Summerfield in Stuart

Summerfield
Homes for Sale in Stuart, FL

All 632 homes for sale in Stuart, FL · median $419,450 · 136 homes for sale in 34996 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34996
220 homesBuilt 1994–2005Median sale $560K
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Live Market Pulse
31/100
Market Heat
Cooler than normal
2015 → 2026 · 52 at the 2017 peak
0 is Summerfield's coldest market since 2015, 100 its hottest. Today: 31. How it's scored
Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Summerfield in Stuart, FL has 4 homes for sale. Over the 12 months ending 2026-08-10, 19 recorded sales closed at a median of $560,000, $291 per square foot, a median 77 days on market, sellers accepting 94% of original asking (-3% versus the prior year). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $8,660 ($8,050 with the full homestead exemption).

Live · Summerfield Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$560K ▼
Median sold · 12 mo
down 2.6% vs the prior 12 months
-2.6% ▼
1-yr price change
n = 19 and 17 sales in the two windows
$291/sf
Sold $/sqft · 12 mo
peak $300 in 2023
94.1%
Sale vs ask
+144%
T12M median vs 2012
from a $230K median in 2012
Tempo
2.5mo
Supply
3 to 6 months is the balanced band
77days
Median DOM · closed
6 days at the 2023 low
0%
Under contract
Martin: 25% (305 of 1,214)
4 · 0
For sale · pending
live counts, refreshed twice daily
19
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
83%
Owner-occupied · Summerfield
183 of 220 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Summerfield
incl. 11% trust or LLC-held · 10% out-of-state
220
Homes in the community
220 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1994
Community established
homes built 1994-2005, median 2000 (FL DOR 2025)
1,972sqft
Median sold home size
12-mo windows, closed sales
8.6%/yr
Turnover rate
about 19 of 220 homes trade a year

Homes For Sale Right Now in Summerfield

Live MLS inventory for Summerfield. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Summerfield listings as of 2026-10-10, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Summerfield Housing Pulse · Momentum Research · as of August 10, 2026

Summerfield right now

🟡 Balanced market. 2.5 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 10, 2026. Confidence: High (4 active and pending listings, 19 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($560K) is down 2.6% from the prior 12 months ($575K) and up 144% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 10. Confidence: High (19 and 17 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summerfield market snapshot (as of August 10, 2026): the median sale price is about $560K ($291 per sq ft over the trailing 12 months of closed sales), a median 77 days on market for closed sales, and 2.5 months of supply, a balanced market. The trailing-12-month median is down 3% from the prior 12 months and up 144% since 2012, computed from record-level Beaches MLS closed sales (19 closings in the current window).

In ZIP 34996 (Stuart), 152 homes closed in the last 12 months at a median of $320K ($223/sq ft), up 2.6% year over year, with a median 56 days on market. Right now 35 active and 5 pending listings put supply at about 3.9 months — a buyer's market. See the live ZIP 34996 housing market and the Martin County market.

Flood zones in Summerfield: of 16 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Stuart.

Summerfield is a community of 220 homes in Stuart, Martin County, built between 1994 and 2005 (median 2000.0), with a median living area of about 1,972 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 19 sales each (19 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 2.6% year over year; up 144% since 2012.
Every sale since 2001 · price vs size
$0$500K$1M2k2k2k3k
128 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$30020122014201620182020202220242026
Up from $136 in 2012 to a $300 peak in 2023; $291 now.
Median days on market · closed sales
05010020122014201620182020202220242026
6 days at the 2023 low; 77 now.
Sale price vs original ask · median
92%95%98%20122014201620182020202220242026
94.1% now.
Homes sold per 12-mo window
0102020122014201620182020202220242026
0 to 19 a year; 19 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620242026
52 at the 2017 peak, 31 in the troughs, 31 now. Same score as the hero card, full history.

Summerfield Market Scorecard

Seller's Market

Summerfield is currently a seller's market. About 2.8 months of supply, a median asking price of $592,500, and homes go under contract in about 34.0 days.

2.8
Months supply
$592,500
Median list
$547,500
Median sold
$284
Per sqft
34.0
Days on mkt
4/2/17
Active/Pend/Sold

Typical home value in the 34997 ZIP is $429,453, about 14.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • SeaWind · Elementary
  • Murray · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Summerfield listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Summerfield address.

Recent Developments in Summerfield

Development, infrastructure, retail, and school activity affecting Summerfield, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

Dev Momentum49/100 · Active
  1. September 2026
    Development

    Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound

    Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.

    What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 6 miles southeast of Summerfield, elsewhere in Martin County.

    Source: WFLX (FOX 29)
  2. August 2026
    Infrastructure

    Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied

    The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.

    What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 6 miles northwest of Summerfield.

    Source: WJNO (iHeart)

Development alerts for SummerfieldGet a short monthly email when something new is approved, funded, or opens near Summerfield.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Summerfield today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerfield.

A closer look at the Summerfield market

At a median of $291 per square foot, Summerfield prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.5 months of supply, a balanced market and the trailing-12-month median down 3% year over year. Homes that do trade take a median 77 days on market, useful leverage on any listing that has lingered.

The housing stock is 220 homes built between 1994 and 2005, and 83% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Summerfield. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Long-Term Appreciation8.8/10
Recent Direction5.3/10
Liquidity & Demand7.5/10
Owner Commitment8.3/10
Pricing Power6.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.2). Basis: Long-Term Appreciation +144% since 2012; Recent Direction -2.6% year-over-year; Liquidity & Demand 2.5 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 94.1% sale-to-list. Refreshed with each data update.

What it really costs to own in Summerfield

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $5,540/yr across 14 listings here (MLS tax records, 2026-10-13).
HOA duesMedian $203/month across 178 MLS listings (most billed monthly; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 16 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2000 across 14 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $880/month (tax $462, HOA $203, insurance $215). An estimate from the sources above, not a quote.

Ask an agent about Summerfield

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Summerfield will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Summerfield homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Summerfield.
In short
  • HOA dues reported around $203/month (about $2,436/yr) · median of 178 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $203 per month ($2,436 a year) — the median AssociationFee across 178 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Flood & Insurance Context

Of 15 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=15) · as of 2026-10

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerfield sales matched to your home.

What is your Summerfield home worth?

Get a no-obligation home value based on real comparable sales in Summerfield, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.

Recently off market in SUMMERFIELD

Homes in SUMMERFIELD that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.

SUMMERFIELD key facts
LocationStuart, Martin County, FL · ZIP 34996, 34997
Homes in the community220 (FL DOR 2025 assessment roll)
Years built1994–2005 (median 2000.0)
Typical living area1,972 sq ft (median)
Sale prices, last 12 months$560,000 median across 19 closed sales · $291 per sq ft · -2.6% vs the prior 12 months
Days on market (closed sales)77 median
For sale right now4 active, 0 pending · median asking $644,500 · 2.5 months of supply
Owner-occupied (homestead) share83%

Data as of August 10, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “SUMMERFIELD key facts,” movewithmomentum.com/neighborhoods/summerfield-stuart, data as of August 10, 2026.

Housing distress & ownership in SUMMERFIELD, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Median closed sale price — $220,750 · ▼ 6.4% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Just listed in Summerfield Homes for Sale: 4 Homes

The newest homes for sale in Summerfield Homes for Sale: 4 Homes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 13, 2026. All new listings in this market.

Every Home for Sale in Summerfield Stuart Right Now (6)

All 6 active and pending Summerfield Stuart listings with a detail page, newest first, refreshed twice a day from the MLS.

Frequently Asked Questions

What is the median home price in Summerfield?
The median sale price in Summerfield was $560K over the 12 months ending August 10, 2026 (19 closed sales, Beaches MLS).
How long do homes in Summerfield take to sell?
Homes that closed in the 12 months ending August 10, 2026 took a median 77 days on market (19 sales, Beaches MLS).
Is Summerfield a buyer's or seller's market right now?
As of August 10, 2026, Summerfield is roughly balanced: 2.5 months of supply at the current sales pace (Beaches MLS live counts).
How many homes are in Summerfield?
The Florida DOR 2025 assessment roll shows 220 homes in Summerfield (public records).
What share of Summerfield is owner-occupied?
83% of Summerfield parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Summerfield built?
Homes in Summerfield were built between 1994 and 2005, with a median year built of 2000.0 (FL DOR 2025 roll).
Have Summerfield home prices gone up?
The trailing-12-month median is up 144% since 2012, from $230K to $560K (Beaches MLS closed records).
Who is the best real estate agent for Summerfield?
The best agent for Summerfield is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summerfield.
How do I find a top Stuart real estate agent who knows Summerfield?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summerfield and the wider Stuart area.
Can Momentum Realty connect me with an agent for Summerfield?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summerfield purchase or sale - no call center and no pressure.
Where is Summerfield, and what county is it in?
Summerfield is in Stuart, Martin County, FL, ZIP codes 34996, 34997.
Is Summerfield in a flood zone?
No, for the homes we can see: all 16 homes we sampled in Summerfield sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Summerfield a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Summerfield: the median sale price over the last 12 months was $560K (19 sales), 47% above the Stuart median of $380K; homes took a median 77 days to go under contract; the assessment roll counts 220 homes, 83% of them homesteaded (owner-occupied); supply is 2.5 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: October 10, 2026)
Community market statsBeaches MLS closed sales, 12-month windows ending August 10, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 34996/34997))
Under-contract sharesBeaches MLS records, as of 2026-08-10
Historical depthClosed-sale records back to 2001 (128 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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More on Summerfield

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Thinking of selling in SUMMERFIELD? 19 recorded closings; median 77 days on market (window ending 2026-08-10). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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