Cape
Sound Homes for Sale in Amelia Island, FL

Established resale condominiums · Amelia Island · ZIP 32034

A gated, established condominium community off Sadler Road on Amelia Island, a few blocks from the beach, built for buyers who want low-maintenance resale condo living close to the ocean and the historic district.

Gated condominiumFernandina Beach, Nassau County3 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a built-out resale community rather than an active new-construction project. Confirm current listing counts and pricing tiers before you tour, since inventory here can be thin.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cape Sound is a straightforward established-condo play on Amelia Island: every unit is a 3-bedroom, multi-story building with elevator access, gated, and close enough to the beach to walk. The building stock is now roughly fifteen to twenty years old, so the diligence that matters most is the condo association's reserve funding, roof and building maintenance schedule, and insurance costs, not floor plan selection. Because the association permits monthly rentals, some buyers here are weighing investment or second-home use alongside primary residence."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cape Sound is a gated condominium community off Sadler Road in Fernandina Beach on Amelia Island, in Nassau County. Every unit is 3 bedrooms, ranging from about 1,992 to 2,786 square feet, in 2 to 3 story buildings with elevator access, built roughly between 2005 and 2010.

Because it is a resale community with a fixed unit count, the market here behaves differently than a new-construction subdivision. There is no builder releasing new phases; instead, buyers compete for whatever the current owners choose to list, and pricing depends heavily on the specific building, floor level, and view. The condo association also permits monthly rentals, which draws both owner-occupants and investors into the same pool of listings.

The bigger picture is location. Amelia Island sits at the northeast corner of Florida in Nassau County, with Fernandina Beach's historic downtown, marina, and beaches nearby, and Jacksonville's job market and airport an approximate drive south. For an established gated condo a few blocks from the ocean, the trade-off to weigh is building age and association reserves against walkable proximity to the beach and the island's amenities.

Best for

  • Buyers who want a low-maintenance, gated condominium close to the beach rather than a single-family home
  • Buyers open to a second home or a monthly-rental-eligible property on Amelia Island
  • Buyers who value elevator access and a multi-story building over a ground-level yard

Probably not for

  • Buyers who need a single-family home with a private yard
  • Anyone who needs brand-new construction rather than an established, roughly fifteen-to-twenty-year-old building
  • Buyers who want to avoid condo association reserve and insurance diligence

How Amelia Island is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Cape Sound update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Amelia Island listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cape Sound buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Amelia Island beach accessa few blocks · approximate; confirm the nearest public access point
Historic downtown Fernandina Beach10 to 15 min · approximate
Jacksonville International Airport35 to 45 min · approximate
Downtown Jacksonville45 to 55 min · approximate
Naval Submarine Base Kings Bay, Georgia30 to 40 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near CapeSound Homes for Sale in Amelia Island, FL with Momentum Realty’s local guides.

Carlton Dunes Homes for Sale in Fernandina Beach, FLCarlton Dunes Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.7 miOcean Place Homes for Sale in Fernandina Beach, FLOcean Place Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.9 miASAmelia Surf & Racquet Club Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.9 miOVOcean View Estates Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.0 miOcean Cay Homes for Sale in Amelia Island, FLOcean Cay Homes for Sale in Amelia Island, FLAmelia Island, FL · 1.1 miAmerican Beach Homes for Sale in Fernandina Beach, FLAmerican Beach Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.4 miOBOyster Bay Homes for Sale in Yulee, FLYulee, FL · 1.7 miLAThe Landings on Amelia River Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.8 miAmelia Island Plantation Homes for Sale in Fernandina Beach, FLAmelia Island Plantation Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Amelia Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Amelia Island is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Fernandina Beach High School (Nassau County School District)

Middle

Fernandina Beach Middle School or your address-zoned middle school

Elementary

Fernandina Beach Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Island address.

The takeaway

The story on Amelia Island is steady coastal demand meeting the realities of an older Florida condo building: association reserves, insurance costs, and state condo-safety rules are the drivers to watch here, more than any single development project.

Recent Developments in Cape Sound

Our read on what is being built around Amelia Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive for long-term demand given the island's limited land and beach proximity, offset by rising building-insurance and association costs typical of coastal Florida condos of this age.

Coastal insurance and reserve costs

2024 to 2026
BearishNotable impact
SignificanceRadius: Community

Florida's post-Surfside condo safety laws require associations to fund structural reserves and complete milestone inspections on older buildings. For a building of this age, expect the association to disclose reserve funding status and any required inspections; budget for the possibility of a special assessment.

Nassau County and Amelia Island growth

2020 to 2025
BullishNotable impact
SignificanceRadius: County

Nassau County has been one of Florida's faster-growing counties this decade, which supports long-run demand for coastal housing on Amelia Island, including established condominium stock.

Limited beachfront-area supply

2026
NeutralMinor impact
SignificanceRadius: Community

Amelia Island has little room for new large-scale coastal development, so demand for existing gated communities near the beach, including Cape Sound, tends to track the island's broader tourism and second-home market rather than new competing supply.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cape Sound, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Cape SoundGet a short monthly email when something new is approved, funded, or opens near Cape Sound.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Amelia Island, this is the order of operations we would run, and the one we run for our clients.

    1

    Request the condo association's most recent reserve study, milestone inspection status, and any pending or proposed special assessments before you make an offer.

    2

    Get a bindable homeowners or condo-unit insurance quote for the specific building and unit; coastal Florida insurance costs vary significantly by building age and construction.

    3

    Verify the exact zoned elementary, middle, and high school by the unit's address with the Nassau County School District.

    4

    Confirm current HOA dues, what they cover, and the association's rental rules if you plan to rent the unit monthly.

    5

    Tour more than one building if possible; floor level, view, and proximity to the beach access point vary within the community.

    Best Buy
    A well-maintained unit in a building with documented reserve funding and a clean milestone inspection.
    Biggest Risk
    Rising coastal insurance costs and the possibility of a special assessment tied to state condo safety requirements on an older building.
    Best Lot
    Not applicable; the durable differentiator here is the specific building, floor, and unit rather than a homesite.
    Smart Timing
    Resale-driven. Inventory can be thin; a well-priced unit in a strong building may not sit long.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Gated condominium, resale

    Built

    About 2005 to 2010 (verify by unit)

    Size range

    About 1,992 to 2,786 sq ft

    Bedrooms

    3 bedrooms in every unit; 2 to 3 story buildings with elevator access

    Costs & Fees

    HOA

    Yes, condo association dues; amount not published, confirm with the association

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary, second home, and monthly rental use permitted per the association

    Amenities

    Marketed

    Gated access; confirm current pool and grounds amenities with the association

    Status

    Established, built-out community

    Location

    Town

    Fernandina Beach (Amelia Island), Nassau County

    Jacksonville International Airport

    About 35 to 45 min (approximate)

    Downtown Fernandina Beach

    About 10 to 15 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    The smaller floor plans, around the low end of the 1,992 to 2,786 square foot range, typically on a lower floor or interior building position.

    Lowest entry
    The Core

    Mid-range floor plans with a more desirable floor level or partial view, where most current activity tends to cluster.

    Most inventory
    The Top

    The largest floor plans, at the top end of the size range, on upper floors or with the strongest proximity to the beach access point.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    The smaller floor plans, around the low end of the 1,992 to 2,786 square foot range, typically on a lower floor or interior building position.
    The Core
    Mid-range floor plans with a more desirable floor level or partial view, where most current activity tends to cluster.
    The Top
    The largest floor plans, at the top end of the size range, on upper floors or with the strongest proximity to the beach access point.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Building ageAbout 15 to 20 years
    Reserve and inspection statusVerify with association
    Near-term maintenanceAssociation-managed exteriors
    Location to beachA few blocks
    Insurance cost trendRising coastal costs

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Amelia Island

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not new construction, it is proximity and simplicity: a gated, elevator-served condo a few blocks from the Amelia Island beach.

    Jon Brooks · Founder, Momentum Realty
    6.8C · Buy Score
    Resale Strength6.2/10
    Renovation Risk6.0/10
    Location Efficiency8.2/10
    Long-Term Defensibility6.4/10
    Carrying Cost Advantage5.5/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Amelia Island is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • There are no individual homesites here; the unit is condominium real estate within a shared building.
    • Building, floor level, and proximity to the beach access point are the durable differentiators.
    • Ask which building faces the amenity or access areas versus interior parking.
    • Reserve funding and building maintenance history matter more here than lot position.
    • A completed milestone inspection and healthy reserves reduce special-assessment risk.

    Cape Sound is condominium real estate, so there is no individual homesite to evaluate. Instead, the lasting differences between units come from the building, the floor level, and proximity to the gate and beach access. Because the buildings are now roughly fifteen to twenty years old, the association's reserve funding, maintenance history, and milestone inspection status matter more to long-term value and carrying cost than any single unit's finish level. Ask for that documentation on the specific building before you commit.

    Amelia Island in 15 seconds.

    Best forBuyers who want a gated, low-maintenance condo close to the Amelia Island beach.
    Biggest advantageElevator-served, multi-story buildings with every unit at 3 bedrooms, a few blocks from the ocean.
    Biggest riskCoastal insurance costs and condo association reserve or special-assessment exposure on an older building.
    Sweet spotA unit in a building with strong reserve funding and a completed milestone inspection.
    Avoid ifYou need a single-family home with a private yard or you want to avoid condo diligence entirely.

    HOA, CDD & Fees

    15-Second Take
    • Condo association dues apply; get the current amount and coverage in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • Ask for the reserve study and milestone inspection status given the building's age.
    • Monthly rentals are permitted per the association; confirm current rental rules.
    • Budget coastal homeowners or condo insurance as a real, and rising, cost.

    Cape Sound is governed by an active condo association, established in the mid-2000s. A current dues amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.

    Confirm in writing, but condo dues in a gated community like this generally fund common-area upkeep, building exteriors, and gate access. Ask specifically what is included versus billed separately.

    There is no golf course or private country club here; the amenities are the gated community's shared grounds and building access.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Amelia Island, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Amelia Island Plantation, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Amelia Island home worth?

    Get a no-obligation home value based on real comparable sales in Amelia Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Cape Sound on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Cape Sound year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,540/mo
    Nassau County typical true cost to own
    $97/mo
    Nassau County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Cape Sound are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Cape Sound a new-construction community?
    No. It is an established, gated condominium community built roughly between 2005 and 2010. It is a resale market, not an active new-construction project.
    What size are the units?
    Every unit is 3 bedrooms, and floor plans range from about 1,992 to 2,786 square feet, in 2 to 3 story buildings with elevator access.
    Is there an HOA, and how much are the dues?
    Yes, an active condo association governs the community. A current dues amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community, but CDD status is best confirmed on the specific unit's parcel record with the Nassau County Property Appraiser before you rely on it.
    Can I rent my unit here?
    Monthly rentals are permitted per the condo association's rules as of recent listings. Confirm the current rental policy, including any minimum lease term, directly with the association before you buy for investment or second-home use.
    Is Cape Sound gated?
    Yes, it is marketed and generally referenced as a gated community. Confirm current gate and access details with the association.
    What schools serve the community?
    It is in the Nassau County School District, with Fernandina Beach High School at the high-school level. The zoned elementary and middle schools should be verified by the specific unit's address.
    How is the commute to Jacksonville?
    Jacksonville International Airport is roughly a 35 to 45 minute approximate drive, and downtown Jacksonville is roughly 45 to 55 minutes. Both are estimates; verify current drive times for your specific route.
    What is the biggest risk of buying here?
    Coastal insurance costs and condo association reserve or special-assessment exposure. Florida's post-Surfside condo laws require reserve funding and milestone inspections on older buildings, so review the association's documentation carefully.
    How should I choose a unit?
    Since there is no individual homesite, focus on the building's reserve funding and maintenance history, plus the floor level and proximity to the beach access point, which are the lasting differentiators here.
    Should I get my own agent for this purchase?
    Yes. Your own agent reviews the condo association documents, reserve study, and price against comparable Amelia Island condos and represents your interests, not the seller's or association's.
    How current is the data on this page?
    The market figures come from live Northeast Florida MLS data and update regularly. Always confirm the exact price, unit details, and association status before you make an offer.
    Who is the best real estate agent for Cape Sound?
    The best agent for Cape Sound is one who actively works Amelia Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cape Sound.
    How do I find a top Amelia Island real estate agent who knows Cape Sound?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cape Sound and the wider Amelia Island area.
    Can Momentum Realty connect me with an agent for Cape Sound?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cape Sound purchase or sale - no call center and no pressure.
    You want a gated, low-maintenance condominium close to the Amelia Island beach.Excellent fit
    You are open to a second home or a monthly-rental-eligible property.Excellent fit
    You value elevator access and multi-story building living over a private yard.Excellent fit
    You are prepared to review condo association reserves and insurance costs carefully.Excellent fit
    You need a single-family home with a private yard.Probably not
    You want brand-new construction rather than an established building.Probably not
    You want to avoid condo association reserve, insurance, and special-assessment diligence.Probably not
    You need to be much closer to Jacksonville for a daily commute.Probably not

    Get the inside read on Amelia Island

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Amelia Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Amelia Island specialist will reach out personally, usually the same day.

    Median sale price in Cape Sound, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Nassau County market guide or every community in the Neighborhood Finder.

    Get my Nassau County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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