Florida Housing IntelligenceLake County › 34756 (Montverde)
Aerial view of 34756, Florida

34756 (Montverde)
Homes for Sale & Housing Market

ZIP code market report · Lake County

Median sale price $1,164,940, up 11.7% year over year, with homes going under contract in about 65 days, 81 homes on the market.

16 communities reporting143 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Prices are up 12% in one year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34756 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.16M
Median sold · 12 moConfidence: High
up 11.7% vs the prior 12 months
+11.7%
1-yr price change
n = 143 recent sales
$382/sf
Sold $/sqft · 12 mo
Lake County: $205 · +13.6% vs prior yr
94.0%
Sale vs ask
Lake County: 95.4% · -2.7pp vs prior yr
$363K
Lake County home value
Zillow ZHVI, monthly · -2.8% vs a year ago
Tempo
7.8mo
Supply
3 to 6 months is the balanced band
65days
Median DOM · closed
Lake County: 52 days · +23.0 days vs prior yr
17%
Under contract
Lake County: 32%
81 · 11 ▼15
For sale · pending
live counts, refreshed twice daily
142
Sold · last 12 mo
closed across all tracked communities · -8.3% vs prior yr
Market context
30%
Listings with price cuts
Lake County · Zillow · -0.1pp vs prior month
2,903
County for-sale inventory
Zillow, monthly · +0.3% vs prior month
46%
New construction
share of recent sales · -25.7pp vs prior yr
19%
Cash buyers
share of sales · peak 19% · -0.4pp vs prior yr
44/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 7.8 months of supply — heavy by the 3-to-6-month balanced benchmark, and 17% of listed homes are already under contract. Prices are up 11.7% versus the prior year and sellers are still collecting 94.0% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 17% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34756 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.8 mo · balanced band · 6 active
$300K–$500K
4.2 mo · balanced band · 6 active
$500K–$750K
1.6 mo · seller-tilted · 3 active
$750K+
9.5 mo · buyer-tilted · 66 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34756 is hot — and where it isn't

Each dot is a community (16 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34756 (Montverde)

The median sale price across 34756 currently stands at $1,164,940, up 11.7% from a year ago. Buyers are paying a median of $382 per square foot. The typical home goes under contract in about 65 days. Sellers are capturing 94.0% of their original asking price on average.

There are 81 active listings on the market, with 11 more already under contract. At the current sales pace that works out to 7.8 months of supply — a buyer-leaning market by the standard six-month benchmark. 142 homes closed here over the trailing 12 months.

Zillow's home value index for Lake County stands at $363,142. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34756 is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

34756 since 2014 — and where it’s heading

A median home here sold for $270,422 in 2014 and $1,293,795 over the last recorded year — 378% appreciation across 12 years of recorded sales. Cash buyers took 19% of recent sales, down from a 19% peak.

Median sale price · 2014–2026 (706 recorded sales)

$229K$772K$1.32M$1.29M2014: $270K2016: $251K2017: $436K2018: $313K2021: $1.05M2022: $675K2023: $880K2024: $1.07M2025: $1.15M2026: $1.29M20142017202220242026

Days on market by year

30d113d196d65d2014: 74d2016: 93d2017: 85d2018: 193d2021: 135d2022: 34d2023: 50d2024: 34d2025: 42d2026: 65d20142017202220242026

Home value trend · Lake County (Zillow ZHVI)

$363K$368K$374K$363KJul '25: $373KAug '25: $371KSep '25: $369KOct '25: $368KNov '25: $367KDec '25: $367KJan '26: $367KFeb '26: $367KMar '26: $367KApr '26: $366KMay '26: $365KJun '26: $364KJul '26: $363KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

2,7332,8482,9622,903Jul '25: 2,937Aug '25: 2,958Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,893Jul '26: 2,903Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Lake County (MLS)

1,0292,1083,187Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Aug 06 · Active: 3,043Aug 07 · Active: 3,054Aug 08 · Active: 3,077Aug 09 · Active: 3,068Aug 10 · Active: 3,064Aug 11 · Active: 3,042Aug 12 · Active: 3,070Aug 13 · Active: 3,069Aug 15 · Active: 3,093Aug 17 · Active: 3,084Aug 19 · Active: 3,082Aug 22 · Active: 3,122Aug 23 · Active: 3,128Aug 28 · Active: 3,126Aug 29 · Active: 3,136Aug 30 · Active: 3,124Aug 31 · Active: 3,116Sep 07 · Active: 3,102Sep 09 · Active: 3,087Sep 11 · Active: 3,144Sep 12 · Active: 3,138Sep 13 · Active: 3,123Sep 14 · Active: 3,127Sep 15 · Active: 3,112Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$427K$803K$1.18M$1.16MAug 06: $442KAug 08: $442KAug 09: $442KAug 10: $442KAug 11: $442KAug 12: $442KAug 13: $442KAug 15: $442KAug 17: $442KAug 18: $442KAug 19: $442KAug 20: $442KAug 21: $442KAug 22: $442KAug 23: $442KAug 24: $442KAug 26: $442KAug 28: $442KAug 29: $442KAug 30: $442KAug 31: $442KSep 01: $442KSep 04: $442KSep 05: $442KSep 06: $442KSep 07: $442KSep 08: $442KSep 09: $442KSep 10: $442KSep 11: $442KSep 12: $1.16MSep 13: $1.16MSep 14: $1.16MSep 15: $1.16MAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 100%
Local Economics · county layer

What’s driving 34756

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,756/yr avg premium

3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
WILLOW RIDGE ▼ 9%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 9.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34756 right now.

Biggest opportunity
$500K–$750K: 1.6 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Lake

MarketMedianActiveScore
34756 ← this page$1.16M8144
32720$434K32459Open →
34748$290K24445Open →
34711$427K14258Open →
32778$330K12451Open →
32159$360K11555Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Bella Collina West SubBella Collina$1.21M▲ 8%
Bella Collina SubBella Collina$2.95M▲ 7%
Montverde Mobile Home SubMontverde$165K▲ -4%
WILLOW RIDGEMontverde$650K▲ -9%
Willow Ridge Phase 2Montverde$650K▲ -9%
Prices cooling fastest
WILLOW RIDGEMontverde$650K▼ 9%
Willow Ridge Phase 2Montverde$650K▼ 9%
Montverde Mobile Home SubMontverde$165K▼ 4%
Bella Collina SubBella Collina$2.95M▼ 7%
Bella Collina West SubBella Collina$1.21M▼ 8%
Most homes for sale
Bella Collina SubBella Collina$2.95M32
Bella Collina West SubBella Collina$1.21M28
Siena Bella CollinaMontverde$410K6
Montverde Mobile Home SubMontverde$165K5
WILLOW RIDGEMontverde$650K3
Selling fastest
WILLOW RIDGEMontverde$650K10 days
Willow Ridge Phase 2Montverde$650K13 days
Montverde Mobile Home SubMontverde$165K58 days
Bella Collina West SubBella Collina$1.21M65 days
Montverde HillsMontverde$205K84 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34756 right now?

The data says conditions currently favor buyers in 34756 — the Momentum Score reads 44/100 with 7.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34756 becoming more affordable?

No — the median sale price in 34756 is $1,164,940, up 11.7% versus the prior year, while sellers still capture 94.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34756?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are WILLOW RIDGE (-9%); Willow Ridge Phase 2 (-9%); Montverde Mobile Home Sub (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34756 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are WILLOW RIDGE (10 days); Willow Ridge Phase 2 (13 days); Montverde Mobile Home Sub (58 days) — homes there go under contract well ahead of the market-wide pace of 65 days.

Questions

34756 (Montverde) housing market FAQ

How is the housing market in 34756 right now?

As of September 15, 2026, the 34756 housing market is roughly balanced: the median sale price is $1,164,940 (up 11.7% year over year), 81 homes are for sale against 142 sales in the last 12 months, which is 7.8 months of supply, and the typical home goes under contract in about 65 days.

How much is a house in 34756?

The median home sold for $1,164,940 in 34756 over the last 12 months, about $382 per square foot; asking prices on the 81 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34756?

By the numbers, sellers in 34756 are getting 94.0% of asking price and going under contract in about 65 days with 7.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34756 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34756 median sale prices are up 11.7% year over year, inventory stands at 7.8 months of supply, and 17% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34756?

The median sale price in 34756 is currently $1,164,940, up 11.7% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34756 a buyer's or seller's market right now?

The data currently is roughly balanced. 34756 scores 44 of 100 on the Momentum Score, with 7.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34756?

The typical home in 34756 goes under contract in about 65 days, per current MLS data.

How many homes are for sale in 34756?

There are approximately 81 active listings in 34756 as of September 15, 2026.

Are home prices in 34756 rising or falling?

Median sale prices are up 11.7% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34756 (Montverde). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.