Moving to Bella Collina, Florida: The 2026 Data Guide

As of 2026-09-09, the median home sold in Bella Collina, Florida over the last 12 months went for $2,169,000 (66 closings across 4 communities in Momentum’s MLS record), about $481 per square foot for a median 4,392-sq-ft home built around 2024. Homes currently listed have been on the market a median of 71 days, and with 63 active listings against that sales pace the city is carrying roughly 11.5 months of supply. Sellers have been getting about 95% of their original asking price. That median is 439% above the median across Momentum’s Florida and Georgia coverage.

$2,169,000

Median sale (12 mo)

$481

Price per sq ft

$14,704

Est. monthly cost to own

71 days

Days listed (median)

11.5

Months of supply

56%

New construction share

What your budget buys in Bella Collina

Three price points from 35 recent Bella Collina closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Bella Collina

Take the median $2,169,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $11,208/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $35,274/year ($2,939/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 100% of current Bella Collina listings carry an HOA, with a median of $410/month where one applies. All in, budget on the order of $14,704/month to own the median Bella Collina home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Bella Collina’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Bella Collina West	29	$1,080,000	71
Bella Collina	26	$2,771,456	58
Bella Collina East Sub	6	$2,168,750	78
Bella Collina Add	5	$3,000,000	110

Bella Collina by ZIP code

Sales and medians by ZIP over the same 12 months: 34756 (35 sales, median $2,275,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 100% were single-family homes. New construction accounted for 56% of closings, led by Bella Collina West, Bella Collina, Bella Collina Add.

Getting around from Bella Collina

Measured from the center of Bella Collina’s recent sales: Downtown Orlando is about 18 miles; Orlando International Airport (MCO) is about 24 miles; Lakeland is about 41 miles; Ocala is about 51 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Bella Collina: the case for and against

What works in Bella Collina’s favor

about 11.5 months of supply gives buyers room to negotiate
56% of sales are new construction, so builder incentives and warranties are part of the market
insurance is comparatively manageable here (Citizens average $1,756/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 439% above the statewide median in our coverage
100% of listings carry an HOA (median $410/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Bella Collina relocation toolkit

Common questions about moving to Bella Collina

How much does a house cost in Bella Collina, FL?

The median sale over the last 12 months was $2,169,000 (66 closings), about $481 per square foot. Among recent closings in our record a quarter sold under $1,375,000 and a quarter over $3,069,000.

What does it cost per month to own a home in Bella Collina?

For the median $2,169,000 home with 20% down at 6.71%, roughly $14,704 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Bella Collina?

Lake County's typical total millage is 16.65 mills. On the median home that is about $35,274 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Bella Collina a buyer's or seller's market right now?

With about 11.5 months of supply and a median 71 days on market for current listings, conditions favor buyers.

Is there a lot of new construction in Bella Collina?

New construction was 56% of sales in the last 12 months, concentrated in Bella Collina West, Bella Collina, Bella Collina Add.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Bella Collina communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.