Clearwater Lake Estates
Homes for Sale in Polk City, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Clearwater Lake Estates in Polk City, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Clearwater Lake Estates in Polk City, FL since 2016, the most recent in December 2018.
Clearwater Lake Estates in Polk City is showing a single active listing in the current MLS feed, which is too thin a sample to draw any pricing or trend conclusions. With just one home on the market, there is no meaningful spread, no pace-of-sale signal, and no way to characterize typical condition or lot type across the community.
For a buyer or seller, that means this is a name-and-address market right now, not a data market. Anyone interested should treat the one available listing as its own case study rather than a proxy for the neighborhood, and expect that pricing here will be set by direct comparison to nearby Polk City inventory rather than by activity inside Clearwater Lake Estates itself.
The 60-Second Overview
Clearwater Lake Estates is a small Polk City community currently represented by a single active MLS listing, with no community amenities identified in the current listing data.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Clearwater Lake Estates is best for.
Best for
- A buyer targeting a specific address in Clearwater Lake Estates rather than shopping the community broadly
- Someone comfortable pricing a purchase using nearby Polk City comparables instead of in-neighborhood data
- An investor or relocation buyer who values Polk City's location and is not dependent on built-in community amenities
Probably not for
- A buyer who wants several homes to compare within the same community before deciding
- Someone relying on established community amenities as part of the purchase decision
- A seller expecting active in-neighborhood competition to help validate a list price
The market around Clearwater Lake Estates
Clearwater Lake Estates is too small for its own price trend, so here is the market around it.
In ZIP 33868, 107 homes are on the market and 14% are under contract — a slower corner of Polk City.
Across Polk County, 5,398 homes are active and 1,696 pending (24% under contract).
ZIP and county figures describe the wider market, not Clearwater Lake Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Clearwater Lake Estates
Live MLS inventory for Clearwater Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clearwater Lake Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2018. Tap any home to ask about it.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Clearwater Lake Estates listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Lake Estates address.
The Clearwater Lake Estates buying strategy.
If we were buying in Clearwater Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clearwater Lake Estates.
A one-listing snapshot
There is not enough current inventory in Clearwater Lake Estates to describe a typical home, a price band, or a pattern of turnover. The MLS feed shows one active listing and no recorded community amenities, which likely reflects either a genuinely small footprint or simply a quiet stretch for listings here.
Buyers should approach this less as evaluating a market and more as evaluating a specific property against what else is available in Polk City and Polk County more broadly. Sellers considering listing here should know their home will be the market for the time being, with limited local comparables to lean on.
The location and the amenities are priced into every listing in Clearwater Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little current inventory, the value we bring is context: pulling comparable sales from surrounding Polk City neighborhoods, reading what the single active listing tells us about pricing intent, and helping you avoid over- or under-valuing a home based on a data set of one.
Clearwater Lake Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clearwater Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clearwater Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clearwater Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clearwater Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Clearwater Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Polk City →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Clearwater Lake Estates Market Scorecard
Clearwater Lake Estates is currently a thin data market. Limited supply, a median asking price of $565,000, and homes go under contract in about 73 days.
Typical home value in the 33868 ZIP is $252,075, about 31.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What schools serve Clearwater Lake Estates?
Who is the best real estate agent for Clearwater Lake Estates?
How do I find a top Polk City real estate agent who knows Clearwater Lake Estates?
Can Momentum Realty connect me with an agent for Clearwater Lake Estates?
Should you buy in Clearwater Lake Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clearwater Lake Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clearwater Lake Estates fits the bigger picture — live prices, inventory, and Momentum Scores: