East Palatka
Housing Market
Median sale price $246,750, down 29.3% year over year, with homes going under contract in about 163 days, 20 homes on the market.
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Housing Market Analyst
Inventory sits at 5.6 months of supply — balanced by the 3-to-6-month balanced benchmark. Prices are down 29.3% versus the prior year, but sellers are still collecting 88.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current East Palatka data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on East Palatka
The median sale price across East Palatka currently stands at $246,750, down 29.3% from a year ago. Buyers are paying a median of $188 per square foot. The typical home goes under contract in about 163 days. Sellers are capturing 88.9% of their original asking price on average.
There are 20 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 5.6 months of supply — roughly balanced conditions by the 3-to-6-month balanced band. 43 homes closed here over the trailing 12 months.
East Palatka prices sit below the Putnam County median by roughly 5%. Zillow's home value index for Putnam County stands at $216,313. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for East Palatka is 25 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 2, 2026.
East Palatka since 2017 — and where it’s heading
A median home here sold for $129,532 in 2017 and $708,950 over the last recorded year — 447% appreciation across 9 years of recorded sales.
Median sale price · 2017–2026 (110 recorded sales)
Home value trend · Putnam County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Putnam County (MLS)
Median price · daily recalculation
What’s driving East Palatka
Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,095 Citizens personal-lines policies in Putnam County; average premium $1,595 before the 2026 change, $1,481 after (-7.2%). Citizens is the state-backed insurer of last resort; budget insurance into any Putnam purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).
91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Putnam County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| East Palatka ← this page | $247K | — | 15 | |
| Eatonton | $393K | 70 | 42 | Open → |
| Satsuma | $185K | 15 | 32 | Open → |
| Palatka | $291K | 8 | 62 | Open → |
| Hawthorne | $325K | 1 | 51 | Open → |
East Palatka ZIP codes
Most active communities
More on East Palatka
Put this data to work
The questions people actually ask
Should I buy a house in East Palatka right now?
The data says conditions currently favor buyers in East Palatka — the Momentum Score reads 25/100 with 5.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is East Palatka becoming more affordable?
Yes, modestly — the median sale price in East Palatka is $246,750, down 29.3% versus the prior year, while sellers still capture 88.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
How does East Palatka compare to the rest of Putnam County?
East Palatka's median of $246,750 runs 5% below the county-wide median of $259,000, and homes here take 163 days to go under contract versus 58 county-wide.
Momentum Realty in East Palatka: our agents closed 5 homes here for buyers and sellers in the last 12 months (3 representing the buyer, 2 on both sides), median sale $234,900 (brokerage closed records through November 2026). Find a Momentum agent near East Palatka →
East Palatka housing market FAQ
How is the housing market in East Palatka right now?
As of November 2, 2026, the East Palatka housing market favors buyers: the median sale price is $246,750 (down 29.3% year over year), 20 homes are for sale against 43 sales in the last 12 months, which is 5.6 months of supply, and the typical home goes under contract in about 163 days.
How much is a house in East Palatka?
The median home sold for $246,750 in East Palatka over the last 12 months, about $188 per square foot; asking prices on the 20 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in East Palatka?
By the numbers, sellers in East Palatka are getting 88.9% of asking price and going under contract in about 163 days with 5.6 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the East Palatka housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: East Palatka median sale prices are down 29.3% year over year, inventory stands at 5.6 months of supply. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in East Palatka?
The median sale price in East Palatka is currently $246,750, down 29.3% from a year ago, based on MLS sales data updated November 2, 2026.
Is East Palatka a buyer's or seller's market right now?
The data currently favors buyers. East Palatka scores 25 of 100 on the Momentum Score, with 5.6 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in East Palatka?
The typical home in East Palatka goes under contract in about 163 days, per current MLS data.
How many homes are for sale in East Palatka?
There are approximately 20 active listings in East Palatka as of November 2, 2026.
Are home prices in East Palatka rising or falling?
Median sale prices are down 29.3% year over year based on a rolling comparison of MLS sales.
How many homes has Momentum Realty sold in East Palatka?
Momentum Realty's agents closed 5 homes in East Palatka for buyers and sellers in the last 12 months (3 representing the buyer, 2 on both sides), median sale $234,900 (brokerage closed records through November 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Momentum agents use this intelligence every day to price listings and write winning offers across East Palatka. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 2, 2026 at 10:48 AM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
<a href="https://movewithmomentum.com/market/east-palatka">East Palatka Housing Market: Median $257K, -15.3% YoY — Momentum Realty</a>