Buying or selling? Call (904) 351-6461
Hidden Creek at Holley by the Sea in Navarre

Hidden Creek
at Holley by the Sea

Golf neighborhood · Navarre / Holley by the Sea · ZIP 32566

An upscale golf neighborhood around an 18-hole Ron Garl course, inside Navarre's Holley by the Sea.

Golf-course homes18-hole courseHolley by the Sea amenities
Live Market Pulse
57/100
Momentum
Balanced Market (limited data)
An upscale golf neighborhood of custom homes, so condition and the homesite drive value, confirm the Holley by the Sea HOA and optional golf membership for a specific home.
Free · No obligation
Unlock Off-Market Hidden Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$335K
Median Price
2.4mo
Supply
133days
Avg DOM
Balanced
Seller Leverage
$225/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Hidden Creek at Holley by the Sea is Navarre's upscale golf address: custom executive homes overlooking the 18-hole Ron Garl-designed Hidden Creek course, inside the large Holley by the Sea community. Because the homes are custom and mostly resale, condition and the homesite, course frontage versus interior, drive value. Golf membership is optional and separate, and residents get the deep Holley by the Sea amenity package. The course and the homesite are priced into every listing; read the home and the lot honestly."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Hidden Creek at Holley by the Sea market snapshot (as of June 12, 2026): the median sale price is about $335K ($225 per sq ft), with homes averaging 133 days on market and 2.4 months of supply, a balanced market (limited data). Based on 5 recent closings in live realMLS data.

Hidden Creek at Holley by the Sea is an upscale golf neighborhood in Navarre, Santa Rosa County (ZIP 32566), located inside the large Holley by the Sea community and centered on the Hidden Creek Golf Club, an 18-hole championship course designed by Ron Garl that plays about 6,823 yards.

The homes are custom-built executive residences with views of the greens, on choice homesites overlooking the course. Course membership at the semi-private Club at Hidden Creek is optional, and residents have access to the extensive Holley by the Sea amenities, including a recreation center, fitness center, three pools, tennis courts, a clubhouse, game room, basketball courts, and a boat launch. Navarre sits about 25 miles east of Pensacola and 15 miles west of Fort Walton Beach.

The course and the gates of amenity are priced into every listing; condition and the homesite are where value is made.

For buyers who want a custom golf-course home with deep community amenities in Navarre, Hidden Creek at Holley by the Sea is a distinctive option. The work is reading the custom home's condition, weighing course frontage against interior lots, and confirming the Holley by the Sea HOA and the optional golf membership.

Quick Match

Who Hidden Creek is best for.

Best for

  • Buyers who want a custom golf-course home in Navarre
  • Golfers who want an 18-hole Ron Garl course at their doorstep
  • Households who value the deep Holley by the Sea amenity package
  • Buyers who will read a custom home's condition and homesite honestly

Probably not for

  • Buyers who want a brand-new home with a builder warranty
  • Those who want the lowest possible carrying cost with no HOA or golf
  • Buyers who want an attainable, small-lot price point
  • Anyone who needs to be in Pensacola or Gulf Breeze
Market Pulse

How Hidden Creek is performing right now

57/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
2.4Months of supplytight
133Median days on marketdays
1 : 1Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
-15%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 12, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Hidden Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Hidden Creek at Holley by the Sea buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Hidden Creek

Live MLS inventory for Hidden Creek at Holley by the Sea. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

2826 Water View Circle home for sale in Hidden Creek at Holley by the SeaActive · 133 daysTop listing
$419,900
4 bd · 2 ba · 2,204 sqft · built 1980
2826 Water View Circle, Jacksonville, 32226
Strong resaleRenovatedBest value
Listed by HOMECOIN.COM
14863 Yellow Bluff Road home for sale in Hidden Creek at Holley by the SeaPending · 150 days
$299,000
2 bd · 2 ba · 1,522 sqft · built 1987
14863 Yellow Bluff Road, Jacksonville, 32226
Renovated
Listed by FLORIDA HOMES REALTY & MTG LLC

Active and pending Hidden Creek listings as of 2026-06-12, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Hidden Creek on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • 18-hole Ron Garl course at the center
  • Semi-private Club at Hidden Creek, optional membership
  • Holley by the Sea rec center, three pools, tennis
  • Boat launch and clubhouse for residents
  • Course-frontage homes hold value best

Hidden Creek at Holley by the Sea is an upscale golf neighborhood in Navarre, inside the Holley by the Sea community, centered on the 18-hole Ron Garl-designed Hidden Creek Golf Club (about 6,823 yards). Homes are custom executive residences overlooking the course; golf membership at the semi-private club is optional, and residents access the extensive Holley by the Sea amenities (rec center, fitness center, three pools, tennis, clubhouse, boat launch). Confirm the Holley by the Sea HOA, the optional golf membership, and the home's condition.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive from Hidden Creek.

Drive times from Hidden Creek. They are approximate and vary with traffic and your exact start point.

Hidden Creek Golf ClubOn-site · 18-hole course
Holley by the Sea rec center~3 min · pools, tennis, boat launch
Navarre Beach~12 min · Gulf access
Highway 98 corridor~5 min · shopping, dining
Hurlburt Field~20 min · major employer
Downtown Pensacola~40 min · ~25 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Hidden Creekat Holley by the Sea with Momentum Realty’s local guides.

Grand Bay EstatesGrand Bay EstatesNavarre, FL · 0.6 miDiane's LandingDiane's LandingNavarre, FL · 0.7 miBiscayne PointeBiscayne PointeNavarre, FL · 0.7 miFox Den VillagesFox Den VillagesNavarre, FL · 0.7 miIvalea GardensIvalea GardensNavarre, FL · 0.7 miMossy CoveMossy CoveNavarre, FL · 0.7 miVillage at NavarreVillage at NavarreNavarre, FL · 0.8 miBuckeyes LandingBuckeyes LandingNavarre, FL · 1.1 miPromiseCreekPromiseCreekNavarre, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Hidden Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Santa Rosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Hidden Creek is served by Santa Rosa County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Elementary

Holley-Navarre Primary School

Middle

Holley-Navarre Middle School

High

Navarre High School

Buying with schools in mind? We can confirm the exact zoned schools for any Hidden Creek address.

The takeaway

What actually shapes value at Hidden Creek at Holley by the Sea: it is an upscale golf neighborhood around an 18-hole Ron Garl course inside Navarre's amenity-rich Holley by the Sea community. Each item is sourced.

Recent Developments in Hidden Creek at Holley by the Sea

Development Intelligence

Our read on what is being built around Hidden Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishDemand for custom golf-course homes with deep amenities in Navarre points up; the watch item is custom-home condition and the optional golf-membership terms.

Upscale golf neighborhood, 18-hole Ron Garl course

Ongoing
BullishMajor impact
SignificanceRadius: Community

Custom homes around a championship Ron Garl course are a scarce, sought-after Navarre offering.

Inside the amenity-rich Holley by the Sea community

Ongoing
BullishMajor impact
SignificanceRadius: Community

Access to the rec center, three pools, tennis, and a boat launch is a deep amenity package that supports values.

Custom executive homes overlooking the greens

Ongoing
BullishNotable impact
SignificanceRadius: On-site

Course-frontage custom homes are a durable, scarce asset that holds value at resale.

Optional golf membership at a semi-private club

Ongoing
NeutralNotable impact
SignificanceRadius: On-site

Membership is optional and separate; confirm the terms and price it into the cost of ownership.

Minutes from Navarre Beach

Ongoing
BullishNotable impact
SignificanceRadius: Area

Quick beach access broadens the lifestyle draw of the golf neighborhood.

Custom, mostly resale housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Condition and finish vary widely; read each home on its own merits.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Hidden Creek at Holley by the Sea, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2026
    Area

    Hidden Creek remains Navarre's upscale golf neighborhood

    Local guides describe Hidden Creek Estates as an upscale Navarre neighborhood inside Holley by the Sea, centered on the 18-hole Ron Garl-designed Hidden Creek Golf Club, with custom homes overlooking the greens. Why it matters: An upscale golf neighborhood with deep community amenities supports durable resale demand. Source

  2. September 2025
    Area

    Hidden Creek and Holley by the Sea amenities profiled

    Profiles note the optional golf membership and the extensive Holley by the Sea amenities (recreation center, fitness center, three pools, tennis, clubhouse, and boat launch) available to residents. Why it matters: The course and the deep amenity package define the neighborhood's value and its condition-driven read. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Hidden Creek buying strategy.

If we were buying in Hidden Creek, this is the order of operations we would run, and the one we run for our clients.

1

Read the homesite first. Course frontage versus interior decides the floor on resale.

2

Read the custom home's condition. Vintage and finish vary widely across the golf neighborhood.

3

Confirm the Holley by the Sea HOA. The amenity package and dues belong in your carrying-cost math.

4

Confirm the golf membership. The club is semi-private and membership is optional; confirm the terms and fees.

5

Match the home to real comps. The lot, frontage, and condition, not square footage alone, set the number.

The Quick Decision
Best Buy
A well-kept custom home on strong course frontage, matched to comps
Biggest Risk
Underbudgeting roof and systems on an older custom home
Best Lot
Golf-course frontage over an interior homesite
Smart Timing
Confirm the HOA and golf-membership terms before you offer
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Hidden Creek at Holley by the Sea is an upscale golf neighborhood in Navarre, inside the Holley by the Sea community, centered on the 18-hole Ron Garl-designed Hidden Creek Golf Club (about 6,823 yards). Homes are custom executive residences overlooking the course; golf membership at the semi-private club is optional, and residents access the extensive Holley by the Sea amenities (rec center, fitness center, three pools, tennis, clubhouse, boat launch). Confirm the Holley by the Sea HOA, the optional golf membership, and the home's condition.

Hidden Creek Homes For Sale

What your money buys in Hidden Creek.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Hidden Creek today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior Custom
$292K to $335K

Custom homes on interior homesites, the value way into the golf neighborhood.

Lowest entry
The Course-View Custom
$335K to $395K

Custom homes with course views, the heart of the market.

Most inventory
The Frontage Custom
$395K to $462K

The custom homes on prime course frontage, the scarce, strongest resale here.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$335K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$292K to $335K
The Interior Custom
Custom homes on interior homesites, the value way into the golf neighborhood.
$335K to $395K
The Course-View Custom
Custom homes with course views, the heart of the market.
$395K to $462K
The Frontage Custom
The custom homes on prime course frontage, the scarce, strongest resale here.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Hidden Creek, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Hidden Creek is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Hidden Creek holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Hidden Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

Hidden Creek at Holley by the Sea1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Hidden Creek at Holley by the Sea2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Hidden Creek at Holley by the Sea3

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

Hidden Creek at Holley by the Sea4

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

Hidden Creek at Holley by the Sea5

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The Ron Garl course and the amenities are priced into every listing. The deal is won or lost on the homesite, the condition, and the comps.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.3A- · Buy Score
Resale Strength8.4/10
Renovation Risk5.0/10
Location Efficiency8.0/10
Long-Term Defensibility8.6/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Hidden Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Hidden Creek at Holley by the Sea

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Hidden Creek at Holley by the Sea

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Hidden Creek at Holley by the Sea

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Hidden Creek at Holley by the Sea

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Hidden Creek homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

Hidden Creek in 15 seconds.

Best forBuyers who want a custom golf-course home in Navarre
Biggest advantageGolf-course homes
Biggest riskUnderbudgeting roof and systems on an older custom home
Sweet spotA well-kept custom home on strong course frontage, matched to comps
Avoid ifBuyers who want a brand-new home with a builder warranty

HOA, CDD & Fees

15-Second Take
  • Golf neighborhood inside Holley by the Sea
  • Deep amenity package via the HOA
  • Golf membership is optional and separate
  • Course frontage over interior lots
  • Condition drives a custom-home read

The Holley by the Sea HOA funds the community's extensive amenities; confirm the current dues and inclusions. Golf membership at the semi-private club is a separate, optional cost.

Access to the Holley by the Sea recreation center, fitness center, three pools, tennis courts, clubhouse, game room, basketball courts, and boat launch, plus common areas. The golf club is a separate, optional membership.

Confirm any Community Development District assessment per parcel; it rides on the tax bill separately from the HOA.

Run Your Numbers

Tools for a Hidden Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxSanta Rosa County millage and the homestead picture.Rent vs buyThe breakeven on owning in Hidden Creek.Save Our HomesProject your homestead tax cap over time.
The takeaway

In Hidden Creek, the right list price comes from recent comparable sales matched to your home's plan or vintage, condition, and lot, not an automated estimate.

Selling in Hidden Creek

Price it to the home, the condition, and the comps, not the Zestimate.

If you are thinking about selling in Hidden Creek, the right list price comes from recent comparable sales matched to your home, not an automated estimate. We build the case with real comps and a pricing strategy for the current market.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Hidden Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Stonebrook Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Hidden Creek home worth?

Get a no-obligation home value based on real comparable sales in Hidden Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Hidden Creek at Holley by the Sea home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Hidden Creek at Holley by the Sea year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Hidden Creek at Holley by the Sea Market Scorecard

Strong seller's market

Hidden Creek at Holley by the Sea is currently a strong seller's market. About 2.4 months of supply, a median asking price of $419,900, and homes go under contract in about 133 days.

2.4
Months supply
$419,900
Median list
$335,000
Median sold
$191
Per sqft
133
Days on mkt
1/1/5
Active/Pend/Sold

Typical home value in the 32226 ZIP is $385,717, about 28.9% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Hidden Creek at Holley by the Sea located?
Hidden Creek at Holley by the Sea is in Navarre, Santa Rosa County, Florida. It is an upscale golf neighborhood of custom single-family homes inside the Holley by the Sea community.
Who built Hidden Creek at Holley by the Sea?
Homes in Hidden Creek are custom-built executive residences by various builders; the neighborhood centers on the Ron Garl-designed course. Confirm the builder and vintage for a specific home.
Is there an HOA in Hidden Creek at Holley by the Sea?
Yes. The Holley by the Sea HOA funds the community's extensive amenities. Golf membership at the semi-private Club at Hidden Creek is a separate, optional cost. Confirm the current dues and terms for a specific home.
Does Hidden Creek at Holley by the Sea have a CDD?
Confirm any Community Development District assessment per parcel before you offer; it rides on the tax bill and changes the true carrying cost. We pull it for any specific Hidden Creek home.
What schools serve Hidden Creek at Holley by the Sea?
Hidden Creek at Holley by the Sea is served by the Santa Rosa County School District (Navarre area, commonly Holley-Navarre Primary, Holley-Navarre Middle, and Navarre High). Assignment is by address, so confirm the current zoning for a specific home with the district.
Is Hidden Creek a golf community?
Yes. Hidden Creek at Holley by the Sea is centered on the 18-hole Ron Garl-designed Hidden Creek Golf Club, with custom homes overlooking the greens. Golf membership at the semi-private club is optional; confirm the terms.
What amenities come with Hidden Creek?
Residents have access to the extensive Holley by the Sea amenities: a recreation center, fitness center, three pools, tennis courts, a clubhouse, a game room, basketball courts, and a boat launch, per community materials. Confirm the HOA dues and access for a specific home.
What does it cost to buy in Hidden Creek at Holley by the Sea?
Pricing depends on the home, the floor plan or vintage, and condition far more than any headline number. The right read is a comparable-sales analysis on a specific Hidden Creek home, which we will run for you.
How far is Hidden Creek at Holley by the Sea from the beach?
The Gulf beaches at Pensacola Beach, Navarre Beach, and Perdido Key are within a reasonable drive of Hidden Creek; exact times vary with traffic and your start point. We will map the real commute from a specific home.
Is Hidden Creek at Holley by the Sea a good investment?
Hidden Creek has real demand drivers, but as with any home, condition, the specific property, and the price you pay decide the outcome. We give you the honest trade-offs rather than a guarantee.
Is Hidden Creek at Holley by the Sea a good place to buy?
It fits buyers who want what Hidden Creek offers; the honest answer depends on your budget, timeline, and how the specific home compares to recent sales. We give you the trade-offs, not a sales pitch.
How do I see homes for sale in Hidden Creek at Holley by the Sea?
Tell us your budget and timeline and we will send live Hidden Creek listings, true comparable sales, and the HOA, CDD, and condition read on any home, before the portals.
Should I use the listing agent to buy in Hidden Creek at Holley by the Sea?
No. The listing agent works for the seller. Having your own representation is the highest-leverage decision you make on any purchase, including here.
The Verdict

Should you buy in Hidden Creek?

An honest fit check. We will tell you when it is not your community.

Buyers who want a custom golf-course home in NavarreExcellent fit
Golfers who want an 18-hole Ron Garl course at their doorstepExcellent fit
Households who value the deep Holley by the Sea amenity packageExcellent fit
Buyers who will read a custom home's condition and homesite honestlyExcellent fit
Buyers who want a brand-new home with a builder warrantyProbably not
Those who want the lowest possible carrying cost with no HOA or golfProbably not
Buyers who want an attainable, small-lot price pointProbably not
Anyone who needs to be in Pensacola or Gulf BreezeProbably not

Get the inside read on Hidden Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Hidden Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Hidden Creek Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Hidden Creek specialist will reach out personally, usually the same day.

Hidden Creek at Holley by the Sea median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Hidden Creek at Holley by the Sea, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

More Navarre & Pensacola, Escambia & Santa Rosa guides

Compare before you commit — every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Pensacola, Escambia & Santa Rosa or the full Neighborhood Finder.

Talk to a Local Hidden Creek Expert
Call Get Listings