Laurel Hill
Housing Market
Median sale price $309,899, down 10.8% year over year, with homes going under contract in about 77 days, 5 homes on the market.
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Housing Market Analyst
Inventory sits at 1.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 50% of listed homes are already under contract. Prices are down 10.8% versus the prior year, but sellers are still collecting 93.7% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 50% of inventory sits under contract.
- Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Laurel Hill data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Laurel Hill
The median sale price across Laurel Hill currently stands at $309,899, down 10.8% from a year ago. The typical home goes under contract in about 77 days. Sellers are capturing 93.7% of their original asking price on average.
There are 5 active listings on the market, with 5 more already under contract. At the current sales pace that works out to 1.9 months of supply — a seller-leaning market by the standard six-month benchmark. 38 homes closed here over the trailing 12 months.
Laurel Hill prices sit below the Okaloosa County median by roughly 15%. Zillow's home value index for Okaloosa County stands at $356,683. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Laurel Hill is 62 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Where the market is heading
Home value trend · Okaloosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Okaloosa County (MLS)
Median price · daily recalculation
What’s driving Laurel Hill
Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Okaloosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Laurel Hill ← this page | $310K | 5 | 62 | |
| Destin | $730K | 321 | 27 | Open → |
| Crestview | $322K | 187 | 59 | Open → |
| Fort Walton Beach | $365K | 94 | 65 | Open → |
| Niceville | $536K | 59 | 65 | Open → |
| Mary Esther | $320K | 55 | 55 | Open → |
Neighborhoods on the move
| HERITAGE PLANTATION (231919.00)Laurel Hill | $310K | ▲ -0% |
| HERITAGE PLANTATION PH ILaurel Hill | $310K | ▲ -6% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | ▲ -25% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | ▼ 25% |
| HERITAGE PLANTATION PH ILaurel Hill | $310K | ▼ 6% |
| HERITAGE PLANTATION (231919.00)Laurel Hill | $310K | ▼ 0% |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | 5 |
| YELLOW RIVER PLANTATIONLaurel Hill | $307K | 27 days |
| HERITAGE PLANTATION PH ILaurel Hill | $310K | 94 days |
| HERITAGE PLANTATION (231919.00)Laurel Hill | $310K | 102 days |
Laurel Hill ZIP codes
Most active communities
More on Laurel Hill
Put this data to work
The questions people actually ask
Should I buy a house in Laurel Hill right now?
The data says conditions currently favor neither side decisively in Laurel Hill — the Momentum Score reads 62/100 with 1.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Laurel Hill becoming more affordable?
Yes, modestly — the median sale price in Laurel Hill is $309,899, down 10.8% versus the prior year, while sellers still capture 93.7% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Laurel Hill?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are YELLOW RIVER PLANTATION (-25%); HERITAGE PLANTATION PH I (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Laurel Hill neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are YELLOW RIVER PLANTATION (27 days); HERITAGE PLANTATION PH I (94 days); HERITAGE PLANTATION (231919.00) (102 days) — homes there go under contract well ahead of the market-wide pace of 77 days.
How does Laurel Hill compare to the rest of Okaloosa County?
Laurel Hill's median of $309,899 runs 15% below the county-wide median of $365,000, and homes here take 77 days to go under contract versus 67 county-wide.
Laurel Hill housing market FAQ
How is the housing market in Laurel Hill right now?
As of September 15, 2026, the Laurel Hill housing market favors sellers: the median sale price is $309,899 (down 10.8% year over year), 5 homes are for sale against 38 sales in the last 12 months, which is 1.9 months of supply, and the typical home goes under contract in about 77 days.
How much is a house in Laurel Hill?
The median home sold for $309,899 in Laurel Hill over the last 12 months; asking prices on the 5 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Laurel Hill?
By the numbers, sellers in Laurel Hill are getting 93.7% of asking price and going under contract in about 77 days with 1.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Laurel Hill housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Laurel Hill median sale prices are down 10.8% year over year, inventory stands at 1.9 months of supply, and 50% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Laurel Hill?
The median sale price in Laurel Hill is currently $309,899, down 10.8% from a year ago, based on MLS sales data updated September 15, 2026.
Is Laurel Hill a buyer's or seller's market right now?
The data currently favors sellers. Laurel Hill scores 62 of 100 on the Momentum Score, with 1.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Laurel Hill?
The typical home in Laurel Hill goes under contract in about 77 days, per current MLS data.
How many homes are for sale in Laurel Hill?
There are approximately 5 active listings in Laurel Hill as of September 15, 2026.
Are home prices in Laurel Hill rising or falling?
Median sale prices are down 10.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Laurel Hill. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.