Laurel Hill
Housing Market
Median sale price $306,990, down 15.1% year over year, with homes going under contract in about 66 days, 3 homes on the market.
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Housing Market Analyst
Prices are down 15.1% versus the prior year, but sellers are still collecting 94.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Laurel Hill data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Laurel Hill
The median sale price across Laurel Hill currently stands at $306,990, down 15.1% from a year ago. The typical home goes under contract in about 66 days. Sellers are capturing 94.8% of their original asking price on average.
There are 3 active listings on the market, with 3 more already under contract.
Laurel Hill prices sit below the Okaloosa County median by roughly 16%. Zillow's home value index for Okaloosa County stands at $357,488. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Laurel Hill is 41 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Where the market is heading
Home value trend · Okaloosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving Laurel Hill
Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Okaloosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Laurel Hill ← this page | $307K | 3 | 41 | |
| Destin | $704K | 347 | 33 | Open → |
| Crestview | $321K | 204 | 46 | Open → |
| Fort Walton Beach | $365K | 74 | 70 | Open → |
| Mary Esther | $320K | 46 | 58 | Open → |
| Niceville | $552K | 46 | 72 | Open → |
Neighborhoods on the move
| HERITAGE PLANTATION PH ILaurel Hill | $310K | ▲ -6% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | ▲ -25% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | ▼ 25% |
| HERITAGE PLANTATION PH ILaurel Hill | $310K | ▼ 6% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | 3 |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | 22 days |
| HERITAGE PLANTATION PH ILaurel Hill | $310K | 94 days |
| WHITE OAK ESTATESLaurel Hill | $240K | 96 days |
Laurel Hill ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Laurel Hill right now?
The data says conditions currently favor buyers in Laurel Hill — the Momentum Score reads 41/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Laurel Hill becoming more affordable?
Yes, modestly — the median sale price in Laurel Hill is $306,990, down 15.1% versus the prior year, while sellers still capture 94.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Laurel Hill?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are YELLOW RIVER PLANTATION (-25%); HERITAGE PLANTATION PH I (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Laurel Hill neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are YELLOW RIVER PLANTATION (22 days); HERITAGE PLANTATION PH I (94 days); WHITE OAK ESTATES (96 days) — homes there go under contract well ahead of the market-wide pace of 66 days.
How does Laurel Hill compare to the rest of Okaloosa County?
Laurel Hill's median of $306,990 runs 16% below the county-wide median of $365,000, and homes here take 66 days to go under contract versus 68 county-wide.
Laurel Hill housing market FAQ
What is the median home price in Laurel Hill?
The median sale price in Laurel Hill is currently $306,990, down 15.1% from a year ago, based on MLS sales data updated August 6, 2026.
Is Laurel Hill a buyer's or seller's market right now?
The data currently favors buyers. Laurel Hill scores 41 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Laurel Hill?
The typical home in Laurel Hill goes under contract in about 66 days, per current MLS data.
How many homes are for sale in Laurel Hill?
There are approximately 3 active listings in Laurel Hill as of August 6, 2026.
Are home prices in Laurel Hill rising or falling?
Median sale prices are down 15.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Laurel Hill. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.