5 bedroom Single Family Residence at 447 W MILL CHASE Court, Sawmill Lakes, Ponte Vedra Beach — photo 1Front elevation
5 bedroom Single Family Residence at 447 W MILL CHASE Court, Sawmill Lakes, Ponte Vedra Beach — photo 2Living space
5 bedroom Single Family Residence at 447 W MILL CHASE Court, Sawmill Lakes, Ponte Vedra Beach — photo 3Kitchen
5 bedroom Single Family Residence at 447 W MILL CHASE Court, Sawmill Lakes, Ponte Vedra Beach — photo 4Owner's suite
5 bedroom Single Family Residence at 447 W MILL CHASE Court, Sawmill Lakes, Ponte Vedra Beach — photo 5Exterior / yardView all 68 photos →
<<<<<<< HEAD 81 days on market ======= 76 days on market >>>>>>> origin/main Single Family Residence
$1,097,000
5-Bedroom Home in Sawmill Lakes

447 W MILL CHASE Court, Ponte Vedra Beach, FL 32082

Single Family Residence in Sawmill Lakes, Ponte Vedra Beach · No CDD
Sawmill Lakes · Ponte Vedra Beach, FL 32082 · St. Johns
<<<<<<< HEAD
Listing data updated July 15, 2026 · refreshed twice daily
=======
Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>> origin/main
5Bedrooms
4Bathrooms
3,393Sq Ft
1998Year Built
$323Per Sq Ft
3-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% above
$/sq ft vs community
$323 here vs $311 median sold (12 mo)
Buyer leverage
Seller-leaning
81 days on market
0.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~7 ft elevation
$4k–$9k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $1.10M tops 10 of the last 12 closed sales; also one of the largest homes here at 3,393 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
<<<<<<< HEAD
  • No CDD assessment on record
  • Built 1998 · 28 yrs
  • 3,393 sq ft of living area
  • 3-car garage
  • Listed at $1,097,000 — recent neighborhood median sale price ~$860,000 (nearby sales; deemed reliable, not an appraisal)
  • 81 days on market
  • HOA ~$50/mo (estimate; confirm)
=======
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1998 · 28 yrs
  • 3,393 sq ft of living area
  • 3-car garage
  • $323/sq ft — compared with the displayed median of $310 from recent nearby sales
  • Listed at $1,097,000 — recent neighborhood median sale price ~$937,250 (nearby sales; deemed reliable, not an appraisal)
  • 76 days on market
  • HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
Community built 1997–2000Wok N Roll · 3 min drivePublix · 4 min driveFoxtail Coffee & Kelly's Homemade Ice Cream - Palm Valley · 4 min drive
Momentum Research · Sawmill Lakes

Pricing & the Sawmill Lakes market

How this home is priced against recent nearby sales, and where Sawmill Lakes has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales605 TIMBER POND Drive605 TIMBER POND Drive: $246/sq ft$246618 TIMBER POND Drive618 TIMBER POND Drive: $282/sq ft$282317 E MILL CHASE Court317 E MILL CHASE Court: $307/sq ft$307204 S MILL RIDGE Trail204 S MILL RIDGE Trail: $313/sq ft$313This homeThis home: $323/sq ft$323404 W MILL CHASE Court404 W MILL CHASE Court: $324/sq ft$324409 S LAKEWOOD RUN Drive409 S LAKEWOOD RUN Drive: $332/sq ft$332Community median $311

Price vs. size in Sawmill Lakes

Each dot is a closed sale since 2001 (555 total). This home is the gold marker.

$144k$810k$1.5M1,3292,8984,467This home: $1,097,000, 3,393 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $323/sq ft.

$116$231$3472012: $13820122013: $1422014: $15620142015: $1652016: $16720162017: $1722018: $18120182019: $1802020: $19020202021: $2152022: $27320222023: $3072024: $30720242025: $3252026: $3112026

Median sale price by year

12-month median closed price, 2012–2026.

$330k$694k$1.1M2012: $405k20122013: $400k2014: $415k20142015: $409k2016: $430k20162017: $475k2018: $482k20182019: $499k2020: $600k20202021: $610k2022: $710k20222023: $920k2024: $988k20242025: $899k2026: $860k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 58 (normal).

1849802013: 3920132014: 242015: 5620152016: 242017: 4220172018: 422019: 4620192020: 712021: 7220212022: 742023: 6020232024: 582025: 3320252026: 582026
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Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms5
Bathrooms4
Living area3,393 sq ft
Year built1998
Property typeSingle Family Residence

Financial

Est. monthly payment$7,060
Est. taxes / yr~$9,434
Est. insurance / yr~$6,036
HOA$50/mo
CDDNone on record
Price / sq ft$323

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~7 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$6,036/yr

Market

Days on market76
Neighborhood median DOM1
Active listings (area)1
Months of supply0.5
Comparable-sales median$937,250

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$6,036/yr
Estimated homeowners premium; get a real quote.
Months of supply
0.5 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
91/100
Active market — from supply, under-contract share, and days on market.

Estimated monthly payment

$7,060/mo
  • Principal & interest $5,721/mo 81%
  • Taxes $786/mo 11%
  • Insurance $503/mo 7%
  • HOA $50/mo 1%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

62/100
Strongest on: Market liquidity (97), Flood safety (90)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area40
This home $323/sq ft vs area median $310/sq ft from recent nearby sales.
Affordability22
List price $1,097,000 vs area median $937,250. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~7 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.
Market liquidity97
Area median 1 days on market, ~0.5 months of supply.
Investment metrics87
Objective supply and demand metrics for the area - not investment advice.
Renovation upside32
From a 1998 build and $323/sq ft vs area $310/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$1,097,000
List price
As listed in the MLS
5 / 4
Bed / bath
Per the listing
3,393
Living area
Sq ft (approx.)
$323
Price / sq ft
List ÷ living area

The home

Year built1998
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$9,434/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~7 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of MARSH LANDING REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Price benchmark

Pricing & market trend in Sawmill Lakes

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales605 TIMBER POND Drive605 TIMBER POND Drive: $246/sq ft$246618 TIMBER POND Drive618 TIMBER POND Drive: $282/sq ft$282317 E MILL CHASE Cou…317 E MILL CHASE Court: $307/sq ft$307204 S MILL RIDGE Tra…204 S MILL RIDGE Trail: $313/sq ft$313This homeThis home: $323/sq ft$323404 W MILL CHASE Cou…404 W MILL CHASE Court: $324/sq ft$324224 N MILL VIEW Way224 N MILL VIEW Way: $367/sq ft$367Median $310

Recent sold prices in this community

$515,000$807,500$1,100,000Dec 2025: $515,000Jan 2026: $707,500Feb 2026: $650,000Mar 2026: $840,000Mar 2026: $860,000Apr 2026: $599,000May 2026: $850,000Jun 2026: $879,500Jun 2026: $1,100,000Jun 2026: $1,000,000Jun 2026: $995,000Jul 2026: $989,000This home (list price): $1,097,000This homeDec 2025Jul 2026
The Messtimate™

The Messtimate: $956,826 – $1,099,332

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$956,826the mess$1,099,332

Actual list price: $1,097,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 76 days on market vs. a ~1-day neighborhood median
  • 1 active listing competing in Sawmill Lakes
  • 4 under contract now
  • 80% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 0.5 months of supply (one market-context metric; should not be used alone)
  • Median sale price is up 147% over the last 115 months
  • Homes here sell at about 100.0% of list price
  • 23 closed here in the last 12 months

For reference, this home is listed at $1,097,000 ($323/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,393 sq ft × $282–$324/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.

>>>>>>> origin/main
Property timeline

This home’s history

  • 1998BuiltPer public record
  • Jul 2, 2026First trackedObserved at $1,097,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$6,898/mo
  • Principal & interest $5,559/mo 81%
  • Taxes $786/mo 11%
  • Insurance $503/mo 7%
  • HOA $50/mo 1%

$6,898/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

<<<<<<< HEAD
Momentum Scores

Momentum Property Score

55/100
Strongest on: Market liquidity (95), Flood safety (90)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area40
This home $323/sq ft vs the community 12-month median $311/sq ft.
Affordability4
List price $1,097,000 vs the community median $860,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~7 ft elevation. Verify the parcel with FEMA.
Insurance cost67
From FEMA Zone X and a 1998 build. Obtain a property-specific quote.
Market liquidity95
Community median 6 days on market, ~0.5 months of supply (12-month record).
Renovation upside32
From a 1998 build and $323/sq ft vs the community median $311/sq ft. Not a condition assessment.
Buyer competition75
25% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power48
Recent sales closed at about 98.5% of original asking (~1.5% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

=======
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,097,000
Bed / bath5 / 4
Living area3,393 sq ft
Year built1998
Property typeSingle Family Residence
MLS #2141715
Listing status76 days on market
Days on market76

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~7 ft
CountySt. Johns
Estimated first-year tax~$9,434/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$323
Estimated monthly payment$7,060
Estimated insurance~$6,036/yr
Messtimate range$956,826 – $1,099,332
Comparable-sales median$937,250

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
>>>>>>> origin/main
Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 0.5 months of supply in the surrounding market and 81 days on market for this home, against a 6-day area median.Days on market:this home 81Area median:  6 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.

🟡 Asking $323 per square foot, about 4% above the community’s $311 median. Sawmill Lakes’s 12-month median sold price per square foot is $311. Median sold price per square foot is down 4.3% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Sawmill Lakes sales closed near 98.5% of original asking. Cash paid for about 25% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Sawmill Lakes, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Tucked away on a quiet cul-de-sac in the highly desirable Sawmill Lakes community, this beautifully updated 5-bedroom, 4-bath home offers the perfect blend of luxury, privacy, and everyday functionality. Situated on a premium preserve lot, the home enjoys a peaceful, private backdrop, two generous side yards, and room for a pool. From the moment you arrive, the double mahogany front doors set the tone for the quality and warmth found throughout.

Inside, the home is move-in ready and filled with abundant natural light, with soaring 10- to 12-foot ceilings in the principal rooms, crown molding, engineered hickory hardwood and updated tile floors throughout. The thoughtfully renovated interior features a custom chef's kitchen with high-end Bosch appliances, including a 36-inch induction cooktop, creating a stylish and functional centerpiece for everyday living and entertaining. The spacious floor plan offers excellent flow, generous living areas, and flexible spaces designed to suit a variety of needs.

All four bathrooms have been beautifully remodeled with designer touches, creating a fresh, spa-like feel throughout the home. In addition to the downstairs three bedrooms, the home includes two oversized bedrooms upstairs or could be used as a bonus rooms, ideal for a media room, playroom, home gym, office, guest space, or additional bedrooms. A built-in surround sound home theater and multi-room speaker system add to the home's entertainment appeal, while abundant upstairs storage keeps everything organized and out of sight.

The home also features a 3-car garage, in-ground sprinkler system, and an overall layout that maximizes comfort, convenience, and livability in every corner. Located in sought-after Ponte Vedra Beach, Sawmill Lakes residents enjoy exceptional community amenities, including a pool, playground, sports courts, and scenic walking paths. The neighborhood is just minutes from A-rated schools from elementary through high school, shopping, dining, and the beach.

This is a rare opportunity to own a fully updated, move-in-ready home on a private preserve lot in one of the area's most desirable communities. Social initiation to The Yards for golf, tennis, and pickleball is included; yearly dues and fees apply and membership must be activated within 30 days of closing.

Description provided by MARSH LANDING REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,097,000
Bed / bath5 / 4
Living area3,393 sq ft
Year built1998
Property typeSingle Family Residence
Garage3-car
MLS #2141715
Listing status81 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~7 ft
Windstorm exposureModerate
CountySt. Johns
Area listings1 active · 2 under contract
Estimated first-year tax~$9,434/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$323
Estimated monthly payment$6,898
Insurance (illustrative)$4k–$9k/yr
Messtimate range$956,826 – $1,099,332
Comparable-sales median$860,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of MARSH LANDING REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$956,826the mess$1,099,332

Actual list price: $1,097,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 81 days on market vs. a 6-day community median
  • 1 active listing competing, 2 under contract
  • 0.5 months of supply
  • 25 closed here in the last 12 months

For reference, this home is listed at $1,097,000 ($323/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,393 sq ft × $282–$324/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.

Keep looking

Similar homes for sale near Sawmill Lakes

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,097,000Momentum Realty · on market 81 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,434/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$4k–$9k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~7 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Sawmill Lakes

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sawmill Lakes neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$860,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$311

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Sawmill Lakes

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

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What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Publix 4 min

Dining

  • Wok N Roll 3 min

Shopping

  • Tournament Plaza 8 min

Parks

  • Cornerstone Park 9 min
>>>>>>> origin/main
In the area

Recent Sawmill Lakes news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

2026-05 · Parks Amenities

South Ponte Vedra beach restoration project moves toward a fall 2026 start

St. Johns County is advancing a FEMA-backed shoreline project that will pump dredged offshore sand to rebuild dunes and berm along South Ponte Vedra Beach between roughly 2539 and 3175 South Ponte Vedra Boulevard. The county has secured state emergency grant funding and the required state and federal permits, with construction now tentatively scheduled to begin in fall 2026. The design calls for a 15-foot-wide dune crest and a widened protective berm.

Why it matters: Renewed beach and dune protection along the Ponte Vedra coastline could, over time, support the appeal and storm resilience of nearby properties, though access may be affected during construction.

St. Johns County

2025-12 · Retail Dining

Drive-thru Smoothie King permitted at the Palm Valley and A1A split

St. Johns County issued a building permit in late December for a drive-thru-only Smoothie King at 854 Florida A1A North in Ponte Vedra Beach. The roughly 704 square foot store will occupy a former Chase Bank space between Walgreens and The Fresh Market near the split of Palm Valley Road and A1A. It would be the chain's third location in the county.

Why it matters: Continued small-scale retail infill along the A1A corridor near Sawmill Lakes may add convenience options within a short drive for area residents.

Jacksonville Daily Record

2025-10 · Retail Dining

Jersey Mike's cleared for first Ponte Vedra Beach store in Tournament Plaza

St. Johns County issued a build-out permit in October for a roughly 1,097 square foot Jersey Mike's Subs in the Tournament Plaza shopping center at 832 A1A North, in the former D and D Cleaners space. Le Petit Paris Cafe is also planned for the same center. Other tenants there include Baptist Primary Care, the UPS Store and Ponte Vedra Fitness.

Why it matters: Filling vacant retail bays in established A1A plazas may help keep nearby shopping centers active for residents in the immediate corridor.

Jacksonville Daily Record

Mar 2025 · Development

Second Daily's gas station and convenience store explored in Nocatee

A utility service availability letter issued in late February indicates First Coast Energy is studying a second Daily's gas station and convenience store along Valley Ridge Boulevard south of Nocatee Parkway, on land straddling the Duval and St. Johns county line. The proposed 6,361 square foot store would include a small quick-service restaurant but no car wash. No permit applications had yet been filed with either county at the time of reporting.

Why it matters: Early-stage commercial interest along the Nocatee Parkway corridor may signal continued fuel and convenience growth near the Ponte Vedra area, though such projects can change before permitting.

Jacksonville Daily Record

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Publix 4 min

Dining

  • Wok N Roll 3 min

Shopping

  • Tournament Plaza 8 min

Parks

  • Cornerstone Park 9 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Ocean PalmsAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $311/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

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If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$5,028 – $7,313/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,025 – +$31At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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Keep looking

Similar homes for sale near Sawmill Lakes

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
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Listing description

About this home

Tucked away on a quiet cul-de-sac in the highly desirable Sawmill Lakes community, this beautifully updated 5-bedroom, 4-bath home offers the perfect blend of luxury, privacy, and everyday functionality. Situated on a premium preserve lot, the home enjoys a peaceful, private backdrop, two generous side yards, and room for a pool. From the moment you arrive, the double mahogany front doors set the tone for the quality and warmth found throughout. Inside, the home is move-in ready and filled with abundant natural light, with soaring 10- to 12-foot ceilings in the principal rooms, crown molding, engineered hickory hardwood and updated tile floors throughout. The thoughtfully renovated interior features a custom chef's kitchen with high-end Bosch appliances, including a 36-inch induction cooktop, creating a stylish and functional centerpiece for everyday living and entertaining. The spacious floor plan offers excellent flow, generous living areas, and flexible spaces designed to suit a variety of needs. All four bathrooms have been beautifully remodeled with designer touches, creating a fresh, spa-like feel throughout the home. In addition to the downstairs three bedrooms, the home includes two oversized bedrooms upstairs or could be used as a bonus rooms, ideal for a media room, playroom, home gym, office, guest space, or additional bedrooms. A built-in surround sound home theater and multi-room speaker system add to the home's entertainment appeal, while abundant upstairs storage keeps everything organized and out of sight. The home also features a 3-car garage, in-ground sprinkler system, and an overall layout that maximizes comfort, convenience, and livability in every corner. Located in sought-after Ponte Vedra Beach, Sawmill Lakes residents enjoy exceptional community amenities, including a pool, playground, sports courts, and scenic walking paths. The neighborhood is just minutes from A-rated schools from elementary through high school, shopping, dining, and the beach. This is a rare opportunity to own a fully updated, move-in-ready home on a private preserve lot in one of the area's most desirable communities. Social initiation to The Yards for golf, tennis, and pickleball is included; yearly dues and fees apply and membership must be activated within 30 days of closing.

Description provided by MARSH LANDING REALTY and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms5
  • Bathrooms4
  • Living area3,393 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built1998
  • Age28 yrs

Listing

  • MLS #2141715
  • StatusActive Under Contract
  • Days on market76
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Nearby & commute

Approximate distances

Approximate drive times for general reference only.

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Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 15, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

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Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $1,097,000Momentum Realty · on market 76 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
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Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 447 W MILL CHASE Court in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.