Interlachen, Florida

Interlachen
Housing Market

City market report · Putnam County, FL · 4 ZIP codes

Median sale price $224,950, down 19.8% year over year, with homes going under contract in about 54 days, 96 homes on the market.

8 communities reporting61 sales analyzedRefreshed twice dailyMomentum Score 29
Live Market Pulse
29/100
Momentum
▼10
Soft Market
Prices are down 20% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 26, 2026 at 10:07 AM ET.
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Live · Interlachen Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$225K ▼
Median sold · 12 moConfidence: Medium
down 19.8% vs the prior 12 months
-19.8% ▼
1-yr price change
n = 61 recent sales
$174/sf ▲
Sold $/sqft · 12 mo
Putnam County: $180 · +25.0% vs prior yr
86.9%
Sale vs ask
Putnam County: 91.3%
$216K ▲
Putnam County home value
Zillow ZHVI, monthly · +0.7% vs a year ago
Tempo
6.6mo
Supply
3 to 6 months is the balanced band
54days
Median DOM · closed
Putnam County: 54 days
12%
Under contract
Putnam County: 26%
96 · 15 ▼8
For sale · pending
live counts, refreshed twice daily
Market context
26% ▼
Listings with price cuts
Putnam County · Zillow · -0.3pp vs prior month
367 ▼
County for-sale inventory
Zillow, monthly · -3.9% vs prior month
2%
New construction
share of recent sales
29/100 ▼
Momentum score
Soft Market · -10 vs yesterday
8
Communities reporting
of 79 tracked in Interlachen
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.6×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 26, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.6 months of supply — heavy by the 3-to-6-month balanced benchmark, and 12% of listed homes are already under contract. Prices are down 19.8% versus the prior year, but sellers are still collecting 86.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 29
Momentum Score
Buyer leverage71
Seller leverage29

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 12% of inventory sits under contract.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Interlachen data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Interlachen is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Interlachen

The median sale price across Interlachen currently stands at $224,950, down 19.8% from a year ago. Buyers are paying a median of $174 per square foot. The typical home goes under contract in about 54 days. Sellers are capturing 86.9% of their original asking price on average.

There are 96 active listings on the market, with 15 more already under contract. At the current sales pace that works out to 6.6 months of supply — a buyer-leaning market by the standard six-month benchmark.

Interlachen prices sit below the Putnam County median by roughly 17%. Zillow's home value index for Putnam County stands at $216,313. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Interlachen is 29 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 26, 2026.

Trends & History

Interlachen since 2016 — and where it’s heading

A median home here sold for $32,230 in 2016 and $229,283 over the last recorded year — 611% appreciation across 10 years of recorded sales.

Median sale price · 2016–2026 (271 recorded sales)

$28K$131K$233K$229K2016: $32K2017: $41K2018: $62K2019: $105K2020: $73K2021: $83K2022: $139K2023: $196K2024: $200K2025: $228K2026: $229K20162018202120242026

Home value trend · Putnam County (Zillow ZHVI)

$215K$217K$220K$216KSep '25: $215KOct '25: $215KNov '25: $215KDec '25: $215KJan '26: $216KFeb '26: $218KMar '26: $219KApr '26: $220KMay '26: $219KJun '26: $219KJul '26: $218KAug '26: $217KSep '26: $216KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

362389416367Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 388Jul '26: 385Aug '26: 382Sep '26: 367Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Putnam County (MLS)

60376692Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Aug 06 · Active: 394Aug 07 · Active: 397Aug 08 · Active: 400Aug 09 · Active: 400Aug 10 · Active: 393Aug 11 · Active: 389Aug 12 · Active: 387Aug 13 · Active: 387Aug 15 · Active: 397Aug 17 · Active: 397Aug 19 · Active: 398Aug 22 · Active: 392Aug 23 · Active: 392Aug 28 · Active: 395Aug 29 · Active: 399Aug 30 · Active: 396Aug 31 · Active: 393Sep 07 · Active: 643Sep 09 · Active: 643Sep 11 · Active: 652Sep 12 · Active: 652Sep 13 · Active: 651Sep 14 · Active: 651Sep 15 · Active: 657Sep 16 · Active: 658Sep 17 · Active: 653Sep 19 · Active: 642Sep 20 · Active: 645Sep 21 · Active: 641Sep 22 · Active: 643Sep 23 · Active: 644Sep 24 · Active: 646Sep 25 · Active: 646Sep 26 · Active: 651Sep 28 · Active: 653Sep 29 · Active: 266Oct 01 · Active: 645Oct 04 · Active: 647Oct 05 · Active: 652Oct 06 · Active: 656Oct 07 · Active: 653Oct 09 · Active: 648Oct 10 · Active: 649Oct 11 · Active: 650Oct 12 · Active: 657Oct 14 · Active: 660Oct 17 · Active: 668Oct 18 · Active: 668Oct 19 · Active: 665Oct 20 · Active: 668Oct 23 · Active: 676Oct 26 · Active: 668Jul 07Sep 16Oct 26ActivePending

Median price · daily recalculation

$138K$183K$227K$225KAug 06: $147KAug 08: $147KAug 09: $147KAug 10: $147KAug 11: $147KAug 12: $147KAug 13: $147KAug 15: $147KAug 17: $148KAug 18: $148KAug 19: $148KAug 20: $148KAug 21: $147KAug 22: $147KAug 23: $147KAug 24: $147KAug 26: $145KAug 28: $143KAug 29: $142KAug 30: $142KAug 31: $142KSep 01: $142KSep 04: $142KSep 05: $142KSep 06: $142KSep 07: $142KSep 08: $142KSep 09: $142KSep 10: $142KSep 11: $142KSep 12: $142KSep 13: $142KSep 14: $142KSep 15: $142KSep 16: $142KSep 17: $142KSep 19: $141KSep 20: $141KSep 21: $141KSep 22: $141KSep 23: $141KSep 24: $142KSep 25: $142KSep 26: $140KSep 28: $140KSep 29: $140KSep 30: $140KOct 01: $141KOct 03: $141KOct 04: $142KOct 05: $142KOct 06: $141KOct 07: $141KOct 09: $141KOct 10: $141KOct 11: $141KOct 12: $141KOct 14: $141KOct 17: $142KOct 18: $142KOct 19: $142KOct 20: $141KOct 23: $142KOct 26: $225KAug 06Aug 26Sep 14Oct 03Oct 26
Local Economics · county layer

What’s driving Interlachen

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Interlachen ▼ 20%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Putnam County

MarketMedianActiveScore
Interlachen ← this page$225K—29
Eatonton$393K7042Open →
Satsuma$185K1638Open →
Palatka$292K964Open →
Hawthorne$325K152Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
InterlachenInterlachen$172K▲ -20%
Prices cooling fastest
InterlachenInterlachen$172K▼ 20%
Most homes for sale
Interlachen EstateInterlachen$89K36
Selling fastest
RuralInterlachen$410K50 days
Cypress CreekInterlachen$388K55 days
Interlachen EstateInterlachen$89K62 days
InterlachenInterlachen$172K80 days
Explore Deeper

Interlachen ZIP codes

Most active communities

More on Interlachen

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Interlachen right now?

The data says conditions currently favor buyers in Interlachen — the Momentum Score reads 29/100 with 6.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Interlachen becoming more affordable?

Yes, modestly — the median sale price in Interlachen is $224,950, down 19.8% versus the prior year, while sellers still capture 86.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Interlachen?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Interlachen (-20%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Interlachen neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Rural (50 days); Cypress Creek (55 days); Interlachen Estate (62 days) — homes there go under contract well ahead of the market-wide pace of 54 days.

How does Interlachen compare to the rest of Putnam County?

Interlachen's median of $224,950 runs 17% below the county-wide median of $269,900, and homes here take 54 days to go under contract versus 54 county-wide.

Questions

Interlachen housing market FAQ

How is the housing market in Interlachen right now?

As of October 26, 2026, the Interlachen housing market favors buyers: the median sale price is $224,950 (down 19.8% year over year), 96 homes are for sale, which is 6.6 months of supply, and the typical home goes under contract in about 54 days.

How much is a house in Interlachen?

The median home sold for $224,950 in Interlachen over the last 12 months, about $174 per square foot; asking prices on the 96 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Interlachen?

By the numbers, sellers in Interlachen are getting 86.9% of asking price and going under contract in about 54 days with 6.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Interlachen housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Interlachen median sale prices are down 19.8% year over year, inventory stands at 6.6 months of supply, and 12% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Interlachen?

The median sale price in Interlachen is currently $224,950, down 19.8% from a year ago, based on MLS sales data updated October 26, 2026.

Is Interlachen a buyer's or seller's market right now?

The data currently favors buyers. Interlachen scores 29 of 100 on the Momentum Score, with 6.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Interlachen?

The typical home in Interlachen goes under contract in about 54 days, per current MLS data.

How many homes are for sale in Interlachen?

There are approximately 96 active listings in Interlachen as of October 26, 2026.

Are home prices in Interlachen rising or falling?

Median sale prices are down 19.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Interlachen. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 26, 2026 at 10:07 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.