Moving to Indian Rocks Beach, Florida: The 2026 Data Guide
As of 2026-10-02, the median home sold in Indian Rocks Beach, Florida over the last 12 months went for $585,000 (97 closings across 86 communities in Momentum’s MLS record), about $476 per square foot for a median 1,286-sq-ft home built around 1981. Homes currently listed have been on the market a median of 63 days, and with 85 active listings against that sales pace the city is carrying roughly 10.5 months of supply. Sellers have been getting about 91% of their original asking price. That median is 46% above the median across Momentum’s Florida and Georgia coverage.
Indian Rocks Beach right now — October 2026
Live pages for your move: 86 homes for sale in Indian Rocks Beach · Luxury homes · Golf communities · Condos (51) · Townhomes (10) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Property tax · Pinellas County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.
What your budget buys in Indian Rocks Beach
Three price points from 139 recent Indian Rocks Beach closings in our record, each showing what actually closed within 10% of that price:
- Around $500,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,465 sq ft, built around 1979 (11 sales).
- Around $585,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,085 sq ft, built around 1981 (20 sales).
The real monthly cost of owning in Indian Rocks Beach
Take the median $585,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $3,202/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $10,372/year ($864/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 39% of current Indian Rocks Beach listings carry an HOA, with a median of $850/month where one applies. All in, budget on the order of $4,226/month to own the median Indian Rocks Beach home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.
Where people are buying: Indian Rocks Beach’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Indian Beach Re-Revised 1St Add | 20 | $515,000 | 63 |
| Barefoot Beach Resort Of Indian Shores | 11 | $350,000 | 81 |
| Curlew Landings South | 7 | $542,000 | 157 |
| Indian Rocks Beach | 5 | $6,000,000 | 267 |
| Indian Beach Re-Revised 15Th Add | 5 | $939,026 | 4 |
| Indian Beach Re Revised 2Nd Add | 5 | $1,400,000 | 28 |
Indian Rocks Beach by ZIP code
Sales and medians by ZIP over the same 12 months: 33785 (134 sales, median $752,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 42% were single-family homes, 18% townhomes or villas, and 39% condos. New construction accounted for 2% of closings. The housing stock skews older: 15% of homes sold were built in 2015 or later and 47% before 1980.
Getting around from Indian Rocks Beach
Measured from the center of Indian Rocks Beach’s recent sales: Tampa International Airport (TPA) is about 20 miles; Downtown Tampa is about 24 miles; Sarasota is about 43 miles; Lakeland is about 56 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Indian Rocks Beach: the case for and against
What works in Indian Rocks Beach’s favor
- about 10.5 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,911/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 46% above the statewide median in our coverage
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Indian Rocks Beach relocation toolkit
Common questions about moving to Indian Rocks Beach
How much does a house cost in Indian Rocks Beach, FL?
What does it cost per month to own a home in Indian Rocks Beach?
What are property taxes like in Indian Rocks Beach?
Is Indian Rocks Beach a buyer's or seller's market right now?
Is there a lot of new construction in Indian Rocks Beach?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Indian Rocks Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.