Moving to Palm Beach Gardens, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated October 2, 2026

As of 2026-10-02, the median home sold in Palm Beach Gardens, Florida over the last 12 months went for $870,000 (860 closings across 240 communities in Momentum’s MLS record), about $386 per square foot for a median 2,217-sq-ft home built around 1995. Homes currently listed have been on the market a median of 50 days, and with 365 active listings against that sales pace the city is carrying roughly 5.1 months of supply. Sellers have been getting about 94% of their original asking price. That median is 117% above the median across Momentum’s Florida and Georgia coverage.

$870,000

Median sale (12 mo)

$386

Price per sq ft

$6,671

Est. monthly cost to own

50 days

Days listed (median)

5.1

Months of supply

New construction share

Palm Beach Gardens right now — October 2026

$912,500

Median sale price (12 mo), +8.8% YoY

173

Homes for sale today

56 days

Median days on market

3.5 mo

Months of supply

$4,832

P&I on the median, 20% down at 6.95%

Live pages for your move: 610 homes for sale in Palm Beach Gardens · Luxury homes · New construction · Condos (106) · Townhomes (128) · Homes by ZIP (3 ZIPs) · New listings this week · Price reductions · What your budget buys in Palm Beach County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Palm Beach County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.

What your budget buys in Palm Beach Gardens

Three price points from 997 recent Palm Beach Gardens closings in our record, each showing what actually closed within 10% of that price:

Around $440,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,366 sq ft, built around 1984 (103 sales).
Around $870,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 2,226 sq ft, built around 2002 (107 sales).
Around $1,200,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,779 sq ft, built around 2003 (77 sales).

The real monthly cost of owning in Palm Beach Gardens

Take the median $870,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $4,762/month. Palm Beach County’s typical total millage is 18.72 mills, so after the $50,000 homestead exemption the property tax is roughly $15,350/year ($1,279/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Palm Beach County is about $1,753/year; private-market quotes vary with roof age and wind mitigation. 88% of current Palm Beach Gardens listings carry an HOA, with a median of $484/month where one applies. All in, budget on the order of $6,671/month to own the median Palm Beach Gardens home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Palm Beach County property tax guide and our home insurance by county map.

Where people are buying: Palm Beach Gardens’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Palm Beach Country Estates	39	$1,125,000	65
Avondale At Avenir	29	$900,000	87
Evergrene	26	$912,500	50
Alton	25	$1,000,000	77
Alton	23	$1,300,000	40
Palm Beach Square	22	$450,000	39
Frenchman's Creek Beach and Country Club	20	$4,400,000	86
Mirasol	18	$2,015,000	58

Palm Beach Gardens by ZIP code

Sales and medians by ZIP over the same 12 months: 33418 (526 sales, median $687,500), 33410 (343 sales, median $606,000), 33412 (105 sales, median $1,180,000), 33403 (16 sales, median $344,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 59% were single-family homes, 25% townhomes or villas, and 16% condos. New construction accounted for 8% of closings, led by Avondale At Avenir, Apex at Avenir, The Reserve At Eastpointe, L'Ambiance At Avenir. The housing stock skews mixed: 16% of homes sold were built in 2015 or later and 16% before 1980.

Getting around from Palm Beach Gardens

Measured from the center of Palm Beach Gardens’s recent sales: West Palm Beach is about 9 miles; Fort Lauderdale is about 49 miles; Miami International Airport (MIA) is about 73 miles; Downtown Miami is about 74 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Palm Beach County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Palm Beach County’s typical millage of 18.72; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Palm Beach County average of $1,753/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Palm Beach Gardens: the case for and against

What works in Palm Beach Gardens’s favor

insurance is comparatively manageable here (Citizens average $1,753/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 117% above the statewide median in our coverage
88% of listings carry an HOA (median $484/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Palm Beach Gardens relocation toolkit

Common questions about moving to Palm Beach Gardens

How much does a house cost in Palm Beach Gardens, FL?

The median sale over the last 12 months was $870,000 (860 closings), about $386 per square foot. Among recent closings in our record a quarter sold under $440,000 and a quarter over $1,200,000.

What does it cost per month to own a home in Palm Beach Gardens?

For the median $870,000 home with 20% down at 7.28%, roughly $6,671 per month including principal, interest, Palm Beach County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Palm Beach Gardens?

Palm Beach County's typical total millage is 18.72 mills. On the median home that is about $15,350 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Palm Beach Gardens a buyer's or seller's market right now?

With about 5.1 months of supply and a median 50 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in Palm Beach Gardens?

New construction was 8% of sales in the last 12 months, concentrated in Avondale At Avenir, Apex at Avenir, The Reserve At Eastpointe, L'Ambiance At Avenir.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Palm Beach Gardens communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Palm Beach County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.