Citrus Harbour
Homes for Sale in Polk City, FL
All 116 homes for sale in Polk City, FL · median $383,950 · 106 homes for sale in 33868 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 6 closed sales in Citrus Harbour in Polk City, FL since 2006, the most recent in December 2013. Across Polk City as a whole, 163 homes closed in the last 12 months at a median of $300,000, 71 median days on market, with 105 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $4,860 ($4,180 with the full homestead exemption).
Citrus Harbour is a small, established pocket of 60 homes built between 1979 and 1998, with a median build year of 1985. At that age, price here is driven almost entirely by condition and updates rather than by floor plan or new-construction appeal. A home that has been methodically renovated will command a very different number than one still wearing its original systems, so expect a wide spread around the median.
With zero active listings in the current snapshot, there is nothing to tour today. That tells you two things: inventory is tight, and when a home does list it tends to set the tone for the street. Sellers have leverage in a market this thin; buyers need to be ready to move and should underwrite for the roof, HVAC, and other big-ticket items typical of homes this vintage.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside CITRUS HARBOUR right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, mature neighborhood in Polk City where the homes median around 1,854 square feet and most owners live in them full-time. This is a settled, owner-occupied enclave rather than an active trading floor.
Stellar MLS sales records identify 27 homes in CITRUS HARBOUR that have changed hands since 2006, built between 1964 and 1998 (median 1985), with a median living area of about 1,633 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Citrus Harbour is best for.
Best for
- Buying to hold a primary home in a stable, owner-occupied pocket with no HOA amenity load
- Willing to wait patiently for the right listing in a low-inventory neighborhood
- Comfortable renovating or budgeting for the systems on a home built in the 1980s or 1990s
Probably not for
- Needing to close quickly, since there are currently no active listings
- Wanting new construction, a clubhouse, or other shared community amenities
- Seeking a short-term flip or heavy rental turnover in a predominantly owner-held area
The market around Citrus Harbour
Citrus Harbour is a small community — 12 recorded sales on file, most recently in 2015 — too few for its own price trend. Here is the market around it.
In ZIP 33868, 109 homes are on the market and 17% are under contract — a slower corner of Polk City.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33868 (Polk City), 108 homes closed in the last 12 months at a median of $230K ($165/sq ft), up 1.3% year over year, with a median 75 days on market. See the live ZIP 33868 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Citrus Harbour specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Citrus Harbour listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Citrus Harbour address.
Recent Developments in Citrus Harbour
Development, infrastructure, retail, and school activity affecting Citrus Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- July 2026Development
Lakeland Commissioners Approve Zoning Changes for Hallam Drive and Laura Road Projects
Lakeland commissioners unanimously approved zoning changes on July 20, 2026 for two projects. One rezones 17 acres at 1212 Hallam Drive for 24 single family homes on 1.5 acre lots, and the other rezones 3.87 acres at 559 Laura Road for a proposed self storage facility.
What it may mean for the marketRezonings clear the way for new low density housing and commercial storage in Lakeland, adding to residential lot supply and local commercial infrastructure. The project is about 9 miles west of Citrus Harbour, elsewhere in Polk County.
Source: LkldNow - July 2026Development
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
What it may mean for the marketA proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The project is about 10 miles east of Citrus Harbour, elsewhere in Polk County.
Source: Bay News 9 - June 2026Civic
Orlando Health Watson Clinic Lakeland Highlands Hospital to Open July 8
Orlando Health will open its seven-story Watson Clinic Lakeland Highlands Hospital at 4000 Lakeland Highlands Road on July 8, 2026. The facility has more than 300 inpatient beds, 11 operating rooms, and a Center for Women and Babies, and is reported to add more than 1,500 jobs.
What it may mean for the marketA new full service hospital adds major health infrastructure and a large employment anchor to south Lakeland, supporting commercial activity and property demand around the site. The project is about 11 miles southwest of Citrus Harbour, elsewhere in Polk County.
Source: LkldNow - May 2026Development
SouthState Plans $17M Office in Downtown Winter Haven
SouthState plans a $17.2 million, five story, 40,035 square foot Class A office building on vacant parcels along Central Avenue in downtown Winter Haven. The regional operations center would house about 125 employees, with construction expected to begin in July 2026 and take 12 to 16 months.
What it may mean for the marketA new downtown office building adds employment space and Class A commercial inventory to downtown Winter Haven, supporting the area's redevelopment and taxable value. The project is about 4 miles east of Citrus Harbour, elsewhere in Polk County.
Source: Tampa Bay Business & Wealth - May 2026Retail & Dining
La Pinata Mexican Restaurant Coming to Lakeland's Dixieland
La Pinata, a Mexican restaurant from four Michelin trained partners, is opening at 850 S. Tennessee Avenue in Lakeland's Dixieland neighborhood, the former Patio 850 space. Weekend pop up service is already running, with full indoor dining planned for later in summer 2026.
What it may mean for the marketA new sit down restaurant adds dining options and reinvests in a vacant storefront in Lakeland's Dixieland commercial district. The project is about 10 miles west of Citrus Harbour, elsewhere in Polk County.
Source: Lakeland Gazette
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Citrus Harbour buying strategy.
If we were buying in Citrus Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Citrus Harbour.
A stable, owner-held pocket
The headline number here is the homestead share: roughly 72% of these homes carry a homestead exemption, which signals a predominantly owner-occupied community rather than one churning with rentals or flips. That stability usually means well-kept exteriors and infrequent turnover, but it also means patience is required - homes come to market on their own schedule, not on demand.
No community amenities surface from current MLS listings, so you are buying the home and the location, not a clubhouse or shared facilities. For many buyers that is a feature, not a drawback: lower carrying costs and no HOA-driven obligations. Living space is practical, with a median near 1,854 square feet, enough for a real primary home without the maintenance load of something oversized.
The location and the amenities are priced into every listing in Citrus Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood with no active listings and a median build year of 1985, the deal is won before the home hits the market and in the inspection details afterward. We track Citrus Harbour turnover, know which homes have had the big systems updated, and can help you underwrite condition realistically against the median rather than overpaying on emotion or underbidding a thin market.
Citrus Harbour in 15 seconds.
Tools for a Citrus Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Citrus Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Citrus Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Citrus Harbour home worth?
Get a no-obligation home value based on real comparable sales in Citrus Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Polk City →
| Location | Polk City, Polk County, FL · ZIP 33868 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 1979–1998 (median 1985) |
| Typical living area | 1,854 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2013; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Citrus Harbour key facts,” movewithmomentum.com/neighborhoods/citrus-harbour-polk-city, data as of August 2, 2026.
Housing distress & ownership in CITRUS HARBOUR, Polk City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Polk City home searches
- All homes for sale in Polk City, FL
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- Polk City home values: what is my house worth?
- ZIP 33868 housing scorecard
Polk City guides & data
Florida buyer guides
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- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Email me new listings in Citrus Harbour
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Citrus Harbour
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Citrus Harbour will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Citrus Harbour?
What share of Citrus Harbour is owner-occupied?
When were the homes in Citrus Harbour built?
What schools serve Citrus Harbour?
Who is the best real estate agent for Citrus Harbour?
How do I find a top Polk City real estate agent who knows Citrus Harbour?
Can Momentum Realty connect me with an agent for Citrus Harbour?
Where is Citrus Harbour, and what county is it in?
Should you buy in Citrus Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how CITRUS HARBOUR fits the bigger picture — live prices, inventory, and Momentum Scores: