Florida Housing Intelligence › Hernando County

Hernando County
Housing Market

County market report · Florida · 18 ZIP codes

Median sale price $299,900, down 0.2% year over year, with homes going under contract in about 50 days, 1,489 homes on the market.

238 communities reporting6,378 sales analyzedRefreshed twice dailyMomentum Score 57
Live Market Pulse
57/100
Momentum
Balanced Market
1,489 homes on the market right now. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Hernando County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: High
down 0.2% vs the prior 12 months
-0.2%
1-yr price change
n = 6,378 recent sales
$190/sf
Sold $/sqft · 12 mo
-1.6% vs prior yr
95.4%
Sale vs ask
of original asking price · -0.6pp vs prior yr
$310K
Hernando County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
4.2mo
Supply
3 to 6 months is the balanced band
50days
Median DOM · closed
closed sales, median · +8.0 days vs prior yr
29%
Under contract
of inventory already spoken for
1,489 · 492 ▲2
For sale · pending
live counts, refreshed twice daily
2,091
Sold · last 12 mo
closed across all tracked communities · +5.2% vs prior yr
Market context
32%
Listings with price cuts
Hernando County · Zillow · +0.4pp vs prior month
1,453
County for-sale inventory
Zillow, monthly · +0.6% vs prior month
24%
New construction
share of recent sales · +3.1pp vs prior yr
33%
Cash buyers
share of sales · peak 41% · +3.5pp vs prior yr
57/100
Momentum score
Balanced Market
Economy & people · county layer
$63,193
Median household income
U.S. Census ACS, county
201,512
County population
+10.3% since 2018
4.9×
Price to income
county home value vs median income
82%
Owner-occupied
U.S. Census ACS, county
$1,732/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 29% of listed homes are already under contract. Prices are down 0.2% versus the prior year, but sellers are still collecting 95.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 57
Momentum Score
Buyer leverage43
Seller leverage57

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 29% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Hernando County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.5 mo · balanced band · 218 active
$300K–$500K
3.9 mo · balanced band · 350 active
$500K–$750K
4.4 mo · balanced band · 98 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Hernando County is hot — and where it isn't

Each dot is a community (231 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Hernando County

The median sale price across Hernando County currently stands at $299,900, down 0.2% from a year ago. Buyers are paying a median of $190 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 95.4% of their original asking price on average.

There are 1,489 active listings on the market, with 492 more already under contract. At the current sales pace that works out to 4.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 2,091 homes closed here over the trailing 12 months.

Zillow's home value index for Hernando County stands at $310,261. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Hernando County is 57 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Hernando County since 2012 — and where it’s heading

A median home here sold for $83,776 in 2012 and $325,698 over the last recorded year — 289% appreciation across 14 years of recorded sales. Cash buyers took 33% of recent sales, down from a 41% peak.

Median sale price · 2012–2026 (37,122 recorded sales)

$79K$205K$331K$326K2012: $84K2013: $86K2014: $99K2015: $132K2016: $137K2017: $149K2018: $164K2019: $177K2021: $265K2022: $297K2023: $324K2024: $323K2025: $325K2026: $326K20122015201920232026

Days on market by year

4d38d72d50d2012: 71d2013: 60d2014: 52d2015: 58d2016: 44d2017: 43d2018: 38d2019: 59d2021: 6d2022: 7d2023: 21d2024: 30d2025: 42d2026: 50d20122015201920232026

Cash buyers · share of sales

29%35%41%33%2016: 40%2017: 39%2018: 32%2019: 32%2020: 30%2021: 31%2022: 41%2023: 38%2024: 34%2025: 30%2026: 33%20162018202120242026

Home value trend · Hernando County (Zillow ZHVI)

$310K$314K$318K$310KJul '25: $318KAug '25: $316KSep '25: $315KOct '25: $314KNov '25: $314KDec '25: $314KJan '26: $314KFeb '26: $314KMar '26: $314KApr '26: $314KMay '26: $313KJun '26: $311KJul '26: $310KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,4191,4861,5521,453Jul '25: 1,540Aug '25: 1,550Sep '25: 1,541Oct '25: 1,531Nov '25: 1,505Dec '25: 1,457Jan '26: 1,431Feb '26: 1,422Mar '26: 1,450Apr '26: 1,442May '26: 1,441Jun '26: 1,444Jul '26: 1,453Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Hernando County (MLS)

4649931,521Jul 07 · Active: 1,458Aug 03 · Active: 1,467Aug 04 · Active: 1,434Aug 05 · Active: 1,442Aug 06 · Active: 1,444Aug 07 · Active: 1,458Aug 08 · Active: 1,456Aug 09 · Active: 1,455Aug 10 · Active: 1,446Aug 11 · Active: 1,439Aug 12 · Active: 1,444Aug 13 · Active: 1,442Aug 15 · Active: 1,448Aug 17 · Active: 1,453Aug 19 · Active: 1,455Aug 22 · Active: 1,476Aug 23 · Active: 1,475Aug 28 · Active: 1,491Aug 29 · Active: 1,500Aug 30 · Active: 1,496Aug 31 · Active: 1,498Sep 07 · Active: 1,478Sep 09 · Active: 1,473Sep 11 · Active: 1,489Sep 12 · Active: 1,492Sep 13 · Active: 1,489Sep 14 · Active: 1,487Sep 15 · Active: 1,489Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$300K$300K$300K$300KAug 06: $300KAug 08: $300KAug 09: $300KAug 10: $300KAug 11: $300KAug 12: $300KAug 13: $300KAug 15: $300KAug 17: $300KAug 18: $300KAug 19: $300KAug 20: $300KAug 21: $300KAug 22: $300KAug 23: $300KAug 24: $300KAug 26: $300KAug 28: $300KAug 29: $300KAug 30: $300KAug 31: $300KSep 01: $300KSep 04: $300KSep 05: $300KSep 06: $300KSep 07: $300KSep 08: $300KSep 09: $300KSep 10: $300KSep 11: $300KSep 12: $300KSep 13: $300KSep 14: $300KSep 15: $300KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 84%Villa 6%Manufactured Home - Post 1977 5%Manufactured 2%? 1%
Local Economics · the economics underneath

What’s driving Hernando County

Who’s moving here
+4,826 net residents/yr

Top inbound states: NY, CA, NJ, IL. Movers arriving report ~$61,429 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,699/yr avg premium

4,534 Citizens policies in force in Hernando County — the state-backed insurer of last resort. Budget insurance into any Hernando purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,975 units permitted -21% YoY

1,734 single-family · 241 multi-family · 9.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Lakewood Unit 2 ▲ 53%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 4.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Hernando County right now.

Biggest opportunity
Under $300K: 3.5 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Hernando County ← this page$300K1,48957
Pasco County$355K4,72856Open →
Citrus County$265K1,16255Open →
Sumter County$310K76048Open →
Hillsborough County$394K6,50559Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Lakewood Unit 2Dade City$221K▲ 53%
Spring Hill Unit 21Spring Hill$327K▲ 29%
Weeki Wachee Acres AddSpring Hill$215K▲ 28%
MasaryktownBrooksville$276K▲ 23%
Springwood EstateBrooksville$475K▲ 20%
Prices cooling fastest
Caldera Phases 3 & 4Spring Hill$376K▼ 25%
Voss Oak Lake EstateWeeki Wachee$265K▼ 24%
Heather WalkWeeki Wachee$162K▼ 21%
Heather TheWeeki Wachee$215K▼ 18%
Fairway At The HeatherWeeki Wachee$128K▼ 18%
Most homes for sale
royal highlands unit 9Weeki Wachee$375K151
Southern Hills PlantationBrooksville$688K42
TIMBER PINESSpring Hill$284K37
BrookridgeBrooksville$170K31
HERNANDO BEACHHernando Beach$542K29
Selling fastest
ridge manor westBrooksville$237K4 days
CALDERASpring Hill$510K8 days
Spring Hill Unit 13Spring Hill$285K9 days
Forest Oaks Unit 1Spring Hill$304K12 days
FOREST OAKSSpring Hill$305K14 days
Explore Deeper

Cities in Hernando County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Hernando County right now?

The data says conditions currently favor neither side decisively in Hernando County — the Momentum Score reads 57/100 with 4.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Hernando County becoming more affordable?

Yes, modestly — the median sale price in Hernando County is $299,900, down 0.2% versus the prior year, while sellers still capture 95.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Hernando County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Caldera Phases 3 & 4 (-25%); Voss Oak Lake Estate (-24%); Heather Walk (-21%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Hernando County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are ridge manor west (4 days); CALDERA (8 days); Spring Hill Unit 13 (9 days) — homes there go under contract well ahead of the market-wide pace of 50 days.

Questions

Hernando County housing market FAQ

How is the housing market in Hernando County right now?

As of September 15, 2026, the Hernando County housing market is roughly balanced: the median sale price is $299,900 (down 0.2% year over year), 1,489 homes are for sale against 2,091 sales in the last 12 months, which is 4.2 months of supply, and the typical home goes under contract in about 50 days.

How much is a house in Hernando County?

The median home sold for $299,900 in Hernando County over the last 12 months, about $190 per square foot; asking prices on the 1,489 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Hernando County?

By the numbers, sellers in Hernando County are getting 95.4% of asking price and going under contract in about 50 days with 4.2 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Hernando County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Hernando County median sale prices are down 0.2% year over year, inventory stands at 4.2 months of supply, and 29% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Hernando County?

The median sale price in Hernando County is currently $299,900, down 0.2% from a year ago, based on MLS sales data updated September 15, 2026.

Is Hernando County a buyer's or seller's market right now?

The data currently is roughly balanced. Hernando County scores 57 of 100 on the Momentum Score, with 4.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Hernando County?

The typical home in Hernando County goes under contract in about 50 days, per current MLS data.

How many homes are for sale in Hernando County?

There are approximately 1,489 active listings in Hernando County as of September 15, 2026.

Are home prices in Hernando County rising or falling?

Median sale prices are down 0.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Hernando County. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.