Single Family Residence in Ortega, Jacksonville · No CDD
Ortega · Jacksonville, FL 32210 · Duval
Listing data updated September 10, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,462Sq Ft
1984Year Built
$205Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
19% above
$/sq ft vs community
$205 here vs $172 median sold (12 mo)
Buyer leverage
Strong seller market
21 days on market
2.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~19 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 1
Price vs recent sales
Asking $300k is at or below all 1 recent closed sales
As of September 10, 2026, 5367 SECLUDED OAKS Lane in Ortega, Jacksonville is listed at $299,500 (1,462 sq ft, about $205 per sq ft). That is 15% above Ortega's median closed sale of $260,000 over the last 12 months (111 recorded sales). Per square foot it is above the community's recent $172/sq ft by about 19%. It has been 21 days on market. Listing facts: built in 1984, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1984 · 42 yrs
1,462 sq ft of living area
2-car garage
Listed at $299,500 — recent neighborhood median sale price ~$260,000 (nearby sales; deemed reliable, not an appraisal)
21 days on market
HOA ~$50/mo (estimate; confirm)
School district: Ortega address with Duval County Public SchoolsCommunity built 1913–2025Chipotle Mexican Grill · 2 min driveStinson Park · 2 min drivePanera Bread · 2 min drive
Momentum Research · Ortega Farms
Pricing & the Ortega Farms market
How this home is priced against recent nearby sales, and where Ortega Farms has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Ortega Farms
Each dot is a closed sale since 2001 (2233 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $205/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 40 (normal).
Property timeline
This home’s history
1984BuiltPer public record
Aug 20, 2026First trackedObserved at $299,500
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,045/mo
Principal & interest $1,548/mo76%
Taxes $284/mo14%
Insurance $162/mo8%
HOA $50/mo2%
$2,045/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $1,375/yr ($115/mo)
+$3,075 more each year
(+224%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$161,179
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
53/100
Strongest on: Flood safety (95), Market liquidity (67)
0 limited50100 exceptional
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area2
This home $205/sq ft vs the community 12-month median $172/sq ft.
Affordability25
List price $299,500 vs the community median $260,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~19 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1984 build. Obtain a property-specific quote.
Market liquidity67
Community median 40 days on market, ~2.9 months of supply (12-month record).
Renovation upside48
From a 1984 build and $205/sq ft vs the community median $172/sq ft. Not a condition assessment.
Pricing power66
Recent sales closed at about 94.7% of original asking (~5.3% below). More room below asking generally favors buyers.
Market timing60
Momentum Market Heat is 40/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 2.9 months of supply in the surrounding market and 21 days on market for this home, against a 40-day area median.Days on market:this home 21Area median: 40 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 9, 2026.
🟡 Asking $205 per square foot, about 19% above the community’s $172 median. Ortega Farms’s 12-month median sold price per square foot is $172. Median sold price per square foot is up 0.0% year over year. Confidence: Very High · 111 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
68% of homes in Ortega Farms are owner-occupied. An estimated 32% are non-owner-occupied, including 12% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 704 homes matched. Community-level context.
Recent Ortega Farms sales closed near 94.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 9, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 32 active listings in Ortega Farms, no CDD assessment.
Updated September 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Nestled in Secluded Oaks, a cul-de-sac's end, you'll find this charming home. Merely 5-7 minutes to NAS Jax! Large Living Room with vaulted ceiling and bay window overlooks screened, in-ground pool with waterfall.
Generous dining area and bright Kitchen with breakfast bar faces large view windows. 3/2 split bedrooms flanking the living area include a large Primary Bedroom suite. Fully Fenced, private rear yard offers safe play space for kids and pets, plus room for the big kid's boat and big toys too!
Easy public boat launch is just blocks away! Newer roof, AC 2021, Windows 2019, Interior Painted 2024, Addtl Attic Insulation 2023, New Pool Pump 2025 & many mechanical and energy updates with owner's care make this home move-in ready for you, and there's no H. O.
A.
Description provided by CROSSVIEW REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$299,500
Bed / bath3 / 2
Living area1,462 sq ft
Year built1984
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2160872
Listing status21 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~19 ft
Windstorm exposureModerate
CountyDuval
Area listings32 active · 16 under contract
Estimated first-year tax~$3,414/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$205
Estimated monthly payment$2,045
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$260,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$220,762the mess$282,166
Actual list price: $299,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1984 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
This home: 21 days on market vs. a 40-day community median
32 active listings competing, 16 under contract
≈2.9 months of supply
131 closed here in the last 12 months
For reference, this home is listed at $299,500 ($205/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,462 sq ft × $151–$193/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 10, 2026.
Keep looking
Similar homes for sale near Ortega
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $299,500Momentum Realty · on market 21 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,414/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~19 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by CROSSVIEW REALTY · MLS # 2160872
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Market data · public records
Recent sales activity in Ortega
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Ortega neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$260,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$172
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Ortega
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Schools
School Board to weigh surplus designation for Ortega Elementary
The Duval County School Board was set to vote on adding Ortega Elementary to the district surplus property list, a step toward selling the century old building. District officials say Ortega students would consolidate into a rebuilt Venetia Elementary planned to open in 2028 with 1,200 student stations. Some parents questioned the process and the size of the replacement school.
Why it matters: The proposed consolidation and rebuild could shift school capacity and attendance zoning in the area over the next few years.
Southern-cuisine restaurant Oxford Place set to open in Old Ortega
The Brown family, owners of Bold Birds in Murray Hill, bought the building at 2902 Corinthian Ave. in Old Ortega and are converting it into Oxford Place, a Southern-cuisine neighborhood restaurant and bar. They purchased the property for $925,000 and plan roughly $750,000 in interior work, with a January opening targeted and florist Gardner's continuing in a smaller space in the building.
Why it matters: A new sit-down dining option on a residential Old Ortega corner could add to the walkable amenities buyers in established historic neighborhoods often weigh.
Chicken Salad Chick opens at Ortega Park on Roosevelt Boulevard
Chicken Salad Chick opened June 10 in Units 306-307 at the Ortega Park shopping center, 4495 Roosevelt Blvd. The 64-seat, roughly 2,650-square-foot restaurant carried a build-out of about $350,000 and was the chain's fifth Northeast Florida location.
Why it matters: Continued tenanting along the Roosevelt corridor may strengthen the retail anchor serving the surrounding 32210 area.
The city issued a permit May 8 for tenant improvements to a 2,328-square-foot Panda Express in Units 401-402 at 4495 Roosevelt Blvd., at a project cost of about $869,519. The 52-seat restaurant faces Roosevelt Boulevard near Metro Diner and Chase Bank, part of the ongoing redevelopment of the former Roosevelt Square center.
Why it matters: Additional national tenants filling the Ortega Park pads could support steady foot traffic along the Roosevelt Boulevard retail corridor.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Avondale Superette 6 min
Dining
Chipotle Mexican Grill 2 min
Shopping
Roosevelt Square 3 min
Parks
Stinson Park 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEC
Ortega Elementary SchoolPublic PreK-5 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEA
John Stockton Elementary School (Magnet)Public K-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake Shore Middle SchoolPublic 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Riverside High SchoolPublic 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Sep 2026
$595,000
2950 ARAPAHOE Avenue, Jacksonville
3 / 2 bd/ba · 1,869 sq ft · $318/sq ft
Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · View details →
Community 12-month median: $172/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,373 – $1,997/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$712 – −$151At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 5367 SECLUDED OAKS Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 1,462 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,414/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 10, 2026)
Community market stats
realMLS closed sales, as of September 9, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 5367 SECLUDED OAKS Lane and when was it built?
Per the listing record, 5367 SECLUDED OAKS Lane was built in 1984 and has 1,462 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5367 SECLUDED OAKS Lane in?
5367 SECLUDED OAKS Lane is in Ortega in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Ortega from the same MLS data.
Does 5367 SECLUDED OAKS Lane have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 5367 SECLUDED OAKS Lane differ from the current owner's?
The estimate on this page (about $3,414 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5367 SECLUDED OAKS Lane in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 5367 SECLUDED OAKS Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
