Cougar Run in Toccoa

Cougar Run
Homes for Sale in Toccoa, GA

All 42 homes for sale in Toccoa, GA · median $357,500 · 111 homes for sale in 30577

Community in Toccoa · Stephens County · ZIP 30577
Free · No obligation
Talk to a Cougar Run Expert

True comps, carrying-cost math, and listings before the portals.

Photo courtesy of Amanda Stewart, Keller Williams Lanier Partners · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Cougar Run in Toccoa, GA has 1 home for sale. Homes listed or recently sold were built 2020–2025 with 2 new construction.

Live · Cougar Run Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Stephens: 18% (28 of 159)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cougar Run sits in Toccoa, in Stephens County, and the current MLS picture is thin: no active listing volume has generated the kind of pricing or pace data we'd normally lean on. That absence is itself information — this is a low-turnover pocket rather than a community with a steady, visible resale rhythm.

For a buyer or seller, that means less market noise to react to, but also less precedent to price against. Anyone transacting here should expect to build the comp set largely from scratch rather than pull it from recent, active Cougar Run sales.

Cougar Run Housing Pulse · Momentum Research · as of September 20, 2026

Cougar Run right now

🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 23, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Cougar Run is a residential community in Toccoa, Stephens County, an area of north Georgia known more for its rural and small-town character than for high-volume subdivision turnover.

Georgia MLS sales records identify 6 homes in Cougar Run that have changed hands since 2024, built between 2020 and 2025 (median 2024), with a median living area of about 1,425 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buying with a longer time horizon and less need for a rich comparable-sales record right now.
  • Prioritizing a Toccoa, Stephens County location over a documented amenity package.
  • Working with a broker to build the comp set property-by-property rather than pulling it off a community sales sheet.

Probably not for

  • Needing a well-documented pricing history before making a decision.
  • Wanting a specific, established set of community amenities as part of the purchase.
  • Preferring to buy in a community with a steady, visible flow of recent resales to benchmark against.

The market around Cougar Run

Cougar Run is too small for its own price trend, so here is the market around it.

In ZIP 30577, 130 homes are on the market and 16% are under contract — a slower corner of Toccoa.

Across Stephens County, 131 homes are active and 28 pending (18% under contract).

In ZIP 30577 (Toccoa), 41 homes closed in the last 12 months at a median of $339K ($169/sq ft), down 3.5% year over year, with a median 125 days on market. Right now 31 active and 5 pending listings put supply at about 8.1 months — a soft market. See the live ZIP 30577 housing market.

ZIP and county figures describe the wider market, not Cougar Run specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Cougar Run, Toccoa

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-06 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Cougar Run

Live MLS inventory for Cougar Run. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cougar Run listings as of 2026-09-22, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Cougar Run Right Now (1)

All 1 active and pending Cougar Run listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 193 Tabitha Page Lane · $279,900 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Keller Williams Lanier Partners

Schools

In short
  • Stephens County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Stephens County School System posted a 96.1% four-year graduation rate and 3,708 students across 6 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Toccoa · Elementary
  • Stephens · Middle
  • Stephens · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Cougar Run listings and can change; always confirm with the Stephens County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cougar Run address.

If we were buying in Cougar Run today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cougar Run.

Best Buy
Buyers comfortable making a decision without a deep pool of recent, community-specific comparable sales.
Biggest Risk
Thin MLS history means less pricing precedent to lean on when evaluating value.
Sweet Spot
Buyers who want a Stephens County location and are prepared to do property-level diligence rather than lean on community-wide data.
Avoid If
Avoid if you need extensive recent sales history or a documented amenity package before making an offer.

A community with a quiet MLS footprint

Current MLS data for Cougar Run does not surface an established set of community amenities, and there isn't a current run of listings deep enough to characterize typical pricing, days on market, or seasonal patterns. That's not unusual for smaller, lower-turnover communities in Stephens County — it simply means the numbers that anchor most of our write-ups aren't there to report.

What that means practically: a buyer looking at Cougar Run should treat any individual listing largely on its own terms — condition, lot, and recent comparable sales pulled from a wider Toccoa radius — rather than expecting a deep, community-specific track record to lean on.

The location and the amenities are priced into every listing in Cougar Run. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with limited MLS history, the value we bring is doing the legwork that the data alone can't: pulling the right comparable sales from surrounding Toccoa and Stephens County inventory, verifying condition and lot specifics in person, and giving a straight read on where a given listing actually sits relative to the broader local market.

Cougar Run in 15 seconds.

Best forBuyers comfortable making a decision without a deep pool of recent, community-specific comparable sales.
Biggest advantageA low-turnover setting where listings aren't competing against a steady stream of recent resales.
Biggest riskThin MLS history means less pricing precedent to lean on when evaluating value.
Sweet spotBuyers who want a Stephens County location and are prepared to do property-level diligence rather than lean on community-wide data.
Avoid ifAvoid if you need extensive recent sales history or a documented amenity package before making an offer.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cougar Run homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cougar Run.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cougar Run sales matched to your home.

What is your Cougar Run home worth?

Get a no-obligation home value based on real comparable sales in Cougar Run, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Toccoa →

Real comps, not an automated estimate.
How much local inventory is already under contract

15% of homes for sale in ZIP 30577 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-23).

Frequently Asked Questions

Is Cougar Run a buyer's or seller's market right now?
As of September 20, 2026, Cougar Run is roughly balanced: 6.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Cougar Run?
The best agent for Cougar Run is one who actively works Toccoa and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cougar Run.
How do I find a top Toccoa real estate agent who knows Cougar Run?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cougar Run and the wider Toccoa area.
Can Momentum Realty connect me with an agent for Cougar Run?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cougar Run purchase or sale - no call center and no pressure.
Where is Cougar Run, and what county is it in?
Cougar Run is in Toccoa, Stephens County, GA, ZIP 30577.
Buying with a longer time horizon and less need for a rich comparable-sales record right now.Excellent fit
Prioritizing a Toccoa, Stephens County location over a documented amenity package.Excellent fit
Working with a broker to build the comp set property-by-property rather than pulling it off a community sales sheet.Excellent fit
Needing a well-documented pricing history before making a decision.Probably not
Wanting a specific, established set of community amenities as part of the purchase.Probably not
Preferring to buy in a community with a steady, visible flow of recent resales to benchmark against.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 22, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (6 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that MOMENTUM REALTY LLC and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

Nearby Communities

Explore more neighborhoods near Cougar Run with Momentum Realty’s local guides.

Quail Forest4.4 mi awayOakwood Acres4.6 mi awayLakeside Acres4.7 mi away · 1 for saleCountry View (Stephens)4.8 mi awayBig A4.9 mi away · 1 for saleDEDortch Estates5.0 mi away · median $310K, 6 sales/12 moAddway Court5.0 mi away · 1 for saleAAgnew5.0 mi away

Browse all neighborhood guides →

Thinking of selling in Cougar Run? 2 recorded closings (window ending 2026-09-20). See the Stephens County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Cougar Run Expert
Call Get Listings