Single Family Residence in Ortega Bluff, Jacksonville · No CDD · FEMA Zone X · Built 2022
Ortega Bluff · Jacksonville, FL 32244 · Duval
Listing data updated July 10, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,976Sq Ft
2022Year Built
$237Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2022 · 4 yrs
1,976 sq ft of living area
2-car garage
$237/sq ft — compared with the displayed median of $133 from recent nearby sales
Listed at $469,000 — recent neighborhood median sale price ~$339,900 (nearby sales; deemed reliable, not an appraisal)
10 days on market
HOA ~$50/mo (estimate; confirm)
School district: Ortega address with Duval County Public SchoolsCommunity built 1913–2025Chipotle Mexican Grill · 2 min driveStinson Park · 2 min drivePanera Bread · 2 min drive
This listing is shown at $469,000, with 4 bedrooms and 2 bathrooms, and 1,976 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2
Living area1,976 sq ft
Year built2022
Property typeSingle Family Residence
Financial
Est. monthly payment$3,078
Est. taxes / yr~$5,347
Est. insurance / yr~$1,635
HOA$50/mo
CDDNone on record
Price / sq ft$237
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~6 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,635/yr
Market
Days on market10
Neighborhood median DOM59
Active listings (area)38
Months of supply3.3
Comparable-sales median$339,900
This home10d
Area median59d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,635/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.3 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
42/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$3,078/mo
Principal & interest $2,446/mo79%
Taxes $446/mo14%
Insurance $136/mo4%
HOA $50/mo2%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
40/100
Strongest on: Flood safety (90), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area0
This home $237/sq ft vs area median $133/sq ft from recent nearby sales.
Affordability0
List price $469,000 vs area median $339,900. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity57
Area median 59 days on market, ~3.3 months of supply.
Investment metrics44
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2022 build and $237/sq ft vs area $133/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$469,000
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
1,976
Living area
Sq ft (approx.)
$237
Price / sq ft
List ÷ living area
The home
Year built2022
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,347/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~6 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
The Messtimate™
The Messtimate: $231,192 – $294,424
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$231,192the mess$294,424
Actual list price: $469,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 10 days on market vs. a ~59-day neighborhood median
38 active listings competing in Ortega Bluff
15 under contract now
28% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.3 months of supply (one market-context metric; should not be used alone)
1 new-construction home competing
Median sale price is up 59% over the last 141 months
Homes here sell at about 94.4% of list price
138 closed here in the last 12 months
For reference, this home is listed at $469,000 ($237/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,976 sq ft × $117–$149/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Ortega Bluff market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
38Active listings
15Under contract
1New this month
3.3Months of supply
59Median days on market
28%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2022BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,150 – $3,127/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$990 – −$111At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$469,000
Bed / bath4 / 2
Living area1,976 sq ft
Year built2022
Property typeSingle Family Residence
MLS #2153799
Listing status10 days on market
Days on market10
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~6 ft
CountyDuval
Estimated first-year tax~$5,347/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$237
Estimated monthly payment$3,078
Estimated insurance~$1,635/yr
Messtimate rangeNot available on this page
Comparable-sales median$339,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$3,078
Principal & interest$2,446
Property tax$446
Insurance$136
CDD assessment$0
HOA$50
PMI$0
Down payment $93,800 · Loan $375,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$5,347/yr
The seller likely pays less due to the homestead cap. At a $469,000 purchase, expect your first full-year Duval bill near $5,347 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,635/yr
Estimate for a 2022 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~6 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Ortega Bluff
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Ortega Bluff neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Median sale price (set)
$339,900
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$133
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$237
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Ortega Bluff
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Avondale Superette 6 min
Dining
Chipotle Mexican Grill 2 min
Shopping
Roosevelt Square 3 min
Parks
Stinson Park 2 min
In the area
Recent Ortega news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Schools
School Board to weigh surplus designation for Ortega Elementary
The Duval County School Board was set to vote on adding Ortega Elementary to the district surplus property list, a step toward selling the century old building. District officials say Ortega students would consolidate into a rebuilt Venetia Elementary planned to open in 2028 with 1,200 student stations. Some parents questioned the process and the size of the replacement school.
Why it matters: The proposed consolidation and rebuild could shift school capacity and attendance zoning in the area over the next few years.
Southern-cuisine restaurant Oxford Place set to open in Old Ortega
The Brown family, owners of Bold Birds in Murray Hill, bought the building at 2902 Corinthian Ave. in Old Ortega and are converting it into Oxford Place, a Southern-cuisine neighborhood restaurant and bar. They purchased the property for $925,000 and plan roughly $750,000 in interior work, with a January opening targeted and florist Gardner's continuing in a smaller space in the building.
Why it matters: A new sit-down dining option on a residential Old Ortega corner could add to the walkable amenities buyers in established historic neighborhoods often weigh.
Chicken Salad Chick opens at Ortega Park on Roosevelt Boulevard
Chicken Salad Chick opened June 10 in Units 306-307 at the Ortega Park shopping center, 4495 Roosevelt Blvd. The 64-seat, roughly 2,650-square-foot restaurant carried a build-out of about $350,000 and was the chain's fifth Northeast Florida location.
Why it matters: Continued tenanting along the Roosevelt corridor may strengthen the retail anchor serving the surrounding 32210 area.
The city issued a permit May 8 for tenant improvements to a 2,328-square-foot Panda Express in Units 401-402 at 4495 Roosevelt Blvd., at a project cost of about $869,519. The 52-seat restaurant faces Roosevelt Boulevard near Metro Diner and Chase Bank, part of the ongoing redevelopment of the former Roosevelt Square center.
Why it matters: Additional national tenants filling the Ortega Park pads could support steady foot traffic along the Roosevelt Boulevard retail corridor.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Ortega Elementary SchoolPublic PreK-5 · Duval County School District
John Stockton Elementary School (Magnet)Public K-5 · Duval County School District
Lake Shore Middle SchoolPublic 6-8 · Duval County School District
Riverside High SchoolPublic 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$339,900
5383 MARSALA Lane, Jacksonville
4 / 2 bd/ba · 2,556 sq ft · $133/sq ft
Courtesy of LIVING TRUTH HOMES REALTY · View details →
Median of the set: $133/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Ortega Bluff
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Rare opportunity at 7502 Ortega Bluff Parkway! Tucked away as the last home on the left in a quiet cul-de-sac, this property offers privacy, stunning water views of the Ortega River, and a front-row seat to Jacksonville's natural beauty. Enjoy peaceful mornings and evenings surrounded by abundant wildlife, creating a serene setting that feels like a private retreat while still being close to everything.
Description provided by PIER RIDGE REALTY JACKSONVILLE, LLC. and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2
Living area1,976 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2022
Age4 yrs
Listing
MLS #2153799
StatusActive
Days on market10
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $469,000Momentum Realty · on market 10 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 7502 ORTEGA BLUFF Parkway in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
