George Fleming Grant
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Price here is driven by condition and structure, not a uniform product. With a housing stock spanning from 1900 to 2024 and a median build year of 1974, you are looking at a market where two homes a block apart can trade very differently depending on updates, systems, and how much original work has been touched. There is no single number that captures the spread, so read each listing on its own merits.
The homestead share sits right at 51.1%, meaning roughly half of these 299 homes are owner-occupied and half are not. For a buyer, that signals a mix of long-held properties and homes that may have been rentals or investment holds — inspect accordingly. For a seller, a genuinely updated home stands out in a stock this varied, and that difference in condition is where you earn your price.
Who George Fleming Grant is best for.
Best for
- Buyers willing to inspect carefully and budget for updates on an older home
- Value-focused buyers looking for a mid-size footprint around 1,850 square feet
- Investors comfortable with a market where roughly half of homes are not owner-occupied
Probably not for
- Buyers who want new or near-new construction only
- Anyone needing move-in-ready condition with no deferred-maintenance risk
- Buyers who want a large, uniform floor plan well above the median size
The market around George Fleming Grant
George Fleming Grant is a small community — 14 recorded sales on file, most recently in 2023 — too few for its own price trend. Here is the market around it.
In ZIP 32177, 162 homes are on the market and 25% are under contract — a steady corner of Palatka.
Across Putnam County, 520 homes are active and 132 pending (20% under contract).
The housing mix here is 50% single family residence, 40% manufactured home, 10% mobile home.
ZIP and county figures describe the wider market, not George Fleming Grant specifically. Momentum Research analysis of MLS records.
The George Fleming Grant buying strategy.
If we were buying in George Fleming Grant today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in George Fleming Grant.
A stock defined by age and variance
The defining feature here is age spread. A median year built of 1974 with a range back to 1900 means original systems, older layouts, and the occasional recent infill build all coexist. That variance is the story: it rewards buyers who do their diligence on roofs, plumbing, and electrical, and it punishes anyone who assumes one home tells you about the next.
At a median living area near 1,849 square feet, the typical home is a functional, mid-size floor plan rather than a compact starter or an oversized build. With 299 homes in the count, this is a defined, walkable-scale community — small enough that inventory moves matter and individual condition carries real weight.
The location and the amenities are priced into every listing in George Fleming Grant. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this uneven, the value is in reading each home correctly — separating cosmetic updates from structural spend, and knowing which older properties are worth the work. We price to condition, not to a neighborhood average, and we will tell you when a listing's age is a liability rather than character.
George Fleming Grant in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a George Fleming Grant buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed George Fleming Grant sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in George Fleming Grant, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your George Fleming Grant home worth?
Get a no-obligation home value based on real comparable sales in George Fleming Grant, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in George Fleming Grant on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in George Fleming Grant?
What share of George Fleming Grant is owner-occupied?
When were the homes in George Fleming Grant built?
Who is the best real estate agent for George Fleming Grant?
How do I find a top Palatka real estate agent who knows George Fleming Grant?
Can Momentum Realty connect me with an agent for George Fleming Grant?
Should you buy in George Fleming Grant?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.