listed Jun 17, 2026Single Family Residence▼ Price cut: $40,000 (10/21)
$1,749,000
5-Bedroom Home in Haven at Palm Valley
94 Palm Spring Cv Cove, Ponte Vedra Beach, FL 32082
Single Family Residence in Haven at Palm Valley, Ponte Vedra Beach · No CDD on record · Built 2026
Haven at Palm Valley · Ponte Vedra Beach, FL 32082 · St. Johns County
Listing data checked against the MLS November 2, 2026 at 6:50 AM ET · rechecked hourly
Listed by JACKSONVILLE TBI REALTY, LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
5Bedrooms
4.5Bathrooms
4,080Sq Ft
2026Year Built
$429Per Sq Ft
3-car garageNew constructionNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$429 here vs $432 median sold (12 mo)
Buyer leverage
Buyer advantage
137 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
94 PALM SPRING CV Cove in Haven at Palm Valley, Ponte Vedra Beach is listed at $1,749,000 (4,080 sq ft, about $429 per sq ft). It has been listed Jun 17, 2026. Listing facts: new construction, HOA dues of $375/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
New construction — built 2026
4,080 sq ft of living area
3-car garage
Listed at $1,749,000 — recent neighborhood median sale price ~$1,752,500 (nearby sales; deemed reliable, not an appraisal)
listed Jun 17, 2026
HOA $375/mo (per listing)
School district: Schools St. Johns County SchoolsWok N Roll · 2 min drivePublix · 3 min driveFoxtail Coffee & Kelly's Homemade Ice Cream - Palm Valley · 3 min drive
Listing description
About this home
Move-in ready! Ask about our rate lock deals and move into newly built luxury with the stunning Juliette Farmhouse on Home Site 5. Set against a private wooded backdrop, this thoughtfully designed home offers the perfect balance of elegance, comfort, and functionality.
The spacious backyard provides room for a small pool to be added beyond the covered lanai and impressive 16-foot stacking glass doors, creating an ideal indoor-outdoor living experience. Located in the heart of Ponte Vedra Beach, this home offers a rare opportunity to purchase a brand-new luxury residence outside of a flood zone. Enjoy a premier location just minutes from the beach, TPC Sawgrass, top-rated schools, shopping, dining, and everything that makes Ponte Vedra Beach such a coveted place to call home.
This exceptional home combines thoughtful design, high-end finishes, and a private wooded setting - ready for you to enjoy. Schedule your private tour today to experience this home for yourself!
All 51 photos
Description provided by JACKSONVILLE TBI REALTY, LLC and reproduced from the MLS; not independently verified.
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$1,949,600the mess$2,924,200
Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,792 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-01.
Actual list price: $1,749,000 ($429/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 50% spread on the same house — here is what a model can't see:
Condition & finishes — as new construction, builder upgrades and finish level aren't in the model.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $375/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
5 active listings competing, 2 under contract
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 1, 2026.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Dec 2025
$1,825,000
41 BENT Trail, Ponte Vedra
5 / 4 bd/ba · 4,072 sq ft · $448/sq ft
· View details →
Sold May 2026
$1,510,000
655 PRESERVE VIEW, Ponte Vedra
5 / 5.5 bd/ba · 4,048 sq ft · $373/sq ft
· View details →
Sold Apr 2026
$1,450,000
533 HONEY LOCUST Lane, Ponte Vedra Beach
5 / 4.5 bd/ba · 4,045 sq ft · $358/sq ft
· View details →
Sold Sep 2026
$3,490,000
411 A N ROSCOE Boulevard, Ponte Vedra Beach
4 / 3 bd/ba · 4,116 sq ft · $848/sq ft
· View details →
Sold Jun 2026
$3,300,000
87 ROSCOE Boulevard, Ponte Vedra Beach
5 / 6 bd/ba · 4,121 sq ft · $801/sq ft
· View details →
Sold Jun 2026
$1,680,000
299 CLEARWATER Drive, Ponte Vedra Beach
5 / 3.5 bd/ba · 4,038 sq ft · $416/sq ft
· View details →
Median of these 6 sales: $1,752,500 ($432/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,749,000
Bed / bath5 / 4.5
Living area4,080 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #2150906
Listing statuslisted Jun 17, 2026
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~5 ft
CountySt. Johns
Area listings2 active · 1 under contract
Estimated first-year tax~$15,041/yr
CDD assessmentNone on record
HOA$375/mo
Calculated estimates
Price per sq ft$429
Estimated monthly payment$11,623
Insurance (illustrative)$4k–$8k/yr
Messtimate range$1,521,840 – $3,268,080
Comparable-sales median$1,752,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$11,623/mo
Principal & interest $9,536/mo82%
Taxes $1,253/mo11%
Insurance $459/mo4%
HOA $375/mo3%
$11,623/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
What it really costs to own 94 Palm Spring Cv Cove
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
Buy at the asking price of $1,749,000 and the first-year bill resets to about $23,050/yr (St. Johns County total millage 13.4686 with homestead, FY2025-26); Save Our Homes caps later increases at 3%/yr.
HOA dues
$375/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $4,000–$8,000/yr; neither is a quote. Flood: this address maps to FEMA zone AE, a high-risk zone where flood insurance is required with a federally backed mortgage. Statewide, a zone A/AE/VE flood policy runs about $1,200–$2,500/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $2,411/month (tax $1,921, HOA $375, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$15,041/yr
Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$375/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~5 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Haven at Palm Valley
Pricing & the Haven at Palm Valley market
How this home is priced against recent nearby sales, and where Haven at Palm Valley has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2026BuiltPer public record
About Jun 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Jun 17, 2026)
Jul 2, 2026First seen on movewithmomentum.comObserved at $2,049,000
Aug 20, 2026Price cut$1,999,000 (-$50,000, -2.4%)
Sep 9, 2026Price cut$1,949,000 (-$50,000, -2.5%)
Sep 16, 2026Price cut$1,873,000 (-$76,000, -3.9%)
Oct 2, 2026Price cut$1,799,000 (-$74,000, -4.0%)
Oct 2, 2026Price increase$1,873,000 (+$74,000, +4.1%)
Oct 2, 2026Price cut$1,799,000 (-$74,000, -4.0%)
Oct 19, 2026Price cut$1,789,000 (-$10,000, -0.6%)
Oct 21, 2026Price cut$1,749,000 (-$40,000, -2.2%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $1,749,000JACKSONVILLE TBI REALTY, LLC · listed Jun 17, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
48/100
Strongest on: Price vs area (52), Affordability (50)
0 limited50100 exceptional
48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area52
This home $429/sq ft vs the community 12-month median $432/sq ft.
Affordability50
List price $1,749,000 vs the community median $1,752,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost45
From FEMA Zone AE and a 2026 build. Obtain a property-specific quote.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $429 per square foot, about in line with the community’s $432 median. Haven at Palm Valley’s 12-month median sold price per square foot is $432. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 2 active listings in Haven at Palm Valley, no CDD assessment.
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by JACKSONVILLE TBI REALTY, LLC · MLS # 2150906
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Keep looking
Similar homes for sale near Haven at Palm Valley
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Retail Dining
Pusser's in Ponte Vedra Beach to reopen as Craig's Beach House after renovation
Pusser's Caribbean Bar & Grille at 816 State Road A1A in the Shoppes of Veranda is being renovated and will become Craig's Beach House. The venue plans an expanded menu and an enhanced sports bar experience, and remains open during a transition expected to take a few months. Pusser's has operated there for almost 20 years.
Why it matters: The rebrand refreshes an established dining and gathering spot along the A1A corridor near TPC without adding new retail footprint. The site is about 1 mile north of Haven At Palm Valley Ponte Vedra.
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
Why it matters: The outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 1 mile southwest of Haven At Palm Valley Ponte Vedra.
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
Why it matters: New hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 9 miles southwest of Haven At Palm Valley Ponte Vedra.
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 7 miles southwest of Haven At Palm Valley Ponte Vedra, elsewhere in St. Johns County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the St. Johns County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 94 PALM SPRING CV Cove, chosen from what the record shows. This is general guidance, not advice about this specific property.
New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
HOA dues are listed at $375/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 4,080 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $15,041/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: November 2, 2026)
Comparable sales
realMLS closed sales within about 3 miles, last 18 months, as of August 10, 2026
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 94 PALM SPRING CV Cove and when was it built?
Per the listing record, 94 PALM SPRING CV Cove was built in 2026 and has 4,080 sq ft of living area, 5 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 94 PALM SPRING CV Cove in?
94 PALM SPRING CV Cove is in Haven at Palm Valley in Ponte Vedra Beach, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 94 PALM SPRING CV Cove have an HOA, and how much are the dues?
The listing reports HOA dues of $375 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 94 PALM SPRING CV Cove differ from the current owner's?
The estimate on this page (about $15,041 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 94 PALM SPRING CV Cove in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 94 PALM SPRING CV Cove in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of JACKSONVILLE TBI REALTY, LLC
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
