Fern Park
Housing Market
Median sale price $432,450, up 2.5% year over year, with homes going under contract in about 45 days, 3 homes on the market.
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Housing Market Analyst
Inventory sits at 2.4 months of supply — tight by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are up 2.5% versus the prior year and sellers are still collecting 94.9% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 32% of inventory sits under contract.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Fern Park data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Fern Park is hot — and where it isn't
Each dot is a community (10 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Fern Park
The median sale price across Fern Park currently stands at $432,450, up 2.5% from a year ago. Buyers are paying a median of $224 per square foot. The typical home goes under contract in about 45 days. Sellers are capturing 94.9% of their original asking price on average.
There are 3 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 2.4 months of supply — a seller-leaning market by the standard six-month benchmark. 20 homes closed here over the trailing 12 months.
Fern Park prices sit above the Seminole County median by roughly 4%. Zillow's home value index for Seminole County stands at $405,395. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Fern Park is 66 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.
Fern Park since 2014 — and where it’s heading
A median home here sold for $162,505 in 2014 and $381,615 over the last recorded year — 135% appreciation across 12 years of recorded sales. Cash buyers took 23% of recent sales, down from a 36% peak.
Median sale price · 2014–2026 (628 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Seminole County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Seminole County (MLS)
Median price · daily recalculation
What’s driving Fern Park
Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Seminole County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Fern Park ← this page | $432K | 3 | 66 | |
| Sanford | $387K | 157 | 61 | Open → |
| Oviedo | $485K | 61 | 73 | Open → |
| Lake Mary | $417K | 60 | 73 | Open → |
| Altamonte Springs | $345K | 46 | 59 | Open → |
| Longwood | $482K | 41 | 70 | Open → |
Neighborhoods on the move
| INDIAN HILLS UNIT 2Fern Park | $470K | ▲ 6% |
| INDIAN HILLS UNIT 4Fern Park | $470K | ▲ 6% |
| INDIAN HILLS UNIT 2Fern Park | $470K | ▼ 6% |
| INDIAN HILLS UNIT 4Fern Park | $470K | ▼ 6% |
| INDIAN HILLS UNIT 2Fern Park | $470K | 3 |
| INDIAN HILLS UNIT 2Fern Park | $470K | 24 days |
| INDIAN HILLS UNIT 4Fern Park | $470K | 24 days |
Fern Park ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Fern Park right now?
The data says conditions currently favor sellers in Fern Park — the Momentum Score reads 66/100 with 2.4 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Fern Park becoming more affordable?
No — the median sale price in Fern Park is $432,450, up 2.5% versus the prior year, while sellers still capture 94.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Fern Park?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are INDIAN HILLS UNIT 2 (6%); INDIAN HILLS UNIT 4 (6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Fern Park neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are INDIAN HILLS UNIT 2 (24 days); INDIAN HILLS UNIT 4 (24 days) — homes there go under contract well ahead of the market-wide pace of 45 days.
How does Fern Park compare to the rest of Seminole County?
Fern Park's median of $432,450 runs 4% above the county-wide median of $415,000, and homes here take 45 days to go under contract versus 34 county-wide.
Fern Park housing market FAQ
What is the median home price in Fern Park?
The median sale price in Fern Park is currently $432,450, up 2.5% from a year ago, based on MLS sales data updated August 26, 2026.
Is Fern Park a buyer's or seller's market right now?
The data currently favors sellers. Fern Park scores 66 of 100 on the Momentum Score, with 2.4 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Fern Park?
The typical home in Fern Park goes under contract in about 45 days, per current MLS data.
How many homes are for sale in Fern Park?
There are approximately 3 active listings in Fern Park as of August 26, 2026.
Are home prices in Fern Park rising or falling?
Median sale prices are up 2.5% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Fern Park. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.