Aerial view of Highway Terrace

Highway Terrace
Homes for Sale in Crescent City, FL

All 45 homes for sale in Crescent City, FL · median $259,000 · 54 homes for sale in 32112 · Putnam County homes for sale

Community in Crescent City · Putnam County · ZIP 32112
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Talk to a Highway Terrace Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data18 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Highway Terrace sits in Crescent City, well inland in Putnam County, and the honest starting point is that this is a thin, condition-driven market rather than a priced-to-the-comp one. With limited data in the snapshot, I'd treat any single listing here as its own negotiation: the number that matters is what the house in front of you needs, not a neighborhood formula.

For a buyer, that means room to work if you show up informed and are willing to underwrite repairs honestly. For a seller, it means presentation and realistic pricing do the heavy lifting — this isn't a market where a hot cycle bails out an overpriced or deferred-maintenance listing. Patience on both sides is the posture I'd bring.

Nearby homes for sale

No active listings inside Highway Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

126 PIQUE Road
$524K · 0.6 mi away
3 bd · 2 ba · 2,049 sqft
126 PIQUE Road
Listed by THE FIELDS GROUP REALTY
202 LAKEVIEW Avenue
$400K · 0.7 mi away
3 bd · 2 ba · 2,184 sqft
202 LAKEVIEW Avenue
Listed by ST JOHNS REALTY AND MANAGEMENT LLC
301 LAKEVIEW Avenue
$350K · 0.7 mi away
4 bd · 1 ba · 1,528 sqft
301 LAKEVIEW Avenue
Listed by THE FIELDS GROUP REALTY
206 OLEANDER Avenue
$259K · 0.7 mi away
3 bd · 1.5 ba · 1,368 sqft
206 OLEANDER Avenue
Listed by ST JOHNS REALTY AND MANAGEMENT LLC
117 CRESTBREEZE Manor
$215K · 0.9 mi away
3 bd · 2 ba · 1,392 sqft
117 CRESTBREEZE Manor
Listed by CENTURY 21 TRITON REALTY
1 MAGNOLIA Avenue
$850K · 1.0 mi away
3 bd · 2 ba · 2,647 sqft
1 MAGNOLIA Avenue
Listed by RIVER LIFE REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Highway Terrace is a small Crescent City pocket in Putnam County, inland from the coast — a rural-adjacent setting where individual home condition, lot, and access drive value more than any comparable-sales trend.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing rural space and privacy over amenities and convenience
  • Value-minded buyers willing to budget for repairs and buy on a home's actual condition
  • Long-hold buyers not counting on quick resale liquidity

Probably not for

  • Buyers who need walkable shopping, dining, and dense services nearby
  • Buyers wanting a turnkey home with no deferred-maintenance risk
  • Buyers who need a fast, liquid exit or short-term resale

The market around Highway Terrace

Highway Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32112, 63 homes are on the market and 13% are under contract — a slower corner of Crescent City.

Across Putnam County, 701 homes are active and 159 pending (18% under contract).

In ZIP 32112 (Crescent City), 88 homes closed in the last 12 months at a median of $270K ($186/sq ft), up 18.0% year over year, with a median 55 days on market. See the live ZIP 32112 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Highway Terrace specifically. Momentum Research analysis of MLS records.

If we were buying in Highway Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Highway Terrace.

Best Buy
Buyers who want space and quiet inland and are comfortable underwriting a home on its own merits.
Biggest Risk
Thin data means value hinges on individual condition, not neighborhood comps.
Sweet Spot
A sound-condition home bought with eyes-open inspection and a realistic budget for any deferred work.
Avoid If
You need walkable amenities, dense services, or a fast, liquid resale market.

A condition-led market

Crescent City and the surrounding Putnam County area trade on space and quiet more than on amenities or walkability. In a community like Highway Terrace, expect wide variation from one property to the next — age, systems, roof, and lot can swing value considerably, so lean on inspection and a careful walk of each parcel rather than assuming one home tells you about the next.

Because the data here is limited, we price and negotiate off the specific asset. That's an advantage for a prepared buyer and a discipline for a seller: get the condition story right, document it, and let the house make its own case.

“

The location and the amenities are priced into every listing in Highway Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-data, rural-adjacent markets are where a local read earns its keep. We won't hand you a manufactured comp set that doesn't exist — we'll walk the specific property, weigh its condition and access honestly, and build a price and a negotiation around what's actually in front of us.

Highway Terrace in 15 seconds.

Best forBuyers who want space and quiet inland and are comfortable underwriting a home on its own merits.
Biggest advantageA prepared buyer has real negotiating room in a market that doesn't run on hype.
Biggest riskThin data means value hinges on individual condition, not neighborhood comps.
Sweet spotA sound-condition home bought with eyes-open inspection and a realistic budget for any deferred work.
Avoid ifYou need walkable amenities, dense services, or a fast, liquid resale market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Highway Terrace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Highway Terrace.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Highway Terrace sales matched to your home.

What is your Highway Terrace home worth?

Get a no-obligation home value based on real comparable sales in Highway Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Crescent City →

Real comps, not an automated estimate.
Buyers prioritizing rural space and privacy over amenities and convenienceExcellent fit
Value-minded buyers willing to budget for repairs and buy on a home's actual conditionExcellent fit
Long-hold buyers not counting on quick resale liquidityExcellent fit
Buyers who need walkable shopping, dining, and dense services nearbyProbably not
Buyers wanting a turnkey home with no deferred-maintenance riskProbably not
Buyers who need a fast, liquid exit or short-term resaleProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2008 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Highway Terrace. These are the public schools most often assigned to other communities in ZIP 32112; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Highway Terrace

Where is Highway Terrace?

Highway Terrace is a community in Crescent City, Putnam County, Florida, ZIP 32112.

Are there homes for sale in Highway Terrace right now?

No active listings inside Highway Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Highway Terrace have an HOA or CDD?

No HOA is on record for Highway Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Highway Terrace with Momentum Realty’s local guides.

Harbison Square0.1 mi awayWilliams0.1 mi awayShirley Heights0.2 mi awayPlaza Del Norte0.3 mi awayGrove Lots Crescent0.5 mi away · 86 homes, built 1900–22Cones Of Grove L 150.6 mi away · 6 homes, built 1960–24Cones Of Grove0.6 mi awayForest Heights0.6 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,368/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.