Florida Housing IntelligenceMarion County › 34491 (Summerfield)
Aerial view of 34491, Florida

34491 (Summerfield)
Homes for Sale & Housing Market

ZIP code market report · Marion County

Median sale price $289,495, down 0.7% year over year, with homes going under contract in about 68 days.

6 communities reporting291 sales analyzedRefreshed twice dailyMomentum Score 47
Live Market Pulse
47/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34491 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$289K
Median sold · 12 moConfidence: High
down 0.7% vs the prior 12 months
-0.7%
1-yr price change
n = 291 recent sales
$184/sf
Sold $/sqft · 12 mo
Marion County: $171 · -1.7% vs prior yr
92.8%
Sale vs ask
Marion County: 95.6% · -2.2pp vs prior yr
$273K
Marion County home value
Zillow ZHVI, monthly · -2.5% vs a year ago
Tempo
68days
Median DOM · closed
Marion County: 69 days · +18.0 days vs prior yr
Market context
26%
Listings with price cuts
Marion County · Zillow · -0.1pp vs prior month
3,708
County for-sale inventory
Zillow, monthly · -1.3% vs prior month
25%
New construction
share of recent sales · -3.1pp vs prior yr
43%
Cash buyers
share of sales · peak 48% · +2.3pp vs prior yr
47/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$58,535
Median household income
U.S. Census ACS, county
387,697
County population
+11.3% since 2018
4.7×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,659/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 0.7% versus the prior year, but sellers are still collecting 92.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 47
Momentum Score
Buyer leverage53
Seller leverage47

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34491 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34491 (Summerfield)

The median sale price across 34491 currently stands at $289,495, down 0.7% from a year ago. Buyers are paying a median of $184 per square foot. The typical home goes under contract in about 68 days. Sellers are capturing 92.8% of their original asking price on average.

Zillow's home value index for Marion County stands at $272,791. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34491 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

34491 since 2012 — and where it’s heading

A median home here sold for $124,075 in 2012 and $287,409 over the last recorded year — 132% appreciation across 14 years of recorded sales. Cash buyers took 43% of recent sales, down from a 48% peak.

Median sale price · 2012–2026 (2,750 recorded sales)

$121K$210K$299K$287K2012: $124K2013: $133K2014: $149K2015: $159K2016: $170K2017: $174K2018: $184K2019: $203K2020: $207K2021: $243K2022: $284K2023: $293K2024: $295K2025: $293K2026: $287K20122015201920232026

Days on market by year

4d73d143d68d2012: 141d2013: 82d2014: 100d2015: 78d2016: 61d2017: 78d2018: 69d2019: 46d2020: 39d2021: 7d2022: 8d2023: 32d2024: 38d2025: 50d2026: 68d20122015201920232026

Cash buyers · share of sales

35%41%48%43%2016: 48%2017: 46%2018: 43%2019: 41%2020: 42%2021: 35%2022: 44%2023: 47%2024: 45%2025: 40%2026: 43%20162018202120242026

Home value trend · Marion County (Zillow ZHVI)

$273K$276K$280K$273KJul '25: $280KAug '25: $279KSep '25: $278KOct '25: $277KNov '25: $276KDec '25: $276KJan '26: $276KFeb '26: $276KMar '26: $276KApr '26: $275KMay '26: $275KJun '26: $274KJul '26: $273KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

3,6273,7173,8063,708Jul '25: 3,655Aug '25: 3,641Sep '25: 3,631Oct '25: 3,648Nov '25: 3,669Dec '25: 3,637Jan '26: 3,636Feb '26: 3,658Mar '26: 3,767Apr '26: 3,791May '26: 3,803Jun '26: 3,755Jul '26: 3,708Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Marion County (MLS)

1,0902,6474,203Aug 03 · Active: 4,127Aug 04 · Active: 4,074Aug 05 · Active: 4,096Aug 06 · Active: 4,122Aug 07 · Active: 4,120Aug 08 · Active: 4,130Aug 09 · Active: 4,140Aug 10 · Active: 4,131Aug 11 · Active: 4,110Aug 12 · Active: 4,125Aug 13 · Active: 4,123Aug 15 · Active: 4,141Aug 17 · Active: 4,117Aug 19 · Active: 4,106Aug 22 · Active: 4,121Aug 23 · Active: 4,120Aug 28 · Active: 4,095Aug 29 · Active: 4,119Aug 30 · Active: 4,122Aug 31 · Active: 4,113Sep 07 · Active: 4,076Sep 09 · Active: 4,031Sep 11 · Active: 4,059Sep 12 · Active: 4,070Sep 13 · Active: 4,074Sep 14 · Active: 4,063Sep 15 · Active: 4,051Aug 03Aug 19Sep 15ActivePending

Median price · daily recalculation

$289K$292K$295K$289KAug 06: $289KAug 08: $289KAug 09: $289KAug 10: $289KAug 11: $289KAug 12: $289KAug 13: $289KAug 15: $289KAug 17: $289KAug 18: $289KAug 19: $289KAug 20: $289KAug 21: $295KAug 22: $295KAug 23: $295KAug 24: $295KAug 26: $295KAug 28: $295KAug 29: $295KAug 30: $295KAug 31: $295KSep 01: $295KSep 04: $295KSep 05: $295KSep 06: $295KSep 07: $295KSep 08: $295KSep 09: $295KSep 10: $295KSep 11: $295KSep 12: $289KSep 13: $289KSep 14: $289KSep 15: $289KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 86%Manufactured Home - Post 1977 7%? 3%Mobile Home - Pre 1976 1%Villa 1%
Local Economics · county layer

What’s driving 34491

Who’s moving here
+11,408 net residents/yr

Top inbound states: NY, PA, NJ, MA. Movers arriving report ~$65,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,263/yr avg premium

1,973 Citizens policies in force in Marion County — the state-backed insurer of last resort. Budget insurance into any Marion purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,985 units permitted -11% YoY

5,420 single-family · 565 multi-family · 15.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
BELLEVIEW ▼ 26%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Marion

MarketMedianActiveScore
34491 ← this page$289K47
34470$297K30768Open →
34480$240K9753Open →
32179$247K1365Open →
32113$384K658Open →
34471$210K251Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Lake Tropicana RanchettesDunnellon$230K▲ 15%
ORANGE BLOSSOM HILLSSummerfield$295K▲ 2%
STONECRESTSummerfield$345K▲ 2%
SUNSET HILLSSummerfield$289K▲ -4%
SPRUCE CREEK SOUTHSummerfield$220K▲ -7%
Prices cooling fastest
BELLEVIEWBradenton$240K▼ 26%
SPRUCE CREEK SOUTHSummerfield$220K▼ 7%
SUNSET HILLSSummerfield$289K▼ 4%
STONECRESTSummerfield$345K▼ 2%
ORANGE BLOSSOM HILLSSummerfield$295K▼ 2%
Selling fastest
Lake Tropicana RanchettesDunnellon$230K30 days
BELLEVIEWBradenton$240K41 days
SUNSET HILLSSummerfield$289K60 days
ORANGE BLOSSOM HILLSSummerfield$295K64 days
STONECRESTSummerfield$345K70 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34491 right now?

The data says conditions currently favor neither side decisively in 34491 — the Momentum Score reads 47/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34491 becoming more affordable?

Yes, modestly — the median sale price in 34491 is $289,495, down 0.7% versus the prior year, while sellers still capture 92.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34491?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BELLEVIEW (-26%); SPRUCE CREEK SOUTH (-7%); SUNSET HILLS (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34491 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Lake Tropicana Ranchettes (30 days); BELLEVIEW (41 days); SUNSET HILLS (60 days) — homes there go under contract well ahead of the market-wide pace of 68 days.

Questions

34491 (Summerfield) housing market FAQ

Is it a good time to sell a house in 34491?

By the numbers, sellers in 34491 are getting 92.8% of asking price and going under contract in about 68 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34491 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34491 median sale prices are down 0.7% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34491?

The median sale price in 34491 is currently $289,495, down 0.7% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34491 a buyer's or seller's market right now?

The data currently is roughly balanced. 34491 scores 47 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34491?

The typical home in 34491 goes under contract in about 68 days, per current MLS data.

Are home prices in 34491 rising or falling?

Median sale prices are down 0.7% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34491 (Summerfield). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.