 433 PONCE Boulevard differ from the current owner's?
The estimate on this page (about $3,761 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 433 PONCE Boulevard in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 433 PONCE Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
