Moving to Zellwood, Florida: The 2026 Data Guide
As of 2026-09-13, the median home sold in Zellwood, Florida over the last 12 months went for $136,000 (89 closings across 20 communities in Momentum’s MLS record), about $102 per square foot for a median 1,440-sq-ft home built around 1984. Homes currently listed have been on the market a median of 74 days, and with 40 active listings against that sales pace the city is carrying roughly 5.4 months of supply. Sellers have been getting about 91% of their original asking price. That median is 66% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Zellwood
Three price points from 55 recent Zellwood closings in our record, each showing what actually closed within 10% of that price:
- Around $125,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,377 sq ft, built around 1982 (13 sales).
- Around $136,000: the typical sale in this band was a 2-bed, 2-bath home of about 1,324 sq ft, built around 1981 (16 sales).
- Around $210,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,761 sq ft, built around 1991 (9 sales).
The real monthly cost of owning in Zellwood
Take the median $136,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $706/month. Orange County’s typical total millage is 16.67 mills, so after the $50,000 homestead exemption the property tax is roughly $1,434/year ($119/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Orange County is about $1,409/year; private-market quotes vary with roof age and wind mitigation. 90% of current Zellwood listings carry an HOA, with a median of $415/month where one applies. All in, budget on the order of $1,358/month to own the median Zellwood home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Orange County property tax guide and our home insurance by county map.
Where people are buying: Zellwood’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Zellwood Station Coop Mh Park | 35 | $157,000 | 55 |
| Zellwood Station | 25 | $127,000 | 111 |
| Banbury Village Condo | 20 | $135,688 | 74 |
Zellwood by ZIP code
Sales and medians by ZIP over the same 12 months: 32798 (55 sales, median $145,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 16% were single-family homes. The housing stock skews mixed: 9% of homes sold were built in 2015 or later and 35% before 1980.
Getting around from Zellwood
Measured from the center of Zellwood’s recent sales: Downtown Orlando is about 17 miles; Orlando International Airport (MCO) is about 26 miles; Ocala is about 47 miles; Daytona Beach is about 48 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Orange County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Orange County’s typical millage of 16.67; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Orange County average of $1,409/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Zellwood: the case for and against
What works in Zellwood’s favor
- prices run 66% below the statewide median in our coverage
- insurance is comparatively manageable here (Citizens average $1,409/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 90% of listings carry an HOA (median $415/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Zellwood relocation toolkit
Common questions about moving to Zellwood
How much does a house cost in Zellwood, FL?
What does it cost per month to own a home in Zellwood?
What are property taxes like in Zellwood?
Is Zellwood a buyer's or seller's market right now?
Is there a lot of new construction in Zellwood?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Zellwood communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Orange County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.