Aerial view of Dowling

Dowling
Homes for Sale in Starke, FL

All 36 homes for sale in Starke, FL · median $341,200 · 49 homes for sale in 32091 · Bradford County homes for sale

Community in Starke · Bradford County · ZIP 32091
28 homesBuilt 1920–2024
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Built fromLive realMLS data13 years of closingsFL DOR public recordsUpdated twice daily
Live · Dowling Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
43%
Owner-occupied · Dowling
13 of 30 parcels homesteaded (FL DOR 2025)
57%
Non-owner-occupied · Dowling
incl. 17% trust or LLC-held · 3% out-of-state
28
Homes in the community
plus 2 vacant residential lots · 30 residential parcels (FL DOR 2025)
Track record · 13 years of records
3
Recorded sales · 2024-2025
median $260K · qualified sales on the county roll (FL DOR 2025)
Est. 1920
Community established
homes built 1920-2024, median 1960 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Dowling is a small-market pocket in Starke, and in a market this size price is set home by home, not by a neighborhood formula. Condition, lot, and how recently a place has been updated do most of the work here — two houses on the same road can trade well apart because one has been kept up and the other hasn't.

For buyers, that means the value is in walking the property and reading it honestly, not in comparing headline figures. For sellers, it means presentation and condition are your leverage; a clean, move-in-ready home stands out in a thin inventory pool, while a project home will be judged as exactly that.

Nearby homes for sale

No active listings inside Dowling right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

403 N WALNUT Street
$240K · 0.3 mi away
4 bd · 3.5 ba · 2,949 sqft
403 N WALNUT Street
Listed by ANCHOR REALTY FLORIDA
620 GLENDALE Street
$240K · 0.6 mi away
2 bd · 2 ba · 1,125 sqft
620 GLENDALE Street
Listed by CW REALTY
1206 RAIFORD Road
$450K · 0.9 mi away
4 bd · 2 ba · 2,410 sqft
1206 RAIFORD Road
Listed by JULIE MORROW PREMIER REALTY INC
1397 S WATER Street
$310K · 1.2 mi away
3 bd · 2 ba · 1,984 sqft
1397 S WATER Street
Listed by CW REALTY
1024 SOUTHGATE Drive
$210K · 1.3 mi away
2 bd · 1 ba · 880 sqft
1024 SOUTHGATE Drive
Listed by FLORIDA HOMES REALTY & MTG LLC
1825 RAIFORD Road
$599K · 1.3 mi away
4 bd · 4 ba · 3,645 sqft
1825 RAIFORD Road
Listed by JULIE MORROW PREMIER REALTY INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Dowling sits within Starke in Bradford County, a smaller inland market where individual home condition and land drive pricing far more than any single community trend.

County records show 3 qualified sales in Dowling across 2024–2025 (2 in 2024, 1 in 2025), median $260,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want more land and a quieter, small-town setting inland
  • Value-minded buyers willing to take on a project home and put in the work
  • Buyers comfortable evaluating each property individually rather than by neighborhood average

Probably not for

  • Buyers who need a large, fast-moving inventory to compare against
  • Buyers prioritizing walkable amenities and higher density
  • Buyers counting on quick, competitive resale turnover

The market around Dowling

Dowling is too small for its own price trend, so here is the market around it.

In ZIP 32091, 58 homes are on the market and 14% are under contract — a slower corner of Starke.

Across Bradford County, 91 homes are active and 13 pending (12% under contract).

In ZIP 32091 (Starke), 99 homes closed in the last 12 months at a median of $354K ($191/sq ft), up 28.3% year over year, with a median 45 days on market. Right now 1 pending listings — a healthy market. See the live ZIP 32091 housing market and the Bradford County market.

ZIP and county figures describe the wider market, not Dowling specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Dowling, Starke

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Dowling today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dowling.

Best Buy
Buyers who want land and quiet over density and want to judge a home on its own merits.
Biggest Risk
Thin inventory and a wide condition spread make comps unreliable.
Sweet Spot
A move-in-ready home on a solid lot, correctly priced for its condition.
Avoid If
You need fast resale, walkable amenities, or a deep pool of listings to choose from.

A condition-driven small market

This is not a high-volume, comp-heavy market where you can price a home off the block average. Listings here are limited, so each one carries more weight, and the spread between a maintained home and one that needs work can be wide. Buyers should budget for inspection realities and factor in any deferred maintenance before settling on a number.

Location is part of the pitch too: Starke is an inland Bradford County seat with the practical rhythms of a smaller town, which appeals to buyers who want more land and less density. If you want walkable amenities and a fast, competitive resale churn, understand that this is a slower, quieter market by nature.

“

The location and the amenities are priced into every listing in Dowling. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin market, the real skill is reading one property against another and pricing on condition, not on a headline. We know Starke and Bradford County well enough to tell you when a listing is fairly priced, when a project home is worth the work, and when to walk — and we will say so plainly.

Dowling in 15 seconds.

Best forBuyers who want land and quiet over density and want to judge a home on its own merits.
Biggest advantageCondition-driven pricing means a sharp buyer can find real value in a maintained home.
Biggest riskThin inventory and a wide condition spread make comps unreliable.
Sweet spotA move-in-ready home on a solid lot, correctly priced for its condition.
Avoid ifYou need fast resale, walkable amenities, or a deep pool of listings to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Dowling homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Dowling.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dowling sales matched to your home.

What is your Dowling home worth?

Get a no-obligation home value based on real comparable sales in Dowling, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Starke →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Dowling?
The Florida DOR 2025 assessment roll shows 28 homes plus 2 vacant residential lots in Dowling (public records).
What share of Dowling is owner-occupied?
43% of Dowling parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Dowling built?
Homes in Dowling were built between 1920 and 2024, with a median year built of 1960.0 (FL DOR 2025 roll).
Who is the best real estate agent for Dowling?
The best agent for Dowling is one who actively works Starke and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Dowling.
How do I find a top Starke real estate agent who knows Dowling?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Dowling and the wider Starke area.
Can Momentum Realty connect me with an agent for Dowling?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Dowling purchase or sale - no call center and no pressure.
Where is Dowling, and what county is it in?
Dowling is in Starke, Bradford County, FL, ZIP 32091.
Buyers who want more land and a quieter, small-town setting inlandExcellent fit
Value-minded buyers willing to take on a project home and put in the workExcellent fit
Buyers comfortable evaluating each property individually rather than by neighborhood averageExcellent fit
Buyers who need a large, fast-moving inventory to compare againstProbably not
Buyers prioritizing walkable amenities and higher densityProbably not
Buyers counting on quick, competitive resale turnoverProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32091))
Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2013 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Dowling with Momentum Realty’s local guides.

Gaskins0.0 mi away · 28 homes, built 1920–24Pinehaven0.1 mi away · 44 homes, built 1920–97Dowling Park0.1 mi away · 70 homes, built 1940–04Pinehurst0.1 mi away · 70 homes, built 1934–24Al Alvarez0.2 mi awayWhite Acres0.2 mi awayDowling R N0.2 mi awayJGJ G Alvarez0.3 mi away

Browse all neighborhood guides →

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