Walton County
Housing Market
Median sale price $640,000, down 2.0% year over year, with homes going under contract in about 77 days, 1,190 homes on the market.
Momentum
Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.
Selling instead? See what your home is worth today →
Housing Market Analyst
Inventory sits at 4.1 months of supply — balanced by the 3-to-6-month balanced benchmark. Prices are down 2.0% versus the prior year, but sellers are still collecting 94.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
- Mortgage sensitivity — at 8.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Walton County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Walton County is hot — and where it isn't
Each dot is a community (233 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Walton County
The median sale price across Walton County currently stands at $640,000, down 2.0% from a year ago. The typical home goes under contract in about 77 days. Sellers are capturing 94.8% of their original asking price on average.
There are 1,190 active listings on the market, with 293 more already under contract. At the current sales pace that works out to 4.1 months of supply — roughly balanced conditions by the standard six-month benchmark. 231 homes closed here over the trailing 12 months.
Zillow's home value index for Walton County stands at $654,436. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Walton County is 54 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Walton County since 2012 — and where it’s heading
A median home here sold for $295,174 in 2012 and $945,605 over the last recorded year — 220% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (19,035 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Walton County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving Walton County
Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023
433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Walton County ← this page | $640K | 1,190 | 54 | |
| Okaloosa County | $365K | 755 | 57 | Open → |
| Holmes County | $180K | — | 69 | Open → |
| Washington County | $228K | — | 59 | Open → |
| Bay County | $362K | — | 50 | Open → |
Neighborhoods on the move
| EAGLE BAYSanta Rosa Beach | $485K | ▲ 33% |
| NATUREWALK AT WATERSOUND ORIGINSInlet Beach | $926K | ▲ 26% |
| BAYTOWNE AVE EASTMiramar Beach | $1.74M | ▲ 20% |
| ARIEL DUNESMiramar Beach | $628K | ▲ 18% |
| OAKWOOD HILLS UNIT IDefuniak Springs | $188K | ▲ 18% |
| FRANGISTA BEACH 1ST ADDNMiramar Beach | $1.44M | ▼ 48% |
| BEACH HIGHLAND 1ST ADDSanta Rosa Beach | $1.62M | ▼ 41% |
| ONE BEACH CLUB DRIVEMiramar Beach | $950K | ▼ 32% |
| OAKWOOD LAKES ESTATESDefuniak Springs | $207K | ▼ 27% |
| GULF SHORE MANORSanta Rosa Beach | $1.48M | ▼ 26% |
| WATERSOUND ORIGINSWatersound | $967K | 78 |
| HAMMOCK BAYFreeport | $478K | 64 |
| PROMINENCEInlet Beach | $842K | 25 |
| SEACREST BEACHInlet Beach | $1.54M | 24 |
| WATERSOUND BEACHInlet Beach | $3.61M | 20 |
| THE SHOALSanta Rosa Beach | $874K | 1 days |
| COTTAGE GROVESanta Rosa Beach | $1.24M | 4 days |
| BAYTOWNE AVE EASTMiramar Beach | $1.74M | 6 days |
| GRACE POINTInlet Beach | $5.03M | 18 days |
| NATUREWALK AT WATERSOUND ORIGINSInlet Beach | $926K | 26 days |
Cities in Walton County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Walton County right now?
The data says conditions currently favor neither side decisively in Walton County — the Momentum Score reads 54/100 with 4.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Walton County becoming more affordable?
Yes, modestly — the median sale price in Walton County is $640,000, down 2.0% versus the prior year, while sellers still capture 94.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Walton County?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are FRANGISTA BEACH 1ST ADDN (-48%); BEACH HIGHLAND 1ST ADD (-41%); ONE BEACH CLUB DRIVE (-32%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Walton County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are THE SHOAL (1 days); COTTAGE GROVE (4 days); BAYTOWNE AVE EAST (6 days) — homes there go under contract well ahead of the market-wide pace of 77 days.
Walton County housing market FAQ
What is the median home price in Walton County?
The median sale price in Walton County is currently $640,000, down 2.0% from a year ago, based on MLS sales data updated August 6, 2026.
Is Walton County a buyer's or seller's market right now?
The data currently is roughly balanced. Walton County scores 54 of 100 on the Momentum Score, with 4.1 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Walton County?
The typical home in Walton County goes under contract in about 77 days, per current MLS data.
How many homes are for sale in Walton County?
There are approximately 1,190 active listings in Walton County as of August 6, 2026.
Are home prices in Walton County rising or falling?
Median sale prices are down 2.0% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Walton County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.