Moving to Mascotte, Florida: The 2026 Data Guide

As of 2026-09-28, the median home sold in Mascotte, Florida over the last 12 months went for $349,000 (124 closings across 43 communities in Momentum’s MLS record), about $185 per square foot for a median 1,966-sq-ft home built around 2020. Homes currently listed have been on the market a median of 35 days, and with 37 active listings against that sales pace the city is carrying roughly 3.6 months of supply. Sellers have been getting about 97% of their original asking price. That median is 13% below the median across Momentum’s Florida and Georgia coverage.

$349,000
Median sale (12 mo)
$185
Price per sq ft
$2,479
Est. monthly cost to own
35 days
Days listed (median)
3.6
Months of supply
66%
New construction share

Mascotte right now — September 2026

$349,340
Median sale price (12 mo), -5.3% YoY
12
Homes for sale today
51 days
Median days on market
2.9 mo
Months of supply
$1,850
P&I on the median, 20% down at 6.95%

Live pages for your move: 44 homes for sale in Mascotte · New construction · Homes by ZIP (1 ZIPs) · What your budget buys in Lake County · Cost of living · Best neighborhoods · Property tax · Lake County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 28, 2026.

What your budget buys in Mascotte

Three price points from 107 recent Mascotte closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Mascotte

Take the median $349,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $1,863/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $4,977/year ($415/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 70% of current Mascotte listings carry an HOA, with a median of $55/month where one applies. All in, budget on the order of $2,479/month to own the median Mascotte home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Mascotte’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Sunset Lakes Estates25$349,34074
Villa Pass21$417,96059
Villa Pass Onx Homes15$384,90035
Mascotte Lake Jackson Ridge13$309,90035
Knight Lake Estates7$320,00033
Seasons at The Grove7$374,950219
Shearwater Estates5$330,00012

Mascotte by ZIP code

Sales and medians by ZIP over the same 12 months: 34753 (107 sales, median $345,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 100% were single-family homes. New construction accounted for 66% of closings, led by Sunset Lakes Estates, Villa Pass, Villa Pass Onx Homes, Seasons at The Grove. The housing stock skews newer: 68% of homes sold were built in 2015 or later and 5% before 1980.

Getting around from Mascotte

Measured from the center of Mascotte’s recent sales: Downtown Orlando is about 31 miles; Orlando International Airport (MCO) is about 37 miles; Lakeland is about 38 miles; Ocala is about 44 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Mascotte: the case for and against

What works in Mascotte’s favor

  • prices run 13% below the statewide median in our coverage
  • homes move quickly (median 35 days listed), so well-priced homes get competition
  • 66% of sales are new construction, so builder incentives and warranties are part of the market
  • insurance is comparatively manageable here (Citizens average $1,756/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • only about 3.6 months of supply, so choice is limited in the most popular price bands
  • 70% of listings carry an HOA (median $55/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Mascotte relocation toolkit

Common questions about moving to Mascotte

How much does a house cost in Mascotte, FL?
The median sale over the last 12 months was $349,000 (124 closings), about $185 per square foot. Among recent closings in our record a quarter sold under $289,490 and a quarter over $380,000.
What does it cost per month to own a home in Mascotte?
For the median $349,000 home with 20% down at 7.03%, roughly $2,479 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Mascotte?
Lake County's typical total millage is 16.65 mills. On the median home that is about $4,977 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Mascotte a buyer's or seller's market right now?
With about 3.6 months of supply and a median 35 days on market for current listings, conditions favor sellers.
Is there a lot of new construction in Mascotte?
New construction was 66% of sales in the last 12 months, concentrated in Sunset Lakes Estates, Villa Pass, Villa Pass Onx Homes, Seasons at The Grove.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Mascotte communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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