Living in Deltona, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Deltona, Florida over the last 12 months went for $310,000 (75 closings across 4 communities in Momentum’s MLS record), about $185 per square foot for a median 1,654-sq-ft home built around 1989. Homes currently listed have been on the market a median of 68 days, and with 15 active listings against that sales pace the city is carrying roughly 2.4 months of supply. Sellers have been getting about 97% of their original asking price. That median is 23% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Deltona
Three price points from 21 recent Deltona closings in our record, each showing what actually closed within 10% of that price:
- Around $310,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,713 sq ft, built around 1989 (13 sales).
- Around $340,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,813 sq ft, built around 2001 (9 sales).
The real monthly cost of owning in Deltona
Take the median $310,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,602/month. Volusia County’s typical total millage is 19.21 mills, so after the $50,000 homestead exemption the property tax is roughly $4,996/year ($416/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Volusia County is about $1,807/year; private-market quotes vary with roof age and wind mitigation. All in, budget on the order of $2,169/month to own the median Deltona home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Volusia County property tax guide and our home insurance by county map.
Where people are buying: Deltona’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Deltona Lakes | 75 | $310,000 | 68 |
| Deltona | 6 | $337,500 | — |
Deltona by ZIP code
Sales and medians by ZIP over the same 12 months: 32725 (13 sales, median $316,740).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 95% were single-family homes, and 5% condos. The housing stock skews mixed: 10% of homes sold were built in 2015 or later and 19% before 1980.
Getting around from Deltona
Measured from the center of Deltona’s recent sales: Daytona Beach is about 25 miles; Downtown Orlando is about 27 miles; Orlando International Airport (MCO) is about 33 miles; Ocala is about 58 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Volusia County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Volusia County’s typical millage of 19.21; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Volusia County average of $1,807/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Deltona: the case for and against
What works in Deltona’s favor
- prices run 23% below the statewide median in our coverage
- insurance is comparatively manageable here (Citizens average $1,807/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 2.4 months of supply, so choice is limited in the most popular price bands
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Deltona relocation toolkit
Common questions about moving to Deltona
How much does a house cost in Deltona, FL?
What does it cost per month to own a home in Deltona?
What are property taxes like in Deltona?
Is Deltona a buyer's or seller's market right now?
Is there a lot of new construction in Deltona?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Deltona communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Volusia County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.