32060 (Live Oak)
Housing Market & Home Values
Median sale price $605,000, up 15.9% year over year, with homes going under contract in about 37 days, 11 homes on the market.
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Housing Market Analyst
Inventory sits at 2.4 months of supply — tight by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are up 15.9% versus the prior year and sellers are still collecting 93.5% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Negotiating power — sellers hold the leverage while 23% of inventory sits under contract.
- Mortgage sensitivity — at 4.8× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32060 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32060 (Live Oak)
The median sale price across 32060 currently stands at $605,000, up 15.9% from a year ago. Buyers are paying a median of $302 per square foot. The typical home goes under contract in about 37 days. Homes are selling for about 93.5% of their original asking price.
There are 11 active listings on the market, with 3 more already under contract. With 56 closed sales over the trailing 12 months (11 listings divided by 56 / 12), that works out to 2.4 months of supply — a seller-leaning market by the 3-to-6-month balanced band.
Zillow's home value index for Suwannee County stands at $266,651. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32060 is 68 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 11, 2026.
32060 since 2012 — and where it’s heading
A median home here sold for $203,310 in 2012 and $563,567 over the last recorded year — 177% appreciation across 14 years of recorded sales. Cash buyers took 39% of recent sales, down from a 39% peak.
Median sale price · 2012–2026 (850 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Suwannee County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Median price · daily recalculation
What’s driving 32060
Movers arriving report ~$50,469 average income. Source: IRS SOI county-to-county migration, 2022-2023
456 Citizens personal-lines policies in Suwannee County; average premium $1,459 before the 2026 change, $1,365 after (-6.5%). Citizens is the state-backed insurer of last resort; budget insurance into any Suwannee purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).
134 single-family · 2 multi-family · 3.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| HIDDEN OAKSSarasota | $515K | ▲ 24% |
| CasablancaGulf Breeze | $605K | ▲ 14% |
No tracked community with enough sales fell in price over the past year.
| CasablancaGulf Breeze | $605K | 8 |
| HIDDEN OAKSSarasota | $515K | 3 |
| HIDDEN OAKSSarasota | $515K | 27 days |
| CasablancaGulf Breeze | $605K | 39 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32060 right now?
The data says conditions currently favor sellers in 32060 — the Momentum Score reads 68/100 with 2.4 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32060 becoming more affordable?
No — the median sale price in 32060 is $605,000, up 15.9% versus the prior year, while sellers still capture 93.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Which 32060 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are HIDDEN OAKS (27 days); Casablanca (39 days) — homes there go under contract well ahead of the market-wide pace of 37 days.
Momentum Realty in Live Oak 32060: our agents closed 4 homes here for buyers and sellers in the last 12 months, median sale $242,450 (brokerage closed records through November 2026). Find a Momentum agent near Live Oak →
32060 (Live Oak) housing market FAQ
How is the housing market in 32060 right now?
As of November 11, 2026, the 32060 housing market favors sellers: the median sale price is $605,000 (up 15.9% year over year), 11 homes are for sale against 56 sales in the last 12 months, which is 2.4 months of supply, and the typical home goes under contract in about 37 days.
How much is a house in 32060?
The median home sold for $605,000 in 32060 over the last 12 months, about $302 per square foot; asking prices on the 11 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32060?
By the numbers, sellers in 32060 are getting 93.5% of asking price and going under contract in about 37 days with 2.4 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32060 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32060 median sale prices are up 15.9% year over year, inventory stands at 2.4 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32060?
The median sale price in 32060 is currently $605,000, up 15.9% from a year ago, based on MLS sales data updated November 11, 2026.
Is 32060 a buyer's or seller's market right now?
The data currently favors sellers. 32060 scores 68 of 100 on the Momentum Score, with 2.4 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32060?
The typical home in 32060 goes under contract in about 37 days, per current MLS data.
How many homes are for sale in 32060?
There are approximately 11 active listings in 32060 as of November 11, 2026.
Are home prices in 32060 rising or falling?
Median sale prices are up 15.9% year over year based on a rolling comparison of MLS sales.
How many homes has Momentum Realty sold in Live Oak 32060?
Momentum Realty's agents closed 4 homes in Live Oak 32060 for buyers and sellers in the last 12 months, median sale $242,450 (brokerage closed records through November 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Momentum agents use this intelligence every day to price listings and write winning offers across 32060 (Live Oak). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 11, 2026 at 3:52 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.