A gated Stuart community by a public Tom Fazio course, with a low HOA.
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
"Summerfield is a gated Stuart community of 500-plus homes on 275 acres adjoining the public, Tom Fazio-designed Champions golf course, with a large clubhouse, tennis, and a notably low HOA. The read is the model and the lot: from coach homes to estate homes, an updated model on a good lot sets the spread, and the low dues and public golf keep carrying costs down. The golf and the central Stuart location are priced in; the deal turns on a comp read."
Jon Brooks, founder, Momentum Realty · Updated June 2026
Summerfield market snapshot (as of June 13, 2026): the median sale price is about $526K ($285 per sq ft), with homes averaging 69 days on market and 3.0 months of supply, a balanced market. Based on 20 recent closings in live BeachesMLS data.
Summerfield is a gated community in Stuart, ZIP 34997, of a little over 500 single-family homes on more than 275 acres adjoining the Champions golf course, in the heart of Stuart just south of Cove Road and west of Federal Highway.
Homes range from smaller two-bedroom coach homes around 1,500 square feet up to five-bedroom estate homes over 3,000 square feet, with named plans such as the Golf Villa, Hibiscus, Mahogany, Monterey, Oxford, Poinciana, Teakwood, Trinidad, and Yale. The Tom Fazio-designed course is open to the public with reasonable membership options, and the community has a large pool, a clubhouse with dining, a fitness center, and a six-court tennis club, at an HOA reported around $190 per month.
Because the homes share a vintage and the golf is public, the model, the lot, and condition are what move value, and the low HOA is a real edge. The golf and the location are priced in; the deal is made on an honest read of a specific home's updates and lot, with the number anchored to comparable sales.
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from BeachesMLS, as of June 13, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Summerfield listings and the trailing twelve months of closed sales.
Our proprietary read on how a home in Summerfield buys, holds, and resells. See the five factors.
Live MLS inventory for Summerfield. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 25 days
Active · 41 days
Active · 78 days
Active · 91 days
Pending · 6 daysActive and pending Summerfield listings as of 2026-06-13, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.
Summerfield is a gated Stuart community on 275 acres adjoining the public, Tom Fazio-designed Champions golf course, with a large pool, a clubhouse with dining, a fitness center, and a six-court tennis club, at a low HOA. Confirm the current dues, what they cover, the one-time capital contribution at closing, and reserves for a specific home.
Gated golf living in the heart of Stuart with a low HOA and the beach close by is the draw.
Approximate drive times from Summerfield. Confirm your real commute at your real departure time.
Drive times are approximate and vary with traffic and your exact departure point.
Explore more neighborhoods near Summerfield with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Summerfield is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Summerfield address.
What actually shapes value at Summerfield: the public Fazio golf, the low HOA, and the gated central Stuart location. Each item below is sourced or clearly hedged.
Our read on what is being built around Summerfield, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
A respected public course with no mandatory membership broadens the buyer pool and supports demand.
A reported HOA near $190 per month is low for a gated golf community, a real carrying-cost edge.
A gated community in the heart of Stuart near the beach keeps demand steady.
From coach homes to estates, the model sets the tier; comp within the right plan.
A one-time capital contribution is due at closing; confirm the amount.
Homes are at the update stage; budget kitchens, baths, and systems before judging a list price.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Summerfield, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
Summerfield remains a gated Stuart community of 500-plus homes on 275 acres adjoining a public Tom Fazio course, with a clubhouse, pool, and tennis at a low HOA. Why it matters: The public golf and low HOA are the value; the model, lot, and condition set a specific home's number. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
If we were buying in Summerfield, this is the order of operations we would run, and the one we run for our clients.
Read condition and comps first. In Summerfield, the home's condition and exact location set the number, so price the work honestly before you judge any list price.
Confirm the carrying costs. Summerfield has a low HOA reported around $190 per month plus a one-time capital contribution at closing, so confirm both. Verify what is owed and what it covers for a specific home.
Match the home to recent comparable sales, not a portal estimate, then structure the offer around its true condition.
Verify the schools by address with the school district, since assignment is by address and can change.
Use your own representation. The listing agent works for the seller; on a purchase here, having someone in your corner is the highest-leverage decision you make.
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Summerfield is a gated Stuart community on 275 acres adjoining the public, Tom Fazio-designed Champions golf course, with a large pool, a clubhouse with dining, a fitness center, and a six-court tennis club, at a low HOA. Confirm the current dues, what they cover, the one-time capital contribution at closing, and reserves for a specific home.
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Summerfield today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
A smaller two-bedroom coach home, the entry. Confirm condition and the dues.
An updated single-family home on a good lot, the heart of the market here.
A larger estate home or one on a golf or lake lot, the top of the community.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
The factors that actually move value in Summerfield, condition, lot, and the renovation math, read from current listings and recent sales.
Renovated-listing inventory in Summerfield is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.
On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Our read on the factors that protect resale here, and the one to manage.
Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.
The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.
In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.
1The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.
4The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.
5A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
The public golf and low HOA are the value. The deal is won or lost on the model, the lot, and condition.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.
In a gated golf community of similar-vintage homes, the lot and the model are the durable differentiators, and the public-golf, low-HOA structure keeps carrying costs down. Golf and lake lots hold value best. Read the lot and the model first, then price the condition against recent comparable sales.
Reported around $190 per month, with a one-time capital contribution at closing equal to one quarterly payment (confirm the current amount and what it covers for a specific home).
Gated access, common areas, and the pool, clubhouse, fitness, and tennis amenities; the golf course is public with reasonable membership options.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.
If you are thinking about selling in Summerfield, the right list price comes from recent comparable sales matched to your home's condition, lot, and exact location, not an automated estimate.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
Because buyers here are weighing your home against renovated comps and cross-shopping Florida Club, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
Get a no-obligation home value based on real comparable sales in Summerfield matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See the full Summerfield home value & selling guide, recent comps, fees, and 2026 timing →
Median sale prices in Summerfield year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
Summerfield is currently a strong seller's market. About 2.2 months of supply, a median asking price of $1,099,999, and homes go under contract in about 68 days.
Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).
Zoom out for the wider market: ZIP market scorecard · county scorecard.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
An honest fit check. We will tell you when it is not your community.
Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Summerfield home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
A Momentum Realty Summerfield specialist will reach out personally, usually the same day.
Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.
