Fern Park
Housing Market

City market report · Seminole County · 3 ZIP codes

Median sale price $415,000, up 5.5% year over year, with homes going under contract in about 31 days, 6 homes on the market.

10 communities reporting60 sales analyzedRefreshed twice dailyMomentum Score 69
Live Market Pulse
69/100
Momentum
Healthy Market
Prices up 6% over the past year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Fern Park Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$415K
Median sold · 12 moConfidence: Medium
up 5.5% vs the prior 12 months
+5.5%
1-yr price change
n = 60 recent sales
$261/sf
Sold $/sqft · 12 mo
Seminole County: $236 · flat vs prior yr
96.1%
Sale vs ask
Seminole County: 96.2% · -0.5pp vs prior yr
$405K
Seminole County home value
Zillow ZHVI, monthly · -1.4% vs a year ago
Tempo
2.8mo
Supply
3 to 6 months is the balanced band
31days
Median DOM · closed
Seminole County: 34 days · +1.0 days vs prior yr
28%
Under contract
Seminole County: 36%
6 · 1 ▼1
For sale · pending
live counts, refreshed twice daily
37
Sold · last 12 mo
closed across all tracked communities · -1.6% vs prior yr
Market context
32%
Listings with price cuts
Seminole County · Zillow · +1.4pp vs prior month
2,072
County for-sale inventory
Zillow, monthly · +0.6% vs prior month
29%
Cash buyers
share of sales · peak 32% · -3.4pp vs prior yr
69/100
Momentum score
Healthy Market
10
Communities reporting
of 35 tracked in Fern Park
Economy & people · county layer
$83,030
Median household income
U.S. Census ACS, county
474,912
County population
+4.4% since 2018
4.9×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,493/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.8 months of supply — tight by the 3-to-6-month balanced benchmark, and 28% of listed homes are already under contract. Prices are up 5.5% versus the prior year and sellers are still collecting 96.1% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 69
Momentum Score
Buyer leverage31
Seller leverage69

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 28% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Fern Park data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Fern Park is hot — and where it isn't

Each dot is a community (10 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Fern Park

The median sale price across Fern Park currently stands at $415,000, up 5.5% from a year ago. Buyers are paying a median of $261 per square foot. The typical home goes under contract in about 31 days. Sellers are capturing 96.1% of their original asking price on average.

There are 6 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 2.8 months of supply — a seller-leaning market by the standard six-month benchmark. 37 homes closed here over the trailing 12 months.

Zillow's home value index for Seminole County stands at $405,395. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Fern Park is 69 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Fern Park since 2013 — and where it’s heading

A median home here sold for $145,153 in 2013 and $393,445 over the last recorded year — 171% appreciation across 13 years of recorded sales. Cash buyers took 29% of recent sales, down from a 32% peak.

Median sale price · 2013–2026 (582 recorded sales)

$140K$273K$405K$393K2013: $145K2014: $163K2015: $164K2016: $180K2017: $195K2018: $232K2022: $347K2023: $400K2024: $364K2025: $374K2026: $393K20132015201820242026

Days on market by year

7d24d41d31d2013: 36d2014: 41d2015: 22d2016: 19d2017: 20d2018: 21d2022: 8d2023: 15d2024: 27d2025: 30d2026: 31d20132015201820242026

Cash buyers · share of sales

16%24%33%29%2016: 28%2017: 17%2018: 18%2019: 19%2020: 25%2021: 31%2022: 32%2023: 29%20162018202020222023

Home value trend · Seminole County (Zillow ZHVI)

$405K$408K$411K$405KJul '25: $411KAug '25: $409KSep '25: $408KOct '25: $407KNov '25: $407KDec '25: $407KJan '26: $407KFeb '26: $408KMar '26: $408KApr '26: $407KMay '26: $407KJun '26: $406KJul '26: $405KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,7972,0652,3322,072Jul '25: 2,322Aug '25: 2,260Sep '25: 2,176Oct '25: 2,101Nov '25: 2,016Dec '25: 1,905Jan '26: 1,836Feb '26: 1,808Mar '26: 1,874Apr '26: 1,937May '26: 2,009Jun '26: 2,060Jul '26: 2,072Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Seminole County (MLS)

5481,1361,723Jul 07 · Active: 1,523Aug 03 · Active: 1,600Aug 04 · Active: 1,566Aug 05 · Active: 1,597Aug 06 · Active: 1,599Aug 07 · Active: 1,611Aug 08 · Active: 1,631Aug 09 · Active: 1,635Aug 10 · Active: 1,640Aug 11 · Active: 1,624Aug 12 · Active: 1,623Aug 13 · Active: 1,626Aug 15 · Active: 1,653Aug 17 · Active: 1,638Aug 19 · Active: 1,629Aug 22 · Active: 1,659Aug 23 · Active: 1,656Aug 28 · Active: 1,651Aug 29 · Active: 1,647Aug 30 · Active: 1,641Aug 31 · Active: 1,638Sep 07 · Active: 1,632Sep 09 · Active: 1,646Sep 11 · Active: 1,697Sep 12 · Active: 1,700Sep 13 · Active: 1,690Sep 14 · Active: 1,681Sep 15 · Active: 1,680Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$358K$396K$434K$415KAug 06: $360KAug 08: $360KAug 09: $360KAug 10: $360KAug 11: $432KAug 12: $432KAug 13: $432KAug 15: $432KAug 17: $432KAug 18: $432KAug 19: $432KAug 20: $432KAug 21: $432KAug 22: $432KAug 23: $432KAug 24: $432KAug 26: $432KAug 28: $432KAug 29: $432KAug 30: $432KAug 31: $432KSep 01: $432KSep 04: $432KSep 05: $432KSep 06: $432KSep 07: $432KSep 08: $432KSep 09: $432KSep 10: $432KSep 11: $432KSep 12: $415KSep 13: $415KSep 14: $415KSep 15: $415KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 94%Condo 5%
Local Economics · county layer

What’s driving Fern Park

Who’s moving here
-99 net residents/yr

Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,572/yr avg premium

1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,997 units permitted -12% YoY

893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
INDIAN HILLS UNIT 2 ▲ 6%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Seminole County

MarketMedianActiveScore
Fern Park ← this page$415K669
Sanford$385K18065Open →
Altamonte Springs$365K9562Open →
Lake Mary$426K6771Open →
Oviedo$480K6671Open →
Longwood$489K4572Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
INDIAN HILLS UNIT 2Fern Park$470K▲ 6%
INDIAN HILLS UNIT 4Fern Park$470K▲ 6%
Prices cooling fastest
INDIAN HILLS UNIT 2Fern Park$470K▼ 6%
INDIAN HILLS UNIT 4Fern Park$470K▼ 6%
Most homes for sale
INDIAN HILLS UNIT 2Fern Park$470K3
Lake Of The Woods Sec 05 TwnhsFern Park$304K2
Selling fastest
INDIAN HILLS UNIT 2Fern Park$470K24 days
INDIAN HILLS UNIT 4Fern Park$470K24 days
Explore Deeper

Fern Park ZIP codes

Most active communities

More on Fern Park

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Fern Park right now?

The data says conditions currently favor sellers in Fern Park — the Momentum Score reads 69/100 with 2.8 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Fern Park becoming more affordable?

No — the median sale price in Fern Park is $415,000, up 5.5% versus the prior year, while sellers still capture 96.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Fern Park?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are INDIAN HILLS UNIT 2 (6%); INDIAN HILLS UNIT 4 (6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Fern Park neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are INDIAN HILLS UNIT 2 (24 days); INDIAN HILLS UNIT 4 (24 days) — homes there go under contract well ahead of the market-wide pace of 31 days.

How does Fern Park compare to the rest of Seminole County?

Fern Park's median of $415,000 runs 0% below the county-wide median of $415,000, and homes here take 31 days to go under contract versus 34 county-wide.

Questions

Fern Park housing market FAQ

How is the housing market in Fern Park right now?

As of September 15, 2026, the Fern Park housing market favors sellers: the median sale price is $415,000 (up 5.5% year over year), 6 homes are for sale against 37 sales in the last 12 months, which is 2.8 months of supply, and the typical home goes under contract in about 31 days.

How much is a house in Fern Park?

The median home sold for $415,000 in Fern Park over the last 12 months, about $261 per square foot; asking prices on the 6 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Fern Park?

By the numbers, sellers in Fern Park are getting 96.1% of asking price and going under contract in about 31 days with 2.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Fern Park housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Fern Park median sale prices are up 5.5% year over year, inventory stands at 2.8 months of supply, and 28% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Fern Park?

The median sale price in Fern Park is currently $415,000, up 5.5% from a year ago, based on MLS sales data updated September 15, 2026.

Is Fern Park a buyer's or seller's market right now?

The data currently favors sellers. Fern Park scores 69 of 100 on the Momentum Score, with 2.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Fern Park?

The typical home in Fern Park goes under contract in about 31 days, per current MLS data.

How many homes are for sale in Fern Park?

There are approximately 6 active listings in Fern Park as of September 15, 2026.

Are home prices in Fern Park rising or falling?

Median sale prices are up 5.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Fern Park. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.