Georgia Housing Intelligence › Effingham County

Effingham County
Housing Market

County market report · Georgia · 4 ZIP codes

Median sale price $349,990, up 1.8% year over year, with homes going under contract in about 42 days, 26 homes on the market.

27 communities reporting176 sales analyzedRefreshed twice dailyMomentum Score 59
Live Market Pulse
59/100
Momentum
Balanced Market
Tracking 27 communities across Effingham County. Recalculated every day from licensed MLS data · last refresh October 9, 2026 at 5:01 PM ET.
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Live · Effingham County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$350K ▲
Median sold · 12 moConfidence: High
up 1.8% vs the prior 12 months
+1.8% ▲
1-yr price change
n = 176 recent sales
$177/sf
Sold $/sqft · 12 mo
98.4%
Sale vs ask
of original asking price
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
42days
Median DOM · closed
closed sales, median
9%
Under contract
of inventory already spoken for
26 · 3
For sale · pending
live counts, refreshed twice daily
105
Sold · last 12 mo
closed across all tracked communities
Market context
24%
New construction
share of recent sales
59/100
Momentum score
Balanced Market
27
Communities reporting
of 89 tracked in Effingham County
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 9, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 9% of listed homes are already under contract. Prices are up 1.8% versus the prior year and sellers are still collecting 98.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 59
Momentum Score
Buyer leverage41
Seller leverage59

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Negotiating power — buyers gain ground as 9% of inventory sits under contract.

Derived from current Effingham County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.0 mo · balanced band · 6 active
$300K–$500K
2.5 mo · seller-tilted · 14 active
$500K–$750K
5.1 mo · balanced band · 6 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Effingham County is hot — and where it isn't

Each dot is a community (11 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Effingham County

The median sale price across Effingham County currently stands at $349,990, up 1.8% from a year ago. Buyers are paying a median of $177 per square foot. The typical home goes under contract in about 42 days. Sellers are capturing 98.4% of their original asking price on average.

There are 26 active listings on the market, with 3 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 105 homes closed here over the trailing 12 months.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Effingham County is 59 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 9, 2026.

Trends & History

Where the market is heading

Median price · daily recalculation

$335K$350K$365K$350KSep 17: $350KSep 19: $350KSep 20: $350KSep 21: $350KSep 22: $350KSep 23: $350KSep 24: $350KSep 25: $350KSep 26: $350KSep 28: $350KSep 29: $350KSep 30: $350KOct 01: $350KOct 03: $350KOct 04: $350KOct 05: $350KOct 06: $350KOct 07: $350KOct 09: $350KSep 17Sep 22Sep 28Oct 04Oct 09
Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Laurel Grove ▲ 8%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 5.1 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Effingham County right now.

Biggest opportunity
$300K–$500K: 2.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Laurel GroveGuyton$420K▲ 8%
Longleaf VillageRincon$350K▲ 2%
TimberlakeGuyton$307K▲ 2%
Park WestGuyton$310K▲ -1%
Prices cooling fastest
Park WestGuyton$310K▼ 1%
Longleaf VillageRincon$350K▼ 2%
TimberlakeGuyton$307K▼ 2%
Laurel GroveGuyton$420K▼ 8%
Most homes for sale
Covered Bridge PlantationGuyton$584K4
Hickory KnobRincon$334K3
Mossy HollowGuyton$351K2
Ramsey LandingRincon$588K2
Lost PlantationRincon$360K1
Selling fastest
Westwood HeightsRincon$249K26 days
TimberlakeGuyton$307K29 days
Laurel GroveGuyton$420K36 days
Park WestGuyton$310K43 days
Longleaf VillageRincon$350K56 days
Explore Deeper

Cities in Effingham County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Effingham County right now?

The data says conditions currently favor neither side decisively in Effingham County — the Momentum Score reads 59/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Effingham County becoming more affordable?

No — the median sale price in Effingham County is $349,990, up 1.8% versus the prior year, while sellers still capture 98.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Effingham County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Park West (-1%); Longleaf Village (2%); Timberlake (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Effingham County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Westwood Heights (26 days); Timberlake (29 days); Laurel Grove (36 days) — homes there go under contract well ahead of the market-wide pace of 42 days.

Questions

Effingham County housing market FAQ

How is the housing market in Effingham County right now?

As of October 9, 2026, the Effingham County housing market favors sellers: the median sale price is $349,990 (up 1.8% year over year), 26 homes are for sale against 105 sales in the last 12 months, which is 3.6 months of supply, and the typical home goes under contract in about 42 days.

How much is a house in Effingham County?

The median home sold for $349,990 in Effingham County over the last 12 months, about $177 per square foot; asking prices on the 26 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Effingham County?

By the numbers, sellers in Effingham County are getting 98.4% of asking price and going under contract in about 42 days with 3.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Effingham County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Effingham County median sale prices are up 1.8% year over year, inventory stands at 3.6 months of supply, and 9% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Effingham County?

The median sale price in Effingham County is currently $349,990, up 1.8% from a year ago, based on MLS sales data updated October 9, 2026.

Is Effingham County a buyer's or seller's market right now?

The data currently favors sellers. Effingham County scores 59 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Effingham County?

The typical home in Effingham County goes under contract in about 42 days, per current MLS data.

How many homes are for sale in Effingham County?

There are approximately 26 active listings in Effingham County as of October 9, 2026.

Are home prices in Effingham County rising or falling?

Median sale prices are up 1.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Effingham County. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Georgia MLS feeds, recorded public sales and public records — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 9, 2026 at 5:01 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (public records) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.