Florida Housing IntelligenceOkaloosa County › 32567 (Laurel Hill)
Aerial view of 32567, Florida

32567 (Laurel Hill)
Housing Market

ZIP code market report · Okaloosa County

Median sale price $306,990, down 9.4% year over year, with homes going under contract in about 68 days, 3 homes on the market.

4 communities reporting78 sales analyzedRefreshed twice dailyMomentum Score 45
Live Market Pulse
45/100
Momentum
Buyer's Opportunity
Prices are down 9% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32567 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$307K
Median sold · 12 moConfidence: Medium
down 9.4% vs the prior 12 months
-9.4%
1-yr price change
n = 78 recent sales
94.9%
Sale vs ask
Okaloosa County: 95.8% · +1.9pp vs prior yr
$357K
Okaloosa County home value
Zillow ZHVI, monthly · +0.1% vs a year ago
Tempo
68days
Median DOM · closed
Okaloosa County: 68 days · -74.0 days vs prior yr
3 · 4
For sale · pending
live counts, refreshed twice daily
Market context
25%
Listings with price cuts
Okaloosa County · Zillow · +0.4pp vs prior month
2,300
County for-sale inventory
Zillow, monthly · +1.5% vs prior month
0%
Cash buyers
share of sales · peak 0%
45/100
Momentum score
Buyer's Opportunity
4
Communities reporting
of 13 tracked in 32567
Economy & people · county layer
$79,097
Median household income
U.S. Census ACS, county
214,281
County population
+6.7% since 2018
4.5×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,948/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 9.4% versus the prior year, but sellers are still collecting 94.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 45
Momentum Score
Buyer leverage55
Seller leverage45

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32567 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 32567 (Laurel Hill)

The median sale price across 32567 currently stands at $306,990, down 9.4% from a year ago. The typical home goes under contract in about 68 days. Sellers are capturing 94.9% of their original asking price on average.

There are 3 active listings on the market, with 4 more already under contract.

Zillow's home value index for Okaloosa County stands at $357,488. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32567 is 45 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32567 since 2020 — and where it’s heading

A median home here sold for $262,096 in 2020 and $296,847 over the last recorded year — 13% appreciation across 6 years of recorded sales.

Median sale price · 2020–2026 (486 recorded sales)

$260K$307K$354K$297K2020: $262K2021: $283K2022: $304K2023: $325K2024: $297K2025: $353K2026: $297K20202021202320252026

Days on market by year

15d80d144d68d2020: 20d2021: 20d2022: 18d2023: 48d2024: 93d2025: 142d2026: 68d20202021202320252026

Cash buyers · share of sales

-1%0%1%0%2021: 0%2022: 0%2023: 0%2024: 0%2025: 0%2026: 0%20212022202420252026

Home value trend · Okaloosa County (Zillow ZHVI)

$354K$356K$358K$357KJun '25: $357KJul '25: $356KAug '25: $355KSep '25: $354KOct '25: $354KNov '25: $354KDec '25: $354KJan '26: $355KFeb '26: $356KMar '26: $357KApr '26: $358KMay '26: $358KJun '26: $357KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,9642,2442,5232,300Jun '25: 2,512Jul '25: 2,497Aug '25: 2,448Sep '25: 2,394Oct '25: 2,327Nov '25: 2,242Dec '25: 2,118Jan '26: 2,026Feb '26: 1,976Mar '26: 2,065Apr '26: 2,165May '26: 2,265Jun '26: 2,300Jun '25Sep '25Dec '25Mar '26Jun '26
Detached Single Family 98%Manufactured 1%
Local Economics · county layer

What’s driving 32567

Who’s moving here
-352 net residents/yr

Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,644/yr avg premium

1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,057 units permitted -17% YoY

987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
YELLOW RIVER PLANTATION ▼ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Okaloosa

MarketMedianActiveScore
32567 ← this page$307K345
32541$759K53330Open →
32539$315K13948Open →
32536$325K12064Open →
32547$357K9375Open →
32548$333K8971Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
HERITAGE PLANTATION PH ILaurel Hill$310K▲ -6%
YELLOW RIVER PLANTATIONLaurel Hill$307K▲ -25%
Prices cooling fastest
YELLOW RIVER PLANTATIONLaurel Hill$307K▼ 25%
HERITAGE PLANTATION PH ILaurel Hill$310K▼ 6%
Most homes for sale
YELLOW RIVER PLANTATIONLaurel Hill$307K3
Selling fastest
YELLOW RIVER PLANTATIONLaurel Hill$307K22 days
HERITAGE PLANTATION PH ILaurel Hill$310K94 days
WHITE OAK ESTATESLaurel Hill$240K96 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32567 right now?

The data says conditions currently favor neither side decisively in 32567 — the Momentum Score reads 45/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32567 becoming more affordable?

Yes, modestly — the median sale price in 32567 is $306,990, down 9.4% versus the prior year, while sellers still capture 94.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32567?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are YELLOW RIVER PLANTATION (-25%); HERITAGE PLANTATION PH I (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32567 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are YELLOW RIVER PLANTATION (22 days); HERITAGE PLANTATION PH I (94 days); WHITE OAK ESTATES (96 days) — homes there go under contract well ahead of the market-wide pace of 68 days.

Questions

32567 (Laurel Hill) housing market FAQ

What is the median home price in 32567?

The median sale price in 32567 is currently $306,990, down 9.4% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32567 a buyer's or seller's market right now?

The data currently is roughly balanced. 32567 scores 45 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32567?

The typical home in 32567 goes under contract in about 68 days, per current MLS data.

How many homes are for sale in 32567?

There are approximately 3 active listings in 32567 as of August 6, 2026.

Are home prices in 32567 rising or falling?

Median sale prices are down 9.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32567 (Laurel Hill). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.