Andy Estates in Merritt Island

Andy
Estates

Custom-home enclave · South Merritt Island · ZIP 32952

A small enclave of larger custom homes in South Merritt Island, reported with spacious lots and Indian River views. The read is the lot, the water frontage, and the full carrying cost including flood, insurance and any dock and seawall upkeep.

South Merritt IslandLarger custom homesReported river views
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
Resale here turns on the lot, the water frontage and the home; confirm any covenant, the flood zone, the insurance, and dock and seawall condition before anchoring on a number.
Free · No obligation
Unlock Off-Market Andy Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseSpace Coast MLS
$900K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$269/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Andy Estates is a small enclave of larger custom single-family homes in South Merritt Island, reported to feature spacious lots and Indian River views that range from full to partial. South Merritt Island is one of the island's higher-end, more established stretches, and the value here is driven heavily by the lot and the water frontage. A waterfront or water-view setting adds appeal and adds homework: the flood zone, wind and flood insurance, and the condition of any dock, seawall or boat access are real, parcel-specific cost layers. The read is the lot, the water frontage, the home's condition, and the full carrying cost, confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Andy Estates market snapshot (as of June 17, 2026): the median sale price is about $900K ($269 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Space Coast MLS data.

Andy Estates is a small enclave of larger custom single-family homes in South Merritt Island (ZIP 32952), Brevard County. Third-party profiles describe spacious lots and Indian River views that range from full to partial, with mature trees and an established, settled feel.

South Merritt Island is known for its higher-end, waterfront-oriented character. In an enclave like this, value is driven heavily by the lot and the water frontage rather than a uniform floor plan, so each home should be judged on its own setting and condition.

The carrying-cost picture is the part to read carefully on a waterfront-oriented street. Confirm the flood zone, wind and flood insurance quotes, and the condition of any dock, seawall and boat access, all of which are parcel-specific and can carry meaningful maintenance and insurance costs.

Confirm the school assignment by address with Brevard Public Schools if that matters to you, the septic or sewer status per home, and any covenant or deed restriction on the parcel before you offer.

Best for

  • Buyers who want a larger custom home on a spacious South Merritt Island lot
  • Buyers who value river views and a settled, established setting
  • Buyers who want water access and are ready to maintain it
  • Buyers who will confirm flood, insurance and dock or seawall condition

Probably not for

  • Buyers who want a low-maintenance, low-carry home
  • Buyers who want uniform new construction
  • Buyers unwilling to confirm flood and waterfront upkeep costs
  • Buyers who want a gated, amenity-rich master plan

How Andy Estates is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
1 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Andy Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Andy Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Andy Estates

Live MLS inventory for Andy Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Andy Estates right now, so its recent closed sales are shown, as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The central Brevard location is the point: shopping, major roads, and the coast are all within a reasonable drive.

Merritt Square Mall and shopping~8 to 14 min · ~4 to 7 miles
SR-520 corridor~8 to 14 min · ~4 to 7 miles
US-1 corridor~10 to 16 min · ~5 to 8 miles
Cocoa Beach and the Atlantic beaches~15 to 25 min · ~8 to 13 miles
Pineda Causeway to the mainland~12 to 20 min · ~6 to 10 miles
Orlando Melbourne Intl Airport~25 to 35 min · ~16 to 24 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near AndyEstates with Momentum Realty’s local guides.

South TropicalEstatesSouth TropicalEstatesMerritt Island, FL · 0.6 miWatermillWatermillMerritt Island, FL · 1.3 miGeorgiana ReserveGeorgiana ReserveMerritt Island, FL · 1.6 miSouthMerritt EstatesSouthMerritt EstatesMerritt Island, FL · 1.6 miMerrittRidgeMerrittRidgeMerritt Island, FL · 1.6 miThe New GeorgianaSettlementThe New GeorgianaSettlementMerritt Island, FL · 1.8 miPelican CreekEstatesPelican CreekEstatesMerritt Island, FL · 1.8 miSouth TropicalCoveSouth TropicalCoveMerritt Island, FL · 1.9 miIroquois SouthMerritt IslandIroquois SouthMerritt IslandMerritt Island, FL · 2.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Andy Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Andy Estates is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Andy Estates address.

The takeaway

What is actually shaping value in this South Merritt Island enclave, sourced and dated. We do not publish rumor.

Recent Developments in Andy Estates

Our read on what is being built around Andy Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a higher-end, river-oriented enclave where the lot, the water frontage and the full carrying cost drive outcomes. Watch Indian River Lagoon health and waterfront insurance costs against durable demand for South Merritt Island waterfront, and confirm flood, insurance and dock and seawall condition per home.

Waterfront-oriented lots drive value

Ongoing
BullishNotable impact
SignificanceRadius: Community

River views and water access carry durable premiums in South Merritt Island, but raise insurance and waterfront-upkeep costs; confirm per parcel.

Indian River Lagoon stabilizing but still stressed

2026
NeutralNotable impact
SignificanceRadius: Area

Lagoon health shapes waterfront value and recreation in Brevard; the 2025 report card improved to okay, a modest positive, with conditions still to confirm per property.

Waterfront insurance is a real cost layer

Ongoing
BearishNotable impact
SignificanceRadius: Community

Flood and wind insurance on waterfront-oriented lots can be substantial; confirm current quotes for the specific home before you offer.

Brevard expands septic-to-sewer funding

2025
NeutralMinor impact
SignificanceRadius: Area

Expanded county funding can lower a future septic conversion cost; verify the septic or sewer status per parcel.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Andy Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. February 2026
    Environment

    2025 Indian River Lagoon report card improves to okay

    Spectrum News reported on February 16, 2026 that the Marine Resources Council's 2025 Indian River Lagoon report described a year of general stability, with the Central Indian River Lagoon improving from poor to okay on lower algae concentrations and increased seagrass coverage. Why it matters: Lagoon water quality drives waterfront value and recreation across Brevard. A stabilizing trend is a modest positive, but the lagoon remains stressed, so confirm canal and dock conditions per property. Source

  2. December 2025
    Infrastructure

    Brevard expands septic-to-sewer upgrade funding

    Central Florida Public Media reported on December 17, 2025 that Brevard County is offering more money to help homeowners upgrade or convert septic systems as part of the Save Our Indian River Lagoon effort to cut nutrient pollution. Why it matters: Many older Brevard neighborhoods are on septic. Expanded county funding can lower a future conversion cost, but verify the septic or sewer status and any pending assessment per parcel before you offer. Source

Development alerts for Andy EstatesGet a short monthly email when something new is approved, funded, or opens near Andy Estates.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Andy Estates, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the flood zone and insurance first. On a waterfront-oriented South Merritt Island lot, flood and wind insurance can move the carrying cost significantly.

2

Inspect the dock, seawall and shoreline, if any, and budget their upkeep, since these are real waterfront cost layers.

3

Comp by lot and water frontage, not by floor plan, since the setting drives value here.

4

Confirm septic or sewer and any covenant or deed restriction on the parcel.

5

Weigh the nearby alternative, Hacienda Del Sol Estates, on lot, water and total carrying cost.

Best Buy
A well-built custom home on a high, dry, deep-water or strong-view lot with the dock, seawall, flood and insurance picture confirmed.
Biggest Risk
Paying a water premium without confirming the flood zone, insurance, or the condition and cost of the dock and seawall.
Best Lot
Water frontage and view drive value; deeper, protected frontage and higher ground defend price best.
Smart Timing
Higher-end enclave inventory is thin and varied; the right lot is worth waiting for, with insurance and waterfront costs confirmed first.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Andy Estates is a small enclave of larger custom single-family homes in South Merritt Island (ZIP 32952), Brevard County, reported to feature spacious lots and Indian River views ranging from full to partial, with mature trees and a settled character. Value is driven by the lot and water frontage rather than a uniform floor plan. Confirm the flood zone, wind and flood insurance quotes, the condition and cost of any dock and seawall, the septic or sewer status per home, any covenant on the parcel, and the school assignment by address with Brevard Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: partial-view or interior lots
$900K to $900K

The partial-view or interior lots and more original homes, the entry door into a higher-end South Merritt Island enclave. Confirm current pricing on the live listings below.

Lowest entry
Core: strong-view custom homes
$900K to $900K

The strong river-view custom homes on spacious lots, the core of the enclave. Confirm current pricing on the live listings below.

Most inventory
High: full waterfront with dock
$900K to $900K

The full waterfront homes with deep frontage and a dock. Frontage and condition separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$900K to $900K
Entry: partial-view or interior lots
The partial-view or interior lots and more original homes, the entry door into a higher-end South Merritt Island enclave. Confirm current pricing on the live listings below.
$900K to $900K
Core: strong-view custom homes
The strong river-view custom homes on spacious lots, the core of the enclave. Confirm current pricing on the live listings below.
$900K to $900K
High: full waterfront with dock
The full waterfront homes with deep frontage and a dock. Frontage and condition separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Established or well-kept housing stockSolid
Central Brevard locationStrong
Confirm HOA or association scopeManage it
Read condition on the specific homeManage it
Confirm any CDD or district assessmentWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Andy Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Andy Estates is about the lot and the water, not a floor plan. The deal is won or lost on the frontage, the flood and insurance math, and the dock and seawall, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.8/10
Renovation Risk7.0/10
Location Efficiency8.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Andy Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and position drive resale more than finishes
  • Confirm the homesite, view, and any water or preserve exposure
  • Read condition on the specific home
  • Confirm flood zone and insurance where applicable
  • Comp the specific home, not the area average

In a community like this, the homesite and its position set the floor on resale while the house itself can be updated. Read the lot, the view, and any water or preserve exposure first, confirm the flood and insurance picture where applicable, then price the condition of the home against the closest comparable sale rather than an area average.

Andy Estates in 15 seconds.

Best forBuyers who want a larger custom home on a spacious, river-oriented South Merritt Island lot.
Strong onSpacious lots, reported river views, mature trees, and a settled, higher-end South Merritt Island setting.
WatchThe flood zone, insurance, and dock or seawall upkeep. Confirm every waterfront and carrying-cost layer per parcel.
Sweet spotA solid custom home on high, dry ground with strong frontage and the insurance and waterfront costs confirmed.
Not forBuyers who want low carry, uniform new construction, or a gated amenity master plan.

HOA, CDD & Fees

15-Second Take
  • Confirm whether any HOA or covenant applies to the parcel
  • Budget flood and wind insurance separately
  • Inspect and budget dock and seawall upkeep
  • Confirm septic or sewer status per home
  • Comp by lot and water frontage before you offer

Any HOA or covenant in a small custom enclave varies. Confirm whether a mandatory association or deed restriction applies to the specific parcel, and any dues, before you offer; we pull the documents for any home you consider.

If there is no mandatory HOA, there are no bundled amenities to assume; budget your own upkeep, insurance, and any dock and seawall maintenance. Confirm the septic or sewer status per home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Andy Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Hacienda Del Sol Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Andy Estates home worth?

Get a no-obligation home value based on real comparable sales in Andy Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Andy Estates on the map →
Or get your Andy Estates home value & selling guide →

Real comps, not a Zestimate.

Andy Estates Market Scorecard

Buyer-Leaning Market (limited data)

Andy Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$900,000
Median sold
$269
Per sqft
n/a
Days on mkt
0/1/1
Active/Pend/Sold

Typical home value in the 32952 ZIP is $435,893, about 11.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Andy Estates located?
Andy Estates is a small enclave of larger custom homes in South Merritt Island, FL (ZIP 32952), Brevard County, in one of the island's higher-end, river-oriented stretches.
What kind of homes are in Andy Estates?
Larger custom single-family homes on spacious lots, reported with Indian River views ranging from full to partial. Confirm the specific size, year built, condition and lot for any home.
Does Andy Estates have water views or river access?
Sources describe river views and waterfront-oriented lots. Water frontage, view and any dock or boat access vary by parcel, so confirm exactly what a specific home offers and the condition of any dock and seawall.
Does Andy Estates have an HOA?
Any HOA or covenant in a small custom enclave varies. Confirm whether a mandatory association or deed restriction applies to the specific parcel, and any dues, before you offer.
Is Andy Estates in a flood zone?
Waterfront-oriented South Merritt Island lots are often in flood zones, and zones are parcel-specific. Confirm the flood zone and current flood and wind insurance quotes for the specific home.
Is Andy Estates on septic or sewer?
It varies by parcel in many Merritt Island neighborhoods. Confirm the septic or sewer status, and any pending assessment, for the specific home.
What does a home in Andy Estates cost?
We do not publish a price figure here. Pricing tracks the specific lot, water frontage and home. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.
What schools serve Andy Estates?
The enclave is in Brevard Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.
How far is the beach from Andy Estates?
The Atlantic beaches are a short drive east across the Banana River, roughly fifteen to twenty-five minutes depending on the exact home and traffic.
What is South Merritt Island like?
It is one of the island's higher-end, more established and waterfront-oriented stretches, with larger lots, mature trees and a quiet, settled character.
Is now a good time to buy in Andy Estates?
Higher-end enclave inventory is thin and varied, so it depends on the specific lot and home. We pull live inventory and comps so you can judge value and the full carrying cost.
Is Andy Estates a good place to buy?
It can be, for a buyer who wants a larger custom home on a spacious, river-oriented lot and who confirms the flood, insurance, and dock and seawall picture. We pull live inventory and comps so you can judge value on the actual property.
Do I need my own agent to buy in Andy Estates?
Yes. The listing agent works for the seller. Your own agent confirms the lot, any covenant or HOA, the flood and insurance picture, and the septic or sewer status, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.
You want a larger custom home on a spacious South Merritt Island lotExcellent fit
You value river views and a settled, established settingExcellent fit
You want water access and are ready to maintain itExcellent fit
You will confirm flood, insurance and dock or seawall conditionExcellent fit
You want a short drive to the Atlantic beachesExcellent fit
You want a low-maintenance, low-carry homeProbably not
You want uniform new constructionProbably not
You will not confirm flood and waterfront upkeep costsProbably not
You want a gated, amenity-rich master planProbably not
You want the lowest possible monthly carryProbably not

Get the inside read on Andy Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Andy Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Andy Estates specialist will reach out personally, usually the same day.

Space Coast MLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

Zoom out before you decide: see the Brevard County market guide or every community in the Neighborhood Finder.

Get my Brevard County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Andy Estates Expert
Call Get Listings