Rivercrest
Homes for Sale in East Palatka, FL

Community in East Palatka · Putnam County · ZIP 32131
154 homesBuilt 1900–2024Median sale $247K
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Live Market Pulse
50/100
Market Heat
Normal for Rivercrest
2015 → 2026 · 83 at the 2021 peak
0 is Rivercrest's coldest market since 2015, 100 its hottest. Today: 50. How it's scored
Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily
Live · Rivercrest Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$247K
Median sold · 12 mo
up 7.8% vs the prior 12 months
+7.8%
1-yr price change
n = 5 and 4 sales in the two windows
$188/sf
Sold $/sqft · 12 mo
peak $205 in 2025
91.8%
Sale vs ask
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
43days
Median DOM · closed
30 days at the 2022 low
0%
Under contract
Putnam: 20% (132 of 652)
1 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
46%
Owner-occupied · Rivercrest
91 of 197 parcels homesteaded (FL DOR 2025)
54%
Non-owner-occupied · Rivercrest
incl. 12% trust or LLC-held · 10% out-of-state
0%
Cash buyers · Rivercrest
0 of 4 sales, 12 mo ending July 2025
154
Homes in the community
plus 43 vacant residential lots · 197 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1900
Community established
homes built 1900-2024, median 1983 (FL DOR 2025)
0
Failed listings · 2025
peaked at 15 in 2008
1,426sqft
Median sold home size
12-mo windows, closed sales
3.2%/yr
Turnover rate
about 5 of 154 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rivercrest, in East Palatka, Putnam County, shows a median price of $246,750 across its 154 homes as of this snapshot, working out to $187.94 per square foot on a median living area of 1,420 square feet. Homes here were built anywhere from 1900 to 2024, with a median year built of 1983 — a spread wide enough that condition and updates, more than square footage alone, are what separate a listing that beats the median from one that lags it.

Inventory is thin right now: just one active listing against five closings in the trailing window, with 2.4 months of supply and a median 43 days on market. That combination is what puts this community in seller-leaning territory, alongside price that has moved 7.8% higher year over year — even though the broader market heat score sits at a neutral 50. For a seller, the numbers support pricing firmly to recent closings rather than testing the market. For a buyer, the shallow active count means less to cross-shop, so being ready to act on the right listing matters more than usual.

Rivercrest Housing Pulse · Momentum Research · as of July 14, 2026

Rivercrest right now

🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($247K) is up 7.8% from the prior 12 months ($229K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (5 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Rivercrest market snapshot (as of July 14, 2026): the median sale price is about $247K ($188 per sq ft over the trailing 12 months of closed sales), a median 43 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is up 8% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).

Rivercrest is a community of 154 homes in East Palatka, Putnam County, built between 1900 and 2024 (median 1983), with a median living area of about 1,420 square feet. 46% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Rivercrest is a Putnam County community where current MLS data shows no formal community amenities, and about 46.2% of homes carry a homestead exemption — a marker worth weighing against more amenity-heavy subdivisions elsewhere in Northeast Florida.

Best for

  • Buyers set on Putnam County who are comfortable moving quickly in a market with a single active listing.
  • Sellers whose home is updated relative to the community's 1983 median year built and who want to test a seller-leaning market.
  • Buyers focused on East Palatka who don't need built-in community amenities, since none are documented in current MLS listings.

Probably not for

  • Buyers who want a large pool of active listings to comparison-shop before deciding.
  • Buyers seeking a documented HOA or amenity package, since Rivercrest shows none identified in current listings.
  • Sellers hoping to lean on a deep bench of recent comparable sales beyond the five closings in the current window.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($247K) IS the median in the snapshot above, and the move from 2025 ($229K) IS the +7.8% one-year change.

Windows contain 0 to 8 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K20122014201620182020202220242026
Up 7.8% year over year.
Every sale since 2002 · price vs size
$0$200K$400K1k2k
64 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $45 in 2012 to a $205 peak in 2025; $188 now.
Median days on market · closed sales
5010015020122014201620182020202220242026
30 days at the 2022 low; 43 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
91.8% now.
Homes sold per 12-mo window
025820122014201620182020202220242026
0 to 8 a year; 5 in the current window.
Sellers who gave up · failed listings per year
0510152004200820122016202020242025
Canceled, expired, or withdrawn. 15 quit in 2008; 0 so far in 2025. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201820222026
83 at the 2021 peak, 11 in the troughs, 50 now. Same score as the hero card, full history.

Rivercrest Market Scorecard

Strong seller's market

Rivercrest is currently a strong seller's market. About 2.4 months of supply, a median asking price of $285,000, and homes go under contract in about 86 days.

2.4
Months supply
$285,000
Median list
$246,750
Median sold
$232
Per sqft
86
Days on mkt
1/0/5
Active/Pend/Sold

Typical home value in the 32131 ZIP is $271,422, about 18.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Rivercrest

Live MLS inventory for Rivercrest. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rivercrest listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

The takeaway

Everyday stops around Rivercrest are close: the nearest groceries is about 1 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • Putnam County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Kelley Smith Elementary School (Palatka)FLDOE grade C · PreK-6 -- confirm zoning by address with Putnam County SD
  • Palatka Jr.-Sr. High SchoolFLDOE grade C · 7-12 -- confirm zoning by address

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rivercrest address.

If we were buying in Rivercrest today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rivercrest.

Best Buy
Buyers and sellers comfortable transacting where there is currently just one active listing to compare against.
Biggest Risk
With only one active listing and five recent closings, the comparable-sales pool is thin and easy to misread without local data.
Sweet Spot
Homes updated relative to the community's median year built of 1983 tend to track closest to the $246,750 median price.
Avoid If
Avoid if you need a wide pool of active listings to compare before writing an offer.

What actually sets price here

With homes built across a span from 1900 to 2024 and a median year built of 1983, Rivercrest doesn't have a single defining construction era — it has a mix. Against a median price of $246,750 and $187.94 per square foot on a median 1,420 square feet of living area, that mix means two homes near the same size can land at very different price points depending on how much has been updated since they were built.

On the market side, one active listing and five closings in the recent window is a small dataset, and 2.4 months of supply confirms it: there simply isn't much on the market to choose from. A 43-day median time on market and 7.8% year-over-year price growth point toward sellers holding leverage, but a market heat score of 50 — a neutral reading — suggests that leverage isn't extreme. Read together, it's a market that rewards a seller who prices to the data and a buyer who has done the homework before an offer is due.

The location and the amenities are priced into every listing in Rivercrest. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.2C+ · Buy Score
Recent Direction8.0/10
Liquidity & Demand7.6/10
Owner Commitment4.6/10
Pricing Power4.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.2). Basis: Recent Direction +7.8% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 46% owner-occupied; Pricing Power 91.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only one active listing and five closings to work from, there's little margin for a generic comp pull — pricing a home in Rivercrest well means knowing which of those five closings is actually comparable, given a build-year range running from 1900 to 2024 and no documented community amenities to standardize against. That's the kind of local, listing-by-listing read Momentum brings to a market this thin.

Rivercrest in 15 seconds.

Best forBuyers and sellers comfortable transacting where there is currently just one active listing to compare against.
Biggest advantagePrice is up 7.8% year over year, giving sellers a data-backed case for firm pricing.
Biggest riskWith only one active listing and five recent closings, the comparable-sales pool is thin and easy to misread without local data.
Sweet spotHomes updated relative to the community's median year built of 1983 tend to track closest to the $246,750 median price.
Avoid ifAvoid if you need a wide pool of active listings to compare before writing an offer.

HOA, CDD & Fees

In short
  • No CDD
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rivercrest sales matched to your home.

What is your Rivercrest home worth?

Get a no-obligation home value based on real comparable sales in Rivercrest, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Rivercrest on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Rivercrest?
The median sale price in Rivercrest was $247K over the 12 months ending July 14, 2026 (5 closed sales, realMLS).
How long do homes in Rivercrest take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 43 days on market (5 sales, realMLS).
Is Rivercrest a buyer's or seller's market right now?
As of July 14, 2026, Rivercrest leans toward sellers: 2.4 months of supply at the current sales pace (realMLS live counts).
How many homes are in Rivercrest?
The Florida DOR 2025 assessment roll shows 154 homes plus 43 vacant residential lots in Rivercrest (public records).
What share of Rivercrest is owner-occupied?
46% of Rivercrest parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rivercrest built?
Homes in Rivercrest were built between 1900 and 2024, with a median year built of 1983 (FL DOR 2025 roll).
Do cash buyers compete in Rivercrest?
Cash buyers took 0% of Rivercrest sales in the 12 months ending July 2025 (0 of 4 closings, realMLS).
What schools serve Rivercrest?
Rivercrest is served by Putnam County Public Schools, typically Kelley Smith Elementary School (Palatka) and Palatka Jr.-Sr. High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Rivercrest?
The best agent for Rivercrest is one who actively works East Palatka and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rivercrest.
How do I find a top East Palatka real estate agent who knows Rivercrest?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rivercrest and the wider East Palatka area.
Can Momentum Realty connect me with an agent for Rivercrest?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rivercrest purchase or sale - no call center and no pressure.
Buyers set on Putnam County who are comfortable moving quickly in a market with a single active listing.Excellent fit
Sellers whose home is updated relative to the community's 1983 median year built and who want to test a seller-leaning market.Excellent fit
Buyers focused on East Palatka who don't need built-in community amenities, since none are documented in current MLS listings.Excellent fit
Buyers who want a large pool of active listings to comparison-shop before deciding.Probably not
Buyers seeking a documented HOA or amenity package, since Rivercrest shows none identified in current listings.Probably not
Sellers hoping to lean on a deep bench of recent comparable sales beyond the five closings in the current window.Probably not

Nearby Communities

Explore more neighborhoods near Rivercrest with Momentum Realty’s local guides.

PNPalatka North Historic DistrictEast Palatka, FL · 3.0 miPSPalatka South Historic DistrictEast Palatka, FL · 3.0 miPPPalm Port East PalatkaEast Palatka, FL · 3.9 miSJSt Johns Riverside Estates SatsumaEast Palatka, FL · 4.4 miPBPort Buena Vista East PalatkaEast Palatka, FL · 4.6 miTCThe Collection At PalatkaEast Palatka, FL · 4.7 miBCBeverlys Crossing PalatkaEast Palatka, FL · 5.3 miFEFairway Estates PalatkaEast Palatka, FL · 6.1 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (10 streets, ZIP 32131))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2002 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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