Aerial view of 34996, Florida

34996 (Stuart)
Homes for Sale & Housing Market

ZIP code market report · Martin County, FL

Median sale price $320,000, up 2.6% year over year, with homes going under contract in about 56 days, 35 homes on the market.

17 communities reporting152 sales analyzedRefreshed twice dailyMomentum Score 49
Live Market Pulse
49/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh September 20, 2026 at 9:11 PM ET.
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Live · 34996 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$320K
Median sold · 12 moConfidence: High
up 2.6% vs the prior 12 months
+2.6%
1-yr price change
n = 152 recent sales
$223/sf
Sold $/sqft · 12 mo
Martin County: $254 · +23.8% vs prior yr
93.3%
Sale vs ask
Martin County: 92.3% · +4.5pp vs prior yr
$450K
Martin County home value
Zillow ZHVI, monthly · -1.7% vs a year ago
Tempo
3.9mo
Supply
3 to 6 months is the balanced band
56days
Median DOM · closed
Martin County: 65 days · -21.0 days vs prior yr
7%
Under contract
Martin County: 30%
35 · 5 ▼2
For sale · pending
live counts, refreshed twice daily
132
Sold · last 12 mo
closed across all tracked communities · +25.6% vs prior yr
Market context
23%
Listings with price cuts
Martin County · Zillow · -1.3pp vs prior month
1,525
County for-sale inventory
Zillow, monthly · -4.4% vs prior month
49/100
Momentum score
Buyer's Opportunity
17
Communities reporting
of 96 tracked in 34996
Economy & people · county layer
$80,701
Median household income
U.S. Census ACS, county
160,464
County population
+1.8% since 2018
5.6×
Price to income
county home value vs median income
80%
Owner-occupied
U.S. Census ACS, county
$3,120/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 20, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 7% of listed homes are already under contract. Prices are up 2.6% versus the prior year and sellers are still collecting 93.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 49
Momentum Score
Buyer leverage51
Seller leverage49

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 7% of inventory sits under contract.
  • Mortgage sensitivity — at 5.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34996 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.2 mo · balanced band · 16 active
$300K–$500K
4.3 mo · balanced band · 14 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34996 is hot — and where it isn't

Each dot is a community (17 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34996 (Stuart)

The median sale price across 34996 currently stands at $320,000, up 2.6% from a year ago. Buyers are paying a median of $223 per square foot. The typical home goes under contract in about 56 days. Sellers are capturing 93.3% of their original asking price on average.

There are 35 active listings on the market, with 5 more already under contract. At the current sales pace that works out to 3.9 months of supply — a seller-leaning market by the standard six-month benchmark. 132 homes closed here over the trailing 12 months.

Zillow's home value index for Martin County stands at $449,538. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34996 is 49 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 20, 2026.

Trends & History

34996 since 2012 — and where it’s heading

A median home here sold for $107,639 in 2012 and $427,365 over the last recorded year — 297% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,375 recorded sales)

$99K$266K$434K$427K2012: $108K2013: $105K2014: $207K2015: $174K2016: $187K2017: $235K2018: $280K2019: $191K2020: $232K2021: $281K2022: $295K2023: $352K2024: $396K2025: $286K2026: $427K20122015201920232026

Days on market by year

10d44d78d56d2012: 72d2013: 73d2014: 53d2015: 44d2016: 31d2017: 61d2018: 40d2019: 34d2020: 27d2021: 19d2022: 12d2023: 34d2024: 28d2025: 77d2026: 56d20122015201920232026

Home value trend · Martin County (Zillow ZHVI)

$448K$453K$457K$450KJul '25: $457KAug '25: $453KSep '25: $450KOct '25: $449KNov '25: $448KDec '25: $448KJan '26: $449KFeb '26: $449KMar '26: $449KApr '26: $448KMay '26: $448KJun '26: $448KJul '26: $450KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,5171,7131,9081,525Jul '25: 1,901Aug '25: 1,790Sep '25: 1,698Oct '25: 1,670Nov '25: 1,663Dec '25: 1,644Jan '26: 1,651Feb '26: 1,673Mar '26: 1,718Apr '26: 1,701May '26: 1,664Jun '26: 1,596Jul '26: 1,525Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Martin County (MLS)

2647931,321Jul 07 · Active: 942Aug 03 · Active: 923Aug 04 · Active: 911Aug 05 · Active: 908Aug 06 · Active: 900Aug 07 · Active: 911Aug 08 · Active: 930Aug 09 · Active: 931Aug 10 · Active: 935Aug 11 · Active: 927Aug 12 · Active: 923Aug 13 · Active: 920Aug 15 · Active: 927Aug 17 · Active: 921Aug 19 · Active: 923Aug 22 · Active: 914Aug 23 · Active: 918Aug 28 · Active: 900Aug 29 · Active: 905Aug 30 · Active: 903Aug 31 · Active: 902Sep 07 · Active: 898Sep 09 · Active: 1,300Sep 11 · Active: 1,296Sep 12 · Active: 1,298Sep 13 · Active: 1,299Sep 14 · Active: 1,287Sep 15 · Active: 1,287Sep 16 · Active: 1,292Sep 17 · Active: 1,286Sep 19 · Active: 1,295Sep 20 · Active: 1,293Jul 07Aug 23Sep 20ActivePending

Median price · daily recalculation

$319K$335K$351K$320KAug 11: $350KAug 12: $350KAug 13: $350KAug 15: $350KAug 17: $350KAug 18: $350KAug 19: $350KAug 20: $350KAug 21: $350KAug 22: $350KAug 23: $350KAug 24: $350KAug 26: $350KAug 28: $350KAug 29: $350KAug 30: $350KAug 31: $350KSep 01: $350KSep 04: $350KSep 05: $350KSep 06: $350KSep 07: $350KSep 08: $350KSep 09: $350KSep 10: $350KSep 11: $350KSep 12: $320KSep 13: $320KSep 14: $320KSep 15: $320KSep 16: $320KSep 17: $320KSep 19: $320KSep 20: $320KAug 11Aug 21Sep 01Sep 11Sep 20
Local Economics · county layer

What’s driving 34996

Who’s moving here
+1,335 net residents/yr

Top inbound states: NY, NJ, CT, MA. Movers arriving report ~$142,932 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,580/yr avg premium

1,552 Citizens policies in force in Martin County — the state-backed insurer of last resort. Budget insurance into any Martin purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
845 units permitted +31% YoY

843 single-family · 2 multi-family · 5.3 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Vista Pines Condo ▲ 13%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 4.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34996 right now.

Biggest opportunity
Under $300K: 3.2 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Martin

MarketMedianActiveScore
34996 ← this page$320K3549
34957$395K14742Open →
34997$415K9050Open →
34990$765K5450Open →
34994$275K4844Open →
33455$480K870Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Vista Pines CondoStuart$130K▲ 13%
Palm Lake ParkStuart$430K▲ 10%
Cedar Pointe CondoStuart$115K▲ 4%
Whitemarsh ReserveStuart$352K▲ 1%
SUMMERFIELDStuart$560K▲ -3%
Prices cooling fastest
Kingswood CondoStuart$144K▼ 10%
MARTINS CROSSINGStuart$350K▼ 10%
LEXINGTON LAKESStuart$245K▼ 8%
SUMMERFIELDStuart$560K▼ 3%
Whitemarsh ReserveStuart$352K▼ 1%
Most homes for sale
Vista PinesStuart$126K9
MARTINS CROSSINGStuart$350K6
LEXINGTON LAKESStuart$245K4
SUMMERFIELDStuart$560K4
Pierpoint Yacht Club CondoStuart$275K3
Selling fastest
Palm Lake ParkStuart$430K23 days
MARTINS CROSSINGStuart$350K30 days
Cedar Pointe CondoStuart$115K42 days
Vista Pines CondoStuart$130K43 days
Whitemarsh ReserveStuart$352K62 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34996 right now?

The data says conditions currently favor neither side decisively in 34996 — the Momentum Score reads 49/100 with 3.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34996 becoming more affordable?

No — the median sale price in 34996 is $320,000, up 2.6% versus the prior year, while sellers still capture 93.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34996?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Kingswood Condo (-10%); MARTINS CROSSING (-10%); LEXINGTON LAKES (-8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34996 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Palm Lake Park (23 days); MARTINS CROSSING (30 days); Cedar Pointe Condo (42 days) — homes there go under contract well ahead of the market-wide pace of 56 days.

Questions

34996 (Stuart) housing market FAQ

How is the housing market in 34996 right now?

As of September 20, 2026, the 34996 housing market is roughly balanced: the median sale price is $320,000 (up 2.6% year over year), 35 homes are for sale against 132 sales in the last 12 months, which is 3.9 months of supply, and the typical home goes under contract in about 56 days.

How much is a house in 34996?

The median home sold for $320,000 in 34996 over the last 12 months, about $223 per square foot; asking prices on the 35 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34996?

By the numbers, sellers in 34996 are getting 93.3% of asking price and going under contract in about 56 days with 3.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34996 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34996 median sale prices are up 2.6% year over year, inventory stands at 3.9 months of supply, and 7% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34996?

The median sale price in 34996 is currently $320,000, up 2.6% from a year ago, based on MLS sales data updated September 20, 2026.

Is 34996 a buyer's or seller's market right now?

The data currently is roughly balanced. 34996 scores 49 of 100 on the Momentum Score, with 3.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34996?

The typical home in 34996 goes under contract in about 56 days, per current MLS data.

How many homes are for sale in 34996?

There are approximately 35 active listings in 34996 as of September 20, 2026.

Are home prices in 34996 rising or falling?

Median sale prices are up 2.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34996 (Stuart). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 20, 2026 at 9:11 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.