Citrus Harbour
Homes for Sale in Polk City, FL
All 96 homes for sale in POLK CITY, FL · median $397,000 · 89 homes for sale in 33868 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
| Location | POLK CITY, Polk County, FL · ZIP 33868 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 1979–1998 (median 1985) |
| Typical living area | 1,854 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2013; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CITRUS HARBOUR key facts,” movewithmomentum.com/neighborhoods/citrus-harbour-polk-city, data as of August 2, 2026.
Nearby homes for sale
No active listings inside CITRUS HARBOUR right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The market around Citrus Harbour
Citrus Harbour is a small community — 12 recorded sales on file, most recently in 2015 — too few for its own price trend. Here is the market around it.
In ZIP 33868, 109 homes are on the market and 17% are under contract — a slower corner of Polk City.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Citrus Harbour specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Citrus Harbour listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Citrus Harbour address.
The Citrus Harbour buying strategy.
If we were buying in Citrus Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Citrus Harbour.
A closer look at the Citrus Harbour market
The housing stock is 60 homes built between 1979 and 1998, and 72% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Citrus Harbour. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Citrus Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Citrus Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Citrus Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Citrus Harbour home worth?
Get a no-obligation home value based on real comparable sales in Citrus Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Citrus Harbour on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Citrus Harbour Market Scorecard
Citrus Harbour is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Citrus Harbour?
What share of Citrus Harbour is owner-occupied?
When were the homes in Citrus Harbour built?
What schools serve Citrus Harbour?
Who is the best real estate agent for Citrus Harbour?
How do I find a top Polk City real estate agent who knows Citrus Harbour?
Can Momentum Realty connect me with an agent for Citrus Harbour?
Where is Citrus Harbour, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Polk City & Lakeland, Winter Haven & Polk County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lakeland, Winter Haven & Polk County or the full Neighborhood Finder.
See how CITRUS HARBOUR fits the bigger picture — live prices, inventory, and Momentum Scores:
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