Living in Orange Park, Florida: The 2026 Data Guide
Orange Park is in Clay County, Florida (ZIP codes 32073, 32065, 32068, 32003). · Homes for sale in Orange Park · Clay County
As of 2026-09-06, the median home sold in Orange Park, Florida over the last 12 months went for $338,000 (892 closings across 139 communities in Momentum’s MLS record), about $170 per square foot for a median 1,934-sq-ft home built around 1995. Homes currently listed have been on the market a median of 37 days, and with 229 active listings against that sales pace the city is carrying roughly 3.1 months of supply. Sellers have been getting about 96% of their original asking price. That median is 16% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Orange Park
Three price points from 454 recent Orange Park closings in our record, each showing what actually closed within 10% of that price:
- Around $255,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,381 sq ft, built around 1994 (85 sales).
- Around $338,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,816 sq ft, built around 1995 (106 sales).
- Around $410,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,246 sq ft, built around 1990 (97 sales).
The real monthly cost of owning in Orange Park
Take the median $338,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,747/month. Clay County’s typical total millage is 15.05 mills, so after the $50,000 homestead exemption the property tax is roughly $4,335/year ($361/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Clay County is about $1,189/year; private-market quotes vary with roof age and wind mitigation. 72% of current Orange Park listings carry an HOA, with a median of $60/month where one applies. All in, budget on the order of $2,266/month to own the median Orange Park home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Clay County property tax guide and our home insurance by county map.
Where people are buying: Orange Park’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Oakleaf Plantation | 106 | $330,000 | 43 |
| Wilford Preserve | 78 | $427,995 | 34 |
| Orange Park | 68 | $352,500 | 37 |
| Bellair-Meadowbrook Terrace | 66 | $247,500 | 31 |
| Eagle Landing at Oakleaf | 54 | $570,000 | 41 |
| Wells Landing | 54 | $338,000 | 58 |
| Lakeside Estates | 33 | $318,000 | 34 |
| Silver Leaf | 30 | $461,500 | 48 |
Orange Park by ZIP code
Sales and medians by ZIP over the same 12 months: 32073 (217 sales, median $307,000), 32065 (160 sales, median $308,450), 32003 (28 sales, median $445,000), 32244 (12 sales, median $334,495), 32092 (12 sales, median $495,033).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 85% were single-family homes, 9% townhomes or villas, and 5% condos. New construction accounted for 17% of closings, led by Wilford Preserve, Wells Landing, Holly Cove Townhomes. The housing stock skews mixed: 19% of homes sold were built in 2015 or later and 21% before 1980.
Getting around from Orange Park
Measured from the center of Orange Park’s recent sales: Downtown Jacksonville is about 14 miles; Jacksonville International Airport (JAX) is about 23 miles; St. Augustine is about 33 miles; Gainesville is about 49 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Clay County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Clay County’s typical millage of 15.05; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Clay County average of $1,189/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Orange Park: the case for and against
What works in Orange Park’s favor
- prices run 16% below the statewide median in our coverage
- homes move quickly (median 37 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,189/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 3.1 months of supply, so choice is limited in the most popular price bands
- 72% of listings carry an HOA (median $60/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Orange Park relocation toolkit
- Homes for sale in Orange Park right now
- Cost of living in Orange Park
- Best neighborhoods in Orange Park
- New construction in Orange Park
- Find an agent in Orange Park
- Orange Park ZIP codes with prices
- Search every Orange Park community
Common questions about moving to Orange Park
How much does a house cost in Orange Park, FL?
What does it cost per month to own a home in Orange Park?
What are property taxes like in Orange Park?
Is Orange Park a buyer's or seller's market right now?
Is there a lot of new construction in Orange Park?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Orange Park communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Clay County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.