Aerial view of 34996, Florida

34996 (Stuart)
Housing Market

ZIP code market report · Martin County

Median sale price $350,000, down 6.5% year over year, with homes going under contract in about 62 days, 14 homes on the market.

3 communities reporting46 sales analyzedRefreshed twice dailyMomentum Score 47
Live Market Pulse
47/100
Momentum
Buyer's Opportunity
Tracking 3 communities across 34996. Recalculated every day from licensed MLS data · last refresh August 31, 2026 at 7:34 AM ET.
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Live · 34996 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$350K
Median sold · 12 moConfidence: Medium
down 6.5% vs the prior 12 months
-6.5%
1-yr price change
n = 46 recent sales
$224/sf
Sold $/sqft · 12 mo
Martin County: $244 · +2.9% vs prior yr
94.5%
Sale vs ask
Martin County: 92.2% · +0.8pp vs prior yr
$450K
Martin County home value
Zillow ZHVI, monthly · -1.7% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
Martin County: 64 days · -9.0 days vs prior yr
4%
Under contract
Martin County: 36%
14 · 1 ▼1
For sale · pending
live counts, refreshed twice daily
46
Sold · last 12 mo
closed across all tracked communities · +9.5% vs prior yr
Market context
23%
Listings with price cuts
Martin County · Zillow · -1.3pp vs prior month
1,525
County for-sale inventory
Zillow, monthly · -4.4% vs prior month
47/100
Momentum score
Buyer's Opportunity
3
Communities reporting
of 3 tracked in 34996
Economy & people · county layer
$80,701
Median household income
U.S. Census ACS, county
160,464
County population
+1.8% since 2018
5.6×
Price to income
county home value vs median income
80%
Owner-occupied
U.S. Census ACS, county
$3,120/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 31, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 4% of listed homes are already under contract. Prices are down 6.5% versus the prior year, but sellers are still collecting 94.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 47
Momentum Score
Buyer leverage53
Seller leverage47

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 4% of inventory sits under contract.
  • Mortgage sensitivity — at 5.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34996 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34996 (Stuart)

The median sale price across 34996 currently stands at $350,000, down 6.5% from a year ago. Buyers are paying a median of $224 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 94.5% of their original asking price on average.

There are 14 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 46 homes closed here over the trailing 12 months.

Zillow's home value index for Martin County stands at $449,538. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34996 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 31, 2026.

Trends & History

34996 since 2012 — and where it’s heading

A median home here sold for $137,284 in 2012 and $416,195 over the last recorded year — 203% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (491 recorded sales)

$131K$287K$444K$416K2012: $137K2013: $142K2014: $187K2015: $211K2016: $236K2017: $267K2018: $237K2019: $209K2020: $264K2021: $255K2022: $326K2023: $404K2024: $431K2025: $438K2026: $416K20122015201920232026

Days on market by year

3d46d88d62d2012: 81d2013: 87d2014: 38d2015: 52d2016: 30d2017: 60d2018: 38d2019: 28d2020: 11d2021: 9d2022: 5d2023: 25d2024: 16d2025: 71d2026: 62d20122015201920232026

Home value trend · Martin County (Zillow ZHVI)

$448K$453K$457K$450KJul '25: $457KAug '25: $453KSep '25: $450KOct '25: $449KNov '25: $448KDec '25: $448KJan '26: $449KFeb '26: $449KMar '26: $449KApr '26: $448KMay '26: $448KJun '26: $448KJul '26: $450KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,5171,7131,9081,525Jul '25: 1,901Aug '25: 1,790Sep '25: 1,698Oct '25: 1,670Nov '25: 1,663Dec '25: 1,644Jan '26: 1,651Feb '26: 1,673Mar '26: 1,718Apr '26: 1,701May '26: 1,664Jun '26: 1,596Jul '26: 1,525Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Martin County (MLS)

272614955Jul 07 · Active: 942Aug 03 · Active: 923Aug 04 · Active: 911Aug 05 · Active: 908Aug 06 · Active: 900Aug 07 · Active: 911Aug 08 · Active: 930Aug 09 · Active: 931Aug 10 · Active: 935Aug 11 · Active: 927Aug 12 · Active: 923Aug 13 · Active: 920Aug 15 · Active: 927Aug 17 · Active: 921Aug 19 · Active: 923Aug 22 · Active: 914Aug 23 · Active: 918Aug 28 · Active: 900Aug 29 · Active: 905Aug 30 · Active: 903Aug 31 · Active: 902Jul 07Aug 12Aug 31ActivePending

Median price · daily recalculation

$335K$350K$365K$350KAug 11: $350KAug 12: $350KAug 13: $350KAug 15: $350KAug 17: $350KAug 18: $350KAug 19: $350KAug 20: $350KAug 21: $350KAug 22: $350KAug 23: $350KAug 24: $350KAug 26: $350KAug 28: $350KAug 29: $350KAug 30: $350KAug 31: $350KAug 11Aug 17Aug 21Aug 26Aug 31
Local Economics · county layer

What’s driving 34996

Who’s moving here
+1,335 net residents/yr

Top inbound states: NY, NJ, CT, MA. Movers arriving report ~$142,932 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,580/yr avg premium

1,552 Citizens policies in force in Martin County — the state-backed insurer of last resort. Budget insurance into any Martin purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
845 units permitted +31% YoY

843 single-family · 2 multi-family · 5.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
MARTINS CROSSING ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Martin

MarketMedianActiveScore
34996 ← this page$350K1447
34997$380K5650Open →
34957$435K2646Open →
34990$668K2051Open →
34994$365K1858Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
SUMMERFIELDStuart$560K▲ -3%
LEXINGTON LAKESStuart$245K▲ -8%
MARTINS CROSSINGStuart$350K▲ -10%
Prices cooling fastest
MARTINS CROSSINGStuart$350K▼ 10%
LEXINGTON LAKESStuart$245K▼ 8%
SUMMERFIELDStuart$560K▼ 3%
Most homes for sale
MARTINS CROSSINGStuart$350K6
LEXINGTON LAKESStuart$245K4
SUMMERFIELDStuart$560K4
Selling fastest
MARTINS CROSSINGStuart$350K30 days
SUMMERFIELDStuart$560K77 days
LEXINGTON LAKESStuart$245K95 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34996 right now?

The data says conditions currently favor neither side decisively in 34996 — the Momentum Score reads 47/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34996 becoming more affordable?

Yes, modestly — the median sale price in 34996 is $350,000, down 6.5% versus the prior year, while sellers still capture 94.5% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34996?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are MARTINS CROSSING (-10%); LEXINGTON LAKES (-8%); SUMMERFIELD (-3%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34996 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are MARTINS CROSSING (30 days); SUMMERFIELD (77 days); LEXINGTON LAKES (95 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

34996 (Stuart) housing market FAQ

What is the median home price in 34996?

The median sale price in 34996 is currently $350,000, down 6.5% from a year ago, based on MLS sales data updated August 31, 2026.

Is 34996 a buyer's or seller's market right now?

The data currently is roughly balanced. 34996 scores 47 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34996?

The typical home in 34996 goes under contract in about 62 days, per current MLS data.

How many homes are for sale in 34996?

There are approximately 14 active listings in 34996 as of August 31, 2026.

Are home prices in 34996 rising or falling?

Median sale prices are down 6.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34996 (Stuart). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 31, 2026 at 7:34 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.