4 bedroom Single Family Residence at 9520 Harriet Avenue, Riverview, Jacksonville — photo 1Front elevation
4 bedroom Single Family Residence at 9520 Harriet Avenue, Riverview, Jacksonville — photo 2Living space
4 bedroom Single Family Residence at 9520 Harriet Avenue, Riverview, Jacksonville — photo 3Kitchen
4 bedroom Single Family Residence at 9520 Harriet Avenue, Riverview, Jacksonville — photo 4Owner's suite
4 bedroom Single Family Residence at 9520 Harriet Avenue, Riverview, Jacksonville — photo 5Exterior / yardView all 20 photos →
42 days on market (MLS) Single Family Residence ▼ Price cut: $10,100 (9/30)
$304,900
4-Bedroom Home in Riverview

9520 Harriet Avenue, Jacksonville, FL 32208

Single Family Residence in Riverview, Jacksonville · No CDD on record · Built 2023
Riverview · Jacksonville, FL 32208 · Duval County
Listing data updated October 1, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,846Sq Ft
2023Year Built
$165Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 1, 2026, 9520 HARRIET Avenue in Riverview, Jacksonville is listed at $304,900 (1,846 sq ft, about $165 per sq ft). It has been 42 days on market. Listing facts: built in 2023, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 1,846 sq ft of living area
  • 2-car garage
  • 42 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Don't miss this incredible opportunity to own an affordable, move-in-ready home in the highly desirable Riverview area. Just a short stroll from the scenic Trout River! Designed with modern living in mind, this stunning 4-bedroom, 2-bath home features a spacious open-concept layout that seamlessly blends comfort, style, and functionality.

Step inside to a welcoming foyer that leads into an elegant formal dining room, perfect for entertaining family and friends. At the heart of the home, you'll find a beautifully appointed kitchen showcasing an oversized granite island, crisp white soft-close shaker cabinetry, stainless steel appliances, and abundant prep and storage space ideal for everyday living and hosting gatherings. This home puts boating, fishing and outdoor recreation within easy reach, with nearby boat lunch and marina access within a mile away.

Enjoy convenient access to parks, Jacksonville Zoo & Gardens, shopping, dining and entertainment. Schedule your private showing today and discover why this Riverview gem is the perfect place to call home! *The City has approved the Riverview Septic Phase-Out Program, which will transition Riverview properties from private septic systems to the City's sewer system and connect them to public water service.

The sewer connection is being provided at no cost to the homeowner. This planned infrastructure improvement offers a significant benefit to the Riverview community and future homeowners.

All 20 photos

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Description provided by FLORIDA HOMES REALTY & MTG LLC and reproduced from the MLS; not independently verified.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$304,900
Bed / bath4 / 2
Living area1,846 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #2160792
Listing status42 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~6 ft
CountyDuval
Estimated first-year tax~$4,550/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$165
Estimated monthly payment$2,093
Insurance (illustrative)$500–$2k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,093/mo
  • Principal & interest $1,628/mo 78%
  • Taxes $379/mo 18%
  • Insurance $86/mo 4%

$2,093/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$4,550/yr
≈ $379/mo·effective rate ~1.49%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $5,000/yr ($417/mo) — taxable value $279,461 × 17.86 mills
$450 less each year
(−9%)

The current taxable value ($279,461) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$2,594
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$282,055
Market value
$279,461
Assessed
$279,461
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2023BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 42 cumulative days on market as of October 1, 2026
  • Aug 20, 2026First seen on movewithmomentum.comObserved at $315,000
  • Sep 30, 2026Price cut$304,900 (-$10,100, -3.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $304,900Momentum Realty · on market 42 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Duval County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Riverview. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Duval County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,846 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Seen enough photos?

Want to see 9520 HARRIET Avenue?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FLORIDA HOMES REALTY & MTG LLC · MLS # 2160792

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Riverview

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Riverview

  • 7573 Jasper Avenue · $285,000 · 3 bd / 2.5 ba · listed October 1, 2026 (courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY)
  • 4631 Fredericksburg Avenue · $149,000 · 2 bd / 1.0 ba · listed October 1, 2026 (courtesy of WORKMAN REAL ESTATE LLC)
  • 8031 Macinnes Drive · $264,900 · 3 bd / 2.0 ba · listed October 1, 2026 (courtesy of ENTERA REALTY LLC)
  • 10360 Alder Creek Lane · $217,000 · 2 bd / 2.5 ba · listed September 30, 2026 (courtesy of UNITED REAL ESTATE GALLERY)
  • 8150 San Jose Boulevard · $749,000 · 5 bd / 2.0 ba · listed September 30, 2026 (courtesy of EXP REALTY LLC)
  • 8161 Thrasher Avenue · $169,900 · 2 bd / 1.0 ba · listed September 30, 2026 (courtesy of THE THAYVER GROUP)

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

Go deeper

More on Riverview

Go deeper on Riverview

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Duval County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 9520 HARRIET Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,846 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,550/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $450 less per year than the current owner’s estimated bill (−9%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Duval County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 9520 HARRIET Avenue and when was it built?

Per the listing record, 9520 HARRIET Avenue was built in 2023 and has 1,846 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 9520 HARRIET Avenue in?

9520 HARRIET Avenue is in Riverview in Jacksonville, Duval County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 9520 HARRIET Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 9520 HARRIET Avenue differ from the current owner's?

The estimate on this page (about $4,550 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $450 less per year than the current owner’s estimated bill (−9%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 9520 HARRIET Avenue in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 9520 HARRIET Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.