Mattamy Homes Communities in Clay County, FL

Looking for Mattamy Homes communities in Clay County, FL? Clay County shows 3 Mattamy Homes communities in our MLS data, with 38 recorded new-construction closings since 2024 at a median of $377,000. Below: each community with its own market data, and the checklist that protects you in any builder purchase.

Mattamy Homes in Clay County at a glance

Communities tracked

Recorded closings (2024+)

Homes active now

$377,000

Median recorded price

$167/sqft

Approx price / sq ft

Where Mattamy Homes builds in Clay County

Community	City	Median price	1-yr change	Days on mkt
Lakes at Bella Lago	Green Cove Springs	$355,000	+8.0%	73 d
Sandridge Hills	Green Cove Springs	$360,000	–	108 d

Before you sign a builder contract in Clay County

Builder contracts are written by the builder’s attorneys and differ from the standard Florida resale contract on deposits, timelines, and remedies — read before you sign, and bring your own agent (the builder typically pays the commission, so representation costs you nothing). Compare incentives properly: a rate buydown and an equal-dollar price cut produce different payments — run both through our builder incentive calculator. Then model the year-two tax bill with the property tax after purchase calculator (new construction often shows a lot-only bill in year one), ask for any CDD assessment and its remaining term in writing, and hire your own inspector for the pre-drywall and final walks.

What it costs to own here

At Clay County’s typical combined millage of 15.05 mills, a purchase at $377,000 (the median recorded Mattamy Homes price here) generates roughly $5,675 a year in property tax before exemptions — about $473 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Clay County average about $1,189 a year ($99 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Clay County near $1,990 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Clay County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Clay County right now

In the most recent IRS migration data (2022-2023), Clay County gained a net 3,611 people to relocation, with the largest inbound flows from CA, VA, NY. Households moving IN reported average incomes of $65,179 versus $61,245 for those leaving — the income mix of demand, straight from tax filings. Population is up about 7.8% over the recent multi-year window. On the supply side, builders pulled 1,522 residential permits in Clay County in 2025 (1,240 single-family), down 19.0% year over year — against 2,443 at the 2023 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 19.9% versus its income-and-rent fundamentals.

Run the numbers in Clay County

Compare against every builder: home builders in Clay County, ranked by recorded closings.

Common questions

Where does Mattamy Homes build in Clay County, FL?

Our MLS data shows Mattamy Homes active in 3 Clay County communities - see the table above for each community's prices and market pace.

What do Mattamy Homes homes cost in Clay County?

Recorded Mattamy Homes closings in Clay County have a median around $377,000. Individual communities and floor plans vary widely.

Should I use my own agent to buy a Mattamy Homes home?

The on-site sales agent represents the builder. Your own agent typically costs you nothing on a new build and negotiates incentives and contract terms on your side. Momentum matches you with an agent experienced in these communities at no cost.

How much is home insurance in Clay County?

Citizens Property Insurance policies in Clay County average about $1,189 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Clay County?

Typical combined millage in Clay County is about 15.05 mills - roughly 1.51% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Momentum Realty is an independent licensed Florida brokerage and is not affiliated with, sponsored by, or endorsed by any home builder named on this page. Builder names are used only to identify the communities in which each builds, based on builder-affiliated sales offices in contributing MLS feeds; builders selling outside the MLS may be undercounted. Figures are aggregates as of 2026-06-16, deemed reliable but not guaranteed. Equal Housing Opportunity.