Fern Park
Housing Market

City market report · Seminole County · 3 ZIP codes

Median sale price $360,000, up 0.4% year over year, with homes going under contract in about 50 days.

9 communities reporting51 sales analyzedRefreshed twice dailyMomentum Score 69
Live Market Pulse
69/100
Momentum
Healthy Market
Tracking 9 communities across Fern Park. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Fern Park Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$360K
Median sold · 12 moConfidence: Medium
up 0.4% vs the prior 12 months
+0.4%
1-yr price change
n = 51 recent sales
$210/sf
Sold $/sqft · 12 mo
Seminole County: $235 · -4.0% vs prior yr
94.5%
Sale vs ask
Seminole County: 96.1% · -2.7pp vs prior yr
$405K
Seminole County home value
Zillow ZHVI, monthly · -2.0% vs a year ago
Tempo
50days
Median DOM · closed
Seminole County: 34 days · +25.0 days vs prior yr
100%
Under contract
Seminole County: 37%
Market context
31%
Listings with price cuts
Seminole County · Zillow · +1.1pp vs prior month
2,058
County for-sale inventory
Zillow, monthly · +2.4% vs prior month
23%
Cash buyers
share of sales · peak 36% · -9.4pp vs prior yr
69/100
Momentum score
Healthy Market
9
Communities reporting
of 37 tracked in Fern Park
Economy & people · county layer
$83,030
Median household income
U.S. Census ACS, county
474,912
County population
+4.4% since 2018
4.9×
Price to income
county home value vs median income
66%
Owner-occupied
U.S. Census ACS, county
$2,493/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

100% of listed homes are already under contract. Prices are up 0.4% versus the prior year and sellers are still collecting 94.5% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 69
Momentum Score
Buyer leverage31
Seller leverage69

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 100% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Fern Park data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Fern Park is hot — and where it isn't

Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Fern Park

The median sale price across Fern Park currently stands at $360,000, up 0.4% from a year ago. Buyers are paying a median of $210 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 94.5% of their original asking price on average.

Fern Park prices sit below the Seminole County median by roughly 13%. Zillow's home value index for Seminole County stands at $404,888. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Fern Park is 69 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Fern Park since 2014 — and where it’s heading

A median home here sold for $146,646 in 2014 and $359,086 over the last recorded year — 145% appreciation across 12 years of recorded sales. Cash buyers took 23% of recent sales, down from a 36% peak.

Median sale price · 2014–2026 (518 recorded sales)

$142K$257K$371K$359K2014: $147K2015: $154K2016: $172K2017: $189K2018: $225K2022: $303K2023: $363K2024: $363K2025: $366K2026: $359K20142016202220242026

Days on market by year

8d29d50d50d2014: 34d2015: 24d2016: 22d2017: 21d2018: 21d2022: 9d2023: 12d2024: 27d2025: 25d2026: 50d20142016202220242026

Cash buyers · share of sales

23%30%36%23%2016: 36%2017: 28%2018: 30%2019: 31%2020: 23%2021: 32%2022: 30%2023: 28%2024: 30%2025: 33%2026: 23%20162018202120242026

Home value trend · Seminole County (Zillow ZHVI)

$405K$409K$413K$405KJun '25: $413KJul '25: $411KAug '25: $408KSep '25: $407KOct '25: $406KNov '25: $406KDec '25: $406KJan '26: $406KFeb '26: $407KMar '26: $407KApr '26: $407KMay '26: $406KJun '26: $405KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,7972,0652,3322,058Jun '25: 2,302Jul '25: 2,322Aug '25: 2,260Sep '25: 2,176Oct '25: 2,101Nov '25: 2,016Dec '25: 1,905Jan '26: 1,836Feb '26: 1,808Mar '26: 1,874Apr '26: 1,937May '26: 2,009Jun '26: 2,058Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Seminole County (MLS)

6251,1221,619Jul 07 · Active: 1,523Aug 03 · Active: 1,600Aug 04 · Active: 1,566Aug 05 · Active: 1,597Jul 07Aug 04Aug 05ActivePending
Single-family 59%Townhome 28%Condo 13%Villa 1%
Local Economics · county layer

What’s driving Fern Park

Who’s moving here
-99 net residents/yr

Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,572/yr avg premium

1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,997 units permitted -12% YoY

893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
INDIAN HILLS UNIT 4 ▲ 6%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Seminole County

MarketMedianActiveScore
Fern Park ← this page$360K69
Sanford$387K15361Open →
Oviedo$485K6173Open →
Lake Mary$417K6073Open →
Altamonte Springs$345K4659Open →
Longwood$482K4170Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
INDIAN HILLS UNIT 4Fern Park$470K▲ 6%
Prices cooling fastest
INDIAN HILLS UNIT 4Fern Park$470K▼ 6%
Selling fastest
INDIAN HILLS UNIT 4Fern Park$470K24 days
Explore Deeper

Fern Park ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Fern Park right now?

The data says conditions currently favor sellers in Fern Park — the Momentum Score reads 69/100. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Fern Park becoming more affordable?

No — the median sale price in Fern Park is $360,000, up 0.4% versus the prior year, while sellers still capture 94.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Fern Park?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are INDIAN HILLS UNIT 4 (6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Fern Park neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are INDIAN HILLS UNIT 4 (24 days) — homes there go under contract well ahead of the market-wide pace of 50 days.

How does Fern Park compare to the rest of Seminole County?

Fern Park's median of $360,000 runs 13% below the county-wide median of $415,000, and homes here take 50 days to go under contract versus 34 county-wide.

Questions

Fern Park housing market FAQ

What is the median home price in Fern Park?

The median sale price in Fern Park is currently $360,000, up 0.4% from a year ago, based on MLS sales data updated August 6, 2026.

Is Fern Park a buyer's or seller's market right now?

The data currently favors sellers. Fern Park scores 69 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Fern Park?

The typical home in Fern Park goes under contract in about 50 days, per current MLS data.

Are home prices in Fern Park rising or falling?

Median sale prices are up 0.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Fern Park. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.