East Palatka
Housing Market

City market report · Putnam County, FL · 5 ZIP codes

Median sale price $400,000, down 0.4% year over year, with homes going under contract in about 65 days.

6 communities reporting43 sales analyzedRefreshed twice dailyMomentum Score 52
Live Market Pulse
52/100
Momentum
Balanced Market
Tracking 6 communities across East Palatka. Recalculated every day from licensed MLS data · last refresh September 23, 2026 at 11:05 AM ET.
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Live · East Palatka Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$400K
Median sold · 12 moConfidence: Medium
down 0.4% vs the prior 12 months
-0.4%
1-yr price change
n = 43 recent sales
$222/sf
Sold $/sqft · 12 mo
Putnam County: $174 · +5.0% vs prior yr
94.4%
Sale vs ask
Putnam County: 92.0% · -1.5pp vs prior yr
$220K
Putnam County home value
Zillow ZHVI, monthly · +0.9% vs a year ago
Tempo
65days
Median DOM · closed
Putnam County: 55 days · -2.0 days vs prior yr
3
Sold · last 12 mo
closed across all tracked communities · +230.8% vs prior yr
Market context
26%
Listings with price cuts
Putnam County · Zillow · +0.1pp vs prior month
384
County for-sale inventory
Zillow, monthly · -1.0% vs prior month
7%
New construction
share of recent sales
52/100
Momentum score
Balanced Market
6
Communities reporting
of 72 tracked in East Palatka
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.7×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 23, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 0.4% versus the prior year, but sellers are still collecting 94.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 52
Momentum Score
Buyer leverage48
Seller leverage52

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.7× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current East Palatka data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on East Palatka

The median sale price across East Palatka currently stands at $400,000, down 0.4% from a year ago. Buyers are paying a median of $222 per square foot. The typical home goes under contract in about 65 days. Sellers are capturing 94.4% of their original asking price on average.

3 homes closed here over the trailing 12 months.

East Palatka prices sit above the Putnam County median by roughly 78%. Zillow's home value index for Putnam County stands at $220,059. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for East Palatka is 52 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 23, 2026.

Trends & History

East Palatka since 2013 — and where it’s heading

A median home here sold for $108,400 in 2013 and $359,136 over the last recorded year — 231% appreciation across 13 years of recorded sales.

Median sale price · 2013–2026 (254 recorded sales)

$92K$258K$425K$359K2013: $108K2015: $99K2016: $224K2017: $154K2018: $161K2019: $152K2020: $188K2021: $211K2023: $312K2024: $418K2026: $359K20132016201920232026

Days on market by year

31d93d154d65d2013: 152d2015: 88d2016: 53d2017: 74d2018: 78d2019: 49d2020: 102d2021: 34d2023: 56d2024: 67d2026: 65d20132016201920232026

Home value trend · Putnam County (Zillow ZHVI)

$217K$220K$222K$220KJul '25: $218KAug '25: $218KSep '25: $217KOct '25: $217KNov '25: $217KDec '25: $218KJan '26: $218KFeb '26: $220KMar '26: $221KApr '26: $222KMay '26: $222KJun '26: $221KJul '26: $220KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

362399436384Jul '25: 435Aug '25: 426Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 384Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Putnam County (MLS)

79374669Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Sep 12 · Active: 652Sep 13 · Active: 651Sep 14 · Active: 651Sep 15 · Active: 657Sep 16 · Active: 658Sep 17 · Active: 653Sep 19 · Active: 642Sep 20 · Active: 645Sep 21 · Active: 641Sep 22 · Active: 643Sep 23 · Active: 644Jul 07Aug 28Sep 23ActivePending

Median price · daily recalculation

$243K$331K$418K$400KSep 04: $247KSep 05: $247KSep 06: $247KSep 07: $247KSep 08: $247KSep 09: $257KSep 10: $257KSep 11: $257KSep 12: $257KSep 13: $257KSep 14: $257KSep 15: $257KSep 16: $415KSep 17: $415KSep 19: $400KSep 20: $400KSep 21: $400KSep 22: $400KSep 23: $400KSep 04Sep 08Sep 13Sep 19Sep 23
Local Economics · county layer

What’s driving East Palatka

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Putnam County

MarketMedianActiveScore
East Palatka ← this page$400K52
Eatonton$393K7042Open →
Palatka$292K762Open →
Hawthorne$223K147Open →
Community Movers

Neighborhoods on the move

Selling fastest
1661 RiversideEast Palatka$400K44 days
Palm HarborEast Palatka$418K92 days
Explore Deeper

East Palatka ZIP codes

Most active communities

More on East Palatka

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in East Palatka right now?

The data says conditions currently favor neither side decisively in East Palatka — the Momentum Score reads 52/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is East Palatka becoming more affordable?

Yes, modestly — the median sale price in East Palatka is $400,000, down 0.4% versus the prior year, while sellers still capture 94.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Which East Palatka neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are 1661 Riverside (44 days); Palm Harbor (92 days) — homes there go under contract well ahead of the market-wide pace of 65 days.

How does East Palatka compare to the rest of Putnam County?

East Palatka's median of $400,000 runs 78% above the county-wide median of $224,950, and homes here take 65 days to go under contract versus 55 county-wide.

Momentum Realty in East Palatka: our agents closed 6 homes here for buyers and sellers in the last 12 months (4 representing the buyer, 2 on both sides), median sale $244,950 (brokerage closed records through September 2026). Find a Momentum agent near East Palatka →

Questions

East Palatka housing market FAQ

Is it a good time to sell a house in East Palatka?

By the numbers, sellers in East Palatka are getting 94.4% of asking price and going under contract in about 65 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the East Palatka housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: East Palatka median sale prices are down 0.4% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in East Palatka?

The median sale price in East Palatka is currently $400,000, down 0.4% from a year ago, based on MLS sales data updated September 23, 2026.

Is East Palatka a buyer's or seller's market right now?

The data currently is roughly balanced. East Palatka scores 52 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in East Palatka?

The typical home in East Palatka goes under contract in about 65 days, per current MLS data.

Are home prices in East Palatka rising or falling?

Median sale prices are down 0.4% year over year based on a rolling comparison of MLS sales.

How many homes has Momentum Realty sold in East Palatka?

Momentum Realty's agents closed 6 homes in East Palatka for buyers and sellers in the last 12 months (4 representing the buyer, 2 on both sides), median sale $244,950 (brokerage closed records through September 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across East Palatka. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 23, 2026 at 11:05 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.