Nassau County Homes for Sale

Northeast Florida · county seat Fernandina Beach · 94,653 residents

Nassau is Northeast Florida's high-end beach county — anchored by Amelia Island's Ritz-Carlton-and-Omni resort luxury and historic Fernandina Beach, with explosive value growth in Yulee and the Wildlight master plan as Jacksonville expands north.

758 homes for saleMedian $483KBalanced Market75 neighborhoods
Live Market Pulse
27/100
Momentum
Balanced Market
Buyer 6/10 · Seller 4/10 · Investor 4/10. Amelia Island commands a premium for its beaches and resorts, while Yulee and Wildlight offer newer, more attainable homes with the same top-rated schools.
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Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly
LiveMarket PulseApril 2026
$483K
Median Value
-1.6%
1-Yr Price
71days
Avg DOM
19.6%
Price Cuts
Soft
Seller Leverage
$283/sf
Median $/Sqft
758
For Sale
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Nassau is Northeast Florida's high-end beach county — anchored by Amelia Island's Ritz-Carlton-and-Omni resort luxury and historic Fernandina Beach, with explosive value growth in Yulee and the Wildlight master plan as Jacksonville expands north. It pairs a top-rated school district with an easy commute to Duval. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Nassau County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Nassau County snapshot (April 2026): typical home value $483K ($283/sqft), median rent $2,227, about 758 active listings, a median 71 days on market, and 19.6% of listings cutting price — a balanced market. Values are -1.6% over the past year and +5.9% over five years.

Nassau's economy runs on two engines. Tourism is the largest job creator, led by the Ritz-Carlton, Amelia Island and the Omni Amelia Island Resort, which draw visitors to the island year-round. Industry is anchored by Rayonier Advanced Materials and WestRock, whose mills near the Port of Fernandina are among the county's largest employers. Healthcare (Baptist and a new UF Health presence at Wildlight) is growing fast, and a large share of residents commute to Jacksonville's job market.

Entry
under $338K

Condos, townhomes, and starter homes — the lowest-cost way into Nassau County and its school zones.

Core
$338K–$628K

The heart of the market: established single-family homes and newer planned-community product.

Top
$628K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Nassau County Market Scorecard

Balanced Market

Nassau County is a balanced market: about 758 active listings, a median list price of $587,000, 19.6% of them cutting price, and homes going under contract in about 71 days.

$483K
Typical value
256
New / mo
$283
$/sqft
71
Days on mkt
19.6%
Cut price
$2,227
Median rent
Typical home value · last 13 months $483K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

6/10
Buyer

Amelia Island commands a premium for its beaches and resorts, while Yulee and Wildlight offer newer, more attainable homes with the same top-rated schools.

4/10
Seller

Strong demand from Jacksonville spillover and second-home buyers, with the island and the new Yulee corridor pulling different buyer pools.

4/10
Investor

Resort tourism supports short-term rental demand on Amelia Island, while Yulee/Wildlight growth supports long-term rentals from the Jacksonville commuter base.

Cash offer
~$435K
  • Close in as little as 7–14 days
  • No repairs, cleaning, or showings
  • No financing fall-through
  • Pick your move-out date
List with Momentum
~$483Ktypical value
  • Often nets more, even after commission
  • Sells 1.25% above MLS average, 8 days faster
  • Full marketing & negotiation
  • We front the prep with our concierge

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Nassau County demand. Compare both at our Nassau County cash-offer page.

Schools in Nassau County

The Nassau County School District is highly rated — frequently among the top districts in Florida — which adds to the county's appeal for families in both the Amelia Island and Yulee/Wildlight markets.

  • Fernandina Beach High School
  • Yulee High School
  • West Nassau High School
  • Emma Love Hardee Elementary

Confirm the current assignment for a specific address, especially in the fast-growing Yulee and Wildlight corridor where new schools are being added. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Nassau County home costs about $3,342/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $88,900. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage13.276 mills (~1.33% before exemptions)
Avg. homeowners insurance$1,159/yr (Citizens county avg)
Homestead exemptionUp to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)$3,342/mo on a $483K home
Income to buy median home$133,684/yr (est.)

At about $1,159 a year on average, Nassau is among the more reasonable insurance markets in Florida, though coastal and older homes still run well above the average. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Nassau County

Builders pulled 1,060 residential permits last year (+11.2% YoY) — 887 single-family and 173 multifamily, about 11.2 per 1,000 residents. Active master-planned communities include Wildlight (neotraditional; UF Health, YMCA, 12+ miles of trails); Amelia National (Tom Fazio golf); Amelia Concourse; Tributary (Yulee). Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Nassau County has about 94,653 residents. On a net domestic basis it gained roughly 2,988 people and a net +$386.16M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Domestic arrivals are led by GA, SC, CA, NC. Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect firm demand over the next 12 months: Amelia Island luxury holds its premium on limited supply, while Yulee and Wildlight capture value-seeking growth from Jacksonville's northward expansion. Nassau remains one of the pricier Northeast Florida markets, with the island and the mainland moving at different speeds.

Fernandina BeachCounty seat on Amelia Island — historic downtown, 13 miles of beaches, and the resorts.
Amelia IslandThe luxury beach-and-golf destination; Plantation, Long Point, and oceanfront living.
YuleeFast-growing mainland community; newer, more attainable housing and the Wildlight master plan.
Callahan / HilliardRural western towns with larger lots and the lowest prices in the county.

Economy & Major Employers

Nassau's economy runs on two engines. Tourism is the largest job creator, led by the Ritz-Carlton, Amelia Island and the Omni Amelia Island Resort, which draw visitors to the island year-round. Industry is anchored by Rayonier Advanced Materials and WestRock, whose mills near the Port of Fernandina are among the county's largest employers. Healthcare (Baptist and a new UF Health presence at Wildlight) is growing fast, and a large share of residents commute to Jacksonville's job market.

  • Rayonier Advanced Materials (Fernandina mill)
  • WestRock (Fernandina mill)
  • Ritz-Carlton, Amelia Island
  • Omni Amelia Island Resort
  • Nassau County School District
  • Baptist Medical Center Nassau
  • UF Health (Wildlight)

Tourism (the Ritz-Carlton and Omni resorts) is Nassau's largest job creator; the Rayonier and WestRock mills anchor industry near the Port of Fernandina.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Nassau County agent →

Master-plannedWildlight (neotraditional; UF Health, YMCA, 12+ miles of trails), Amelia National (Tom Fazio golf), Amelia Concourse, Tributary (Yulee)
GolfAmelia Island Plantation, Omni Amelia Island (Oak Marsh / Ocean Links), Amelia National, The Golf Club of Amelia Island
WaterfrontAmelia Island oceanfront, Amelia River / intracoastal, Fernandina Beach
LuxuryAmelia Island Plantation, Long Point, oceanfront Fernandina Beach
55+ / active adultDel Webb Wildlight

Lifestyle in Nassau County

Nassau is Amelia Island living: 13 miles of Atlantic beaches, the shrimping-heritage historic district of Fernandina Beach, the Ritz-Carlton and Omni resorts, championship golf, and access to wild Cumberland Island just across the sound. Wildlight adds a walkable, amenity-rich new-town option, and all of it sits about 30 minutes from Jacksonville.

Risks to Weigh

Coastal flood and storm-surge exposure on Amelia Island is the primary risk — the barrier island felt Hurricanes Matthew and Irma — along with rising insurance on the coast and the growing pains of rapid Yulee/Wildlight development straining roads and schools. Industrial-mill proximity is a localized factor in parts of Fernandina.

Amelia Concourse corridor (2)

Amelia Island (1)

Bryceville (1)

Lanceford Creek (1)

Recent Developments in Nassau County

Development, infrastructure, retail, and school activity affecting Nassau County, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

  1. June 2026
    Retail & Dining

    Multi-tenant retail with liquor store, restaurant and cigar bar planned in Yulee

    A multi-tenant commercial development is planned in the Yulee Amelia Station area near anchors including Home Depot, Publix and Target, according to a June 16 report. Renderings show three levels across two buildings, with a liquor store, a restaurant with outdoor seating and a cigar bar among the proposed tenants.

    What it may mean for the marketAdditional retail and dining around an established Yulee shopping node may expand local commercial options and could track the area's continued residential growth, subject to approvals and leasing.

    Source: Jacksonville Daily Record
  2. June 2026
    Civic

    Nassau County adopts 12-month data center moratorium and launches fact-finding committee

    Nassau County commissioners approved a 12 month moratorium on accepting, reviewing, or approving applications tied to data center facilities, including rezoning and site plan requests. The county also created a fact-finding committee to study water supply, power demand, land use, roads, and economic impacts before setting future policy. The pause follows a new state law, effective July 1, that lets local governments regulate but not fully ban data centers.

    What it may mean for the marketA pause on large data center applications signals how the county is managing land use pressure as growth spreads around Yulee and Wildlight. Clearer rules after the study period could shape where commercial and industrial uses locate relative to residential areas.

    Source: News4Jax
  3. April 2026
    Infrastructure

    William Burgess Boulevard extension roundabout advances with traffic shift

    Nassau County announced that southbound traffic at the William Burgess Extension roundabout near Miner Road would shift onto the newly built western portion of the roundabout on April 30, 2026 as construction progresses. The extension is a county capital project linking the growing William Burgess corridor, home to schools, civic offices and new retail, with the broader Yulee road network.

    What it may mean for the marketCompleted connector roads in the William Burgess corridor could improve everyday access between Yulee neighborhoods and services, a factor that historically supports sustained buyer interest along the SR 200 corridor.

    Source: Nassau County Insider
  4. April 2026
    Parks & Amenities

    Seaside Park overhaul on Amelia Island moves toward fall 2026 construction

    Fernandina Beach officials reported that design work for the $3.9 million Seaside Park redesign at the Sadler Road beach access is essentially complete, with bidding expected in summer and construction targeted for fall 2026. The project is the first of seven beach parks in the island-wide Amelia Island Beach Harmonization plan and is funded roughly 70 percent by Nassau County tourist development tax dollars.

    What it may mean for the marketA multi-park reinvestment program of this scale may strengthen the long-term appeal of Amelia Island's public beach amenities, which historically factor into demand across the county's coastal communities.

    Source: Fernandina Observer
  5. March 2026
    Development

    First Wildlight Commerce Park building opens in Yulee

    Pattillo Industrial Real Estate opened its first speculative building, a 67,656 square foot warehouse at 100 Wildworks Avenue off Florida 200, on March 26, 2026, the first of 12 buildings planned at Wildlight Commerce Park. A second 149,104 square foot building was under construction with completion expected by July, and at full build-out the park is planned to total about 1.6 million square feet of industrial space.

    What it may mean for the marketNew employment-oriented space in east Nassau could broaden the county's job base over time, a dynamic that historically supports housing demand beyond commuter-driven growth.

    Source: Jacksonville Daily Record
  6. March 2026
    Civic

    Amelia River Waterfront Park set for April 11 grand opening in Fernandina Beach

    Fernandina Beach scheduled the grand opening of its long-planned Amelia River Waterfront Park for April 11, 2026, capping years of debate over the downtown riverfront. The finished park includes a multiuse pavilion, restrooms, a children's play area, improved parking and added green space, funded through parks and recreation impact fees.

    What it may mean for the marketCompletion of a signature downtown waterfront amenity may reinforce the draw of Fernandina Beach's historic district, which historically influences interest across the wider Amelia Island market.

    Source: Jacksonville Today
  7. December 2025
    Market

    Year-end review: Wildlight growth and Yulee supercenter lead Nassau County development

    The Jacksonville Daily Record's 2025 regional development update highlighted a busy year for Nassau County, including Wildlight's Garden District launch, the proposed Shoppes at Yulee anchored by a supercenter-sized store, a Community First Credit Union branch permit in Wildlight, and the June groundbreaking of two Wildlight Commerce Park buildings. Cornerstone Classical Academy's planned campus in the Garden District also advanced during the year.

    What it may mean for the marketThe breadth of residential, retail, civic and employment projects underway at once suggests county-level growth momentum that could keep shaping inventory and pricing patterns along the SR 200 corridor.

    Source: Jacksonville Daily Record
  8. September 2025
    Development

    Wildlight names first four homebuilders for 4,700-acre Garden District

    Raydient Places + Properties, the Rayonier subsidiary developing Wildlight, announced Ashton Woods, David Weekley Homes, Perry Homes and Toll Brothers as the first builders for its new Garden District at Riverbluff Parkway and Pages Dairy Road. The district spans 4,700 acres with 2,000 acres of conservation land, a 19-mile trail network, a planned 53-acre county park, land for a future elementary school and roughly 4,100 homes at build-out, with first model homes expected in mid-2026.

    What it may mean for the marketA new district of this scale could add meaningful new-construction supply to east Nassau over several years, which may broaden price points and choice for buyers across the county.

    Source: Jacksonville Daily Record
  9. July 2025
    Retail & Dining

    Shoppes at Yulee proposed with 175,000 square foot anchor at I-95 and SR 200

    Plans filed with Nassau County show a roughly 30-acre shopping center, the Shoppes at Yulee, proposed just west of Interstate 95 off Florida 200 near Wildlight, anchored by a 175,360 square foot store the size of a Walmart Supercenter with 701 parking spaces and four outparcels. Veteran Walmart developer Gatlin Development Co. and Sleiman Enterprises are involved, and the project still requires a rezoning and comprehensive plan amendment.

    What it may mean for the marketIf approved, a large-format anchor at the I-95 interchange could reduce retail trips outside the county, an amenity shift that historically supports convenience-driven demand in nearby Yulee and Wildlight neighborhoods.

    Source: Jacksonville Daily Record

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Nassau County Real Estate FAQ

What is the median home price in Nassau County?
The typical Nassau County home is worth about $483K as of April 2026 (Zillow ZHVI), -1.6% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.
Is Nassau County a buyer's or seller's market?
As of April 2026, Nassau County is a balanced market. Homes are taking a median of 71 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.
Is Nassau County expensive?
Nassau County's price-to-income ratio is about 5.4×, which is around the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.
What is the average rent in Nassau County?
The median rent is about $2,227 a month (Zillow ZORI). Against the typical home value, that is a gross rental yield near 5.5%.
Are property taxes high in Nassau County?
The typical millage is about 13.276 mills, or roughly 1.33% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.
How much is homeowners insurance in Nassau County?
The Citizens county-average premium is about $1,159 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.
Is Nassau County a good place to invest in real estate?
Resort tourism supports short-term rental demand on Amelia Island, while Yulee/Wildlight growth supports long-term rentals from the Jacksonville commuter base.
Is Nassau County growing?
Nassau County has about 94,653 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.
How long do homes take to sell in Nassau County?
A median of about 71 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.
What are the best areas to live in Nassau County?
The county seat, Fernandina Beach, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.
What is the price per square foot in Nassau County?
Listings in Nassau County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.
How much income do I need to buy a home in Nassau County?
As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 5.4× the home price, keeping total housing costs near 30% of income. Median household income here is $88,900. A lender pre-approval gives you the exact figure for your situation.
Is now a good time to buy in Nassau County?
It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.
Do I need flood insurance in Nassau County?
It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Nassau County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.
Is Nassau County a good place to retire?
Florida's lack of a state income tax and the homestead/Save Our Homes protections make Nassau County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.
How fast are home prices rising in Nassau County?
Over the past year, the typical Nassau County home value moved -1.6%. Over five years it is +5.9% and over ten years +7.1% — so the long-run trend is up even though near-term growth has cooled.
What is the cost of living in Nassau County?
Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $3,342 a month all-in (mortgage, tax, and insurance), against median household income of $88,900 a year. Utilities, transportation, and healthcare track close to state averages.
What are the risks of buying in Nassau County?
The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.
Is Nassau County good for real estate investors?
Nassau County's estimated cap rate is about 5.5% with a gross yield near 5.5%, so it leans toward appreciation over cash flow. Net migration and the local job base are the demand signals that matter most for landlords here.
What counties are near Nassau County?
See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.
Has inventory in Nassau County gone up?
Yes — active listings are -10.4% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.
Amelia Island or Yulee?
Amelia Island (Fernandina Beach) is the premium beach-and-resort market — historic, walkable, and the most expensive in the county. Yulee is the fast-growing mainland with newer, more attainable homes, the Wildlight master plan, and the same top-rated Nassau schools, about 20-30 minutes from the beach and close to Jacksonville. Island for lifestyle and resale; Yulee for newer homes and value.
Is Nassau County a good place to retire?
Yes — Amelia Island is a well-known retirement and second-home destination for its beaches, golf, resorts, and walkable historic downtown, and Wildlight's Del Webb community offers a 55+ option with modern amenities and nearby UF Health care. The main considerations are coastal insurance and island price points.

or call (904) 351-6461 · jon@movewithmomentum.com
Hiring an agent? How to find the best real estate agent in Nassau County — by community, with questions to ask and local market data.

Momentum agents serving Nassau County

6 local Momentum specialists who work the Nassau County market — reach any of them directly.