Cooper Lake Hills
Homes for Sale in Interlachen, FL
True comps, carrying-cost math, and listings before the portals.
Cooper Lake Hills doesn't price off a tight build era the way a lot of Putnam County communities do. Homes here span 1950 to 2011, with a median year built of 1972, so what a buyer is actually paying for is condition and lot, not a shared construction vintage. The median living space across the current 31-home inventory is 762 square feet, a compact footprint that keeps this community squarely in the small-home, small-lot tier rather than the move-up market.
There have been no closings recorded in the current window, so there's no fresh transaction data to benchmark against — this is a thin, quiet corner of the Interlachen market rather than an actively trading one. With a homestead share of just 24.3%, roughly three out of every four homes here are not owner-occupied under a homestead exemption, which points to a meaningful share of investment, seasonal, or rental ownership. For a seller that means pricing has to be argued from comparable condition, not recent sales; for a buyer it means patience and a local read on individual listings matter more than the comp sheet.
Who Cooper Lake Hills is best for.
Best for
- Buyers who want a compact, low-maintenance home and are comfortable with a mix of build years
- Investors evaluating individual properties on condition rather than a deep comp set
- Buyers prioritizing a quiet, low-inventory Putnam County setting over shared amenities
Probably not for
- Buyers who want on-site community amenities like a pool, clubhouse, or organized common areas
- Buyers who need recent closed-sale comps to feel confident on price
- Buyers set on a single, consistent construction era across the neighborhood
The market around Cooper Lake Hills
Cooper Lake Hills is a small community — 79 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
In ZIP 32148, 92 homes are on the market and 21% are under contract — a steady corner of Interlachen.
Across Putnam County, 520 homes are active and 132 pending (20% under contract).
The housing mix here is 64% manufactured home, 29% mobile home, 7% single family residence.
ZIP and county figures describe the wider market, not Cooper Lake Hills specifically. Momentum Research analysis of MLS records.
Schools
- Putnam County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Interlachen Jr.-Sr. High School (Putnam County School District, verify by address)FLDOE grade C · High
- C. H. Price Middle School (Putnam County School District, verify by address) · Middle
- Interlachen Elementary School (Putnam County School District, verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Putnam County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cooper Lake Hills address.
The Cooper Lake Hills buying strategy.
If we were buying in Cooper Lake Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cooper Lake Hills.
A Thin Market Built on Small Footprints
With only 31 homes making up the current inventory and no closings recorded in this window, Cooper Lake Hills isn't a community where you can pull five recent comps and call it a day. The build years run from 1950 all the way to 2011, and the median sits at 1972 — so age alone tells you little about what any single home actually offers. Condition, updates, and lot specifics carry the pricing conversation here far more than they would in a community built out in one phase.
The median living area of 762 square feet is the other defining number: this is a community of compact homes, not a subdivision of larger single-family construction. Combined with a homestead share of 24.3%, the picture is a mix of owner-occupied and non-owner-occupied properties — including likely investment and seasonal holdings — spread across a small, rural inventory with no confirmed shared amenities in the current MLS data.
The location and the amenities are priced into every listing in Cooper Lake Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this thinly traded — 31 homes, no closings in the current window, and a build spread running from 1950 to 2011 — there isn't a clean set of recent comps to lean on. Momentum's Putnam County agents work these smaller, quieter inventories regularly and know how to price and evaluate a listing on its individual merits: condition, lot, and updates, rather than a thin or nonexistent sales trail.
Cooper Lake Hills in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cooper Lake Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cooper Lake Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cooper Lake Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cooper Lake Hills home worth?
Get a no-obligation home value based on real comparable sales in Cooper Lake Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cooper Lake Hills on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Cooper Lake Hills?
What share of Cooper Lake Hills is owner-occupied?
When were the homes in Cooper Lake Hills built?
Do cash buyers compete in Cooper Lake Hills?
What schools serve Cooper Lake Hills?
Who is the best real estate agent for Cooper Lake Hills?
How do I find a top Interlachen real estate agent who knows Cooper Lake Hills?
Can Momentum Realty connect me with an agent for Cooper Lake Hills?
Should you buy in Cooper Lake Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32146/32148)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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