Andy Estates
Homes for Sale in Merritt Island, FL
True comps, carrying-cost math, and listings before the portals.
Andy Estates is a community in Merritt Island, Brevard County, FL. Across Merritt Island as a whole, 267 homes closed in the last 12 months at a median of $439,900, 49 median days on market, with 71 homes for sale today. At that median and Brevard County's FY2025-26 rate of 15.6 mills, annual property tax runs about $6,860 ($6,240 with the full homestead exemption).
Price here is driven by the house, not the block. With a median living area north of 5,000 square feet, these are substantial homes, and what any one of them fetches depends heavily on condition, updates, and how the interior square footage is actually used. There is no community amenity package doing the lifting, so the structure and the lot carry the value.
As of July 2026 there are zero active listings against a base of 18 homes. Nothing is on the market, which tells a seller they would be entering with little direct competition, and tells a buyer that patience and a standing relationship with a broker matter more than browsing. When something does list here, it tends to be an event rather than a routine transaction.
The 60-Second Overview
Andy Estates is a small enclave in Merritt Island of just 18 homes, weighted toward large floor plans and long-term ownership rather than turnover.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Andy Estates. Swipe to explore the community.
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Andy EstatesPhotos from Space Coast MLS listings in Andy Estates; content deemed reliable but not guaranteed.
Who Andy Estates is best for.
Best for
- Buyers prioritizing large living space who can move when a rare listing surfaces
- Long-hold owners comfortable in a low-turnover pocket where neighbors stay put
- Sellers of a big Merritt Island home who want to list into zero direct competition
Probably not for
- Buyers who need to close on a set timeline and require available inventory now
- Anyone wanting amenity-driven community perks, which are not present here
- Buyers seeking a smaller, low-maintenance footprint rather than 5,000-plus square feet
The market around Andy Estates
Andy Estates is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Andy Estates specifically. Momentum Research analysis of MLS records.
The Andy Estates buying strategy.
If we were buying in Andy Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Andy Estates.
A large-home pocket that rarely trades
The housing stock spans construction from 1986 through 2024, with the median year built landing in 1989. That mix means most of what you find leans toward the older end of that window, with a handful of newer builds, so condition and level of updating vary widely from one property to the next. Expect to underwrite each home individually rather than assume a community standard.
Roughly 78% of homes here are homesteaded, a strong signal that owners stay put. Combined with the current absence of active inventory, this is a low-liquidity market: not many homes change hands, and when they do, they are large properties where the median living area exceeds 5,000 square feet. Buyers should plan around scarcity, and sellers should recognize the leverage that comes with it.
The location and the amenities are priced into every listing in Andy Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community of 18 homes with nothing currently listed, the deal happens off the visible market or not at all. We track ownership tenure, watch for the rare listing before it hits the feed, and price large homes on their actual condition rather than a neighborhood shorthand that does not exist here.
Andy Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Andy Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Andy Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Andy Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Andy Estates home worth?
Get a no-obligation home value based on real comparable sales in Andy Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Merritt Island →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Andy Estates Market Scorecard
Andy Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32952 ZIP is $440,414, about 10.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Andy Estates?
What share of Andy Estates is owner-occupied?
When were the homes in Andy Estates built?
Who is the best real estate agent for Andy Estates?
How do I find a top Merritt Island real estate agent who knows Andy Estates?
Can Momentum Realty connect me with an agent for Andy Estates?
Should you buy in Andy Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Andy Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Andy Estates fits the bigger picture — live prices, inventory, and Momentum Scores: