Harmony Estates in Cantonment

Harmony Estates

Established 1988 · Intracoastal West · ZIP 32224

A built-out Truland Homes community in Cantonment with a top-rated elementary, minutes to I-10.

Built-out, resaleA-rated Kingsfield ElementaryMinutes to I-10
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Harmony Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Harmony Estates is a built-out (2019) Truland Homes single-family community in Cantonment, developed by 68 Ventures, and its clearest asset is the zoned elementary, Kingsfield, which rates 9/10 and earned an A state grade. It is a small 44-lot community with an active, professionally managed HOA, quick I-10 access, and homes that have appreciated from the $300,000s at delivery to the mid-$400,000s. The honest reads are an HOA whose dues were not publicly posted (verify them), likely well and septic to confirm, average middle and high schools, a longer NAS commute, and thin resale inventory in a 44-lot community. Buy it for the standout elementary, the recent construction, and the I-10 access; confirm the HOA, the utilities, and the school plan."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harmony Estates is a built-out single-family community in Cantonment (unincorporated northern Escambia County, 32533), on Allegra Lane and Cadence Loop about two miles north of the I-10 and Highway 29 interchange, developed by 68 Ventures and built by Truland Homes.

It is a small community of 44 lots on about 17 acres, with detached four-bedroom homes from roughly 2,073 to 2,745 square feet (Truland's Morgan, Middleton, Austin, Branson, and Richmond plans), completed around 2019. The builder is sold out, so purchases are resales.

The carry includes an active, professionally managed HOA (Harmony Estates Owners' Association) whose dues were not publicly posted, and no CDD; confirm the dues and whether the homes are on well and septic or public utilities.

The draw is the standout zoned elementary (Kingsfield, 9/10, A state grade), recent construction, and quick I-10 access. The trade-offs are the unconfirmed HOA, likely well and septic, average middle and high schools, a longer NAS commute, and thin resale inventory.

Best for

  • Families drawn to a top-rated zoned elementary in recent construction
  • Commuters who value quick I-10 access from Cantonment
  • Buyers who want a small, established community with an active HOA

Probably not for

  • Families set on strong middle and high schools
  • Daily NAS Pensacola commuters (it is a longer drive)
  • Buyers who want a wide selection or new construction

How Harmony Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harmony Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Harmony Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harmony Estates

Live MLS inventory for Harmony Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Harmony Estates listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-10 (Highway 29 interchange)~5-7 min · ~2 miles south
Cantonment retail (Hwy 29)~7-10 min · grocery and services
Pensacola International Airport (PNS)~24 min · ~15 miles
Downtown Pensacola~26 min · ~16 miles
Navy Federal (Beulah campus)~28-35 min · west via I-10
NAS Pensacola~35-40 min · across the metro

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harmony Estates with Momentum Realty’s local guides.

MLMagnolia Lake EstatesCantonment, FL · adjacentReserve atBrookhavenReserve atBrookhavenCantonment, FL · 0.5 miCACarringtonCantonment, FL · 0.6 miBrookhavenBrookhavenCantonment, FL · 0.6 miHHHarvesters HomesCantonment, FL · 0.8 miIron RockIron RockCantonment, FL · 1.0 miJaxson EstatesJaxson EstatesCantonment, FL · 1.4 miCantonmentHeightsCantonmentHeightsCantonment, FL · 1.4 miHamiltonCrossingHamiltonCrossingCantonment, FL · 1.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Harmony Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Harmony Estates is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Harmony Estates address.

The takeaway

What is actually shaping value at Harmony Estates, sourced and dated. The top elementary, the I-10 access, and a small resale market are the practical facts.

Recent Developments in Harmony Estates

Our read on what is being built around Harmony Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is a Cantonment building boom and strong area schools, against a softening 32533 market. The recurring items are the HOA and utilities to confirm and thin resale supply.

Top-rated zoned elementary

BullishKingsfield Elementary rates 9/10 with an A state grade and sits about 0.3 mile away, a real draw for buyers. impact
SignificanceRadius: Community

Top-rated zoned elementary

Recent construction at quick I-10 access

Bullish2019 Truland homes minutes from I-10 support steady demand and reasonable commutes to the Pensacola core and Beulah corridor. impact
SignificanceRadius: Community

Recent construction at quick I-10 access

Thin 44-lot resale market

NeutralWith only 44 lots and the builder sold out, listings are infrequent; comp carefully on thin data. impact
SignificanceRadius: Community

Thin 44-lot resale market

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harmony Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2023-2025
    Market

    Appreciation from delivery prices

    Resales rose from the $300,000s at 2019-2021 delivery to a 2023 sale near $459,900 and a 2025 listing at $465,000, reflecting demand, above the 32533 ZIP median around $333,000. Why it matters: The community has appreciated; comp to recent in-community sales, not delivery prices. Source

  2. 2024-2025
    Schools

    Kingsfield Elementary rated A

    Kingsfield Elementary earned an A state grade (9/10 GreatSchools) for 2024-25, while the zoned Ransom Middle and J.M. Tate High rate average. Why it matters: The standout elementary is a core draw; confirm the zoned schools by address and plan for the older grades. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Harmony Estates, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and request the documents. The Harmony Estates HOA dues were not publicly posted; verify the amount, what they cover, and request an estoppel.

2

Confirm the utilities. Verify whether the home is on well and septic or public utilities, and inspect the well and septic if applicable.

3

Verify the schools, especially older grades. Confirm the assigned schools by address, weighing the standout elementary and average middle and high schools.

4

Get an independent inspection. Use your own inspector on a 2019 Truland home for the roof, systems, and grading.

5

Comp within the community. Resale comps are thin; price to recent Cadence Loop sales.

Best Buy
A well-kept 2019 home priced to recent in-community comps, with the HOA and utilities confirmed, in the standout-elementary zone.
Biggest Risk
An unconfirmed HOA, well-and-septic surprises, or overpaying on thin comps.
Best Lot
Lots are similar; weigh what the home backs to and the drainage.
Smart Timing
A softer 32533 market gives buyers room; comp carefully in a small community.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harmony Estates is a built-out single-family community in Cantonment (unincorporated northern Escambia County, 32533), on Allegra Lane and Cadence Loop about two miles north of the I-10 and Highway 29 interchange, developed by 68 Ventures and built by Truland Homes on 44 lots, completed around 2019. Homes are four-bedroom plans from about 2,073 to 2,745 square feet; the builder is sold out, so purchases are resales. The carry includes an active, professionally managed HOA whose dues were not publicly posted, and no CDD; confirm the dues and whether the homes are on well and septic. The draw is the standout zoned elementary (Kingsfield, 9/10) and quick I-10 access; trade-offs are the unconfirmed HOA, likely well and septic, average middle and high schools, a longer NAS commute, and thin resale supply. Schools are in the Escambia County School District; confirm assignments by address.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller four-bedroom homes

The lower end is the smaller four-bedroom plans (around 2,073 square feet), with pandemic-era sales in the $307,000 to $355,000 range (Redfin, 2020-2021); current resales price higher.

Lowest entry
Mid: larger four-bedroom homes

The core is the larger four-bedroom homes (around 2,400 to 2,745 square feet), with a 2023 sale around $459,900 (Redfin), above the 32533 ZIP median near $333,000.

Most inventory
High: largest or updated homes

The top is the largest or most updated homes, with a 2025 listing around $465,000 (Coldwell Banker). Size and condition separate these; comp within the community.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: smaller four-bedroom homes
The lower end is the smaller four-bedroom plans (around 2,073 square feet), with pandemic-era sales in the $307,000 to $355,000 range (Redfin, 2020-2021); current resales price higher.
Mid: larger four-bedroom homes
The core is the larger four-bedroom homes (around 2,400 to 2,745 square feet), with a 2023 sale around $459,900 (Redfin), above the 32533 ZIP median near $333,000.
High: largest or updated homes
The top is the largest or most updated homes, with a 2025 listing around $465,000 (Coldwell Banker). Size and condition separate these; comp within the community.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harmony Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Harmony Estates leads with a 9/10 elementary in recent construction near I-10. The honest read is the HOA and utilities to confirm and the average older-grade schools.

Jon Brooks · Founder, Momentum Realty
7.7B+ · Buy Score
Resale Strength7.7/10
Renovation Risk8.2/10
Location Efficiency7.4/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Harmony Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar; check what each backs to.
  • Confirm any well and septic siting.
  • Confirm the FEMA flood zone (often lower-risk inland).

Harmony Estates' lots are similar Cantonment parcels, so the lot read covers what the home backs to, the drainage, any well and septic siting, and the FEMA flood zone for the specific inland address. Because the homes are similar Truland builds, the lot and the home's condition, not square footage alone, separate one home's value from the next.

Harmony Estates in 15 seconds.

Best forFamilies drawn to a top-rated zoned elementary in recent construction with quick I-10 access.
Strong onSchools and location: a 9/10 zoned elementary, 2019 Truland homes, an active HOA, and minutes to I-10.
WatchAn unconfirmed HOA, likely well and septic to confirm, average middle and high schools, and thin resale supply.
Not forFamilies set on strong older-grade schools, daily NAS commuters, or buyers wanting wide selection or new construction.
The edgeA standout elementary and recent construction near I-10 reward a prepared buyer who confirms the HOA and utilities.

HOA, CDD & Fees

15-Second Take
  • Active HOA; dues not publicly posted, so confirm them.
  • No CDD found.
  • Confirm well and septic versus public utilities.
  • Top-rated zoned elementary (Kingsfield, 9/10).
  • 44 lots; thin resale supply.

There is an active, professionally managed HOA (Harmony Estates Owners' Association, managed by Etheridge Property Management), but the dues were not publicly posted, so confirm them, what they cover, and request an estoppel; no CDD was found. Confirm whether the homes are on well and septic, which adds maintenance versus public utilities.

Dues cover common-area landscaping and the community's playground and sidewalks; confirm the exact coverage for the specific home.

The amenity is a playground with a picnic area and sidewalks; this is a small residential community rather than an amenitized master plan.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harmony Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Harmony Estates, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harmony Estates home worth?

Get a no-obligation home value based on real comparable sales in Harmony Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Harmony Estates home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Harmony Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Harmony Estates Market Scorecard

Thin data

Harmony Estates is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What schools serve Harmony Estates?
It is in the Escambia County School District, typically Kingsfield Elementary (a standout 9/10 with an A state grade), Ransom Middle, and J.M. Tate High, with the middle and high schools rating average. Confirm the assignment by address.
Does Harmony Estates have an HOA or CDD?
It has an active, professionally managed HOA, but the dues were not publicly posted, so confirm them and request an estoppel; no CDD was found.
Who built Harmony Estates?
68 Ventures developed it and Truland Homes built the 44 homes (four-bedroom plans from about 2,073 to 2,745 square feet), completed around 2019. It is sold out, so purchases are resales.
How much do homes in Harmony Estates cost?
Resales rose from the $300,000s at delivery to a 2023 sale near $459,900 and a 2025 listing at $465,000 (Redfin / Coldwell Banker), above the 32533 ZIP median near $333,000. Confirm current pricing with in-community comps.
Are homes on well and septic?
Likely, given the north-Cantonment corridor, though not confirmed for the community. Verify the utility connection and inspect the well and septic if applicable.
How close is Harmony Estates to I-10?
About 5 to 7 minutes, two miles south, which makes the Pensacola core and the Beulah corridor reachable; NAS Pensacola is a longer 35-to-40-minute drive.
Is Harmony Estates gated?
No source confirmed a gate; it is an open, built-out community. Confirm for the specific section.
Is Harmony Estates in a flood zone?
North Cantonment is generally lower-risk, but the flood zone is parcel-specific. Confirm the FEMA flood zone for the specific lot.
Is there new construction in Harmony Estates?
No. It is a completed 44-lot community; purchases are resales. New construction in Cantonment is in newer communities nearby.
What should I check before buying in Harmony Estates?
Confirm the HOA dues and request an estoppel, confirm the utilities and inspect any well and septic, verify the schools, get an independent inspection, and comp to recent in-community sales.
Is Harmony Estates a good investment?
A standout elementary, recent construction, and quick I-10 access support demand, but the unconfirmed HOA, likely well and septic, average older-grade schools, and thin resale are factors. Confirm the costs and comp well; this is not a guarantee of future value.
Should I use the listing agent to buy in Harmony Estates?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
You are drawn to a top-rated zoned elementary in recent constructionExcellent fit
You value quick I-10 access from CantonmentExcellent fit
You want a small, established community with an active HOAExcellent fit
You are set on strong middle and high schoolsProbably not
You commute daily to NAS PensacolaProbably not
You want a wide selection or new constructionProbably not

Get the inside read on Harmony Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harmony Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Harmony Estates specialist will reach out personally, usually the same day.

Harmony Estates median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Harmony Estates, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

Zoom out before you decide: see the Pensacola area market guide or every community in the Neighborhood Finder.

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