Chelsea
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of September 2026, the MLS records 7 closed sales in Chelsea Subdivision in Stuart, FL since 2014, the most recent in October 2025. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 16 (FL DOR 2025 assessment roll) |
| Years built | 1991–2017 (median 1999.5) |
| Typical living area | 2,120 sq ft (median) |
| Amenities listed by sellers | None |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Chelsea Subdivision key facts,” movewithmomentum.com/neighborhoods/chelsea-subdivision, data as of September 20, 2026.
Chelsea is a small subdivision in Stuart, and with only a one-closing window to work from, this is a thin data snapshot rather than a full market read. There is no reliable price signal to quote here yet, so treat any single sale as a data point, not a trend. What sets pricing in a pocket like this is almost entirely home-specific: condition, updates, lot, and how the individual property shows.
For a buyer, that means comparables will be scarce and you should lean on nearby Stuart sales to build a value case. For a seller, thin recent activity cuts both ways — less noise from competing listings, but also less established pricing to anchor an ask. Pricing to condition and being ready to justify the number with outside comps is the practical posture right now.
Nearby homes for sale
No active listings inside ChelseaHomes for Sale in Stuart, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Chelsea is a small residential subdivision within Stuart, in Martin County's beaches-area feed, with no shared community amenities identified from current MLS listings. It reads as a straightforward for-sale housing pocket rather than an amenitized development.
BeachesMLS sales records identify 8 homes in Chelsea that have changed hands since 2001, built between 1977 and 2017 (median 2002), with a median living area of about 2,230 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Chelsea is best for.
Best for
- Buyers prioritizing a Stuart location over resort-style amenities
- Buyers comfortable pricing off broader-market comps rather than in-subdivision sales
- Owner-occupants planning a longer hold who aren't chasing a quick resale signal
Probably not for
- Buyers who want on-site amenities such as a pool, gate, or clubhouse
- Buyers who need deep recent-sales data to feel confident on price
- Short-horizon buyers counting on frequent nearby closings to validate value quickly
The market around Chelsea
Chelsea is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Chelsea specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Chelsea Subdivision, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Chelsea buying strategy.
If we were buying in Chelsea today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chelsea.
A thin-data Stuart pocket
The defining feature of Chelsea right now is how little is trading. A one-closing window gives us almost nothing to generalize from, which is itself the honest headline: this is a small subdivision where value is set house by house rather than by a busy, self-referencing market. There are no community amenities on record from current listings, so a buyer here is paying for the home and the Stuart location, not for pools, gates, or shared facilities.
Practically, that puts the burden on due diligence. Because in-subdivision comps are sparse, expect to reach into the broader Stuart and Martin County market to understand where a given Chelsea home should price. Condition, updates, and lot will drive the spread more than the address does — which is why we describe the pricing picture qualitatively rather than pinning it to a range we do not have.
The location and the amenities are priced into every listing in Chelsea. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume pocket like Chelsea, the value of local brokerage work goes up, not down — there is no thick set of recent sales doing the pricing for you. We build the case from surrounding Stuart and Martin County activity, pressure-test condition against those comps, and tell you plainly when a number doesn't hold up. That is the whole job here: honest pricing where the data is thin.
Chelsea in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $8/month · median of 9 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $8 per month — the median AssociationFee across 9 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Chelsea buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chelsea sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Chelsea, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Chelsea home worth?
Get a no-obligation home value based on real comparable sales in Chelsea, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Stuart →
Frequently Asked Questions
How many homes are in Chelsea?
What share of Chelsea is owner-occupied?
When were the homes in Chelsea built?
Who is the best real estate agent for Chelsea?
How do I find a top Stuart real estate agent who knows Chelsea?
Can Momentum Realty connect me with an agent for Chelsea?
Where is Chelsea, and what county is it in?
Should you buy in Chelsea?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Chelsea Subdivision fits the bigger picture — live prices, inventory, and Momentum Scores:
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